People Home Finance Limited - financial services in New Delhi, Delhi, India. FY 2026 financials & compliance.
CIN U65990DL2017PLC322041 Incorporated 11 August 2017 ROC Delhi HQ New Delhi, Delhi, India
Active Public Limited Company financial services
Revenue · FY 2026
₹65.48 Cr
▼ 12% YoY
Net loss · FY 2026
₹25.19 Cr
Net margin -38.5%
EBITDA · FY 2026
₹5.81 Cr
EBITDA margin 8.9%
Authorised capital
₹285 Cr
Registered with MCA
Paid-up capital
₹256.89 Cr
Issued & subscribed
Open charges
₹428.33 Cr
Satisfied ₹215.89 Cr
Company age
9 yrs
Est. 2017
Employees · EPFO
322
Provident fund records

About People Home Finance Limited

Data last updated:

People Home Finance Limited is a public limited company based in New Delhi, Delhi, India, a subsidiary of Capital India Finance Limited. It operates in the housing finance companies segment of the financial services sector. It was incorporated on 11 August 2017 and has been in existence for over 9 years.

Its director Harshil Mathur is #579 among India's richest people (2026).

The company is registered with the Registrar of Companies (ROC), Delhi, under CIN U65990DL2017PLC322041. Its GSTIN is 07AAHCC1427B1Z8 (Delhi). The company holds 5 GST registrations, all of them active.

The company has an authorised share capital of ₹285 Cr and a paid-up capital of ₹256.89 Cr. It was formerly known as Capital India Home Loans Limited. It is led by directors including Anil Kothuri (Managing Director) and Satrajit Siva Bhattacharya (Whole-Time Director).

Its last annual general meeting (AGM) was held on 04 July 2025, and its latest financial statements are for the year ended 31 March 2026. The registered office is at 701 7th Floor Aggarwal Corporate Tower, Plot No. 23 District Centre Rajendra Place, New Delhi, Delhi, India – 110008.

As per the financials filed for FY 2026, the company reported a revenue of ₹65.48 Cr, a decline of 12% compared to the previous year. For the same year it recorded a net loss of ₹25.19 Cr (net margin -38.5%) and EBITDA of ₹5.81 Cr (EBITDA margin 8.9%). Revenue has grown at a compounded annual rate (CAGR) of 9% over three years and 33% over five years.

The company has about 322 employees on its provident fund (EPFO) records.

The company is associated with 2 brands: Capital India Home Loans and Capital India. As per MCA filings, the company has open charges of ₹428.33 Cr and satisfied charges of ₹215.89 Cr on record. Court records list 597 cases involving the company, including 592 filed by the company and 5 filed against it; 540 cases are pending. The company has 9 deals on record (6 rights issues, 2 funding rounds, 1 acquisition), with disclosed funding of ₹15 Cr; the latest was in September 2025.

The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website capitalindiahomeloans.com.

Company details

CIN U65990DL2017PLC322041
Registration Number 322041
Incorporation Date 11 August 2017
ROC Delhi
Listing Status Unlisted
Company Status Active
Parent Company Capital India Finance Limited
Compliance Status Active Compliant

CIN history

People Home Finance has one previous CIN (Corporate Identification Number): U65990MH2017PLC472040. The current CIN is U65990DL2017PLC322041, which is the unique identifier assigned by the Registrar of Companies.

CINStatus
U65990DL2017PLC322041Current
U65990MH2017PLC472040Previous

Recognitions & Rankings of People Home Finance

India's Richest People 2026 edition · 1 director · Source: Hurun India

Contact details

People Home Finance Limited's registered office is in New Delhi, Delhi. Its website is capitalindiahomeloans.com. Its e-mail address is in the company report.

  • Email
  • Social Media
  • Registered Address
    701 7th Floor Aggarwal Corporate Tower, Plot No. 23 District Centre Rajendra Place, New Delhi, Delhi, India – 110008
  • Industry
    Financial Services, Housing Finance Companies

To see the full contact details of People Home Finance Limited, buy the company report.

Comprehensive company report
People Home Finance Limited - one report that includes everything
  • Company details, directors and signatories
  • Historical financials and ratios
  • Shareholding pattern and group structure
  • Charges with holder and property details
  • Legal cases, compliance and MCA filings
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Secure checkout · GST invoice included

Brands

People Home Finance operates two associated brands: Capital India Home Loans and Capital India. Each brand links to its own profile.

BrandDescriptionWebsite
Home loans are financed for residential properties in India.capitalindiahomeloans.com
Consumer and business loans are provided across India.capitalindia.com

Business activity

The main business activity of People Home Finance is financial and insurance activities. In detail, this covers activities auxiliary to financial service and insurance activities.

Main activity group codeMain activityBusiness activity codeBusiness activityShare of turnover
KFinancial and insurance activities66Activities auxiliary to financial service and insurance activities

To see the full business activity and turnover split of People Home Finance Limited, buy the company report.

