About Capital Finserve Limited
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Capital Finserve Limited is a public limited company based in Kothamangalam, Kerala, India. It operates in the investment and credit NBFC segment of the financial services sector. It was incorporated on 26 October 1994 and has been in existence for over 32 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U64990KL1994PLC008301. Its GSTIN is 32AACCA6848D2ZY (Kerala). The company holds 3 GST registrations, of which 2 are active.
The company has an authorised share capital of ₹21 Cr and a paid-up capital of ₹20.15 Cr. It was formerly known as Associated Hire Purchase and Credits Ltd. It is led by directors including Babu Alias (Managing Director) and Charakunnath Varkey Mathai.
Its last annual general meeting (AGM) was held on 24 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at First Floor Capital Plaza Near Police Station Aluva – Munnar Road, Kothamangalam, Kerala, India – 686691.
As per the financials filed for FY 2025, the company reported a revenue of ₹11.67 Cr, a growth of 30% compared to the previous year. For the same year it recorded a net profit of ₹77.9 Lakh (net margin 6.7%) and EBITDA of ₹6.45 Cr (EBITDA margin 55.2%). Revenue has grown at a compounded annual rate (CAGR) of 27% over three years and 12% over five years.
The company has about 34 employees on its provident fund (EPFO) records.
The company is associated with 1 brand: Capital Finserve Ltd. As per MCA filings, the company has open charges of ₹74.76 Cr and satisfied charges of ₹45.21 Cr on record. Court records list 594 cases involving the company, including 562 filed by the company and 32 filed against it; 99 cases are pending.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website capitalfinserve.com.
Company details
CIN history
Capital Finserve has one previous CIN (Corporate Identification Number): U65921KL1994PLC008301. The current CIN is U64990KL1994PLC008301, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U64990KL1994PLC008301 | Current |
| U65921KL1994PLC008301 | Previous |
Contact details
Capital Finserve Limited's registered office is in Kothamangalam, Kerala.
- Registered AddressFirst Floor Capital Plaza Near Police Station Aluva – Munnar Road, Kothamangalam, Kerala, India – 686691
- IndustryFinancial Services, Investment & Credit NBFC, NBFC
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Brands
Capital Finserve operates one associated brand: Capital Finserve Ltd. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Provision of financial loans and services in India. | capitalfinserve.com |
Business activity
The main business activity of Capital Finserve is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Capital Finserve Limited, buy the company report.
Financials of Capital Finserve Limited
FY 2025 filings availableCapital Finserve Limited reported revenue of ₹11.67 Cr (up 30% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has grown at a compounded annual rate (CAGR) of 12% over five years, including 30% growth in the latest year. EBITDA rose 79% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | ₹6.45 Cr | ||||
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| Net Profit (PAT) | ₹77.9 Lakh | ||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA Margin | 55.2% | ||||
| Net Profit Margin | 6.7% | ||||
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To see the full financial statements and ratios of Capital Finserve Limited, buy the company report.
Board of directors of Capital Finserve Limited
Capital Finserve has 19 current directors and 18 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Charakunnath Varkey Mathai | Director | 24 Sep 2025 | 1 Years 1 Months | Current |
| Basil Abraham | Director | 22 Jun 2018 | 8 Years 4 Months | Current |
| Thomas George | Director | 05 Nov 2024 | 1 Years 11 Months | Current |
| Babu Alias Also directs: Tot Cafe LLP, My Earthful Hospitality Private Limited | Managing Director | 05 Mar 2014 | 12 Years 7 Months | Current |
| Kemthose Pathickal Paul Also directs: Soukhya Homes LLP | Director | 24 Sep 2025 | 1 Years 1 Months | Current |
| Shibu Kuriakose Also directs: Tot Cafe LLP, Velocity Infra-Projects and Developers Private Limited, Sanchika Retail Private Limited and 3 more | Director | 21 Oct 2013 | 13 Years 0 Months | Current |
Peer comparison
Capital Finserve Limited is compared with the 4 companies closest to it by revenue in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Fujitsu Capital Market Ltd | ₹11.76 Cr (FY 2025) | 458.0% | Kolkata, West Bengal, India | |||
| Capital Finserve Limitedthis company | ₹11.67 Cr (FY 2025) | ₹77.9 Lakh | 6.7% | 30.0% | Kothamangalam, Kerala, India | |
| Ritwik Finance Enterprises Private Limited | ₹11.53 Cr (FY 2024) | 10.0% | Kolkata, West Bengal, India | |||
| Cosmo Capital & Investments Private Limited | ₹11.53 Cr (FY 2025) | -6.0% | New Delhi, Delhi, India | |||
| Geetganga Investment Private Limited | ₹11.51 Cr (FY 2025) | -36.0% | Vadodara, Gujarat, India |
To see the full peer comparison of Capital Finserve Limited, buy the company report.
