Centrum Microcredit Limited - Company Profile

Q: Who are the current directors of Centrum Microcredit Limited?

The current directors of Centrum Microcredit Limited are Abhinav Maheshwari, Deepa Fali Poncha, Rishad Khushrooh Byramjee, Ranjan Ghosh, Mamta Khatri.

It is a financial services public limited company based in Mumbai, Maharashtra, India, established in 2016.

2016 Mumbai, Maharashtra, India Amalgamated

Last Updated: July 22, 2025

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About Centrum Microcredit Limited

Centrum Microcredit Limited, a amalgamated public limited company, was established on 31 August 2016 in Mumbai, Maharashtra, India. Engaging in nbfc within the financial and insurance service sector, it holds CIN: U67100MH2016PLC285378. Registered under ROC Roc Mumbai. it is unlisted. It has an authorized capital of ₹90.01 Cr and a paid-up capital of ₹83.21 Cr.

Formerly known as Nobita Trading Private Limited, Centrum Microcredit Limited. It upholds a compliant status. Employing 573 professional, Its leadership includes Deepa Fali Poncha (Director), Rishad Khushrooh Byramjee (Director), Ranjan Ghosh (Director). Past directors included Ashok Poojari Sadashiv, Abhishek Sushilkumar Damani, Asit Kumar Hemani. It holds no open charges and ₹1,222.75 Cr settled loans. Its latest AGM occurred on 11 August 2022, with the balance sheet filed on 31 March 2022. It is based at Level-9 Unit 801, Centrum House, Vidyanagari Marg Kalina, Santacruz East, Mumbai, Maharashtra, 400098.

Company Details

CIN/LLPIN
U67100MH2016PLC285378
Registration Number
285378
Incorporation Date
31 August 2016
Authorized Capital
₹90.01 Cr
Paid-Up Capital
₹83.21 Cr
ROC Code
Roc Mumbai
Listing Status
Unlisted
Company Status
Amalgamated

Key Metrics

Authorised Capital ₹ 90.01 Cr as on 22-07-2025
Paid Up Capital ₹ 83.21 Cr as on 22-07-2025
Company Age 9 Year, 5 Months
Last Filing with ROC 31 Mar 2022
Satisfied Charges ₹ 1,222.75 Cr as on 22-07-2025
Revenue Growth **** -94.14% (FY 2022)
Profit Growth **** -135.30% (FY 2022)
Ebitda **** -100.27% (FY 2022)
Net Worth -0.76% (FY 2022)
Total Assets -78.03% (FY 2022)

Comprehensive Company Insights

Explore comprehensive insights into Centrum Microcredit Limited — covering financial performance, compliance records, Competitor, shareholding patterns, directors, key metrics, and litigation history. Unlock to see detailed insights and stay informed.

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Who are the key members and board of directors at Centrum Microcredit Limited?

Current Directors

Name	Designation	Appointment Date	Status
Deepa Fali Poncha	Director	05 Nov 2020	Current
Rishad Khushrooh Byramjee	Director	22 Mar 2017	Current
Ranjan Ghosh	Director	22 Mar 2017	Current

Past Directors

Name	Designation	Cessation	Status
Pramod Abcsdd	Additional Director	22 Mar 2017	Past
Pramod Abcsdd	Company Secretary	26 Apr 2019	Past
Pramod Abcsdd	Cfo(Kmp)	-	Past
Pramod Abcsdd	Manager	-	Past
Pramod Abcsdd	Chief Financial Officer	-	Past
Pramod Abcsdd	Ceo(Kmp)	-	Past

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Financial Performance of Centrum Microcredit.

Centrum Microcredit Limited, for the financial year ended 2022, experienced significant reduction in revenue, with a 94.14% decrease. The company also saw a substantial fall in profitability, with a 135.3% decrease in profit. The company's net worth dipped by a decrease of 0.76%.

Date	Amount	Transaction Name	Valuation	Lead Investors	Investors
Jul, 2021	Amount	Post-IPO - Grab	Valuation	investors	Emtek
Feb, 2021	Amount	Post-IPO - Grab	Valuation	investors	Signite Partners
Jan, 2021	Amount	Post-IPO - Grab	Valuation	investors	Hana Financial Group , GGV Capital
Feb, 2021	Amount	Post-IPO - Grab	Valuation	investors	Signite Partners

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Key Matrics
Balance Sheet
Profit and Loss
Cash Flow
Ratios

Metrics

(FY 2023)

YOY Growth

(FY 2022)

(FY 2021)

(FY 2020)

(FY 2019)

Total Revenue

********

-94.14%

*******

Revenue from Operations

*******

Total Assets

*******

-78.03%

*******

Profit or Loss

*******

-135.30%

*******

Net Worth

*******

-0.76%

*******

EBITDA

*******

-100.27%

*******

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What is the Ownership and Shareholding Structure of Centrum Microcredit?

