About NCS Finance Private Limited
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NCS Finance Private Limited is a private limited company based in Tiruvalla, Kerala, India. It operates in the non-banking financial services (NBFC) segment of the financial services sector. It was incorporated on 17 December 1993 and has been in existence for over 33 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U67120KL1993PTC007579. The company has 2 GST registrations on record, none of which is active.
The company has an authorised share capital of ₹25 Cr and a paid-up capital of ₹6 Cr. It was formerly known as Chandy S Stocks and Investment Pvt Ltd. It is led by directors including Maria Johny (Managing Director) and Anson George.
Its last annual general meeting (AGM) was held on 30 September 2022, and its latest financial statements are for the year ended 31 March 2022. The registered office is at Tiruvalla, Kerala.
As per the financials filed for FY 2022, the company reported a revenue of ₹14.12 Cr, a growth of 73% compared to the previous year. For the same year it recorded a net profit of ₹11.06 Lakh (net margin 0.8%) and EBITDA of ₹90.77 Lakh (EBITDA margin 6.4%). Revenue has grown at a compounded annual rate (CAGR) of 284% over three years and 182% over five years.
The company has about 74 employees on its provident fund (EPFO) records.
As per MCA filings, the company has open charges of ₹31.3 Cr on record. Court records list 25 cases involving the company, including 25 filed against it; 17 cases are pending.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website ncsfinance.in.
Company details
Name history
NCS Finance has undergone 2 name changes throughout its history. The company was previously known as Chandy S Stocks And Investment Pvt Ltd, and Ncs Finance Private Limited. The current legal name is Ncs Finance Private Limited.
| Company Name | Status |
|---|---|
| NCS Finance Private Limited | Current |
| Chandy S Stocks And Investment Pvt Ltd | Previous |
Contact details
NCS Finance Private Limited's registered office is in Tiruvalla, Kerala. Its website is ncsfinance.in. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Registered AddressDoor No. 420/35 Second Floor, Planthottam Commercial Complex, Tiruvalla, Kerala, India – 689101
- IndustryFinancial Services, NBFC, Investment & Credit NBFC
To see the full contact details of NCS Finance Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of NCS Finance is financial and insurance service. In detail, this covers financial and credit leasing activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K5 | Financial and Credit leasing activities |
To see the full business activity and turnover split of NCS Finance Private Limited, buy the company report.
Financials of NCS Finance Private Limited
FY 2022 filings availableNCS Finance Private Limited reported revenue of ₹14.12 Cr (up 73% YoY) for FY 2022.
Compounded Annual Growth Rate (CAGR)
Revenue has grown at a compounded annual rate (CAGR) of 182% over five years, including 73% growth in the latest year. EBITDA rose 54% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2021-22 | FY 2020-21 | FY 2019-20 | FY 2018-19 | FY 2017-18 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | ₹14.12 Cr | ||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | ₹90.77 Lakh | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹11.06 Lakh | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2021-22 | FY 2020-21 | FY 2019-20 | FY 2018-19 | FY 2017-18 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 6.4% | ||||
| Net Profit Margin | 0.8% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
| Interest Coverage Ratio | |||||
| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of NCS Finance Private Limited, buy the company report.
Board of directors of NCS Finance Private Limited
NCS Finance has 4 current directors and 6 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Anson George Also directs: NCS Vastram LLP, Nedumparambil Estates Private Limited, NCS Autocars Private Limited and 3 more | Director | 11 Jul 2016 | 10 Years 4 Months | Current |
| Allen George Also directs: NCS Vastram LLP, Nedumparambil Estates Private Limited, NCS Autocars Private Limited and 5 more | Director | 11 Jul 2016 | 10 Years 4 Months | Current |
| Maria Johny Also directs: Chandys Carmel Chits Pvt Ltd | Managing Director | 17 Jun 1997 | 29 Years 4 Months | Current |
| Saumy Jossie Also directs: Chandys Carmel Chits Pvt Ltd | Director | 28 Sep 2017 | 9 Years 1 Months | Current |
Auditor
NCS Finance Private Limited is audited by Sekhar and Jayanthi for the financial year 2022.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| Sekhar and Jayanthi | FY 2022 | 005637S |
Shareholding
The shareholding of NCS Finance Private Limited is on record for 5 financial years, the latest being FY 2022, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of NCS Finance Private Limited, buy the company report.
