About Ceejay Microfin Limited
Data last updated:
Ceejay Microfin Limited is a public limited company based in Nadiad, Gujarat, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 22 April 1994 and has been in existence for over 32 years.
The company is registered with the Registrar of Companies (ROC), Ahmedabad, under CIN U65100GJ1994PLC021865. Its GSTIN is 24AABCC5925G2ZW (Gujarat). The company holds 2 GST registrations, of which 1 is active.
The company has an authorised share capital of ₹10 Cr and a paid-up capital of ₹8.25 Cr. It was formerly known as Ceejay Auto Limited. It is led by directors including Shaileshbhai Ramanbhai Patel (Managing Director) and Deepakbhai Ramanbhai Patel.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at C J House Motu Pore, Nadiad, Gujarat, India – 387001.
As per the financials filed for FY 2025, the company reported a revenue of ₹17.71 Cr, a growth of 3% compared to the previous year. For the same year it recorded a net profit of ₹90.88 Lakh (net margin 5.1%) and EBITDA of ₹7.15 Cr (EBITDA margin 40.4%). Revenue has grown at a compounded annual rate (CAGR) of 21% over three years and 13% over five years.
The company has about 13 employees on its provident fund (EPFO) records.
The company is associated with 1 brand: Ceejay Microfin.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website ceejaymicrofin.com.
- EmailLocked
- TelephoneLocked
- Website
- Social MediaLocked
- Registered AddressC J House Motu Pore, Nadiad, Gujarat, India – 387001
- IndustryFinancial Services, Microfinance Institutions, NBFC
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
CIN History of Ceejay Microfin Limited
Ceejay Microfin has one previous CIN (Corporate Identification Number): U50101GJ1994PLC021865. The current CIN is U65100GJ1994PLC021865, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U65100GJ1994PLC021865 | Current |
| U50101GJ1994PLC021865 | Previous |
Associated Brands with Ceejay Microfin Limited
Ceejay Microfin operates one associated brand: Ceejay Microfin. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Offers microfinance loans to underserved individuals and small businesses in India. | ceejaymicrofin.com |
Competitors & Alternatives of Ceejay Microfin Limited
Brands and companies operating in the same space as Ceejay Microfin Limited include Manappuram Finance, L & T Finance Holdings, Bajaj Finserv and 6 more.
| Competitor | Description | Location | Founded |
|---|---|---|---|
 Manappuram Finance | Consumer and SME loans are provided by Manappuram Finance. | Valapad, India | 1992 |
 L & T Finance Holdings | Diversified lending services are provided as a non-banking financial institution. | Mumbai, India | 1994 |
 Bajaj Finserv | Financial solutions including loans and insurance are offered. | Pune, India | 2007 |
 Northern Arc Capital | Household and business loans are provided with risk management support. | Chennai, India | 2006 |
 IIFL Finance | Online gold, home, personal, and business loans are provided. | Mumbai, India | 1995 |
 Mahindra Finance | Consumer and SME loans are provided by Mahindra Finance. | Mumbai, India | 1991 |
 Hero Fincorp | 2-wheeler loans and consumer/business financing are provided by Hero Fincorp. | Delhi, India | 1991 |
 Kinara Capital | Collateral-free loans are provided to MSMEs for business operations. | Bengaluru, India | 2011 |
 Dvara KGFS | Loans for consumers and SMEs are provided alongside financial services. | Chennai, India | 2008 |
Business Activity of Ceejay Microfin Limited
The main business activity of Ceejay Microfin is financial and insurance service. In detail, this covers other financial activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Auditor Details of Ceejay Microfin Limited
Ceejay Microfin Limited is audited by KANTILAL PATEL & CO. for the financial year 2023.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| KANTILAL PATEL & CO. | Locked | Locked | Locked |
Complete auditor history
Appointment and cessation dates and past auditor changes are in the company report.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Board of Directors of Ceejay Microfin Limited
Ceejay Microfin has 5 current directors and 2 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Deepakbhai Ramanbhai Patel Also directs: Ceejay Finance Limited, Ceejay Tobacco Limited, Chhotabhai Jethabhai Patel Tobacco Products Co Ltd and 1 more | Director | 22 Apr 1994 | 32 Years 5 Months | Current |
