Ceejay Finance Limited - financial services in Nadiad, Gujarat, India. FY 2026 financials & compliance.
CIN L65910GJ1993PLC019090 Incorporated 09 March 1993 ROC Ahmedabad HQ Nadiad, Gujarat, India
Active Listed - BSE: 530789 Public Limited Company financial services MSME · Small
Data last updated
Market Cap
₹56.51 Cr
CEEJAY · BSE
Share Price
₹167.00
+1.95% today
Revenue
₹26.54 Cr
FY 2025-26 · +1.0% YoY
EBITDA
₹14.54 Cr
Margin 54.8%
Net Profit
₹7.72 Cr
FY 2025-26 · +13.9% YoY
P/E (TTM)
6.5x
P/B 0.6x
Authorised capital
₹5 Cr
Registered with MCA
Paid-up capital
₹3.45 Cr
Issued & subscribed

About Ceejay Finance Limited

Data last updated:

Ceejay Finance Limited is a public limited company based in Nadiad, Gujarat, India. It operates in the investment and credit NBFC segment of the financial services sector. It was incorporated on 09 March 1993 and has been in existence for over 33 years.

The company is registered with the Registrar of Companies (ROC), Ahmedabad, under CIN L65910GJ1993PLC019090. Its GSTIN is 24AAACH5108H1Z0 (Gujarat). The company holds 2 GST registrations, all of them active. It is a listed company as per MCA records. Its shares are listed on BSE: 530789.

The company has an authorised share capital of ₹5 Cr and a paid-up capital of ₹3.45 Cr. It was formerly known as Heritage Packaging Private Limited. It is led by directors including Deepakbhai Ramanbhai Patel (Managing Director) and Kiranbhai Ramanbhai Patel.

Its last annual general meeting (AGM) was held on 27 September 2025, and its latest financial statements are for the year ended 31 March 2026. The registered office is at C J House Mota Pore, Nadiad, Gujarat, India – 387001.

As per the latest standalone financials for FY 2025-26, the company reported a revenue of ₹26.54 Cr, a growth of 1% compared to the previous year. For the same year it recorded a net profit of ₹7.72 Cr (net margin 29.1%) and EBITDA of ₹14.54 Cr (EBITDA margin 54.8%). The net worth stands at ₹83.05 Cr (up 9.5% YoY). Total assets are valued at ₹126.51 Cr (up 3.2% YoY).

The company has about 53 employees on its provident fund (EPFO) records.

The company is associated with 1 brand: Ceejay Finance. As per MCA filings, the company has open charges of ₹37.8 Cr on record. Court records list 1,009 cases involving the company, including 997 filed by the company and 12 filed against it; 106 cases are pending.

Ceejay Finance Limited is registered as a small enterprise under the Udyam registration framework (Reg. No. UDYAM-GJ-12-0007405). The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website ceejayfinance.com.

Company details

CIN L65910GJ1993PLC019090
Registration Number 019090
Incorporation Date 09 March 1993
ROC Ahmedabad
Listing Status Listed - Listed on BSE (530789)
Company Status Active
Date of Last AGM 27 September 2025
Date of Balance Sheet 31 March 2026
Compliance Status Active Compliant
MSME Classification Small
Udyam Registration UDYAM-GJ-12-0007405

CIN history

Ceejay Finance has one previous CIN (Corporate Identification Number): U65910GJ1993PLC019090. The current CIN is L65910GJ1993PLC019090, which is the unique identifier assigned by the Registrar of Companies.

CINStatus
L65910GJ1993PLC019090Current
U65910GJ1993PLC019090Previous

Recognitions & Rankings of Ceejay Finance

MSME (Udyam registered) Ministry of MSME
Category
Small (2024-25)
Udyam number
UDYAM-GJ-12-0007405

Contact details

Ceejay Finance Limited's registered office is in Nadiad, Gujarat. Its website is ceejayfinance.com. Its e-mail address and telephone number are in the company report.

  • Email
  • Telephone
  • Registered Address
    C J House Mota Pore, Nadiad, Gujarat, India – 387001
  • Industry
    Financial Services, Investment & Credit NBFC, Asset Financing Companies, NBFC

To see the full contact details of Ceejay Finance Limited, buy the company report.

