About CSB Bank Limited
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CSB Bank Limited is a public limited company based in Thrissur, Kerala, India. It operates in the banking institutions segment of the financial services sector. It was incorporated on 26 November 1920 and has been in existence for over 106 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN L65191KL1920PLC000175. Its GSTIN is 27AABCT0024D1Z0 (Maharashtra). The company holds 8 GST registrations, of which 5 are active. It is a listed company as per MCA records. Its shares are listed on BSE: 542867 and NSE: CSBBANK.
The company has an authorised share capital of ₹220 Cr and a paid-up capital of ₹173.49 Cr. It was formerly known as The Catholic Syrian Bank Limited and The Catholic Syrian Bank Ltd. It is led by directors including Pralay Mondal (Managing Director) and Bellur Krishna Bhat Divakara (Whole-Time Director).
Its last annual general meeting (AGM) was held on 26 August 2025, and its latest financial statements are for the year ended 31 March 2026. The registered office is at Thrissur, Kerala.
As per the latest standalone financials for FY 2025-26, the company reported a revenue of ₹2,896.91 Cr, a growth of 18.3% compared to the previous year. For the same year it recorded a net profit of ₹633.17 Cr (net margin 21.9%). The net worth stands at ₹4,894.29 Cr (up 8.8% YoY). Total assets are valued at ₹57,756 Cr (up 20.7% YoY).
The company is associated with 1 brand: Catholic Syrian Bank. As per MCA filings, the company has satisfied charges of ₹4,200 on record. Court records list 6,936 cases involving the company, including 5,068 filed by the company and 1,869 filed against it; 1,070 cases are pending. The company has 20 deals on record (10 market trades, 4 rights issues, 4 funding rounds), with disclosed funding of ₹319.36 Cr; the latest was in June 2024. Its 8 peer companies in the BFSI industry (Banks), with the same principal business activity (banking activities by central, commercial and saving banks) are compared by revenue, 3 larger and 5 smaller; the largest is Elegant Management Solutions Private Limited with revenue of ₹4.2 Lakh. The company has 2 MSME Form 1 returns on record between 2022 and 2024, listing 8 overdue payments to 2 micro and small suppliers.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website csb.co.in.
Company details
Name history
CSB Bank has undergone 2 name changes throughout its history. The company was previously known as The Catholic Syrian Bank Limited, and The Catholic Syrian Bank Ltd. The current legal name is Csb Bank Limited.
| Company Name | Status |
|---|---|
| CSB Bank Limited | Current |
| The Catholic Syrian Bank Limited | Previous |
| The Catholic Syrian Bank Ltd | Previous |
CIN history
CSB Bank has one previous CIN (Corporate Identification Number): U65191KL1920PLC000175. The current CIN is L65191KL1920PLC000175, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| L65191KL1920PLC000175 | Current |
| U65191KL1920PLC000175 | Previous |
Contact details
CSB Bank Limited's registered office is in Thrissur, Kerala. Its website is csb.co.in. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Apps
- Registered AddressHeadoffice Csbbhavan Postboxno.502st.Mary'Scollegeroa, D, Thrissur, Kerala, India – 680020
- IndustryFinancial Services, Banking Institutions
To see the full contact details of CSB Bank Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Brands
CSB Bank operates one associated brand: Catholic Syrian Bank. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Comprehensive banking services are offered to retail and corporate clients. | csb.co.in |
Business activity
The main business activity of CSB Bank is financial and insurance service. In detail, this covers banking activities by central, commercial and saving banks.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K1 | Banking activities by Central, Commercial and Saving banks |
To see the full business activity and turnover split of CSB Bank Limited, buy the company report.
Financials of CSB Bank Limited
FY 2025-26 filings availableCSB Bank Limited reported revenue of ₹2,896.91 Cr (up 18.3% YoY) for FY 2025-26.
