About Satya Microcapital Limited
Data last updated:
Satya Microcapital Limited is a public limited company based in Delhi, India, a subsidiary of Gojo & Company, Inc. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 18 May 1995 and has been in existence for over 31 years.
The company is registered with the Registrar of Companies (ROC), Delhi, under CIN U74899DL1995PLC068688. Its GSTIN is 07AAACT2834L4Z5 (Delhi). The company holds 30 GST registrations, of which 26 are active.
The company has an authorised share capital of ₹170 Cr and a paid-up capital of ₹69.67 Cr. It was formerly known as Tfc Finvest Limited. It is led by directors including Vivek Tiwari (Managing Director) and Mohan Chandanathil Pappachan.
Its last annual general meeting (AGM) was held on 27 September 2024, and its latest financial statements are for the year ended 31 March 2024. The registered office is at 519 5th Floor DLF Prime Towers Okhla Industrial Area, Phase – 1, Delhi, India – 110020.
As per the financials filed for FY 2024, the company reported a revenue of ₹1,286.91 Cr, a growth of 74% compared to the previous year. For the same year it recorded a net profit of ₹3.24 Cr (net margin 0.3%) and EBITDA of ₹527.35 Cr (EBITDA margin 41%). Revenue has grown at a compounded annual rate (CAGR) of 69% over three years and 68% over five years.
The company has about 5,944 employees on its provident fund (EPFO) records. Its group structure includes 1 subsidiary.
The company is associated with 1 brand: Satyamicrocapital. As per MCA filings, the company has open charges of ₹5,370.05 Cr and satisfied charges of ₹5,418.56 Cr on record. Court records list 1,421 cases involving the company, including 1,391 filed by the company and 22 filed against it; 377 cases are pending. The company has 29 deals on record (14 funding rounds, 11 secondary share transfers, 2 rights issues), with disclosed funding of ₹1,357.41 Cr; the latest was in March 2024. Its 10 peer companies in the BFSI industry (Large NBFC, Micro Finance Institutions, Systemically Important Non Deposit NBFC) are compared by revenue, 5 larger and 5 smaller; the largest is Indostar Capital Finance Limited with revenue of ₹1,397.54 Cr.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website satyamicrocapital.com.
- EmailLocked
- TelephoneLocked
- Website
- Social Media
- Registered Address519 5th Floor DLF Prime Towers Okhla Industrial Area, Phase – 1, Delhi, India – 110020
- IndustryFinancial Services, Microfinance Institutions, NBFC
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Associated Brands with Satya Microcapital Limited
Satya Microcapital operates one associated brand: Satyamicrocapital. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Collateral-free microfinance is provided to women via JLG model. | satyamicrocapital.com |
Business Activity of Satya Microcapital Limited
The main business activity of Satya Microcapital is financial and insurance service. In detail, this covers other financial activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Financials of Satya Microcapital Limited FY 2024 filings available
Satya Microcapital Limited reported revenue of ₹1,286.91 Cr (up 74% YoY) for FY 2024.
Compounded Annual Growth Rate (CAGR) of Satya Microcapital Limited
Revenue has grown at a compounded annual rate (CAGR) of 68% over five years, including 74% growth in the latest year. EBITDA rose 77% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of Satya Microcapital Limited
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | •••• | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | ₹527.35 Cr | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | ₹3.24 Cr | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of Satya Microcapital Limited
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 41% | •••• | •••• | •••• | •••• |
| Net Profit Margin | 0.3% | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Satya Microcapital are in the company report.