Comprehensive company report
Ceejay Finance Limited - one report that includes everything
  • Company details, directors and signatories
  • Historical financials and ratios
  • Shareholding pattern and group structure
  • Charges with holder and property details
  • Legal cases, compliance and MCA filings
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Brands

Ceejay Finance operates one associated brand: Ceejay Finance. Each brand links to its own profile.

BrandDescriptionWebsite
Customized loans for new and used two-wheelers are provided.ceejayfinance.com

Business activity

The main business activity of Ceejay Finance is financial and insurance service. In detail, this covers other financial activities.

Main activity group codeMain activityBusiness activity codeBusiness activityShare of turnover
KFinancial and insurance ServiceK8Other financial activities

To see the full business activity and turnover split of Ceejay Finance Limited, buy the company report.

Financials of Ceejay Finance Limited

FY 2025-26 filings available

Ceejay Finance Limited reported revenue of ₹26.54 Cr (up 1% YoY) for FY 2025-26.

Financial Highlights

FY 2025-26 · Standalone
Revenue
₹26.54 Cr
+1.0% YoY
EBITDA
₹14.54 Cr
+7.6% YoY
Profit After Tax
₹7.72 Cr
+13.9% YoY
Net Worth
₹83.05 Cr
+9.5% YoY
Total Assets
₹127 Cr
+3.2% YoY
Total Debt
₹43.46 Cr
-7.1% YoY

Revenue vs Net Profit ₹ Cr

Margin trends

Financial summary ₹ Cr

MetricsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Income statement
Revenue26.5426.2920.7119.8217.9516.0317.35
Revenue growth+1.0%+26.9%+4.5%+10.4%+12.0%-7.6%-
EBITDA14.5413.5112.3712.329.538.368.93
EBITDA margin+54.8%+51.4%+59.7%+62.2%+53.1%+52.2%+51.5%
Profit before tax10.309.308.878.836.946.046.38
Net profit7.726.786.426.804.974.484.82
Net profit margin+29.1%+25.8%+31.0%+34.3%+27.7%+28.0%+27.8%
EPS (₹)22.3719.7119.0519.8414.4112.9613.97
Balance sheet
Total assets12712310391.6980.8870.5377.55
Net worth83.0575.8369.5263.3156.7952.1047.84
Total debt43.4646.7633.0828.3724.0818.4329.71
Cash & bank1.601.231.531.852.322.081.70
Net working capital0.251.631.380.591.562.250.83
Cash flow
Cash from operations4.09(13.16)0.20(4.14)(4.98)14.31(0.79)
Cash from investing0.01(0.40)(4.80)(0.32)(0.08)(0.16)(0.08)
Cash from financing(3.71)13.264.293.955.30(13.86)(0.34)
ParticularsJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Revenue6.116.796.696.666.407.497.156.29
Revenue growth (YoY)-4.5%-9.4%-6.4%+5.9%+19.2%---
Other income0.010.010.020.000.060.030.040.02
Total expenses2.622.843.342.723.094.154.232.38
EBITDA3.493.953.353.943.313.342.923.91
EBITDA margin+57.1%+58.2%+50.1%+59.2%+51.7%+44.6%+40.8%+62.2%
Depreciation0.110.110.110.110.110.090.110.11
Interest0.861.031.060.900.901.111.150.84
Profit before tax2.532.822.202.932.362.171.702.98
Tax0.540.700.520.750.620.570.560.70

