About B R D Finance Limited
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B R D Finance Limited is a public limited company based in Thrissur, Kerala, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 19 September 1995 and has been in existence for over 31 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65910KL1995PLC009430. Its GSTIN is 32AAACB9981A1ZY (Kerala).
The company has an authorised share capital of ₹20 Cr and a paid-up capital of ₹14.96 Cr. It is led by directors including William Varghese Chungath Cheru (Managing Director) and Porathur Antony Devassy (Whole-Time Director).
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Xiii/436 A3 Ist Floor Bethany Complex Thrissur Road Kunnamkulam, Kerala, India – 680503.
As per the financials filed for FY 2025, the company reported a revenue of ₹34.38 Cr, a decline of 3% compared to the previous year. For the same year it recorded a net loss of ₹7.19 Cr (net margin -20.9%) and EBITDA of ₹5.81 Cr (EBITDA margin 16.9%).
The company has about 90 employees on its provident fund (EPFO) records. Its group structure includes 2 subsidiaries.
The company is associated with 1 brand: BRD Finance Limited. As per MCA filings, the company has open charges of ₹10 Cr and satisfied charges of ₹22 Cr on record. Court records list 879 cases involving the company, including 801 filed by the company and 79 filed against it; 210 cases are pending.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website brdfinanceltd.com.
Company details
Contact details
B R D Finance Limited's registered office is in Thrissur, Kerala. Its website is brdfinanceltd.com. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Social Media
- Registered AddressXiii/436 A3 Ist Floor Bethany Complex Thrissur Road Kunnamkulam, Kerala, India – 680503
- IndustryFinancial Services, Microfinance Institutions
To see the full contact details of B R D Finance Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Brands
B R D Finance operates one associated brand: BRD Finance Limited. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Financial services including chit funds, hire purchase, and vehicle sales in India. | brdfinanceltd.com |
Business activity
The main business activity of B R D Finance is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of B R D Finance Limited, buy the company report.
Financials of B R D Finance Limited
FY 2025 filings availableB R D Finance Limited reported revenue of ₹34.38 Cr (down 3% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue fell 3% in the latest year. EBITDA fell 67% in the latest year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | ₹5.81 Cr | ||||
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| Net Profit (PAT) | -₹7.19 Cr | ||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 16.9% | ||||
| Net Profit Margin | -20.9% | ||||
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To see the full financial statements and ratios of B R D Finance Limited, buy the company report.
Board of directors and KMP of B R D Finance Limited
B R D Finance Limited currently reports 6 directors and 1 key managerial person. 25 former directors have served the organization.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Chungath Cheru Simon Also directs: B R D Developers and Builders Limited, B R D Motors Limited, B R D Car World Limited and 4 more | Director | 14 Nov 2022 | 3 Years 11 Months | Current |
| William Varghese Chungath Cheru Also directs: B R D Developers and Builders Limited, B R D Motors Limited, B R D Car World Limited and 5 more | Managing Director | 19 Sep 1995 | 31 Years 1 Months | Current |
| Mathew Jose | Director | 16 May 2018 | 8 Years 5 Months | Current |
| Sunny Mathew | Director | 11 Mar 2019 | 7 Years 7 Months | Current |
| Jolly | Cfo | 25 Jan 2018 | 8 Years 9 Months | Current |
| Porathur Antony Devassy Also directs: B R D Developers and Builders Limited, B R D Car World Limited, BRD Kuries (India) Limited and 3 more | Whole-Time Director | 16 May 2018 | 8 Years 5 Months | Current |
Peer comparison
B R D Finance Limited is compared with the 5 companies closest to it by revenue in the BFSI industry (Finance, Micro Finance), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| SL Chokhany Leasing & Finance Company Private Limited | ₹35.11 Cr (FY 2025) | 39.0% | West Bengal, India | |||
| Ecofy Finance Private Limited | ₹34.91 Cr (FY 2024) | 1009.0% | Mumbai, Maharashtra, India | |||
| B R D Finance Limitedthis company | ₹34.38 Cr (FY 2025) | -₹7.19 Cr | -20.9% | -3.0% | 90 | Thrissur, Kerala, India |
| Valueplus Technologies Private Limited | ₹33.92 Cr (FY 2025) | 141.0% | Chennai, Tamil Nadu, India | |||
| Al-Najib Milli Mutual Benefits Nidhi Limited | ₹33.86 Cr (FY 2025) | 10.0% | Najibabad, Uttar Pradesh, India | |||
| Amazon Finance India Private Limited | ₹33.8 Cr (FY 2025) | 61.0% | Bangalore, Karnataka, India |
To see the full peer comparison of B R D Finance Limited, buy the company report.
