About Bobcard Limited
Data last updated:
Bobcard Limited is a public limited union government company based in Mumbai, Maharashtra, India, a subsidiary of Bank Of Baroda. It operates in the non-banking financial services (NBFC) segment of the financial services sector. It was incorporated on 29 September 1994 and has been in existence for over 32 years.
The company is registered with the Registrar of Companies (ROC), Mumbai, under CIN U65990MH1994GOI081616. Its GSTIN is 27AAACB1989L1ZA (Maharashtra). The company holds 22 GST registrations, of which 4 are active.
The company has an authorised share capital of ₹2,000 Cr and a paid-up capital of ₹1,275 Cr. It was formerly known as Bobcards Limited. It is led by directors including Sriraman Jagannathan and Kadagatoor Venkateshmurthy Sheetal.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Mumbai, Maharashtra.
As per the financials filed for FY 2024, the company reported a revenue of ₹1,326.66 Cr, a growth of 50% compared to the previous year. For the same year it recorded a net loss of ₹31.53 Cr (net margin -2.4%) and EBITDA of ₹358.9 Cr (EBITDA margin 27.1%). Revenue has grown at a compounded annual rate (CAGR) of 54% over three years and 41% over five years.
The company has about 479 employees on its provident fund (EPFO) records.
As per MCA filings, the company has open charges of ₹7,400 Cr and satisfied charges of ₹300 Cr on record. Court records list 1,119 cases involving the company, including 958 filed by the company and 161 filed against it; 200 cases are pending. The company has 4 deals on record (2 funding rounds, 1 rights issue, 1 acquisition), with disclosed funding of ₹75 Cr; the latest was in March 2023. Its 10 peer companies in the BFSI industry (Large NBFC, NBFC Investment and Credit Companies, Systemically Important Non Deposit NBFC) are compared by revenue, 5 larger and 5 smaller; the largest is Media Matrix Worldwide Limited with revenue of ₹1,432.46 Cr.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website bobfinancial.com.
CIN History of Bobcard Limited
Bobcard has one previous CIN (Corporate Identification Number): L65990MH1994GOI081616. The current CIN is U65990MH1994GOI081616, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U65990MH1994GOI081616 | Current |
| L65990MH1994GOI081616 | Previous |
- EmailLocked
- TelephoneLocked
- Website
- Social Media
- Registered Address2nd Floor Baroda House Behind Dewan Shopping Centre Jogeswari, West, Mumbai, Maharashtra, India – 400102
- IndustryFinancial Services, NBFC, Investment & Credit NBFC
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Business Activity of Bobcard Limited
The main business activity of Bobcard is financial and insurance service. In detail, this covers other financial activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Financials of Bobcard Limited FY 2025 filings available
Bobcard Limited reported revenue of ₹1,326.66 Cr (up 50% YoY) for FY 2024.
Compounded Annual Growth Rate (CAGR) of Bobcard Limited
Revenue has grown at a compounded annual rate (CAGR) of 41% over five years, including 50% growth in the latest year. EBITDA rose 180% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of Bobcard Limited
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | •••• | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | ₹358.9 Cr | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | -₹31.53 Cr | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of Bobcard Limited
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 27.1% | •••• | •••• | •••• | •••• |
| Net Profit Margin | -2.4% | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Bobcard are in the company report.