Financial Statements

Figures in ₹ Cr; negatives in brackets. Updated 30 Oct 2026
ParticularsJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Revenue6.116.796.696.666.407.497.156.29
Revenue growth (YoY)-4.5%-9.4%-6.4%+5.9%+19.2%---
Other income0.010.010.020.000.060.030.040.02
Total expenses2.622.843.342.723.094.154.232.38
EBITDA3.493.953.353.943.313.342.923.91
EBITDA margin+57.1%+58.2%+50.1%+59.2%+51.7%+44.6%+40.8%+62.2%
Depreciation0.110.110.110.110.110.090.110.11
Interest0.861.031.060.900.901.111.150.84
Profit before tax2.532.822.202.932.362.171.702.98
Tax0.540.700.520.750.620.570.560.70
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Revenue26.5426.2920.7119.8217.9516.0317.35
Revenue growth+1.0%+26.9%+4.5%+10.4%+12.0%-7.6%-
Other income0.090.100.210.040.000.050.00
Total expenses12.0012.788.347.508.427.678.42
Employee cost0.003.272.892.862.682.652.71
EBITDA14.5413.5112.3712.329.538.368.93
EBITDA margin+54.8%+51.4%+59.7%+62.2%+53.1%+52.2%+51.5%
Depreciation0.430.410.300.200.180.150.14
Interest3.903.903.413.332.412.222.41
Profit before tax10.309.308.878.836.946.046.38
Tax2.582.502.312.001.971.561.56
Net profit7.726.786.426.804.974.484.82
Net profit margin+29.1%+25.8%+31.0%+34.3%+27.7%+28.0%+27.8%
EPS (₹)22.3719.7119.0519.8414.4112.9613.97
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Equity & liabilities
Share capital3.453.453.453.453.453.453.45
Reserves & surplus79.6072.3866.0759.8653.3448.6544.39
Shareholders' funds (net worth)83.0575.8369.5263.3156.7952.1047.84
Secured loans13.4614.0416.5823.620.000.000.00
Unsecured loans30.0032.7216.504.7524.0818.4329.71
Total debt43.4646.7633.0828.3724.0818.4329.71
Total liabilities12712310391.6980.8870.5377.55
Assets
Gross block7.737.797.391.971.661.531.45
Net block6.276.656.611.391.151.201.21
Capital work in progress0.000.000.000.000.000.000.00
Investments0.000.000.000.470.540.500.41
Inventories0.000.000.000.000.000.000.00
Sundry debtors0.000.000.000.000.000.000.00
Cash & bank balances1.601.231.531.852.322.081.70
Loans & advances2.253.512.801.591.321.361.03
Total current assets3.854.744.333.443.643.442.73
Total current liabilities3.603.112.952.852.081.191.90
Net working capital0.251.631.380.591.562.250.83
Total assets12712310391.6980.8870.5377.55
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Opening cash0.620.931.231.751.501.222.43
Net cash from operating activities4.09(13.16)0.20(4.14)(4.98)14.31(0.79)
Net cash from investing activities0.01(0.40)(4.80)(0.32)(0.08)(0.16)(0.08)
Net cash from financing activities(3.71)13.264.293.955.30(13.86)(0.34)
Net change in cash0.39(0.30)(0.31)(0.51)0.240.29(1.22)
Closing cash1.601.231.531.852.322.081.70
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Growth
Sales growth+1.0%+26.9%+4.5%+10.4%+12.0%-7.6%-
EBITDA growth+7.6%+9.2%+0.4%+29.3%+14.0%-6.4%-
PBT growth+10.8%+4.9%+0.5%+27.2%+14.9%-5.3%-4.4%
Net income growth+13.9%+5.6%-5.6%+36.8%+10.9%-7.1%-
Revenue CAGR (3Y)+10.2%+13.6%+8.9%+4.5%+6.6%-0.8%+6.7%
EBITDA CAGR (3Y)+5.7%+12.3%+14.0%+11.3%+1.7%-8.2%-2.3%
Profitability & leverage
Net income margin+29.1%+25.9%+31.7%+34.5%+27.7%+28.0%+27.8%
Return on capital employed-+11.7%+12.7%+14.1%+12.4%+11.1%+11.9%
Return on net worth-+9.4%+9.9%+11.4%+9.1%+9.0%+10.5%
Debt / equity-0.550.460.440.390.480.62
Long-term debt / equity-0.340.160.110.120.190.29
Interest cover27.6429.7728.2527.4825.7827.0427.42
Efficiency & per share
Fixed asset turnover-3.484.4710.9411.2510.7913.00
Inventory turnover-0.000.000.000.000.000.00
Debtors turnover-0.000.000.000.000.000.00
EPS (₹)22.3719.7119.0519.8414.4112.9613.97
Dividend per share (₹)1.501.201.201.201.001.001.00
Book value per share (₹)0.00219.81201.51183.51164.62151.02138.67

To see the full year-wise statements and ratios of Ceejay Finance Limited, buy the company report.