Auditor
B R D Finance Limited is audited by Nil for the financial year 2022.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| Nil | FY 2022 | Nil |
Shareholding
The shareholding of B R D Finance Limited is on record for 5 financial years, the latest being FY 2022, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of B R D Finance Limited, buy the company report.
Charges & borrowings
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 22 Mar 2014 | 10489494 | Dhanlaxmi Bank Limited | ₹10 Cr | Open | |
| 08 Mar 2012 | 10346013 | Ing Vysya Bank Limited | ₹12 Cr | Satisfied | |
| 11 May 2010 | 10221785 | The Catholic Syrian Bank Ltd | ₹10 Cr | Satisfied |
To see the full charge records of B R D Finance Limited, buy the company report.
Total charge records: 3 View all charges
Legal cases
B R D Finance Limited has 879 court cases on record: 801 filed by B R D Finance, 79 filed against it. 210 cases are pending and 669 are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 835 | 49 | 195 |
| High courts | 36 | 23 | 12 |
| NCLAT | 4 | 4 | 3 |
| Supreme Court | 2 | 2 | 0 |
| NCLT | 2 | 1 | 0 |
Cases on record (5 of 879)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Thrissur, Kerala | Appeal | Filed against the company by an individual | Pending |
| District court, Thrissur, Kerala | Court case (MA (Arb)) | Filed by the company against an individual | Pending |
| District court, Thrissur, Kerala | Civil suit | Filed by the company against an individual | Pending |
| District court, Thrissur, Kerala | Civil suit | Filed by the company against an individual | Pending |
| District court, Thrissur, Kerala | Court case (MA (Arb)) | Filed by the company against an individual | Pending |
To see the full case history of B R D Finance Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for B R D Finance Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
Group structure & subsidiaries
B R D Finance has 2 subsidiary companies and 1 associated company. This group structure data is as of FY 2022. The table lists each entity with its relationship and holding.
| Company Name | CIN | Shares held |
|---|---|---|
| BRD Kuries (India) Limited | U65992KL2014PLC036468 | |
| BRD Chits Limited | U65992TZ2012PLC018717 |
To see the full group structure of B R D Finance Limited, buy the company report.
Employees & EPFO
B R D Finance Limited has a workforce of 90 employees on its EPFO records as of Mar 30, 2024, across 1 active EPFO establishment.
GST
B R D Finance has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 32AAACB9981A1ZY | Kerala | Active | 01 Jul 2017 |
To see the full GST registrations and return filing status of B R D Finance Limited, buy the company report.
Recent activity
B R D Finance Limited has 28 board changes on record since 1995: 7 appointments and 21 cessations. The latest: Achyutha Babu ceased to be Company Secretary on 30 Apr 2024.
24 earlier events are in the company report.
Frequently asked questions
B R D Finance is an active public limited company based in Thrissur, Kerala, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 19 September 1995 (31+ years old) and is registered under CIN U65910KL1995PLC009430.
B R D Finance has 7 current directors and KMP:
- William Varghese Chungath Cheru - Managing Director
- Porathur Antony Devassy - Whole-Time Director
- Chungath Cheru Simon - Director
- Mathew Jose - Director
- Sunny Mathew - Director
- Bahuleyan Raman Nalupurakkal - Director
- Jolly - Cfo
The latest financial statements of B R D Finance on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.
The GSTIN of B R D Finance is 32AAACB9981A1ZY, registered in Kerala.
The CIN (Corporate Identification Number) of B R D Finance is U65910KL1995PLC009430. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
B R D Finance has 879 court cases on record: 801 filed by the company and 79 filed against it. 210 are pending. Most are in the district courts.
B R D Finance was incorporated on 19 September 1995, making it 31+ years old. It is registered with the Registrar of Companies, Ernakulam.
The peers of B R D Finance by revenue are SL Chokhany Leasing & Finance Company Private Limited, Ecofy Finance Private Limited, Valueplus Technologies Private Limited, Al-Najib Milli Mutual Benefits Nidhi Limited, Amazon Finance India Private Limited, all in the BFSI industry (Finance, Micro Finance), with the same principal business activity (other financial activities).
Achyutha Babu ceased to be Company Secretary on 30 Apr 2024. Chungath Cheru Simon ceased to be Additional Director on 29 Sep 2023. Mary Williams ceased to be Additional Director on 08 Aug 2023. B R D Finance has 28 board changes on record in total.
B R D Finance can be reached through the website brdfinanceltd.com. Its registered office is in Thrissur, Kerala, India.
The registered office of B R D Finance is at Xiii436 A3 Ist Floor Bethany Complex Thrissur Road Kunnamkulam, Kerala, India – 680503.
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