- #579 Harshil Mathur ₹5,800 Cr

About People Home Finance Limited
Data last updated:
People Home Finance Limited is a public limited company based in New Delhi, Delhi, India, a subsidiary of Capital India Finance Limited. It operates in the housing finance companies segment of the financial services sector. It was incorporated on 11 August 2017 and has been in existence for over 9 years.
Its director Harshil Mathur is #579 among India's richest people (2026).
The company is registered with the Registrar of Companies (ROC), Delhi, under CIN U65990DL2017PLC322041. Its GSTIN is 07AAHCC1427B1Z8 (Delhi). The company holds 5 GST registrations, all of them active.
The company has an authorised share capital of ₹285 Cr and a paid-up capital of ₹256.89 Cr. It was formerly known as Capital India Home Loans Limited. It is led by directors including Anil Kothuri (Managing Director) and Satrajit Siva Bhattacharya (Whole-Time Director).
Its last annual general meeting (AGM) was held on 04 July 2025, and its latest financial statements are for the year ended 31 March 2026. The registered office is at 701 7th Floor Aggarwal Corporate Tower, Plot No. 23 District Centre Rajendra Place, New Delhi, Delhi, India – 110008.
As per the financials filed for FY 2026, the company reported a revenue of ₹65.48 Cr, a decline of 12% compared to the previous year. For the same year it recorded a net loss of ₹25.19 Cr (net margin -38.5%) and EBITDA of ₹5.81 Cr (EBITDA margin 8.9%). Revenue has grown at a compounded annual rate (CAGR) of 9% over three years and 33% over five years.
The company has about 322 employees on its provident fund (EPFO) records.
The company is associated with 2 brands: Capital India Home Loans and Capital India. As per MCA filings, the company has open charges of ₹428.33 Cr and satisfied charges of ₹215.89 Cr on record. Court records list 597 cases involving the company, including 592 filed by the company and 5 filed against it; 540 cases are pending. The company has 9 deals on record (6 rights issues, 2 funding rounds, 1 acquisition), with disclosed funding of ₹15 Cr; the latest was in September 2025.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website capitalindiahomeloans.com.
Company details
CIN history
People Home Finance has one previous CIN (Corporate Identification Number): U65990MH2017PLC472040. The current CIN is U65990DL2017PLC322041, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U65990DL2017PLC322041 | Current |
| U65990MH2017PLC472040 | Previous |
Recognitions & Rankings of People Home Finance
Contact details
People Home Finance Limited's registered office is in New Delhi, Delhi. Its website is capitalindiahomeloans.com. Its e-mail address is in the company report.
- Email
- Website
- Social Media
- Registered Address701 7th Floor Aggarwal Corporate Tower, Plot No. 23 District Centre Rajendra Place, New Delhi, Delhi, India – 110008
- IndustryFinancial Services, Housing Finance Companies
To see the full contact details of People Home Finance Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Brands
People Home Finance operates two associated brands: Capital India Home Loans and Capital India. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Home loans are financed for residential properties in India. | capitalindiahomeloans.com | |
| Consumer and business loans are provided across India. | capitalindia.com |
Business activity
The main business activity of People Home Finance is financial and insurance activities. In detail, this covers activities auxiliary to financial service and insurance activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance activities | 66 | Activities auxiliary to financial service and insurance activities |
To see the full business activity and turnover split of People Home Finance Limited, buy the company report.
Financials of People Home Finance Limited
FY 2026 filings availablePeople Home Finance Limited reported revenue of ₹65.48 Cr (down 12% YoY) for FY 2026.
Compounded Annual Growth Rate (CAGR)
Revenue fell 12% in the latest year, but over five years it has grown at a compounded annual rate (CAGR) of 33%. EBITDA fell 85% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | ₹65.48 Cr | ||||
| Other Income | |||||
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| EBITDA | ₹5.81 Cr | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | -₹25.19 Cr | ||||
| Balance Sheet | |||||
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Financial Ratios
| Metrics | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 8.9% | ||||
| Net Profit Margin | -38.5% | ||||
| Return on Equity (ROE) | |||||
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To see the full financial statements and ratios of People Home Finance Limited, buy the company report.
Board of directors of People Home Finance Limited
People Home Finance has 7 current directors and 15 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Zubin Framroze Billimoria Also directs: Finolex Cables Limited | Additional Director | 29 Oct 2025 | 1 Years 0 Months | Current |
| Dheeraj Prasad Devata | Nominee Director | 26 Sep 2025 | 1 Years 1 Months | Current |
| Anil Kothuri Also directs: Anuritza LLP, Weaver Services Private Limited | Managing Director | 11 Aug 2025 | 1 Years 3 Months | Current |
| Satrajit Siva Bhattacharya Also directs: Weaver Services Private Limited, Legasis Private Limited | Whole-Time Director | 11 Aug 2025 | 1 Years 3 Months | Current |
| Harshil Mathur Also directs: Marsshot Ventures LLP, Razorpay Payments Private Limited, Razorpay Ifsc Private Limited and 5 more | Additional Director | 12 Aug 2025 | 1 Years 3 Months | Current |
| Madhumita Ganguli Also directs: Indraprastha Medical Corporation Limited, Campus Activewear Limited, CL Educate Limited and 3 more | Additional Director | 11 Aug 2025 | 1 Years 3 Months | Current |
Auditor
People Home Finance Limited is audited by S C MEHRA & ASSOCIATES for the financial year 2023.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| S C MEHRA & ASSOCIATES | FY 2023 | 106156W |
Shareholding
The shareholding of People Home Finance Limited is on record for 5 financial years, the latest being FY 2025, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2025 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of People Home Finance Limited, buy the company report.
