Satya Microcapital Limited - financial services in Delhi, India. FY 2026 financials & compliance.
CIN U74899DL1995PLC068688 Incorporated 18 May 1995 ROC Delhi HQ Delhi, India
Active Public Limited Company financial services
Data last updated
Revenue · FY 2024
₹1,286.91 Cr
▲ 74% YoY
Net profit · FY 2024
₹3.24 Cr
Net margin 0.3%
EBITDA · FY 2024
₹527.35 Cr
EBITDA margin 41%
Authorised capital
₹170 Cr
Registered with MCA
Paid-up capital
₹69.67 Cr
Issued & subscribed
Open charges
₹5,370.05 Cr
Satisfied ₹5,418.56 Cr
Company age
31 yrs
Est. 1995
Employees · EPFO
5,944
Provident fund records

About Satya Microcapital Limited

Data last updated:

Satya Microcapital Limited is a public limited company based in Delhi, India, a subsidiary of Gojo & Company, Inc. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 18 May 1995 and has been in existence for over 31 years.

The company is registered with the Registrar of Companies (ROC), Delhi, under CIN U74899DL1995PLC068688. Its GSTIN is 07AAACT2834L4Z5 (Delhi). The company holds 30 GST registrations, of which 26 are active.

The company has an authorised share capital of ₹170 Cr and a paid-up capital of ₹69.67 Cr. It was formerly known as Tfc Finvest Limited. It is led by directors including Vivek Tiwari (Managing Director) and Mohan Chandanathil Pappachan.

Its last annual general meeting (AGM) was held on 27 September 2024, and its latest financial statements are for the year ended 31 March 2024. The registered office is at 519 5th Floor DLF Prime Towers Okhla Industrial Area, Phase – 1, Delhi, India – 110020.

As per the financials filed for FY 2024, the company reported a revenue of ₹1,286.91 Cr, a growth of 74% compared to the previous year. For the same year it recorded a net profit of ₹3.24 Cr (net margin 0.3%) and EBITDA of ₹527.35 Cr (EBITDA margin 41%). Revenue has grown at a compounded annual rate (CAGR) of 69% over three years and 68% over five years.

The company has about 5,944 employees on its provident fund (EPFO) records. Its group structure includes 1 subsidiary.

The company is associated with 1 brand: Satyamicrocapital. As per MCA filings, the company has open charges of ₹5,370.05 Cr and satisfied charges of ₹5,418.56 Cr on record. Court records list 1,421 cases involving the company, including 1,391 filed by the company and 22 filed against it; 377 cases are pending. The company has 29 deals on record (14 funding rounds, 11 secondary share transfers, 2 rights issues), with disclosed funding of ₹1,357.41 Cr; the latest was in March 2024. Its 10 peer companies in the BFSI industry (Large NBFC, Micro Finance Institutions, Systemically Important Non Deposit NBFC) are compared by revenue, 5 larger and 5 smaller; the largest is Indostar Capital Finance Limited with revenue of ₹1,397.54 Cr.

The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website satyamicrocapital.com.

Company Details of Satya Microcapital Limited
CIN U74899DL1995PLC068688
Registration Number 068688
Incorporation Date 18 May 1995
ROC Delhi
Listing Status Unlisted
Company Status Active
Date of Last AGM 27 September 2024
Date of Balance Sheet 31 March 2024
Parent Company Gojo & Company, Inc
Compliance Status Active Compliant
Contact Details
  • Email
    Locked
  • Telephone
    Locked
  • Social Media
  • Registered Address
    519 5th Floor DLF Prime Towers Okhla Industrial Area, Phase – 1, Delhi, India – 110020
  • Industry
    Financial Services, Microfinance Institutions, NBFC
Comprehensive company report
Satya Microcapital Limited - one report that includes everything
  • Company details, directors and signatories
  • Historical financials and ratios
  • Shareholding pattern and group structure
  • Charges with holder and property details
  • Legal cases, compliance and MCA filings
  • One PDF report, delivered after checkout
₹799 ₹999 20% off excluding 18% GST
Secure checkout · GST invoice included

Unlock the full Satya Microcapital Limited report

Financials, compliance, directors, charges, ownership and filings for Satya Microcapital Limited in one report.

Financials from 2015 Directors & ownership Charges & compliance

Associated Brands with Satya Microcapital Limited

Satya Microcapital operates one associated brand: Satyamicrocapital. Each brand links to its own profile.

