Chandys Carmel Chits Pvt Ltd
About Chandys Carmel Chits Pvt Ltd
Data last updated:
Chandys Carmel Chits Pvt Ltd is a private limited company based in Thrissur, Kerala, India. It operates in the diversified financial services segment of the financial services sector. It was incorporated on 17 November 1994 and has been in existence for over 32 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65992KL1994PTC008363. The company has 1 GST registration on record, which is no longer active.
The company has an authorised share capital of ₹25 Lakh and a paid-up capital of ₹25 Lakh. It is led by directors Maria Johny (Managing Director) and Saumy Jossie.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Chandys Davis Chacko Bldgspost Office Road, Thrissur, Kerala, India – 680001.
As per MCA filings, the company has open charges of ₹8.14 Cr on record. Court records list 12 cases involving the company, including 9 filed by the company and 3 filed against it; 1 case is pending.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Chandys Carmel Chits Pvt Ltd's registered office is in Thrissur, Kerala. Its e-mail address is in the company report.
- Email
- Registered AddressChandys Davis Chacko Bldgspost Office Road, Thrissur, Kerala, India – 680001
- IndustryFinancial Services, Diversified Financial Services
To see the full contact details of Chandys Carmel Chits Pvt Ltd, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Chandys Carmel Chits is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Chandys Carmel Chits Pvt Ltd, buy the company report.
Financials of Chandys Carmel Chits Pvt Ltd
FY 2025 filings availableChandys Carmel Chits Pvt Ltd reported revenue of ₹200 for FY 2022.
Compounded Annual Growth Rate (CAGR)
Revenue has declined at a compounded annual rate (CAGR) of 77% over five years. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
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| Total Revenue | ₹200 | ||||
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Financial Ratios
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To see the full financial statements and ratios of Chandys Carmel Chits Pvt Ltd, buy the company report.
Board of directors of Chandys Carmel Chits Pvt Ltd
Chandys Carmel Chits has 2 current directors and 5 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Maria Johny Also directs: NCS Finance Private Limited | Managing Director | 16 Jun 1997 | 29 Years 4 Months | Current |
| Saumy Jossie Also directs: NCS Finance Private Limited | Director | 30 Sep 1999 | 27 Years 0 Months | Current |
Auditor
Chandys Carmel Chits Pvt Ltd is audited by DERICK & ASSOCIATES for the financial year 2019.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| DERICK & ASSOCIATES | FY 2019 | 014924S |
Shareholding
The shareholding of Chandys Carmel Chits Pvt Ltd is on record for 3 financial years, the latest being FY 2019, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2019 | FY 2017 | FY 2016 |
|---|---|---|---|
| Promoters | |||
| Domestic institutional investors (DII) | |||
| Foreign institutional investors (FII) | |||
| Public | |||
| Others |
To see the full shareholding pattern of Chandys Carmel Chits Pvt Ltd, buy the company report.
Charges & borrowings
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 15 Feb 2010 | 10243588 | Lakshmi Vilas Bank Limited | ₹15 Lakh | Open | |
| 28 Jun 2004 | 90024180 | The South Indian Bank Ltd. | ₹3.81 Lakh | Open | |
| 17 May 2004 | 90024176 | The South Indian Bank Ltd. | ₹25 Lakh | Open | |
| 12 Oct 2000 | 90024035 | Union Bank of India | ₹20 Lakh | Open | |
| 23 Jun 1997 | 90023915 | State Bank of India | ₹7.5 Cr | Open |
To see the full charge records of Chandys Carmel Chits Pvt Ltd, buy the company report.
Total charge records: 5 View all charges
Legal cases
Chandys Carmel Chits Pvt Ltd has 12 court cases on record: 9 filed by Chandys Carmel Chits, 3 filed against it. 1 case is pending and 11 are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 11 | 2 | 1 |
| High courts | 1 | 1 | 0 |
Cases on record (5 of 12)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Thrissur, Kerala | Civil suit | Filed against the company by an individual | Pending |
| District court, Thrissur, Kerala | Civil suit | Filed by the company against individuals | Disposed |
| District court, Thrissur, Kerala | Civil suit | Filed by the company against individuals | Disposed |
| District court, Thrissur, Kerala | Civil suit | Filed by the company against an individual | Disposed |
| District court, Thrissur, Kerala | Civil suit | Filed against the company by individuals | Disposed |
To see the full case history of Chandys Carmel Chits Pvt Ltd, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Chandys Carmel Chits Pvt Ltd; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
Chandys Carmel Chits has 1 GST registration on record, and it has been cancelled or is inactive. Only active GST numbers are listed on this page.
To see the full GST registrations and return filing status of Chandys Carmel Chits Pvt Ltd, buy the company report.
Recent activity
Chandys Carmel Chits Pvt Ltd has 7 board changes on record since 1997: 2 appointments and 5 cessations. The latest: Chackochan Chandy ceased to be Director on 18 Apr 2019.
4 earlier events are in the company report.
Frequently asked questions
Chandys Carmel Chits is an active private limited company based in Thrissur, Kerala, India. The company works in diversified financial services, within the financial services industry. It was incorporated on 17 November 1994 (32+ years old) and is registered under CIN U65992KL1994PTC008363.
Chandys Carmel Chits has 2 current directors:
- Maria Johny - Managing Director
- Saumy Jossie - Director
The latest financial statements of Chandys Carmel Chits on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.
No. Chandys Carmel Chits has 1 GST registration on record and it is cancelled or inactive.
The CIN (Corporate Identification Number) of Chandys Carmel Chits is U65992KL1994PTC008363. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Chandys Carmel Chits has 12 court cases on record: 9 filed by the company and 3 filed against it. 1 is pending. Most are in the district courts.
Chandys Carmel Chits was incorporated on 17 November 1994, making it 32+ years old. It is registered with the Registrar of Companies, Ernakulam.
Chackochan Chandy ceased to be Director on 18 Apr 2019. Chakkochan Binnie ceased to be Director on 18 Apr 2019. Chandy Chacko Sunny ceased to be Director on 18 Apr 2019. Chandys Carmel Chits has 7 board changes on record in total.
The registered office of Chandys Carmel Chits is at Chandys Davis Chacko Bldgspost Office Road, Thrissur, Kerala, India – 680001.
Chandys Carmel Chits operates in the financial services industry, in the diversified financial services segment.