Charges & borrowings
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 19 Jul 2023 | 100824072 | Others | ₹67 Lakh | Open | |
| 19 Jul 2023 | 100824078 | Others | ₹25 Lakh | Open | |
| 19 Jul 2023 | 100824077 | Others | ₹25 Lakh | Open | |
| 18 Mar 2023 | 100732342 | Others | ₹83 Lakh | Open | |
| 18 Mar 2023 | 100770580 | Others | ₹1.51 Cr | Open |
To see the full charge records of NCS Finance Private Limited, buy the company report.
Total charge records: 31 View all charges
Legal cases
NCS Finance Private Limited has 25 court cases on record: 25 filed against it. 17 cases are pending and 8 are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 22 | 22 | 16 |
| High courts | 3 | 3 | 1 |
Cases on record (5 of 25)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Alappuzha, Kerala | Execution petition | Filed against the company by an individual | Pending |
| District court, Ernakulam, Kerala | Civil suit | Filed against the company | Pending |
| District court, Kollam, Kerala | Civil suit | Filed against the company by an individual | Pending |
| District court, Kottayam, Kerala | Execution petition | Filed against the company by an individual | Pending |
| District court, Kottayam, Kerala | Court case (RCP) | Filed against the company by an individual | Pending |
To see the full case history of NCS Finance Private Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for NCS Finance Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
Employees & EPFO
NCS Finance Private Limited has a workforce of 74 employees on its EPFO records as of Mar 2023, across 1 active EPFO establishment.
Headcount by financial year
| Financial year | Employees (EPFO) |
|---|---|
| FY 2022-23 | 74 |
| FY 2021-22 | |
| FY 2020-21 |
To see the full employee and EPFO history of NCS Finance Private Limited, buy the company report.
GST
NCS Finance has 2 GST registrations on record, and all of them have been cancelled or are inactive. Only active GST numbers are listed on this page.
To see the full GST registrations and return filing status of NCS Finance Private Limited, buy the company report.
Recent activity
NCS Finance Private Limited has 10 board changes on record since 1997: 4 appointments and 6 cessations. The latest: Allen George ceased to be Director on 30 Jun 2022.
49 earlier events are in the company report.
Frequently asked questions
NCS Finance is an active private limited company based in Tiruvalla, Kerala, India. The company works in nbfc, within the financial services industry. It was incorporated on 17 December 1993 (33+ years old) and is registered under CIN U67120KL1993PTC007579.
NCS Finance has 4 current directors:
- Maria Johny - Managing Director
- Anson George - Director
- Allen George - Director
- Saumy Jossie - Director
The latest financial statements of NCS Finance on record with the MCA are for the year ended 31 March 2022. Its last annual general meeting was held on 30 September 2022. Year-wise statements from 2015 are in the company report.
No. NCS Finance has 2 GST registrations on record and all of them are cancelled or inactive.
The CIN (Corporate Identification Number) of NCS Finance is U67120KL1993PTC007579. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
NCS Finance has 25 court cases on record: 25 filed against it. 17 are pending. Most are in the district courts.
NCS Finance was incorporated on 17 December 1993, making it 33+ years old. It is registered with the Registrar of Companies, Ernakulam.
Allen George ceased to be Director on 30 Jun 2022. Anson George ceased to be Director on 30 Jun 2022. Chackochan Chandy ceased to be Director on 28 Sep 2017. NCS Finance has 10 board changes on record in total.
NCS Finance can be reached through the website ncsfinance.in. Its registered office is in Tiruvalla, Kerala, India.
The registered office of NCS Finance is at Door No. 42035 Second Floor, Planthottam Commercial Complex, Tiruvalla, Kerala, India – 689101.
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