In 2022, Centrum Microcredit had a promoter holding of 100.00%. Access key insights, ownership, including shareholding patterns, funding, foreign investors, KMP remuneration, group structure, and overseas investments.

Shareholding Pattern (FY 2024)

Promoters: 92.83%
Public: 4.10%
Others: 3.07%

Shareholding Pattern over the Year

	FY (2024)	FY (2023)	FY (2022)	FY (2021)	FY (2020)
Promoters	92.83	94.62	94.55	94.55	94.55
Public	4.10	3.89	3.95	3.96	3.98
Others	3.07	1.49	1.50	1.49	1.47

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Charges (Loans)

Open Charges

₹0

Satisfied Charges

₹12,227,539,914.00

Charges Breakdown by Lending Institutions

Others : 1057.56 Cr
Hdfc Bank Limited : 50.00 Cr
Sidbi : 50.00 Cr
State Bank Of India : 40.00 Cr
Yes Bank Limited : 20.19 Cr
Others : 5.00 Cr

Latest Charge Details

Date	Lender	Amount	Status
22 Oct 2021	Others	₹20.00 Cr	Satisfied
12 Oct 2021	Hdfc Bank Limited	₹50.00 Cr	Satisfied
30 Sep 2021	Others	₹10.00 Cr	Satisfied
30 Sep 2021	Others	₹5.00 Cr	Satisfied
30 Sep 2021	Others	₹5.00 Cr	Satisfied

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How Many Employees Work at Centrum Microcredit?

Centrum Microcredit has a workforce of 573 employees as of Apr 06, 2024. Unlock access to detailed historical data on individuals associated with the company, including employment records, contributions to the Employees' Provident Fund Organization (EPFO), and other related insights.

Employee Date	Number of Employees
2020	78,000
2021	80,500
2022	83,200
2023	86,000
2024	89,500
2025	92,000

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Deals i

Gain comprehensive insights into the Deals and Valuation data of Centrum Microcredit, offering detailed information on various transactions, including security allotment data. Explore the intricate details of financial agreements, mergers, acquisitions, divestitures, and strategic partnerships that have shaped Centrum Microcredit's trajectory.

Rating

Access the credit rating data, providing valuable insights into the company's creditworthiness and financial stability. Explore assessments from leading credit rating agencies, evaluating factors such as debt obligations, liquidity, profitability, and overall financial health.

Alerts

Stay informed about regulatory alerts and litigation involving and associated companies. Receive timely updates on legal proceedings, regulatory changes, and compliance issues that may impact the company's operations, reputation, and financial performance. Monitor litigation involving subsidiaries, joint ventures, and other affiliated entities to assess potential risks and liabilities.

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Latest Updates, News, and FAQs on Centrum Microcredit

Recent Activity within the Organization

Director Appointment

Abhinav Maheshwari was appointed as a CFO was appointed as a CFO on 18 Oct 2022 & has been associated with this company since 3 years 3 months . was recorded as a recent event.
18 Oct 2022
Annual General Meeting

Centrum Microcredit Limited last Annual general meeting of members was held on 11 Aug 2022 as per latest MCA records. was recorded as a recent event.
11 Aug 2022
Charges

A charge registered on 12 Oct 2021 via Charge ID 100493570 with Hdfc Bank Limited was fully satisfied on 04 May 2022. was recorded as a recent event.
04 May 2022
Charges

A charge registered on 18 Dec 2020 via Charge ID 100413552 with Others was fully satisfied on 08 Apr 2022. was recorded as a recent event.
08 Apr 2022
Charges

A charge registered on 29 Jan 2021 via Charge ID 100427461 with Others was fully satisfied on 05 Apr 2022. was recorded as a recent event.
05 Apr 2022
Charges

The activity A charge registered on 30 Sep 2021 via Charge ID 100483434 with Others was fully satisfied on 31 Mar 2022. was completed.
31 Mar 2022

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