Financial statements from 2015
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Board of Directors and KMP of Satya Microcapital Limited
Satya Microcapital Limited currently reports 7 directors and 2 key managerial personnel. 14 former directors have served the organization.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Mohan Chandanathil Pappachan | Director | 13 Dec 2022 | 3 Years 10 Months | Current |
| Deepali Pant Joshi Also directs: Coromandel International Limited, LMW Limited, Coromandel Technology Limited and 3 more | Director | 24 Sep 2021 | 5 Years 0 Months | Current |
| Choudhary Runveer Krishanan Also directs: RCK Advisors Private Limited | Company Secretary | 18 Apr 2022 | 4 Years 6 Months | Current |
| Vandita Kaul | Cfo | 01 Nov 2021 | 4 Years 11 Months | Current |
| Vivek Tiwari | Managing Director | 18 Feb 2016 | 10 Years 8 Months | Current |
| Ratnesh Tiwari Also directs: Satya Micro Housing Finance Private Limited, Koshish Sustainable Solutions Private Limited, Satya Shakti Foundation and 2 more | Director | 28 Oct 2016 | 9 Years 11 Months | Current |
Peer Comparison of Satya Microcapital Limited
Satya Microcapital Limited is compared with the companies closest to it by revenue in the BFSI industry (Large NBFC, Micro Finance Institutions, Systemically Important Non Deposit NBFC). Net profit, margin and employee counts of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Indostar Capital Finance Limited Listed | ₹1,397.54 Cr (FY 2024) | •••• | •••• | 18.0% | •••• | Mumbai, Maharashtra, India |
| Samvardhana Motherson International Limited | ₹1,371.4 Cr (FY 2020) | •••• | •••• | -8.0% | •••• | Mumbai, Maharashtra, India |
| PTC India Financial Services Limited Listed | ₹1,336.51 Cr (FY 2019) | •••• | •••• | 13.0% | •••• | New Delhi, Delhi, India |
| Bobcard Limited | ₹1,326.66 Cr (FY 2024) | •••• | •••• | 50.0% | •••• | Mumbai, Maharashtra, India |
| Birla Group Holdings Private Limited | ₹1,321.75 Cr (FY 2025) | •••• | •••• | 44.0% | •••• | Mumbai, Maharashtra, India |
| Satya Microcapital Limited this company | ₹1,286.91 Cr (FY 2024) | •••• | •••• | 74.0% | •••• | Delhi, India |
| Tamilnadu Transport Development Finance Corporation Limited | ₹1,230.29 Cr (FY 2024) | •••• | •••• | 5.0% | •••• | Chennai, Tamil Nadu, India |
| Aseem Infrastructure Finance Limited | ₹1,195.7 Cr (FY 2024) | •••• | •••• | 52.0% | •••• | New Delhi, Delhi, India |
| Morgan Stanley India Securities Private Limited | ₹1,193.21 Cr (FY 2024) | •••• | •••• | 28.0% | •••• | Mumbai, Maharashtra, India |
| Veritas Finance Limited | ₹1,123.8 Cr (FY 2024) | •••• | •••• | 65.0% | •••• | Chennai, Tamil Nadu, India |
| Si Creva Capital Services Private Limited | ₹1,093.49 Cr (FY 2025) | •••• | •••• | -16.0% | •••• | Mumbai, Maharashtra, India |
Peers are the five companies nearest above and the five nearest below Satya Microcapital by revenue in the BFSI industry (Large NBFC, Micro Finance Institutions, Systemically Important Non Deposit NBFC), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.
Auditor Details of Satya Microcapital Limited
Satya Microcapital Limited is audited by S.R BATLIBOI & ASSOCIATES LLP for the financial year 2019.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| S.R BATLIBOI & ASSOCIATES LLP | Locked | Locked | Locked |
Complete auditor history
Appointment and cessation dates and past auditor changes are in the company report.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Ownership and Shareholding of Satya Microcapital Limited
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Satya Microcapital Limited
| Date | Lender | Amount | Status |
|---|---|---|---|
| 28 Jun 2025 | Others | ₹40 Cr | Open |
| 28 Jun 2025 | Others | ₹10 Cr | Open |
| 27 Jun 2025 | Others | ₹20 Cr | Open |
| 01 Apr 2025 | Others | ₹61 Cr | Open |
| 24 Mar 2025 | Others | ₹125 Cr | Open |
Total charge records: 392 View all charges
Deals & Funding of Satya Microcapital Limited
Satya Microcapital Limited has 29 deals on record (14 funding rounds, 11 secondary share transfers, 2 rights issues), with disclosed funding of ₹1,357.41 Cr; the latest was in March 2024.
Deals on record (5 of 29)
| When | Deal | Amount | Parties |
|---|---|---|---|
| Mar 2023 | Funding round | ₹153.45 Cr | Investors: Gojo & Company Inc, Koshish Marketing Solutions Private Limited , 2 individuals |
| Sep 2019 | Rights issue | ₹27.67 Cr | Investors: Gojo & Company Inc, Koshish Marketing Solutions Private Limited , Others- Satya Microcapital Limited |
| Jul 2019 | Funding round | ₹32.49 Cr | Investors: Dia Vikas Capital, Koshish Marketing Solutions Private Limited , Gojo & Company Inc, an individual |
| Mar 2019 | Secondary share transfer | Undisclosed | Buyer: 4 individuals Seller: Scient Capital Private Limited |
| Jul 2018 | Secondary share transfer | Undisclosed | Buyer: Prime M21 Consulting Private Limited, 3 individuals Seller: Others- Satya Microcapital Limited, Newgen MD Private Limited , 2 individuals |
Full deal history
All 29 deals with amounts, valuations, instruments and every party are in the company report.
- Every funding round and share transfer
- Amounts and valuations
- Investors, buyers and sellers
- Instruments and deal dates
Verified entity values are shown only after access is granted.
Deal records are compiled from filings and public sources; amounts are shown only where the source reported them.