BrandDescriptionWebsite
Collateral-free microfinance is provided to women via JLG model.satyamicrocapital.com

Business Activity of Satya Microcapital Limited

The main business activity of Satya Microcapital is financial and insurance service. In detail, this covers other financial activities.

Main Activity Group CodeDescription of Main ActivityBusiness Activity CodeDescription of Business ActivityTurnover Percentage
KFinancial and insurance ServiceK8Other financial activitiesLocked
Premium access

Business activity turnover details

Turnover share and past changes in activity are in the company report.

  • Turnover contribution
  • Historical classifications
  • Filing-level activity changes

Verified entity values are shown only after access is granted.

Financials of Satya Microcapital Limited FY 2024 filings available

Satya Microcapital Limited reported revenue of ₹1,286.91 Cr (up 74% YoY) for FY 2024.

Revenue · FY 2024
₹1,286.91 Cr ▲ 74%
Net profit · FY 2024
₹3.24 Cr margin 0.3%
EBITDA · FY 2024
₹527.35 Cr margin 41%

Compounded Annual Growth Rate (CAGR) of Satya Microcapital Limited

Revenue CAGR growth
1 year
▲ 74%
3 years · compounded
▲ 69%
5 years · compounded
▲ 68%
EBITDA CAGR growth
1 year
▲ 77%
3 years · compounded
▲ 60%
5 years · compounded
▲ 56%

Revenue has grown at a compounded annual rate (CAGR) of 68% over five years, including 74% growth in the latest year. EBITDA rose 77% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.

Financial Statement Summary of Satya Microcapital Limited

MetricsFY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Profit and Loss Statement
Revenue from Operations••••••••••••••••••••
Other Income••••••••••••••••••••
Total Revenue••••••••••••••••••••
Cost of Materials Consumed••••••••••••••••••••
Employee Benefit Expense••••••••••••••••••••
Finance Costs••••••••••••••••••••
Depreciation and Amortisation••••••••••••••••••••
Other Expenses••••••••••••••••••••
Total Expenses••••••••••••••••••••
EBITDA₹527.35 Cr••••••••••••••••
Profit Before Tax••••••••••••••••••••
Tax Expense••••••••••••••••••••
Net Profit (PAT)₹3.24 Cr••••••••••••••••
Balance Sheet
Share Capital••••••••••••••••••••
Reserves and Surplus••••••••••••••••••••
Net Worth (Total Equity)••••••••••••••••••••
Long-term Borrowings••••••••••••••••••••
Short-term Borrowings••••••••••••••••••••
Trade Payables••••••••••••••••••••
Total Liabilities••••••••••••••••••••
Fixed Assets••••••••••••••••••••
Investments••••••••••••••••••••
Inventories••••••••••••••••••••
Trade Receivables••••••••••••••••••••
Cash and Bank Balance••••••••••••••••••••
Total Assets••••••••••••••••••••

Financial Ratios of Satya Microcapital Limited

MetricsFY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Profitability
EBITDA Margin41%••••••••••••••••
Net Profit Margin0.3%••••••••••••••••
Return on Equity (ROE)••••••••••••••••••••
Return on Capital Employed (ROCE)••••••••••••••••••••
Return on Assets (ROA)••••••••••••••••••••
Liquidity and Debt
Current Ratio••••••••••••••••••••
Quick Ratio••••••••••••••••••••
Debt-to-Equity Ratio••••••••••••••••••••
Interest Coverage Ratio••••••••••••••••••••
Efficiency and Growth
Asset Turnover••••••••••••••••••••
Receivable Days••••••••••••••••••••
Payable Days••••••••••••••••••••
Inventory Days••••••••••••••••••••
Revenue Growth••••••••••••••••••••
Net Profit Growth••••••••••••••••••••

Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Satya Microcapital are in the company report.

Premium access

Financial statements from 2015

Earlier years and trend charts are in the company report.

  • Income statements
  • Balance sheets
  • Cash-flow statements
  • Ratios and benchmarks

Verified entity values are shown only after access is granted.

Board of Directors and KMP of Satya Microcapital Limited

Satya Microcapital Limited currently reports 7 directors and 2 key managerial personnel. 14 former directors have served the organization.