Board of directors of Ceejay Finance Limited

Ceejay Finance has 6 current directors and 11 former directors. Current directors are listed first, with their designation and appointment date.

Current Directors
NameDesignationAppointment DateTenureStatus
Kiranbhai Ramanbhai PatelDirector20 Apr 199333 Years 6 MonthsCurrent
Shaileshkumar Ramanbhai PatelDirector12 Jul 200125 Years 3 MonthsCurrent
Deepakbhai Ramanbhai PatelManaging Director20 Apr 199333 Years 6 MonthsCurrent
Prachi Nikunj PatelDirector12 Aug 20251 Years 2 MonthsCurrent
Samirbhai Dilipbhai ParikhDirector01 Aug 20242 Years 2 MonthsCurrent
Chinmay Bharatbhai AminDirector13 Aug 20242 Years 2 MonthsCurrent

Peer comparison

Ceejay Finance Limited is compared with the 3 companies closest to it by revenue in the BFSI industry (Asset Financing Companies, Finance, NBFC Investment and Credit Companies), with the same principal business activity (other financial activities), from the latest filed financials of each company.

CompanyRevenueNet profitMarginGrowth (1 yr)EmployeesLocation
Ceejay Finance Limitedthis company₹26.54 Cr (FY 2026)₹7.72 Cr29.1%1.0%53Nadiad, Gujarat, India
Parvati Holdings Pvt Ltd₹15.03 Cr (FY 2021)353.0%New Delhi, Delhi, India
Suyash Villa Pvt.Ltd.₹14.84 Cr (FY 2025)48.0%Kolkata, West Bengal, India
Bhala Finance Private Limited₹14.83 Cr (FY 2024)141.0%Jaipur, Rajasthan, India

To see the full peer comparison of Ceejay Finance Limited, buy the company report.

Auditor

Ceejay Finance Limited is audited by ARPIT PATEL & ASSOCIATES for the financial year 2019.

Auditor firmFinancial yearFirm registration number
ARPIT PATEL & ASSOCIATESFY 2019144032W

Shareholding

Shareholding for the quarter ended Mar 2026: promoters hold 59.00%, foreign institutional investors hold 0.00%, domestic institutional investors hold 0.00% and retail and other public shareholders hold 41.00%.

Promoters: 59.00%Retail & Others: 41.00%
Mar 2026
QUARTER
59.00% Promoters
41.00% Retail & Others
Promoter holding - history
Now 59.00% · Mar 2026High 59.00% · Jun 2025Low 59.00% · Jun 2025
58%58.5%59%59.5%60%Jun 2025Sep 2025Dec 2025Mar 2026Jun 2025: 59.00%Sep 2025: 59.00%Dec 2025: 59.00%Mar 2026: 59.00%59.00%59.00%
Shareholding trend - last 6 quarters
Mar 2026Dec 2025Sep 2025Jun 2025
Promoters59.00%59.00%59.00%59.00%
Public41.00%41.00%41.00%41.00%

Charges & borrowings

Open charges
₹37.8 Cr
Satisfied charges
None
Breakdown by lending institutions
Bank of Baroda₹30.00 Cr
Others₹7.80 Cr
Latest charge details
DateCharge IDLenderAmountStatusModified or satisfied on
28 Mar 2023100696218Others₹5 CrOpen
09 Dec 2021100507644Others₹2.8 CrOpen
05 Nov 199880053153Bank of Baroda₹15 CrOpen
05 Nov 199880053155Bank of Baroda₹15 CrOpen

To see the full charge records of Ceejay Finance Limited, buy the company report.

Total charge records: 4 View all charges

Credit ratings & regulatory alerts

Ceejay Finance Limited was last rated by Icra on 15 Jun 2022.

Rating agencyRated onRating
Icra15 Jun 2022

To see the full credit ratings and regulatory alerts of Ceejay Finance Limited, buy the company report.

