
Chinda Chit Fund Private Limited
About Chinda Chit Fund Private Limited
Data last updated:
Chinda Chit Fund Private Limited is a private limited company based in Kanpur, Uttar Pradesh, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 19 January 2010 and has been in existence for over 16 years.
The company is registered with the Registrar of Companies (ROC), Kanpur, under CIN U65992UP2010PTC039289. Its GSTIN is 09AADCC8492J1Z4 (Uttar Pradesh).
The company has an authorised share capital of ₹20 Lakh and a paid-up capital of ₹5 Lakh. It is led by directors including Reema Chinda and Jyoti Chinda.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 9/3 Block No.1 Govind Nagar, Kanpur, Uttar Pradesh, India – 208006.
As per the financials filed for FY 2025, the company reported a revenue of ₹1.72 Cr, a growth of 32% compared to the previous year. For the same year it recorded a net profit of ₹16.77 Lakh (net margin 9.8%) and EBITDA of ₹28.25 Lakh (EBITDA margin 16.4%). Revenue has grown at a compounded annual rate (CAGR) of 31% over three years and 20% over five years.
As per MCA filings, the company has open charges of ₹20 Lakh on record. Court records list 2 cases involving the company, including 2 filed against it; 1 case is pending.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Chinda Chit Fund Private Limited's registered office is in Kanpur, Uttar Pradesh. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered Address9/3 Block No.1 Govind Nagar, Kanpur, Uttar Pradesh, India – 208006
- IndustryFinancial Services, Microfinance Institutions
To see the full contact details of Chinda Chit Fund Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Chinda Chit Fund is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Chinda Chit Fund Private Limited, buy the company report.
Financials of Chinda Chit Fund Private Limited
FY 2025 filings availableChinda Chit Fund Private Limited reported revenue of ₹1.72 Cr (up 32% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has grown at a compounded annual rate (CAGR) of 20% over five years, including 32% growth in the latest year. EBITDA rose 4% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | ₹28.25 Lakh | ||||
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| Net Profit (PAT) | ₹16.77 Lakh | ||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| Profitability | |||||
| EBITDA Margin | 16.4% | ||||
| Net Profit Margin | 9.8% | ||||
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To see the full financial statements and ratios of Chinda Chit Fund Private Limited, buy the company report.
Board of directors of Chinda Chit Fund Private Limited
Chinda Chit Fund has 3 directors on record. No former directors are listed.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Reema Chinda | Director | 19 Jan 2010 | 16 Years 9 Months | Current |
| Jyoti Chinda | Director | 15 Jan 2015 | 11 Years 9 Months | Current |
| Saurabh Chinda | Director | 19 Jan 2010 | 16 Years 9 Months | Current |
Peer comparison
Chinda Chit Fund Private Limited is compared with the 5 companies closest to it by revenue in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| MSR Chit Funds Private Limited | ₹1.77 Cr (FY 2025) | 2.0% | Tamil Nadu, India | |||
| Reddys Chits Private Limited | ₹1.72 Cr (FY 2022) | -11.0% | Bengaluru, Karnataka, India | |||
| Chinda Chit Fund Private Limitedthis company | ₹1.72 Cr (FY 2025) | ₹16.77 Lakh | 9.8% | 32.0% | Kanpur, Uttar Pradesh, India | |
| M Power Micro Finance Private Limited | ₹1.72 Cr (FY 2024) | 86.0% | Mumbai, Maharashtra, India | |||
| Jupiter Fraternity Fund Private Limited | ₹1.7 Cr (FY 2025) | 9.0% | Uttar Pradesh, India | |||
| Riviresa Akshay Nidhi Limited | ₹1.7 Cr (FY 2021) | 159.0% | Pune, Maharashtra, India |
To see the full peer comparison of Chinda Chit Fund Private Limited, buy the company report.
Auditor
Chinda Chit Fund Private Limited is audited by PRAKASH AND SANTOSH for the financial year 2017.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| PRAKASH AND SANTOSH | FY 2017 | 000454C |
Shareholding
The shareholding of Chinda Chit Fund Private Limited is on record for 2 financial years, the latest being FY 2017, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2017 | FY 2016 |
|---|---|---|
| Promoters | ||
| Domestic institutional investors (DII) | ||
| Foreign institutional investors (FII) | ||
| Public | ||
| Others |
To see the full shareholding pattern of Chinda Chit Fund Private Limited, buy the company report.
Charges & borrowings
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 13 Nov 2025 | 101187326 | Others | ₹20 Lakh | Open |
Total charge records: 1 View all charges
Legal cases
Chinda Chit Fund Private Limited has 2 court cases on record: 2 filed against it. 1 case is pending and 1 is disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 1 | 1 | 0 |
| High courts | 1 | 1 | 1 |
Cases on record (2 of 2)
| Court | Type of case | Party | Status |
|---|---|---|---|
| Allahabad High Court | Writ petition | Filed against the company | Pending |
| District court, Kanpur Nagar, Uttar Pradesh | Criminal case | Filed against the company by State of Up | Disposed |
To see the full case history of Chinda Chit Fund Private Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Chinda Chit Fund Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
Chinda Chit Fund has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 09AADCC8492J1Z4 | Uttar Pradesh | Active | 01 Jul 2017 |
To see the full GST registrations and return filing status of Chinda Chit Fund Private Limited, buy the company report.
Recent activity
Chinda Chit Fund Private Limited has 3 board changes on record since 2010: 3 appointments. The latest: Jyoti Chinda was appointed as Director on 15 Jan 2015.
Frequently asked questions
Chinda Chit Fund is an active private limited company based in Kanpur, Uttar Pradesh, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 19 January 2010 (16+ years old) and is registered under CIN U65992UP2010PTC039289.
Chinda Chit Fund has 3 current directors:
- Reema Chinda - Director
- Jyoti Chinda - Director
- Saurabh Chinda - Director
The latest financial statements of Chinda Chit Fund on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.
The GSTIN of Chinda Chit Fund is 09AADCC8492J1Z4, registered in Uttar Pradesh.
The CIN (Corporate Identification Number) of Chinda Chit Fund is U65992UP2010PTC039289. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Chinda Chit Fund has 2 court cases on record: 2 filed against it. 1 is pending. Most are in the district courts.
Chinda Chit Fund was incorporated on 19 January 2010, making it 16+ years old. It is registered with the Registrar of Companies, Kanpur.
The peers of Chinda Chit Fund by revenue are MSR Chit Funds Private Limited, Reddys Chits Private Limited, M Power Micro Finance Private Limited, Jupiter Fraternity Fund Private Limited, Riviresa Akshay Nidhi Limited, all in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities).
Jyoti Chinda was appointed as Director on 15 Jan 2015. Reema Chinda was appointed as Director on 19 Jan 2010. Saurabh Chinda was appointed as Director on 19 Jan 2010.
The registered office of Chinda Chit Fund is at 93 Block No.1 Govind Nagar, Kanpur, Uttar Pradesh, India – 208006.
Chinda Chit Fund operates in the financial services industry, in the microfinance institutions segment.