Financial Highlights
FY 2025-26 · StandaloneRevenue vs Net Profit ₹ Cr
Margin trends
Financial summary ₹ Cr
| Metrics | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Income statement | |||||||
| Revenue | 2,897 | 2,448 | 2,061 | 1,650 | 1,400 | 1,245 | 814 |
| Revenue growth | +18.3% | +18.8% | +24.9% | +17.8% | +12.5% | +52.9% | - |
| Profit before tax | 851 | 800 | 761 | 734 | 614 | 293 | 134 |
| Net profit | 633 | 594 | 567 | 547 | 458 | 218 | 12.73 |
| Balance sheet | |||||||
| Total assets | 57,756 | 47,847 | 36,068 | 29,173 | 25,366 | 23,345 | 18,874 |
| Net worth | 4,894 | 4,498 | 3,804 | 3,204 | 2,651 | 2,180 | 1,961 |
| Total debt | 51,400 | 42,408 | 31,476 | 25,289 | 22,195 | 20,566 | 16,585 |
| Cash & bank | 4,097 | 3,592 | 3,155 | 1,837 | 1,574 | 1,714 | 939 |
| Cash flow | |||||||
| Cash from operations | (314) | (5,256) | 1,783 | 2,211 | (852) | 1,374 | (1,109) |
| Cash from investing | (790) | 1,904 | (1,439) | (724) | 131 | (1,231) | (235) |
| Cash from financing | 1,608 | 3,789 | 974 | (1,224) | 581 | 632 | 1,310 |
| Particulars | Sep 2026 | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 783 | 707 | 770 | 730 | 773 | 624 | 753 | 595 |
| Revenue growth (YoY) | +1.4% | +13.4% | +2.3% | +22.7% | +36.3% | +16.9% | - | - |
| Other income | 274 | 229 | 306 | 276 | 349 | 245 | 381 | 219 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 246 | 202 | 271 | 205 | 216 | 160 | 257 | 204 |
| Tax | 62.95 | 51.70 | 69.07 | 52.67 | 55.32 | 40.92 | 66.10 | 52.49 |
| Net profit | 183 | 150 | 202 | 153 | 160 | 119 | 190 | 152 |
Financial Statements
| Particulars | Sep 2026 | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 783 | 707 | 770 | 730 | 773 | 624 | 753 | 595 |
| Revenue growth (YoY) | +1.4% | +13.4% | +2.3% | +22.7% | +36.3% | +16.9% | - | - |
| Other income | 274 | 229 | 306 | 276 | 349 | 245 | 381 | 219 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 246 | 202 | 271 | 205 | 216 | 160 | 257 | 204 |
| Tax | 62.95 | 51.70 | 69.07 | 52.67 | 55.32 | 40.92 | 66.10 | 52.49 |
| Net profit | 183 | 150 | 202 | 153 | 160 | 119 | 190 | 152 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Revenue | 2,897 | 2,448 | 2,061 | 1,650 | 1,400 | 1,245 | 814 |
| Revenue growth | +18.3% | +18.8% | +24.9% | +17.8% | +12.5% | +52.9% | - |
| Other income | 1,177 | 972 | 584 | 316 | 247 | 303 | 222 |
| Depreciation | 107 | 76.39 | 55.55 | 43.16 | 37.99 | 40.76 | 23.52 |
| Profit before tax | 851 | 800 | 761 | 734 | 614 | 293 | 134 |
| Tax | 218 | 206 | 195 | 186 | 156 | 74.15 | 121 |
| Net profit | 633 | 594 | 567 | 547 | 458 | 218 | 12.73 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Equity & liabilities | |||||||
| Share capital | 174 | 174 | 174 | 174 | 174 | 174 | 174 |
| Reserves & surplus | 4,721 | 4,324 | 3,630 | 3,030 | 2,478 | 2,007 | 1,787 |
| Shareholders' funds (net worth) | 4,894 | 4,498 | 3,804 | 3,204 | 2,651 | 2,180 | 1,961 |
| Secured loans | 7,154 | 5,546 | 1,757 | 783 | 2,007 | 1,426 | 794 |
| Unsecured loans | 44,246 | 36,861 | 29,719 | 24,506 | 20,188 | 19,140 | 15,791 |
| Total debt | 51,400 | 42,408 | 31,476 | 25,289 | 22,195 | 20,566 | 16,585 |
| Total liabilities | 57,756 | 47,847 | 36,068 | 29,173 | 25,366 | 23,345 | 18,874 |
| Assets | |||||||
| Investments | 11,955 | 11,389 | 7,551 | 5,849 | 7,012 | 6,126 | 5,360 |
| Cash & bank balances | 4,097 | 3,592 | 3,155 | 1,837 | 1,574 | 1,714 | 939 |