Charges & borrowings
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 18 Sep 2025 | 101171016 | Others | ₹5 Cr | Open | |
| 12 Jun 2025 | 101137911 | Others | ₹4.5 Cr | Open | |
| 19 Mar 2025 | 101092418 | Hdfc Bank Limited | ₹28.71 Lakh | Open | |
| 15 Mar 2025 | 101090981 | Others | ₹13 Cr | Open | |
| 25 Jul 2024 | 100970094 | Others | ₹2.2 Cr | Open |
To see the full charge records of Capital Finserve Limited, buy the company report.
Total charge records: 25 View all charges
Legal cases
Capital Finserve Limited has 594 court cases on record: 562 filed by Capital Finserve, 32 filed against it. 99 cases are pending and 495 are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 583 | 25 | 98 |
| High courts | 11 | 7 | 1 |
Cases on record (5 of 594)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Ernakulam, Kerala | Civil suit | Filed against the company by Priyanka | Disposed |
| District court, Ernakulam, Kerala | Appeal | Filed against the company by an individual | Pending |
| District court, Idukki, Kerala | Execution petition | Filed by the company against an individual | Pending |
| District court, Ernakulam, Kerala | Court case (EP(Com)) | Filed by the company against an individual | Pending |
| District court, Idukki, Kerala | Execution petition | Filed by the company against an individual | Pending |
To see the full case history of Capital Finserve Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Capital Finserve Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
Capital Finserve has 3 GST registrations: 2 active and 1 cancelled or inactive.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 32AACCA6848D2ZY | Kerala | Active | 12 Sep 2017 |
| 33AACCA6848D1ZX | Tamil Nadu | Active | 12 Jan 2023 |
To see the full GST registrations and return filing status of Capital Finserve Limited, buy the company report.
Recent activity
Capital Finserve Limited has 37 board changes on record since 1994: 19 appointments and 18 cessations. The latest: Padiyathputhenkattil Mohammed Ali Nowshad was appointed as Director on 28 Nov 2025.
64 earlier events are in the company report.
Frequently asked questions
Capital Finserve is an active public limited company based in Kothamangalam, Kerala, India. The company works in investment and credit nbfc, within the financial services industry. It was incorporated on 26 October 1994 (32+ years old) and is registered under CIN U64990KL1994PLC008301.
Capital Finserve has 19 current directors:
- Babu Alias - Managing Director
- Charakunnath Varkey Mathai - Director
- Basil Abraham - Director
- Thomas George - Director
- Kemthose Pathickal Paul - Director
- Shibu Kuriakose - Director
- Raju Jacob - Director
- Shajan Kuriakose - Director
- Ponthekkan Antony Raphy - Director
- Binu Anachira Kuruvilla - Director
- Sunitha Shajan - Director
- Kalookaran Ouseph Thobi - Director
- Paulosekutty Jacob - Director
- Muttavenchery Mathai Joseph - Director
- Padiyathputhenkattil Mohammed Ali Nowshad - Director
- Saji Kochukudiyil Mathew - Director
- Thombrayil Uthup Kuruvilla - Director
- Sunil Jaihind Salunkhe - Director
- Vinayan Gopinathan Nair - Director
The latest financial statements of Capital Finserve on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 24 September 2025. Year-wise statements from 2015 are in the company report.
The GSTIN of Capital Finserve is 32AACCA6848D2ZY, registered in Kerala. The company has 3 GST registrations in all, of which 2 are active and 1 is cancelled or inactive. Other active GSTINs include 33AACCA6848D1ZX (Tamil Nadu).
The CIN (Corporate Identification Number) of Capital Finserve is U64990KL1994PLC008301. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Capital Finserve has 594 court cases on record: 562 filed by the company and 32 filed against it. 99 are pending. Most are in the district courts.
Capital Finserve was incorporated on 26 October 1994, making it 32+ years old. It is registered with the Registrar of Companies, Ernakulam.
The peers of Capital Finserve by revenue are Fujitsu Capital Market Ltd, Ritwik Finance Enterprises Private Limited, Cosmo Capital & Investments Private Limited, Geetganga Investment Private Limited, all in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities).
Padiyathputhenkattil Mohammed Ali Nowshad was appointed as Director on 28 Nov 2025. Charakunnath Varkey Mathai was appointed as Director on 24 Sep 2025. Kemthose Pathickal Paul was appointed as Director on 24 Sep 2025. Capital Finserve has 37 board changes on record in total.
Capital Finserve can be reached through the website capitalfinserve.com. Its registered office is in Kothamangalam, Kerala, India.
The registered office of Capital Finserve is at First Floor Capital Plaza Near Police Station Aluva – Munnar Road, Kothamangalam, Kerala, India – 686691.