Financial statements from 2015
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Board of Directors and KMP of Bobcard Limited
Bobcard Limited currently reports 5 directors and 1 key managerial person. 65 former directors have served the organization.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Sanjay Mudaliar | Nominee Director | 27 Mar 2024 | 2 Years 6 Months | Current |
| Sriraman Jagannathan | Director | 29 Dec 2022 | 3 Years 9 Months | Current |
| Ravindra Rai Mundala | Ceo | 27 Sep 2024 | 2 Years 0 Months | Current |
| Abhijit Chakravorty Also directs: Idbi Bank Limited | Additional Director | 13 Nov 2025 | 0 Years 11 Months | Current |
| Debadatta Chand Also directs: National Insurance Company Limited, Bob Capital Markets Limited, Indiafirst Life Insurance Company Limited and 1 more | Nominee Director | 16 Mar 2023 | 3 Years 7 Months | Current |
| Kadagatoor Venkateshmurthy Sheetal | Director | 01 Dec 2021 | 4 Years 10 Months | Current |
Peer Comparison of Bobcard Limited
Bobcard Limited is compared with the companies closest to it by revenue in the BFSI industry (Large NBFC, NBFC Investment and Credit Companies, Systemically Important Non Deposit NBFC). Net profit, margin and employee counts of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Media Matrix Worldwide Limited Listed | ₹1,432.46 Cr (FY 2019) | •••• | •••• | 118.0% | •••• | Mumbai, Maharashtra, India |
| Krazybee Services Limited | ₹1,400.33 Cr (FY 2024) | •••• | •••• | 95.0% | •••• | Bangalore, Karnataka, India |
| Indostar Capital Finance Limited Listed | ₹1,397.54 Cr (FY 2024) | •••• | •••• | 18.0% | •••• | Mumbai, Maharashtra, India |
| Samvardhana Motherson International Limited | ₹1,371.4 Cr (FY 2020) | •••• | •••• | -8.0% | •••• | Mumbai, Maharashtra, India |
| PTC India Financial Services Limited Listed | ₹1,336.51 Cr (FY 2019) | •••• | •••• | 13.0% | •••• | New Delhi, Delhi, India |
| Bobcard Limited this company | ₹1,326.66 Cr (FY 2024) | •••• | •••• | 50.0% | •••• | Mumbai, Maharashtra, India |
| Birla Group Holdings Private Limited | ₹1,321.75 Cr (FY 2025) | •••• | •••• | 44.0% | •••• | Mumbai, Maharashtra, India |
| Satya Microcapital Limited | ₹1,286.91 Cr (FY 2024) | •••• | •••• | 74.0% | •••• | Delhi, India |
| Tamilnadu Transport Development Finance Corporation Limited | ₹1,230.29 Cr (FY 2024) | •••• | •••• | 5.0% | •••• | Chennai, Tamil Nadu, India |
| Aseem Infrastructure Finance Limited | ₹1,195.7 Cr (FY 2024) | •••• | •••• | 52.0% | •••• | New Delhi, Delhi, India |
| Morgan Stanley India Securities Private Limited | ₹1,193.21 Cr (FY 2024) | •••• | •••• | 28.0% | •••• | Mumbai, Maharashtra, India |
Peers are the five companies nearest above and the five nearest below Bobcard by revenue in the BFSI industry (Large NBFC, NBFC Investment and Credit Companies, Systemically Important Non Deposit NBFC), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.
Auditor Details of Bobcard Limited
Bobcard Limited is audited by ASL & Co. for the financial year 2020.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| ASL & Co. | Locked | Locked | Locked |
Complete auditor history
Appointment and cessation dates and past auditor changes are in the company report.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Ownership and Shareholding of Bobcard Limited
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Bobcard Limited
| Date | Lender | Amount | Status |
|---|---|---|---|
| 30 Jul 2025 | State Bank of India | ₹1,000 Cr | Open |
| 12 Mar 2025 | Others | ₹500 Cr | Open |
| 20 Dec 2024 | Bank of India | ₹500 Cr | Open |
| 10 Sep 2024 | Indian Bank | ₹400 Cr | Open |
| 23 May 2024 | Others | ₹250 Cr | Open |
Total charge records: 12 View all charges
Deals & Funding of Bobcard Limited
Bobcard Limited has 4 deals on record (2 funding rounds, 1 rights issue, 1 acquisition), with disclosed funding of ₹75 Cr; the latest was in March 2023.
Deals on record (4 of 4)
| When | Deal | Amount | Parties |
|---|---|---|---|
| Mar 2023 | Rights issue | ₹400 Cr | Investors: The Bank of Baroda Limited |
| Jun 2021 | Acquisition | ₹400 Cr | Buyer: The Bank of Baroda Limited |
| Mar 2010 | Funding round | ₹10 Cr | Investors: The Bank of Baroda Limited |
| Mar 2008 | Funding round | ₹65 Cr | Investors: The Bank of Baroda Limited |
Full deal history
All 4 deals with amounts, valuations, instruments and every party are in the company report.
- Every funding round and share transfer
- Amounts and valuations
- Investors, buyers and sellers
- Instruments and deal dates
Verified entity values are shown only after access is granted.
Deal records are compiled from filings and public sources; amounts are shown only where the source reported them.
