Chinda Chit Fund Private Limited

Chinda Chit Fund Private Limited - financial services in Kanpur, Uttar Pradesh, India. FY 2026 financials & compliance.
CIN U65992UP2010PTC039289 Incorporated 19 January 2010 ROC Kanpur HQ Kanpur, Uttar Pradesh, India
Active Private Limited Company financial services
Data last updated
Revenue · FY 2025
₹1.72 Cr
▲ 32% YoY
Net profit · FY 2025
₹16.77 Lakh
Net margin 9.8%
EBITDA · FY 2025
₹28.25 Lakh
EBITDA margin 16.4%
Authorised capital
₹20 Lakh
Registered with MCA
Paid-up capital
₹5 Lakh
Issued & subscribed
Open charges
₹20 Lakh
Secured borrowings
Company age
16 yrs
Est. 2010
Directors on board
3
As per MCA filings

About Chinda Chit Fund Private Limited

Data last updated:

Chinda Chit Fund Private Limited is a private limited company based in Kanpur, Uttar Pradesh, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 19 January 2010 and has been in existence for over 16 years.

The company is registered with the Registrar of Companies (ROC), Kanpur, under CIN U65992UP2010PTC039289. Its GSTIN is 09AADCC8492J1Z4 (Uttar Pradesh).

The company has an authorised share capital of ₹20 Lakh and a paid-up capital of ₹5 Lakh. It is led by directors including Reema Chinda and Jyoti Chinda.

Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 9/3 Block No.1 Govind Nagar, Kanpur, Uttar Pradesh, India – 208006.

As per the financials filed for FY 2025, the company reported a revenue of ₹1.72 Cr, a growth of 32% compared to the previous year. For the same year it recorded a net profit of ₹16.77 Lakh (net margin 9.8%) and EBITDA of ₹28.25 Lakh (EBITDA margin 16.4%). Revenue has grown at a compounded annual rate (CAGR) of 31% over three years and 20% over five years.

As per MCA filings, the company has open charges of ₹20 Lakh on record. Court records list 2 cases involving the company, including 2 filed against it; 1 case is pending.

The current compliance status is marked as compliant by the Registrar of Companies.

Company details

CIN U65992UP2010PTC039289
Registration Number 039289
Incorporation Date 19 January 2010
ROC Kanpur
Listing Status Unlisted
Company Status Active
Date of Last AGM 30 September 2025
Date of Balance Sheet 31 March 2025
Compliance Status Active Compliant

Contact details

Chinda Chit Fund Private Limited's registered office is in Kanpur, Uttar Pradesh. Its e-mail address and telephone number are in the company report.

  • Email
  • Telephone
  • Registered Address
    9/3 Block No.1 Govind Nagar, Kanpur, Uttar Pradesh, India – 208006
  • Industry
    Financial Services, Microfinance Institutions

To see the full contact details of Chinda Chit Fund Private Limited, buy the company report.

Comprehensive company report
Chinda Chit Fund Private Limited - one report that includes everything
  • Company details, directors and signatories
  • Historical financials and ratios
  • Shareholding pattern and group structure
  • Charges with holder and property details
  • Legal cases, compliance and MCA filings
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Business activity

The main business activity of Chinda Chit Fund is financial and insurance service. In detail, this covers other financial activities.

Main activity group codeMain activityBusiness activity codeBusiness activityShare of turnover
KFinancial and insurance ServiceK8Other financial activities

To see the full business activity and turnover split of Chinda Chit Fund Private Limited, buy the company report.

Financials of Chinda Chit Fund Private Limited

FY 2025 filings available

Chinda Chit Fund Private Limited reported revenue of ₹1.72 Cr (up 32% YoY) for FY 2025.