Current Directors and KMP
NameDesignationAppointment DateTenureStatus
Mohan Chandanathil PappachanDirector13 Dec 20223 Years 10 MonthsCurrent
Deepali Pant JoshiDirector24 Sep 20215 Years 0 MonthsCurrent
Choudhary Runveer KrishananCompany Secretary18 Apr 20224 Years 6 MonthsCurrent
Vandita KaulCfo01 Nov 20214 Years 11 MonthsCurrent
Vivek TiwariManaging Director18 Feb 201610 Years 8 MonthsCurrent
Ratnesh TiwariDirector28 Oct 20169 Years 11 MonthsCurrent
Showing 6 of 9 current directors and KMP. View all directors and KMP

Peer Comparison of Satya Microcapital Limited

Satya Microcapital Limited is compared with the companies closest to it by revenue in the BFSI industry (Large NBFC, Micro Finance Institutions, Systemically Important Non Deposit NBFC). Net profit, margin and employee counts of each company are in the company report.

CompanyRevenueNet profitMarginGrowth (1 yr)EmployeesLocation
Indostar Capital Finance Limited Listed₹1,397.54 Cr (FY 2024)••••••••18.0%••••Mumbai, Maharashtra, India
Samvardhana Motherson International Limited₹1,371.4 Cr (FY 2020)••••••••-8.0%••••Mumbai, Maharashtra, India
PTC India Financial Services Limited Listed₹1,336.51 Cr (FY 2019)••••••••13.0%••••New Delhi, Delhi, India
Bobcard Limited₹1,326.66 Cr (FY 2024)••••••••50.0%••••Mumbai, Maharashtra, India
Birla Group Holdings Private Limited₹1,321.75 Cr (FY 2025)••••••••44.0%••••Mumbai, Maharashtra, India
Satya Microcapital Limited this company₹1,286.91 Cr (FY 2024)••••••••74.0%••••Delhi, India
Tamilnadu Transport Development Finance Corporation Limited₹1,230.29 Cr (FY 2024)••••••••5.0%••••Chennai, Tamil Nadu, India
Aseem Infrastructure Finance Limited₹1,195.7 Cr (FY 2024)••••••••52.0%••••New Delhi, Delhi, India
Morgan Stanley India Securities Private Limited₹1,193.21 Cr (FY 2024)••••••••28.0%••••Mumbai, Maharashtra, India
Veritas Finance Limited₹1,123.8 Cr (FY 2024)••••••••65.0%••••Chennai, Tamil Nadu, India
Si Creva Capital Services Private Limited₹1,093.49 Cr (FY 2025)••••••••-16.0%••••Mumbai, Maharashtra, India

Peers are the five companies nearest above and the five nearest below Satya Microcapital by revenue in the BFSI industry (Large NBFC, Micro Finance Institutions, Systemically Important Non Deposit NBFC), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.

Auditor Details of Satya Microcapital Limited

Satya Microcapital Limited is audited by S.R BATLIBOI & ASSOCIATES LLP for the financial year 2019.

NameStatusAppointment DateCessation Date
S.R BATLIBOI & ASSOCIATES LLPLockedLockedLocked
Premium access

Complete auditor history

Appointment and cessation dates and past auditor changes are in the company report.

  • Appointment status
  • Appointment dates
  • Cessation dates
  • Auditor changes

Verified entity values are shown only after access is granted.

Ownership and Shareholding of Satya Microcapital Limited

Premium access

Shareholding and ownership data

Promoter, institutional, public and beneficial ownership figures are in the company report.

  • Ownership categories
  • Historical changes
  • Group structure
  • FII and DII holdings

Verified entity values are shown only after access is granted.

Charges & Borrowings of Satya Microcapital Limited

Open charges
₹5,370.05 Cr
Satisfied charges
₹5,418.56 Cr
Breakdown by lending institutions
Others₹4,473.05 Cr
Sidbi₹450.00 Cr
The Hongkong and Shanghai Banking Corporation Limited₹180.00 Cr
Standard Chartered Bank₹137.00 Cr
State Bank of India₹40.00 Cr
Others₹90.00 Cr
Latest charge details
DateLenderAmountStatus
28 Jun 2025Others₹40 CrOpen
28 Jun 2025Others₹10 CrOpen
27 Jun 2025Others₹20 CrOpen
01 Apr 2025Others₹61 CrOpen
24 Mar 2025Others₹125 CrOpen

Total charge records: 392 View all charges

Deals & Funding of Satya Microcapital Limited

Satya Microcapital Limited has 29 deals on record (14 funding rounds, 11 secondary share transfers, 2 rights issues), with disclosed funding of ₹1,357.41 Cr; the latest was in March 2024.