| Loans & advances | 1,146 | 730 | 620 | 518 | 678 | 798 | 955 |
| Total assets | 57,756 | 47,847 | 36,068 | 29,173 | 25,366 | 23,345 | 18,874 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Opening cash | 3,592 | 3,155 | 1,837 | 1,574 | 1,714 | 939 | 974 |
| Net cash from operating activities | (314) | (5,256) | 1,783 | 2,211 | (852) | 1,374 | (1,109) |
| Net cash from investing activities | (790) | 1,904 | (1,439) | (724) | 131 | (1,231) | (235) |
| Net cash from financing activities | 1,608 | 3,789 | 974 | (1,224) | 581 | 632 | 1,310 |
| Net change in cash | 505 | 437 | 1,318 | 263 | (140) | 775 | (34.29) |
| Closing cash | 4,097 | 3,592 | 3,155 | 1,837 | 1,574 | 1,714 | 939 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Growth | |||||||
| Sales growth | +18.3% | +18.8% | +24.9% | +17.8% | +12.5% | +52.9% | - |
| Net income growth | +6.6% | +4.8% | +3.6% | +19.4% | +109.9% | +1615.7% | - |
| Profitability & leverage | |||||||
| Return on net worth | +14.0% | +14.9% | +17.0% | +19.0% | +17.5% | +9.0% | +0.7% |
| Efficiency & per share | |||||||
| EPS (₹) | 36.49 | 34.22 | 32.66 | 31.54 | 26.42 | 12.59 | 0.73 |
| Dividend per share (₹) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
To see the full year-wise statements and ratios of CSB Bank Limited, buy the company report.
Board of directors of CSB Bank Limited
CSB Bank has 11 current directors and 50 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Sumit Maheshwari | Director | 03 Sep 2018 | 8 Years 1 Months | Current |
| Pralay Mondal | Managing Director | 17 Feb 2022 | 4 Years 8 Months | Current |
| Bellur Krishna Bhat Divakara | Whole-Time Director | 15 Mar 2024 | 2 Years 7 Months | Current |
| Sharad Kumar Saxena Also directs: Thomas Cook (India) Limited, Maxop Engineering Company Private Limited, Generali Central Life Insurance Company Limited and 1 more | Director | 19 Feb 2022 | 4 Years 8 Months | Current |
| Sudhin Bhagwandas Choksey Also directs: Gujarat Ambuja Exports Limited, The Sandesh Limited, Fairchem Organics Limited and 4 more | Director | 30 Mar 2021 | 5 Years 6 Months | Current |
| Sharmila Abhay Karve | Director | 20 Jul 2020 | 6 Years 3 Months | Current |
Peer comparison
CSB Bank Limited is compared with the 8 companies closest to it by revenue in the BFSI industry (Banks), with the same principal business activity (banking activities by central, commercial and saving banks), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| CSB Bank Limitedthis company | ₹2,896.91 Cr (FY 2026) | ₹633.17 Cr | 21.9% | 18.3% | Thrissur, Kerala, India | |
| Elegant Management Solutions Private Limited | ₹4.2 Lakh (FY 2025) | -92.0% | New Delhi, Delhi, India | |||
| Jammu and Kashmir Bank Limited | ₹30 (FY 2025) | -100.0% | Srinagar, Jammu and Kashmir, India | |||
| Axis Bank Limited | ₹27 (FY 2025) | -100.0% | Ahmedabad, Gujarat, India | |||
| Au Small Finance Bank Limited | ₹15 (FY 2025) | -100.0% | Jaipur, Rajasthan, India | |||
| The Karur Vysya Bank Limited | ₹15 (FY 2025) | -100.0% | Karur, Tamil Nadu, India | |||
| Icici Bank Limited | ₹15 (FY 2025) | -100.0% | Vadodara, Gujarat, India | |||
| City Union Bank Limited | ₹15 (FY 2025) | -100.0% | Tanjore, Tamil Nadu, India | |||
| Ujjivan Small Finance Bank Limited | ₹15 (FY 2025) | -100.0% | Bengaluru, Karnataka, India |
To see the full peer comparison of CSB Bank Limited, buy the company report.