Financials of People Home Finance Limited

FY 2026 filings available

People Home Finance Limited reported revenue of ₹65.48 Cr (down 12% YoY) for FY 2026.

Revenue · FY 2026
₹65.48 Cr ▼ 12%
Net loss · FY 2026
₹25.19 Cr margin -38.5%
EBITDA · FY 2026
₹5.81 Cr margin 8.9%

Compounded Annual Growth Rate (CAGR)

Revenue CAGR growth
1 year
▼ 12%
3 years · compounded
▲ 9%
5 years · compounded
▲ 33%
EBITDA CAGR growth
1 year
▼ 85%
3 years · compounded
▼ 32%
5 years · compounded
▲ 20%

Revenue fell 12% in the latest year, but over five years it has grown at a compounded annual rate (CAGR) of 33%. EBITDA fell 85% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.

Financial Statement Summary

MetricsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22
Profit and Loss Statement
Revenue from Operations₹65.48 Cr
Other Income
Total Revenue
Cost of Materials Consumed
Employee Benefit Expense
Finance Costs
Depreciation and Amortisation
Other Expenses
Total Expenses
EBITDA₹5.81 Cr
Profit Before Tax
Tax Expense
Net Profit (PAT)-₹25.19 Cr
Balance Sheet
Share Capital
Reserves and Surplus
Net Worth (Total Equity)
Long-term Borrowings
Short-term Borrowings
Trade Payables
Total Liabilities
Fixed Assets
Investments
Inventories
Trade Receivables
Cash and Bank Balance
Total Assets

Financial Ratios

MetricsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22
Profitability
EBITDA Margin8.9%
Net Profit Margin-38.5%
Return on Equity (ROE)
Return on Capital Employed (ROCE)
Return on Assets (ROA)
Liquidity and Debt
Current Ratio
Quick Ratio
Debt-to-Equity Ratio
Interest Coverage Ratio
Efficiency and Growth
Asset Turnover
Receivable Days
Payable Days
Inventory Days
Revenue Growth
Net Profit Growth

To see the full financial statements and ratios of People Home Finance Limited, buy the company report.

Board of directors of People Home Finance Limited

People Home Finance has 7 current directors and 15 former directors. Current directors are listed first, with their designation and appointment date.

Current Directors
NameDesignationAppointment DateTenureStatus
Zubin Framroze BillimoriaAdditional Director29 Oct 20251 Years 0 MonthsCurrent
Dheeraj Prasad DevataNominee Director26 Sep 20251 Years 1 MonthsCurrent
Anil KothuriManaging Director11 Aug 20251 Years 3 MonthsCurrent
Satrajit Siva BhattacharyaWhole-Time Director11 Aug 20251 Years 3 MonthsCurrent
Harshil MathurAdditional Director12 Aug 20251 Years 3 MonthsCurrent
Madhumita GanguliAdditional Director11 Aug 20251 Years 3 MonthsCurrent
Showing 6 of 7 current directors. View all directors

Auditor

People Home Finance Limited is audited by S C MEHRA & ASSOCIATES for the financial year 2023.

Auditor firmFinancial yearFirm registration number
S C MEHRA & ASSOCIATESFY 2023106156W

Shareholding

The shareholding of People Home Finance Limited is on record for 5 financial years, the latest being FY 2025, split between promoters, domestic institutions, foreign institutions, public shareholders and others.

Shareholder categoryFY 2025FY 2023FY 2022FY 2021FY 2020
Promoters
Domestic institutional investors (DII)
Foreign institutional investors (FII)
Public
Others

To see the full shareholding pattern of People Home Finance Limited, buy the company report.

Charges & borrowings

Open charges
₹428.33 Cr
Satisfied charges
₹215.89 Cr
Breakdown by lending institutions
Others₹328.33 Cr
Sbicap Trustee Company Limited₹75.00 Cr
Indian Overseas Bank₹15.00 Cr
Dhanlaxmi Bank Limited₹10.00 Cr
Latest charge details
DateCharge IDLenderAmountStatusModified or satisfied on
02 Jan 2026101223750Others₹20 CrOpen
18 Nov 2025101209831Others₹15 CrOpen
29 Mar 2025101081055Others₹10 CrOpen
30 Dec 2024101033872Others₹7.5 CrOpen
30 Dec 2024101033869Others₹7.5 CrOpen

To see the full charge records of People Home Finance Limited, buy the company report.

Total charge records: 50 View all charges

Deals & funding

People Home Finance Limited has 9 deals on record (6 rights issues, 2 funding rounds, 1 acquisition), with disclosed funding of ₹15 Cr; the latest was in September 2025.

