Poonamdeep Chit Fund Private Limited
About Poonamdeep Chit Fund Private Limited
Data last updated:
Poonamdeep Chit Fund Private Limited is a private limited company based in Bangalore, Karnataka, India. It operates in the diversified business activities segment of the business services sector. It was incorporated on 06 February 2017 and has been in existence for over 9 years.
The company is registered with the Registrar of Companies (ROC), Bangalore, under CIN U74999KA2017PTC099685. Its GSTIN is 29AAICP9889P1ZX (Karnataka).
The company has an authorised share capital of ₹1 Lakh and a paid-up capital of ₹1 Lakh. It is led by directors Ghisuram Poona Ram and Prakash Poonaram Choudhary.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Bangalore, Karnataka.
As per the financials filed for FY 2025, the company reported a revenue of ₹57.11 Lakh, a growth of 2% compared to the previous year. For the same year it recorded a net profit of ₹4.28 Lakh (net margin 7.5%) and EBITDA of ₹10.05 Lakh (EBITDA margin 17.6%). Revenue has declined at a compounded annual rate (CAGR) of 4% over three years and 8% over five years.
As per MCA filings, the company has open charges of ₹29 Lakh on record. Court records list 4 cases involving the company, including 2 filed by the company and 1 filed against it.
The current compliance status is marked as compliant by the Registrar of Companies.
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- Registered AddressPoonam Tower No. 101/1 5th Floor, Hospital Road Near Menaka Theatre, Bangalore, Karnataka, India – 560053
- IndustryBusiness Services, Miscellaneous Business Activities, Other Services
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
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Business Activity of Poonamdeep Chit Fund Private Limited
The main business activity of Poonamdeep Chit Fund is financial and insurance service. In detail, this covers other financial activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Financials of Poonamdeep Chit Fund Private Limited FY 2025 filings available
Poonamdeep Chit Fund Private Limited reported revenue of ₹57.11 Lakh (up 2% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR) of Poonamdeep Chit Fund Private Limited
Revenue rose 2% in the latest year, though over five years it has declined at a compounded annual rate (CAGR) of 8%. EBITDA fell 63% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of Poonamdeep Chit Fund Private Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | •••• | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | ₹10.05 Lakh | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | ₹4.28 Lakh | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of Poonamdeep Chit Fund Private Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 17.6% | •••• | •••• | •••• | •••• |
| Net Profit Margin | 7.5% | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Poonamdeep Chit Fund are in the company report.
Financial statements from FY 2017
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Peer Comparison of Poonamdeep Chit Fund Private Limited
Poonamdeep Chit Fund Private Limited is compared with the companies closest to it by revenue in the BFSI industry (Micro Finance). Net profit, margin and employee counts of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Bhadri and Mani Chit Private Limited | ₹57.42 Lakh (FY 2025) | •••• | •••• | 9.0% | •••• | Salem, Tamil Nadu, India |
| HSR Chits Private Limited | ₹57.4 Lakh (FY 2023) | •••• | •••• | 112.0% | •••• | Bangalore, Karnataka, India |
| Selvanaayaki Chit Private Limited | ₹57.36 Lakh (FY 2025) | •••• | •••• | -9.0% | •••• | Tirupur, Tamil Nadu, India |
| Radhya Micro Finance Private Limited | ₹57.3 Lakh (FY 2025) | •••• | •••• | 23.0% | •••• | Moradabad, Uttar Pradesh, India |
| Chaitraratha Chits Private Limited | ₹57.17 Lakh (FY 2022) | •••• | •••• | -48.0% | •••• | Kamareddy, Telangana, India |
| Poonamdeep Chit Fund Private Limited this company | ₹57.11 Lakh (FY 2025) | •••• | •••• | 2.0% | •••• | Bangalore, Karnataka, India |
| Nedumparambil Kuries Private Limited | ₹57.1 Lakh (FY 2022) | •••• | •••• | -7.0% | •••• | Thiruvalla, Kerala, India |
| Laxmi Shankara Chit Funds Private Limited | ₹57.04 Lakh (FY 2024) | •••• | •••• | 57.0% | •••• | Warangal, Telangana, India |
| Valumoorthy Velayutham Chits Private Limited | ₹56.9 Lakh (FY 2024) | •••• | •••• | -3.0% | •••• | Tuticorin, Tamil Nadu, India |
| Venus Star Chit Private Limited | ₹56.46 Lakh (FY 2019) | •••• | •••• | -8.0% | •••• | Chengalpet, Tamil Nadu, India |
| Shree Vijaya Meenakshi Chits Private Limited | ₹56.45 Lakh (FY 2025) | •••• | •••• | 5.0% | •••• | Chennai, Tamil Nadu, India |
Peers are the five companies nearest above and the five nearest below Poonamdeep Chit Fund by revenue in the BFSI industry (Micro Finance), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.