| Kiranbhai Ramanbhai Patel Also directs: Ceejay Finance Limited, Ceejay Tobacco Limited, Chhotabhai Jethabhai Patel Tobacco Products Co Ltd and 1 more | Director | 22 Apr 1994 | 32 Years 5 Months | Current |
| Shaileshbhai Ramanbhai Patel Also directs: Ceejay Finance Limited, Ceejay Tobacco Limited, Chhotabhai Jethabhai Patel Tobacco Products Co Ltd and 1 more | Managing Director | 19 Jul 2018 | 8 Years 2 Months | Current |
| Bharatkumar Mahendrabhai Amin Also directs: Msgiri Services Private Limited | Additional Director | 28 Sep 2024 | 2 Years 0 Months | Current |
| Sunilkumar Govindbhai Patel | Additional Director | 28 Sep 2024 | 2 Years 0 Months | Current |
Financials of Ceejay Microfin Limited FY 2025 filings available
Ceejay Microfin Limited reported revenue of ₹17.71 Cr (up 3% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR) of Ceejay Microfin Limited
Revenue has grown at a compounded annual rate (CAGR) of 13% over five years, including 3% growth in the latest year. EBITDA rose 1% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of Ceejay Microfin Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | •••• | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | ₹7.15 Cr | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | ₹90.88 Lakh | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of Ceejay Microfin Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 40.4% | •••• | •••• | •••• | •••• |
| Net Profit Margin | 5.1% | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Ceejay Microfin are in the company report.
Financial statements from 2015
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Ownership and Shareholding of Ceejay Microfin Limited
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Ceejay Microfin Limited
Ceejay Microfin Limited does not have any charges (loans) registered with the Registrar of Companies.
Employees and EPFO Compliance at Ceejay Microfin Limited
Ceejay Microfin Limited has a workforce of 13 employees as of Apr 01, 2024.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
GST Compliance of Ceejay Microfin Limited
Ceejay Microfin has 2 GST registrations: 1 active and 1 cancelled or inactive.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 24AABCC5925G2ZW | Gujarat | Active | 01 Sep 2017 |
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
Credit Ratings, Litigation & Regulatory Alerts for Ceejay Microfin Limited
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Ceejay Microfin Limited
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Ceejay Microfin Limited
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Ceejay Microfin Limited
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Recent Activity on Ceejay Microfin Limited
Frequently Asked Questions about Ceejay Microfin Limited
Ceejay Microfin is an active public limited company based in Nadiad, Gujarat, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 22 April 1994 (32+ years old) and is registered under CIN U65100GJ1994PLC021865.
Ceejay Microfin reported revenue of ₹17.71 Cr for FY 2025 (up 3% YoY).
Ceejay Microfin has 5 current directors:
- Shaileshbhai Ramanbhai Patel - Managing Director
- Deepakbhai Ramanbhai Patel - Director
- Kiranbhai Ramanbhai Patel - Director
- Bharatkumar Mahendrabhai Amin - Additional Director
- Sunilkumar Govindbhai Patel - Additional Director
Ceejay Microfin reported a net profit of ₹90.88 Lakh (net margin 5.1%) and EBITDA of ₹7.15 Cr (EBITDA margin 40.4%) for FY 2025, as per its filed financial statements.
The compounded annual growth rate (CAGR) of the revenue of Ceejay Microfin is 21% over three years and 13% over five years. In the latest year (FY 2025) revenue rose 3%. CAGR is the steady yearly rate that links the first and the last year.
The GSTIN of Ceejay Microfin is 24AABCC5925G2ZW, registered in Gujarat. The company has 2 GST registrations in all, of which 1 is active and 1 is cancelled or inactive.
The CIN (Corporate Identification Number) of Ceejay Microfin is U65100GJ1994PLC021865. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Ceejay Microfin was incorporated on 22 April 1994, making it 32+ years old. It is registered with the Registrar of Companies, Ahmedabad.
Ceejay Microfin can be reached through the website ceejaymicrofin.com. Its registered office is in Nadiad, Gujarat, India.