Total deals
29
Funding rounds
14
Secondary share transfers
11
Rights issues
2
Debt financings
2
Disclosed funding
₹1,357.41 Cr

Deals on record (5 of 29)

WhenDealAmountParties
Mar 2023Funding round₹153.45 CrInvestors: Gojo & Company Inc, Koshish Marketing Solutions Private Limited , 2 individuals
Sep 2019Rights issue₹27.67 CrInvestors: Gojo & Company Inc, Koshish Marketing Solutions Private Limited , Others- Satya Microcapital Limited
Jul 2019Funding round₹32.49 CrInvestors: Dia Vikas Capital, Koshish Marketing Solutions Private Limited , Gojo & Company Inc, an individual
Mar 2019Secondary share transferUndisclosedBuyer: 4 individuals
Seller: Scient Capital Private Limited
Jul 2018Secondary share transferUndisclosedBuyer: Prime M21 Consulting Private Limited, 3 individuals
Seller: Others- Satya Microcapital Limited, Newgen MD Private Limited , 2 individuals
Premium access

Full deal history

All 29 deals with amounts, valuations, instruments and every party are in the company report.

  • Every funding round and share transfer
  • Amounts and valuations
  • Investors, buyers and sellers
  • Instruments and deal dates

Verified entity values are shown only after access is granted.

Deal records are compiled from filings and public sources; amounts are shown only where the source reported them.

Employees and EPFO Compliance at Satya Microcapital Limited

Satya Microcapital Limited has a workforce of 5,944 employees as of Mar 31, 2024.

Employee count
5,944
Active EPFO establishments
1
Employee growth
39.07%
Premium access

Employee and EPFO history

Monthly headcount, contribution history and filing status are in the company report.

  • Monthly headcount
  • PF contributions
  • ECR filing status
  • Establishment history

Verified entity values are shown only after access is granted.

Group Structure of Satya Microcapital Limited

Satya Microcapital has 1 subsidiary company. This group structure data is as of FY 2023. The table lists each entity with its relationship and holding.

1
Subsidiary companies
Key Subsidiaries
Company NameCINShares Held
Satya Micro Housing Finance Private LimitedU65100DL2008PTC406524Locked

Showing major subsidiaries. Total: 1.

Recent Activity on Satya Microcapital Limited

Satya Microcapital Limited has 35 board changes on record since 1995: 22 appointments and 13 cessations. The latest: Kshama Fernandes was appointed as Additional Director on 30 Sep 2025.

Charges
A charge registered on 21 Jul 2023 via Charge ID 100751477 with Others was fully satisfied on 24 Dec 2025.
Charges
A charge registered on 21 Dec 2023 via Charge ID 100833718 with Others was fully satisfied on 23 Dec 2025.
Charges
A charge registered on 19 Oct 2023 via Charge ID 100808056 with Others was fully satisfied on 22 Dec 2025.
Charges
A charge with Others of Rs. 61.00 Cr registered on 01 Apr 2025 with Charge ID 101074270 was modified on 08 Dec 2025.
Charges
A charge with Others of Rs. 40.00 Cr registered on 30 Sep 2023 with Charge ID 100790191 was modified on 03 Dec 2025.
Charges
A charge with Others of Rs. 100.00 Cr registered on 24 Mar 2023 with Charge ID 100700719 was modified on 03 Dec 2025.
Charges
A charge registered on 29 Nov 2023 via Charge ID 100826861 with Others was fully satisfied on 27 Nov 2025.
Charges
A charge registered on 20 Sep 2023 via Charge ID 100784774 with Others was fully satisfied on 18 Nov 2025.
Charges
A charge with Others of Rs. 20.00 Cr registered on 27 Jun 2025 with Charge ID 101118753 was modified on 03 Nov 2025.
Charges
A charge with Others of Rs. 12.00 Cr registered on 30 Nov 2023 with Charge ID 100824346 was modified on 03 Nov 2025.
Charges
A charge with Others of Rs. 15.00 Cr registered on 27 Jun 2023 with Charge ID 100739998 was modified on 03 Nov 2025.
Charges
A charge registered on 31 Aug 2023 via Charge ID 100783404 with Others was fully satisfied on 25 Oct 2025.