Auditor
CSB Bank Limited is audited by Mukund M. Chitale & Co for the financial year 2023.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| Mukund M. Chitale & Co | FY 2023 | 106655W |
Shareholding
Shareholding for the quarter ended Sep 2026: promoters hold 40.00%, foreign institutional investors hold 12.60%, domestic institutional investors hold 15.10% and retail and other public shareholders hold 32.30%.
| Sep 2026 | Jun 2026 | Mar 2026 | Dec 2025 | |
|---|---|---|---|---|
| Promoters | 40.00% | 40.00% | 40.00% | 40.00% |
| Public | 60.00% | 60.00% | 60.00% | 60.00% |
Charges & borrowings
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 06 Jul 1954 | 90015016 | The Mukkattukara Catholic Bank Ltd. | ₹4,200 | Satisfied |
To see the full charge records of CSB Bank Limited, buy the company report.
Total charge records: 1 View all charges
Deals & funding
CSB Bank Limited has 20 deals on record (10 market trades, 4 rights issues, 4 funding rounds), with disclosed funding of ₹319.36 Cr; the latest was in June 2024.
Deals on record (5 of 20)
| When | Deal | Amount | Parties |
|---|---|---|---|
| Jun 2024 | Market trade | ₹595.04 Cr | Buyer: Amansa Capital, India Acorn Icav - Ashoka India Opportunities Fund, Icici Prudential Mutual Fund Seller: Fih Mauritius Investments Ltd |
| Oct 2022 | Market trade | ₹74.56 Cr | Buyer: Sbi Mutual Fund Seller: Plutus Wealth Management LLP |
| Dec 2019 | Market trade | ₹33.06 Cr | Buyer: Millennium Stock Broking Private Limited Seller: Millennium Stock Broking Private Limited |
| Dec 2019 | Market trade | ₹87.74 Cr | Buyer: Alphagrep Securities Private Limited , Millennium Stock Broking Private Limited Seller: Alphagrep Securities Private Limited , Millennium Stock Broking Private Limited |
| Dec 2019 | IPO | ₹409.68 Cr | Investors: Ipo Shareholders - Csb Bank Limited, Omers Administration Corporation - Oac Custody Account (Scv6), Aditya Birla Sun Life Trustee Private Limited A/C Aditya Birla Sun Life Small Cap Fund Seller: HDFC Life Insurance Company Limited , Icici Prudential Life Insurance Company Limited , The Federal Bank Ltd |
To see the full deal history of CSB Bank Limited, buy the company report.
Deal records are compiled from filings and public sources; amounts are shown only where the source reported them.
Legal cases
CSB Bank Limited has 6,936 court cases on record: 5,068 filed by CSB Bank, 1,869 filed against it. 1,070 cases are pending and 5,866 are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 5,081 | 483 | 897 |
| High courts | 1,797 | 1,348 | 163 |
| Supreme Court | 44 | 24 | 6 |
| NCLAT | 12 | 12 | 3 |
| NCLT | 2 | 2 | 1 |
Cases on record (5 of 6,936)
| Court | Type of case | Party | Status |
|---|---|---|---|
| Supreme Court | Court case (1511MISC-Criminal Law : Criminal matters other than covered by the aforesaid categories(SLPs arising out of quashing applications, orders framing charge, summoning orders, interim orders in criminal matters, withdrawal of prosecution, orders for further investigation/re-investigation etc.) | Filed against the company by individuals | Pending |
| Supreme Court | Court case (0602-Banking : Securitization and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002, debt recovery by banks, financial institutions, cooperative banks and negotiable instruments [other than criminal prosecution]) | Filed against the company by an individual | Disposed |
| NCLT, NCLT Ahmedabad | Insolvency matter | Filed against the company by Minerva Resolutions LLP Resolution Professional Matrix Gas and Renewables Limited and 1 other | Pending |
| District court, Kottayam, Kerala | Appeal | Filed by the company against NJT Finance Pvt. Ltd. and 1 other | Pending |
| District court, Kottayam, Kerala | Criminal case | Filed by the company against Hyperlocal Logistics Pvt Ltd | Pending |
To see the full case history of CSB Bank Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
Credit ratings & regulatory alerts
CSB Bank Limited was last rated by Indiarating on 19 Aug 2021.
| Rating agency | Rated on | Rating |
|---|---|---|
| Indiarating | 19 Aug 2021 |
To see the full credit ratings and regulatory alerts of CSB Bank Limited, buy the company report.