MSME payment delays

No delayed payments to MSME suppliers are on our record for Ceejay Finance Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.

Employees & EPFO

Ceejay Finance Limited has a workforce of 53 employees on its EPFO records as of Apr 04, 2024, across 1 active EPFO establishment.

Employee count
53
Active EPFO establishments
1
Employee growth
-7.02%

GST

Ceejay Finance has 2 GST registrations: 2 active.

Total GSTINs
2
Active
2
GSTINStateStatusRegistered on
24AAACH5108H1Z0GujaratActive21 Jul 2017
27AAACH5108H1ZUMaharashtraActive01 Jul 2017

To see the full GST registrations and return filing status of Ceejay Finance Limited, buy the company report.

Recent activity

Ceejay Finance Limited has 22 board changes on record since 1993: 15 appointments and 7 cessations. The latest: Mrudulaben Bhikhubhai Patel ceased to be Director on 25 Sep 2025.

Filing
Ceejay Finance Limited has filed its annual Financial statements for the year ended 31 Mar 2026 with Roc Ahmedabad.
AGM
Ceejay Finance Limited last Annual general meeting of members was held on 27 Sep 2025 as per latest MCA records.
Ceased
Mrudulaben Bhikhubhai Patel ceased to be Director.
Appointed
Prachi Nikunj Patel was appointed as Director.
Ceased
Sunilkumar Govindbhai Patel ceased to be Director.
Appointed
Chinmay Bharatbhai Amin was appointed as Director.
Ceased
Bharatkumar Mahendrabhai Amin ceased to be Director.
Appointed
Samirbhai Dilipbhai Parikh was appointed as Director.
Charges
A charge with Others amounted to Rs. 5.00 Cr with Charge ID 100696218 was registered on 28 Mar 2023.
Appointed
Kamlesh Pranshanker Upadhyaya was appointed as Company Secretary.
Charges
A charge with Others amounted to Rs. 2.80 Cr with Charge ID 100507644 was registered on 09 Dec 2021.
Ceased
Kiritkumar Sunderlal Dalal ceased to be Director.

19 earlier events are in the company report.

Frequently asked questions

Ceejay Finance is an active public limited company based in Nadiad, Gujarat, India. The company works in investment and credit nbfc, within the financial services industry. It was incorporated on 09 March 1993 (33+ years old) and is registered under CIN L65910GJ1993PLC019090. Listed on BSE: 530789.

Ceejay Finance reported revenue of ₹26.54 Cr for FY 2025-26 (up 1% YoY) based on standalone financials.

Ceejay Finance has 6 current directors:

The latest financial statements of Ceejay Finance on record with the MCA are for the year ended 31 March 2026. Its last annual general meeting was held on 27 September 2025. Year-wise statements from 2015 are in the company report.

The GSTIN of Ceejay Finance is 24AAACH5108H1Z0, registered in Gujarat. The company has 2 GST registrations in all, of which 2 are active. Other active GSTINs include 27AAACH5108H1ZU (Maharashtra).

The CIN (Corporate Identification Number) of Ceejay Finance is L65910GJ1993PLC019090. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.

Yes. Ceejay Finance is a listed company as per MCA records. Its shares are listed on BSE (code: 530789).

Ceejay Finance has 1,009 court cases on record: 997 filed by the company and 12 filed against it. 106 are pending. Most are in the district courts.

Ceejay Finance was incorporated on 09 March 1993, making it 33+ years old. It is registered with the Registrar of Companies, Ahmedabad.

The peers of Ceejay Finance by revenue are Parvati Holdings Pvt Ltd, Suyash Villa Pvt.Ltd, Bhala Finance Private Limited, all in the BFSI industry (Asset Financing Companies, Finance, NBFC Investment and Credit Companies), with the same principal business activity (other financial activities).

Mrudulaben Bhikhubhai Patel ceased to be Director on 25 Sep 2025. Prachi Nikunj Patel was appointed as Director on 12 Aug 2025. Sunilkumar Govindbhai Patel ceased to be Director on 26 Sep 2024. Ceejay Finance has 22 board changes on record in total.