775 earlier events are listed in the company report.

Credit Ratings, Litigation & Regulatory Alerts for Satya Microcapital Limited

Premium access

Credit ratings, litigation, and regulatory alerts

Credit ratings, court records and regulatory alerts are in the company report.

  • Rating history
  • Court and tribunal cases
  • Regulatory alerts
  • Director-linked violations

Verified entity values are shown only after access is granted.

MSME Payment Delays by Satya Microcapital Limited

Premium access

MSME payment history

Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.

  • Outstanding amounts
  • Delay periods and reasons
  • MSME-1 filing history
  • Vendor payment signals

Verified entity values are shown only after access is granted.

Subsidiaries & Group Companies of Satya Microcapital Limited

Premium access

Corporate group structure

Parent, subsidiary, associate and joint venture records with holdings are in the company report.

  • Parent company
  • Subsidiaries and ownership
  • Associates and joint ventures
  • Entity investments

Verified entity values are shown only after access is granted.

GST Compliance of Satya Microcapital Limited

Satya Microcapital has 30 GST registrations: 26 active and 4 cancelled or inactive. The first 4 active GSTINs are listed below.

Total GSTINs
30
Active
26
Cancelled / inactive
4
GSTINStateStatusRegistered on
07AAACT2834L4Z5DelhiActive16 Aug 2017
07AAACT2834L5Z4DelhiActive12 Oct 2017
03AAACT2834L1ZGPunjabActive21 Jul 2017
05AAACT2834L1ZCUttarakhandActive23 Aug 2017
Premium access

GST registrations and filing compliance

State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.

  • GSTIN registrations
  • State-wise filing status
  • HSN and SAC details
  • Tax jurisdiction records

Verified entity values are shown only after access is granted.

MCA Filings & Documents of Satya Microcapital Limited

Premium access

MCA filings and documents

Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.

  • Incorporation documents
  • Annual returns and statements
  • Charge filings
  • Complete filing index

Verified entity values are shown only after access is granted.

Frequently Asked Questions about Satya Microcapital Limited

Satya Microcapital is an active public limited company based in Delhi, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 18 May 1995 (31+ years old) and is registered under CIN U74899DL1995PLC068688.

Satya Microcapital reported revenue of ₹1,286.91 Cr for FY 2024 (up 74% YoY).

Satya Microcapital has 9 current directors and KMP:

Satya Microcapital reported a net profit of ₹3.24 Cr (net margin 0.3%) and EBITDA of ₹527.35 Cr (EBITDA margin 41%) for FY 2024, as per its filed financial statements.

The compounded annual growth rate (CAGR) of the revenue of Satya Microcapital is 69% over three years and 68% over five years. In the latest year (FY 2024) revenue rose 74%. CAGR is the steady yearly rate that links the first and the last year.

The GSTIN of Satya Microcapital is 07AAACT2834L4Z5, registered in Delhi. The company has 30 GST registrations in all, of which 26 are active and 4 are cancelled or inactive. Other active GSTINs include 07AAACT2834L5Z4 (Delhi), 03AAACT2834L1ZG (Punjab), 05AAACT2834L1ZC (Uttarakhand).

The CIN (Corporate Identification Number) of Satya Microcapital is U74899DL1995PLC068688. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.

Satya Microcapital has 1,421 court cases on record: 1,391 filed by the company and 22 filed against it. 377 are pending. Most are in the district courts.

Satya Microcapital was incorporated on 18 May 1995, making it 31+ years old. It is registered with the Registrar of Companies, Delhi.

Satya Microcapital has 29 deals on record (14 funding rounds, 11 secondary share transfers, 2 rights issues), with disclosed funding of ₹1,357.41 Cr; the latest was in March 2024.

The peers of Satya Microcapital by revenue are Indostar Capital Finance Limited, Samvardhana Motherson International Limited, PTC India Financial Services Limited, Bobcard Limited, Birla Group Holdings Private Limited and 5 more, all in the BFSI industry (Large NBFC, Micro Finance Institutions, Systemically Important Non Deposit NBFC).

7M+ Indian companies. One platform.

Financials, directors, compliance, charges and shareholding - compiled from official filings and updated regularly.

Subscription plans available