MSME payment delays
CSB Bank Limited has 2 MSME Form 1 returns on record between 2022 and 2024, listing 8 overdue payments to 2 micro and small suppliers. Companies must report dues to micro and small suppliers that stay unpaid for more than 45 days in a half-yearly MSME Form 1 return.
Suppliers with reported dues (2 of 2)
| Supplier | Amount due | Due since | Reported on |
|---|---|---|---|
| National E- Governance Services Limited | |||
| Qapita Equitytech Limited |
To see the full MSME payment records of CSB Bank Limited, buy the company report.
Individuals and sole proprietors among the suppliers are not named.
GST
CSB Bank has 8 GST registrations: 5 active and 3 cancelled or inactive. The first 4 active GSTINs are listed below.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 27AABCT0024D1Z0 | Maharashtra | Active | 01 Jul 2017 |
| 34AABCT0024D1Z5 | Puducherry | Active | 01 Jul 2017 |
| 37AABCT0024D1ZZ | Andhra Pradesh | Active | 01 Jul 2017 |
| 08AABCT0024D2ZZ | Rajasthan | Active | 06 Jul 2017 |
To see the full GST registrations and return filing status of CSB Bank Limited, buy the company report.
Recent activity
CSB Bank Limited has 103 board changes on record since 1991: 57 appointments and 46 cessations. The latest: Sheetal Rupesh Sancheti was appointed as Additional Director on 05 Nov 2025.
96 earlier events are in the company report.
News
Frequently asked questions
CSB Bank is an active public limited company based in Thrissur, Kerala, India. The company works in banking institutions, within the financial services industry. It was incorporated on 26 November 1920 (106+ years old) and is registered under CIN L65191KL1920PLC000175. Listed on BSE: 542867 and NSE: CSBBANK.
CSB Bank reported revenue of ₹2,896.91 Cr for FY 2025-26 (up 18.3% YoY) based on standalone financials.
CSB Bank has 11 current directors:
- Pralay Mondal - Managing Director
- Bellur Krishna Bhat Divakara - Whole-Time Director
- Sumit Maheshwari - Director
- Sharad Kumar Saxena - Director
- Sudhin Bhagwandas Choksey - Director
- Sharmila Abhay Karve - Director
- Sheetal Rupesh Sancheti - Additional Director
- Narasimha Raju Narasappa Doddahosahalli - Director
- Deepak Maheshwari - Director
- Renu Kohli - Director
- Biswamohan Mahapatra - Director
The latest financial statements of CSB Bank on record with the MCA are for the year ended 31 March 2026. Its last annual general meeting was held on 26 August 2025. Year-wise statements from 2015 are in the company report.
The GSTIN of CSB Bank is 27AABCT0024D1Z0, registered in Maharashtra. The company has 8 GST registrations in all, of which 5 are active and 3 are cancelled or inactive. Other active GSTINs include 34AABCT0024D1Z5 (Puducherry), 37AABCT0024D1ZZ (Andhra Pradesh), 08AABCT0024D2ZZ (Rajasthan).
The CIN (Corporate Identification Number) of CSB Bank is L65191KL1920PLC000175. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Yes. CSB Bank is a listed company as per MCA records. Its shares are listed on both BSE (code: 542867) and NSE (symbol: CSBBANK).
CSB Bank has 6,936 court cases on record: 5,068 filed by the company and 1,869 filed against it. 1,070 are pending. Most are in the district courts.
CSB Bank was incorporated on 26 November 1920, making it 106+ years old. It is registered with the Registrar of Companies, Ernakulam.
CSB Bank has 20 deals on record (10 market trades, 4 rights issues, 4 funding rounds), with disclosed funding of ₹319.36 Cr; the latest was in June 2024.
The peers of CSB Bank by revenue are Elegant Management Solutions Private Limited, Jammu and Kashmir Bank Limited, Axis Bank Limited, Au Small Finance Bank Limited, The Karur Vysya Bank Limited and 3 more, all in the BFSI industry (Banks), with the same principal business activity (banking activities by central, commercial and saving banks).
Sheetal Rupesh Sancheti was appointed as Additional Director on 05 Nov 2025. Madhavan Menon Karunakaran ceased to be Director on 20 Oct 2025. Biswamohan Mahapatra was appointed as Director on 16 Apr 2025. CSB Bank has 103 board changes on record in total.