Total deals
9
Rights issues
6
Funding rounds
2
Acquisition
1
Disclosed funding
₹15 Cr

Deals on record (5 of 9)

WhenDealAmountParties
Sep 2025Rights issue₹74.78 CrInvestors: Weaver Services Private Limited
Aug 2025Acquisition₹266.53 CrBuyer: Weaver Services Private Limited
Seller: Capital India Finance Limited
Mar 2024Rights issue₹10 CrInvestors: Capital India Finance Limited
Aug 2021Rights issue₹15 CrInvestors: Capital India Finance Limited
Mar 2021Rights issue₹25 CrInvestors: Capital India Finance Limited

To see the full deal history of People Home Finance Limited, buy the company report.

Deal records are compiled from filings and public sources; amounts are shown only where the source reported them.

Credit ratings & regulatory alerts

People Home Finance Limited was last rated by Icra on 27 Jul 2021.

Rating agencyRated onRating
Icra27 Jul 2021

To see the full credit ratings and regulatory alerts of People Home Finance Limited, buy the company report.

MSME payment delays

No delayed payments to MSME suppliers are on our record for People Home Finance Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.

Group structure & subsidiaries

People Home Finance has 1 associated company. This group structure data is as of FY 2023. The table lists each entity with its relationship and holding.

1
Associated companies

GST

People Home Finance has 5 GST registrations: 5 active. The first 4 active GSTINs are listed below.

Total GSTINs
5
Active
5
GSTINStateStatusRegistered on
07AAHCC1427B1Z8DelhiActive22 Mar 2018
27AAHCC1427B1Z6MaharashtraActive28 May 2018
08AAHCC1427B1Z6RajasthanActive29 Mar 2020
09AAHCC1427B1Z4Uttar PradeshActive12 Mar 2021

To see the full GST registrations and return filing status of People Home Finance Limited, buy the company report.

Recent activity

People Home Finance Limited has 31 board changes on record since 2017: 19 appointments and 12 cessations. The latest: Zubin Framroze Billimoria was appointed as Additional Director on 29 Oct 2025.

Filing
People Home Finance Limited has filed its annual Financial statements for the year ended 31 Mar 2026 with Roc Delhi Ii.
Charges
A charge registered on 08 Jul 2023 via Charge ID 100745991 with Others was fully satisfied on 20 Jan 2026.
Charges
A charge with Others amounted to Rs. 20.00 Cr with Charge ID 101223750 was registered on 02 Jan 2026.
Charges
A charge registered on 24 Mar 2022 via Charge ID 100555545 with Others was fully satisfied on 19 Dec 2025.
Charges
A charge registered on 18 Mar 2024 via Charge ID 100895784 with Others was fully satisfied on 28 Nov 2025.
Charges
A charge registered on 23 Sep 2022 via Charge ID 100615704 with Others was fully satisfied on 28 Nov 2025.
Charges
A charge with Others amounted to Rs. 15.00 Cr with Charge ID 101209831 was registered on 18 Nov 2025.
Charges
A charge registered on 20 Jun 2022 via Charge ID 100584728 with Tata Capital Financial Services Limited was fully satisfied on 29 Oct 2025.
Appointed
Zubin Framroze Billimoria was appointed as Additional Director.
Appointed
Dheeraj Prasad Devata was appointed as Nominee Director.
Ceased
Gopal Jain ceased to be Nominee Director.
Charges
A charge registered on 26 Sep 2022 via Charge ID 100617117 with Others was fully satisfied on 10 Sep 2025.

104 earlier events are in the company report.

Frequently asked questions

People Home Finance is an active public limited company based in New Delhi, Delhi, India. The company works in housing finance companies, within the financial services industry. It was incorporated on 11 August 2017 (9+ years old) and is registered under CIN U65990DL2017PLC322041.

People Home Finance has 7 current directors:

The latest financial statements of People Home Finance on record with the MCA are for the year ended 31 March 2026. Its last annual general meeting was held on 04 July 2025. Year-wise statements from FY 2018 are in the company report.

The GSTIN of People Home Finance is 07AAHCC1427B1Z8, registered in Delhi. The company has 5 GST registrations in all, of which 5 are active. Other active GSTINs include 27AAHCC1427B1Z6 (Maharashtra), 08AAHCC1427B1Z6 (Rajasthan), 09AAHCC1427B1Z4 (Uttar Pradesh).

The CIN (Corporate Identification Number) of People Home Finance is U65990DL2017PLC322041. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.

People Home Finance has 597 court cases on record: 592 filed by the company and 5 filed against it. 540 are pending. Most are in the district courts.

People Home Finance was incorporated on 11 August 2017, making it 9+ years old. It is registered with the Registrar of Companies, Delhi.

People Home Finance has 9 deals on record (6 rights issues, 2 funding rounds, 1 acquisition), with disclosed funding of ₹15 Cr; the latest was in September 2025.

Zubin Framroze Billimoria was appointed as Additional Director on 29 Oct 2025. Dheeraj Prasad Devata was appointed as Nominee Director on 26 Sep 2025. Gopal Jain ceased to be Nominee Director on 26 Sep 2025. People Home Finance has 31 board changes on record in total.

People Home Finance can be reached through the website capitalindiahomeloans.com. Its registered office is in New Delhi, Delhi, India.