Legal Cases of Satya Microcapital Limited
Satya Microcapital Limited has 1,421 court cases on record: 1,391 filed by Satya Microcapital, 22 filed against it, 8 where it is another party. 377 cases are pending and 1,044 are disposed. Status as checked between 21 Sep 2026 and 04 Oct 2026.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 1,419 | 22 | 376 |
| High courts | 2 | 0 | 1 |
Cases on record (5 of 1,421)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, South East, Delhi | Cheque dishonour complaint | Filed by the company against Acemicromatic Manufacturing Intelligence Technologies Private Limited | Pending |
| District court, Agra, Uttar Pradesh | Arbitration matter | Filed by the company against Priyanka (India) Private Limited | Disposed |
| District court, Paschim Bardhaman, West Bengal | Civil suit | Filed against the company by an individual | Pending |
| District court, Gautam Buddha Nagar, Uttar Pradesh | Criminal case | Filed against the company by State of U.P | Pending |
| District court, South East, Delhi | Interim or miscellaneous application | Filed by the company against an individual | Pending |
Full case history
All 1,421 cases with case numbers, court, year-wise trend, opposite parties and decision dates are in the company report.
- Every case with its case number
- Year-wise trend
- Opposite parties
- Decision dates and orders
Verified entity values are shown only after access is granted.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
Employees and EPFO Compliance at Satya Microcapital Limited
Satya Microcapital Limited has a workforce of 5,944 employees as of Mar 31, 2024.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Group Structure of Satya Microcapital Limited
Satya Microcapital has 1 subsidiary company. This group structure data is as of FY 2023. The table lists each entity with its relationship and holding.
| Company Name | CIN | Shares Held |
|---|---|---|
| Satya Micro Housing Finance Private Limited | U65100DL2008PTC406524 | Locked |
Showing major subsidiaries. Total: 1.
Recent Activity on Satya Microcapital Limited
Satya Microcapital Limited has 35 board changes on record since 1995: 22 appointments and 13 cessations. The latest: Kshama Fernandes was appointed as Additional Director on 30 Sep 2025.
775 earlier events are listed in the company report.
Credit Ratings, Litigation & Regulatory Alerts for Satya Microcapital Limited
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Satya Microcapital Limited
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Satya Microcapital Limited
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of Satya Microcapital Limited
Satya Microcapital has 30 GST registrations: 26 active and 4 cancelled or inactive. The first 4 active GSTINs are listed below.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 07AAACT2834L4Z5 | Delhi | Active | 16 Aug 2017 |
| 07AAACT2834L5Z4 | Delhi | Active | 12 Oct 2017 |
| 03AAACT2834L1ZG | Punjab | Active | 21 Jul 2017 |
| 05AAACT2834L1ZC | Uttarakhand | Active | 23 Aug 2017 |
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Satya Microcapital Limited
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Related news about Satya Microcapital Limited
Frequently Asked Questions about Satya Microcapital Limited
Satya Microcapital is an active public limited company based in Delhi, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 18 May 1995 (31+ years old) and is registered under CIN U74899DL1995PLC068688.
Satya Microcapital reported revenue of ₹1,286.91 Cr for FY 2024 (up 74% YoY).
Satya Microcapital has 9 current directors and KMP:
- Vivek Tiwari - Managing Director
- Mohan Chandanathil Pappachan - Director
- Deepali Pant Joshi - Director
- Ratnesh Tiwari - Director
- Sanjay Gandhi - Nominee Director
- Surekha Marandi - Director
- Kshama Fernandes - Additional Director
- Choudhary Runveer Krishanan - Company Secretary
- Vandita Kaul - Cfo
Satya Microcapital reported a net profit of ₹3.24 Cr (net margin 0.3%) and EBITDA of ₹527.35 Cr (EBITDA margin 41%) for FY 2024, as per its filed financial statements.
The compounded annual growth rate (CAGR) of the revenue of Satya Microcapital is 69% over three years and 68% over five years. In the latest year (FY 2024) revenue rose 74%. CAGR is the steady yearly rate that links the first and the last year.
The GSTIN of Satya Microcapital is 07AAACT2834L4Z5, registered in Delhi. The company has 30 GST registrations in all, of which 26 are active and 4 are cancelled or inactive. Other active GSTINs include 07AAACT2834L5Z4 (Delhi), 03AAACT2834L1ZG (Punjab), 05AAACT2834L1ZC (Uttarakhand).
The CIN (Corporate Identification Number) of Satya Microcapital is U74899DL1995PLC068688. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Satya Microcapital has 1,421 court cases on record: 1,391 filed by the company and 22 filed against it. 377 are pending. Most are in the district courts.
Satya Microcapital was incorporated on 18 May 1995, making it 31+ years old. It is registered with the Registrar of Companies, Delhi.
Satya Microcapital has 29 deals on record (14 funding rounds, 11 secondary share transfers, 2 rights issues), with disclosed funding of ₹1,357.41 Cr; the latest was in March 2024.
The peers of Satya Microcapital by revenue are Indostar Capital Finance Limited, Samvardhana Motherson International Limited, PTC India Financial Services Limited, Bobcard Limited, Birla Group Holdings Private Limited and 5 more, all in the BFSI industry (Large NBFC, Micro Finance Institutions, Systemically Important Non Deposit NBFC).