Legal Cases of Bobcard Limited
Bobcard Limited has 1,119 court cases on record: 958 filed by Bobcard, 161 filed against it. 200 cases are pending and 919 are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 633 | 79 | 145 |
| High courts | 485 | 81 | 55 |
| Supreme Court | 1 | 1 | 0 |
Cases on record (5 of 1,119)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, East Godavari, Andhra Pradesh | Civil suit | Filed against the company | Pending |
| District court, Hyderabad CCC, Telangana | Civil suit | Filed against the company by an individual | Pending |
| District court, Rangareddy, Telangana | Civil suit | Filed against the company by an individual | Pending |
| District court, Coimbatore, Tamil Nadu | Court case (IP) | Filed against the company | Pending |
| District court, BENGALURU, Karnataka | Civil suit | Filed against the company by an individual | Pending |
Full case history
All 1,119 cases with case numbers, court, year-wise trend, opposite parties and decision dates are in the company report.
- Every case with its case number
- Year-wise trend
- Opposite parties
- Decision dates and orders
Verified entity values are shown only after access is granted.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
Employees and EPFO Compliance at Bobcard Limited
Bobcard Limited has a workforce of 479 employees as of Oct 22, 2024.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Recent Activity on Bobcard Limited
Bobcard Limited has 68 board changes on record since 2007: 7 appointments and 61 cessations. The latest: Abhijit Chakravorty was appointed as Additional Director on 13 Nov 2025.
75 earlier events are listed in the company report.
Credit Ratings, Litigation & Regulatory Alerts for Bobcard Limited
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Bobcard Limited
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Bobcard Limited
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of Bobcard Limited
Bobcard has 22 GST registrations: 4 active and 18 cancelled or inactive.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 27AAACB1989L1ZA | Maharashtra | Active | 01 Jul 2017 |
| 27AAACB1989L1DJ | Maharashtra | Active | 21 Nov 2018 |
| 06AAACB1989L1ZE | Haryana | Active | 03 Sep 2022 |
| 06AAACB1989L1DN | Haryana | Active | 01 Feb 2023 |
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Bobcard Limited
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Related news about Bobcard Limited
Frequently Asked Questions about Bobcard Limited
Bobcard is an active public limited union government company based in Mumbai, Maharashtra, India. The company works in nbfc, within the financial services industry. It was incorporated on 29 September 1994 (32+ years old) and is registered under CIN U65990MH1994GOI081616.
Bobcard reported revenue of ₹1,326.66 Cr for FY 2024 (up 50% YoY).
Bobcard has 6 current directors and KMP:
- Sanjay Mudaliar - Nominee Director
- Sriraman Jagannathan - Director
- Abhijit Chakravorty - Additional Director
- Debadatta Chand - Nominee Director
- Kadagatoor Venkateshmurthy Sheetal - Director
- Ravindra Rai Mundala - Ceo
Bobcard reported a net loss of ₹31.53 Cr (net margin -2.4%) and EBITDA of ₹358.9 Cr (EBITDA margin 27.1%) for FY 2024, as per its filed financial statements.
The compounded annual growth rate (CAGR) of the revenue of Bobcard is 54% over three years and 41% over five years. In the latest year (FY 2024) revenue rose 50%. CAGR is the steady yearly rate that links the first and the last year.
The GSTIN of Bobcard is 27AAACB1989L1ZA, registered in Maharashtra. The company has 22 GST registrations in all, of which 4 are active and 18 are cancelled or inactive. Other active GSTINs include 27AAACB1989L1DJ (Maharashtra), 06AAACB1989L1ZE (Haryana), 06AAACB1989L1DN (Haryana).
The CIN (Corporate Identification Number) of Bobcard is U65990MH1994GOI081616. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Bobcard has 1,119 court cases on record: 958 filed by the company and 161 filed against it. 200 are pending. Most are in the district courts.
Bobcard was incorporated on 29 September 1994, making it 32+ years old. It is registered with the Registrar of Companies, Mumbai.
Bobcard has 4 deals on record (2 funding rounds, 1 rights issue, 1 acquisition), with disclosed funding of ₹75 Cr; the latest was in March 2023.
The peers of Bobcard by revenue are Media Matrix Worldwide Limited, Krazybee Services Limited, Indostar Capital Finance Limited, Samvardhana Motherson International Limited, PTC India Financial Services Limited and 5 more, all in the BFSI industry (Large NBFC, NBFC Investment and Credit Companies, Systemically Important Non Deposit NBFC).