Board of Directors of Poonamdeep Chit Fund Private Limited
Poonamdeep Chit Fund has 2 directors on record. No former directors are listed.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Ghisuram Poona Ram | Director | 06 Feb 2017 | 9 Years 8 Months | Current |
| Prakash Poonaram Choudhary | Director | 06 Feb 2017 | 9 Years 8 Months | Current |
Ownership and Shareholding of Poonamdeep Chit Fund Private Limited
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Poonamdeep Chit Fund Private Limited
| Date | Lender | Amount | Status |
|---|---|---|---|
| 01 May 2024 | Indian Bank | ₹29 Lakh | Open |
Total charge records: 1 View all charges
Legal Cases of Poonamdeep Chit Fund Private Limited
Poonamdeep Chit Fund Private Limited has 4 court cases on record: 2 filed by Poonamdeep Chit Fund, 1 filed against it, 1 where it is another party. All cases are disposed. Status as checked between 30 Sep 2026 and 03 Oct 2026.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 3 | 1 | 0 |
| High courts | 1 | 0 | 0 |
Cases on record (4 of 4)
| Court | Type of case | Party | Status |
|---|---|---|---|
| High Court of Karnataka | Writ petition | Company is another party | Disposed |
| District court, BENGALURU, Karnataka | Civil suit | Filed against the company by an individual | Disposed |
| District court, BENGALURU, Karnataka | Criminal complaint | Filed by the company against an individual | Disposed |
| District court, BENGALURU, Karnataka | Criminal complaint | Filed by the company against an individual | Disposed |
Full case history
All 4 cases with case numbers, court, year-wise trend, opposite parties and decision dates are in the company report.
- Every case with its case number
- Year-wise trend
- Opposite parties
- Decision dates and orders
Verified entity values are shown only after access is granted.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
Employees and EPFO Compliance at Poonamdeep Chit Fund Private Limited
Employment history and EPFO contributions of people linked to Poonamdeep Chit Fund.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Recent Activity on Poonamdeep Chit Fund Private Limited
Poonamdeep Chit Fund Private Limited has 2 board changes on record since 2017: 2 appointments. The latest: Ghisuram Poona Ram was appointed as Director on 06 Feb 2017.
Credit Ratings, Litigation & Regulatory Alerts for Poonamdeep Chit Fund Private Limited
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Poonamdeep Chit Fund Private Limited
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Poonamdeep Chit Fund Private Limited
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of Poonamdeep Chit Fund Private Limited
Poonamdeep Chit Fund has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 29AAICP9889P1ZX | Karnataka | Active | 22 Oct 2018 |
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Poonamdeep Chit Fund Private Limited
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about Poonamdeep Chit Fund Private Limited
Poonamdeep Chit Fund is an active private limited company based in Bangalore, Karnataka, India. The company works in miscellaneous business activities, within the business services industry. It was incorporated on 06 February 2017 (9+ years old) and is registered under CIN U74999KA2017PTC099685.
Poonamdeep Chit Fund reported revenue of ₹57.11 Lakh for FY 2025 (up 2% YoY).
Poonamdeep Chit Fund has 2 current directors:
- Ghisuram Poona Ram - Director
- Prakash Poonaram Choudhary - Director
Poonamdeep Chit Fund reported a net profit of ₹4.28 Lakh (net margin 7.5%) and EBITDA of ₹10.05 Lakh (EBITDA margin 17.6%) for FY 2025, as per its filed financial statements.
The compounded annual growth rate (CAGR) of the revenue of Poonamdeep Chit Fund is -4% over three years and -8% over five years. In the latest year (FY 2025) revenue rose 2%. CAGR is the steady yearly rate that links the first and the last year.
The GSTIN of Poonamdeep Chit Fund is 29AAICP9889P1ZX, registered in Karnataka.
The CIN (Corporate Identification Number) of Poonamdeep Chit Fund is U74999KA2017PTC099685. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Poonamdeep Chit Fund has 4 court cases on record: 2 filed by the company and 1 filed against it. Most are in the district courts.
Poonamdeep Chit Fund was incorporated on 06 February 2017, making it 9+ years old. It is registered with the Registrar of Companies, Bangalore.
The peers of Poonamdeep Chit Fund by revenue are Bhadri and Mani Chit Private Limited, HSR Chits Private Limited, Selvanaayaki Chit Private Limited, Radhya Micro Finance Private Limited, Chaitraratha Chits Private Limited and 5 more, all in the BFSI industry (Micro Finance).
Ghisuram Poona Ram was appointed as Director on 06 Feb 2017. Prakash Poonaram Choudhary was appointed as Director on 06 Feb 2017.