Charges & borrowings
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 02 Jan 2026 | 101223750 | Others | ₹20 Cr | Open | |
| 18 Nov 2025 | 101209831 | Others | ₹15 Cr | Open | |
| 29 Mar 2025 | 101081055 | Others | ₹10 Cr | Open | |
| 30 Dec 2024 | 101033872 | Others | ₹7.5 Cr | Open | |
| 30 Dec 2024 | 101033869 | Others | ₹7.5 Cr | Open |
To see the full charge records of People Home Finance Limited, buy the company report.
Total charge records: 50 View all charges
Deals & funding
People Home Finance Limited has 9 deals on record (6 rights issues, 2 funding rounds, 1 acquisition), with disclosed funding of ₹15 Cr; the latest was in September 2025.
Deals on record (5 of 9)
| When | Deal | Amount | Parties |
|---|---|---|---|
| Sep 2025 | Rights issue | ₹74.78 Cr | Investors: Weaver Services Private Limited |
| Aug 2025 | Acquisition | ₹266.53 Cr | Buyer: Weaver Services Private Limited Seller: Capital India Finance Limited |
| Mar 2024 | Rights issue | ₹10 Cr | Investors: Capital India Finance Limited |
| Aug 2021 | Rights issue | ₹15 Cr | Investors: Capital India Finance Limited |
| Mar 2021 | Rights issue | ₹25 Cr | Investors: Capital India Finance Limited |
To see the full deal history of People Home Finance Limited, buy the company report.
Deal records are compiled from filings and public sources; amounts are shown only where the source reported them.
Legal cases
People Home Finance Limited has 597 court cases on record: 592 filed by People Home Finance, 5 filed against it. 540 cases are pending and 57 are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 591 | 3 | 538 |
| High courts | 6 | 2 | 2 |
Cases on record (5 of 597)
| Court | Type of case | Party | Status |
|---|---|---|---|
| High Court of Rajasthan | Arbitration matter | Filed against the company by Dmi Housing Finance Private Limited | Pending |
| Calcutta High Court | Court case (CRR) | Filed against the company by an individual | Pending |
| District court, Nashik, Maharashtra | Criminal miscellaneous application | Filed by the company against an individual | Pending |
| District court, Nagpur, Maharashtra | Criminal miscellaneous application | Filed by the company against an individual | Pending |
| District court, Gautam Buddha Nagar, Uttar Pradesh | Criminal miscellaneous application | Filed by the company against an individual | Pending |
To see the full case history of People Home Finance Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
Credit ratings & regulatory alerts
People Home Finance Limited was last rated by Icra on 27 Jul 2021.
| Rating agency | Rated on | Rating |
|---|---|---|
| Icra | 27 Jul 2021 |
To see the full credit ratings and regulatory alerts of People Home Finance Limited, buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for People Home Finance Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
Group structure & subsidiaries
People Home Finance has 1 associated company. This group structure data is as of FY 2023. The table lists each entity with its relationship and holding.
GST
People Home Finance has 5 GST registrations: 5 active. The first 4 active GSTINs are listed below.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 07AAHCC1427B1Z8 | Delhi | Active | 22 Mar 2018 |
| 27AAHCC1427B1Z6 | Maharashtra | Active | 28 May 2018 |
| 08AAHCC1427B1Z6 | Rajasthan | Active | 29 Mar 2020 |
| 09AAHCC1427B1Z4 | Uttar Pradesh | Active | 12 Mar 2021 |
To see the full GST registrations and return filing status of People Home Finance Limited, buy the company report.
Recent activity
People Home Finance Limited has 31 board changes on record since 2017: 19 appointments and 12 cessations. The latest: Zubin Framroze Billimoria was appointed as Additional Director on 29 Oct 2025.
104 earlier events are in the company report.
News
Frequently asked questions
People Home Finance is an active public limited company based in New Delhi, Delhi, India. The company works in housing finance companies, within the financial services industry. It was incorporated on 11 August 2017 (9+ years old) and is registered under CIN U65990DL2017PLC322041.
People Home Finance has 7 current directors:
- Anil Kothuri - Managing Director
- Satrajit Siva Bhattacharya - Whole-Time Director
- Zubin Framroze Billimoria - Additional Director
- Dheeraj Prasad Devata - Nominee Director
- Harshil Mathur - Additional Director
- Madhumita Ganguli - Additional Director
- Sanjiv Chadha - Nominee Director
The latest financial statements of People Home Finance on record with the MCA are for the year ended 31 March 2026. Its last annual general meeting was held on 04 July 2025. Year-wise statements from FY 2018 are in the company report.
The GSTIN of People Home Finance is 07AAHCC1427B1Z8, registered in Delhi. The company has 5 GST registrations in all, of which 5 are active. Other active GSTINs include 27AAHCC1427B1Z6 (Maharashtra), 08AAHCC1427B1Z6 (Rajasthan), 09AAHCC1427B1Z4 (Uttar Pradesh).
The CIN (Corporate Identification Number) of People Home Finance is U65990DL2017PLC322041. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
People Home Finance has 597 court cases on record: 592 filed by the company and 5 filed against it. 540 are pending. Most are in the district courts.
People Home Finance was incorporated on 11 August 2017, making it 9+ years old. It is registered with the Registrar of Companies, Delhi.
People Home Finance has 9 deals on record (6 rights issues, 2 funding rounds, 1 acquisition), with disclosed funding of ₹15 Cr; the latest was in September 2025.
Zubin Framroze Billimoria was appointed as Additional Director on 29 Oct 2025. Dheeraj Prasad Devata was appointed as Nominee Director on 26 Sep 2025. Gopal Jain ceased to be Nominee Director on 26 Sep 2025. People Home Finance has 31 board changes on record in total.
People Home Finance can be reached through the website capitalindiahomeloans.com. Its registered office is in New Delhi, Delhi, India.