Revenue · FY 2025
₹1.72 Cr ▲ 32%
Net profit · FY 2025
₹16.77 Lakh margin 9.8%
EBITDA · FY 2025
₹28.25 Lakh margin 16.4%

Compounded Annual Growth Rate (CAGR)

Revenue CAGR growth
1 year
▲ 32%
3 years · compounded
▲ 31%
5 years · compounded
▲ 20%
EBITDA CAGR growth
1 year
▲ 4%
3 years · compounded
▲ 14%
5 years · compounded
▲ 15%

Revenue has grown at a compounded annual rate (CAGR) of 20% over five years, including 32% growth in the latest year. EBITDA rose 4% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.

Financial Statement Summary

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profit and Loss Statement
Revenue from Operations
Other Income
Total Revenue
Cost of Materials Consumed
Employee Benefit Expense
Finance Costs
Depreciation and Amortisation
Other Expenses
Total Expenses
EBITDA₹28.25 Lakh
Profit Before Tax
Tax Expense
Net Profit (PAT)₹16.77 Lakh
Balance Sheet
Share Capital
Reserves and Surplus
Net Worth (Total Equity)
Long-term Borrowings
Short-term Borrowings
Trade Payables
Total Liabilities
Fixed Assets
Investments
Inventories
Trade Receivables
Cash and Bank Balance
Total Assets

Financial Ratios

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profitability
EBITDA Margin16.4%
Net Profit Margin9.8%
Return on Equity (ROE)
Return on Capital Employed (ROCE)
Return on Assets (ROA)
Liquidity and Debt
Current Ratio
Quick Ratio
Debt-to-Equity Ratio
Interest Coverage Ratio
Efficiency and Growth
Asset Turnover
Receivable Days
Payable Days
Inventory Days
Revenue Growth
Net Profit Growth

To see the full financial statements and ratios of Chinda Chit Fund Private Limited, buy the company report.

Board of directors of Chinda Chit Fund Private Limited

Chinda Chit Fund has 3 directors on record. No former directors are listed.

Current Directors
NameDesignationAppointment DateTenureStatus
Reema ChindaDirector19 Jan 201016 Years 9 MonthsCurrent
Jyoti ChindaDirector15 Jan 201511 Years 9 MonthsCurrent
Saurabh ChindaDirector19 Jan 201016 Years 9 MonthsCurrent

Peer comparison

Chinda Chit Fund Private Limited is compared with the 5 companies closest to it by revenue in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities), from the latest filed financials of each company.

CompanyRevenueNet profitMarginGrowth (1 yr)EmployeesLocation
MSR Chit Funds Private Limited₹1.77 Cr (FY 2025)2.0%Tamil Nadu, India
Reddys Chits Private Limited₹1.72 Cr (FY 2022)-11.0%Bengaluru, Karnataka, India
Chinda Chit Fund Private Limitedthis company₹1.72 Cr (FY 2025)₹16.77 Lakh9.8%32.0%Kanpur, Uttar Pradesh, India
M Power Micro Finance Private Limited₹1.72 Cr (FY 2024)86.0%Mumbai, Maharashtra, India
Jupiter Fraternity Fund Private Limited₹1.7 Cr (FY 2025)9.0%Uttar Pradesh, India
Riviresa Akshay Nidhi Limited₹1.7 Cr (FY 2021)159.0%Pune, Maharashtra, India

To see the full peer comparison of Chinda Chit Fund Private Limited, buy the company report.

Auditor

Chinda Chit Fund Private Limited is audited by PRAKASH AND SANTOSH for the financial year 2017.

Auditor firmFinancial yearFirm registration number
PRAKASH AND SANTOSHFY 2017000454C

Shareholding

The shareholding of Chinda Chit Fund Private Limited is on record for 2 financial years, the latest being FY 2017, split between promoters, domestic institutions, foreign institutions, public shareholders and others.

Shareholder categoryFY 2017FY 2016
Promoters
Domestic institutional investors (DII)
Foreign institutional investors (FII)
Public
Others

To see the full shareholding pattern of Chinda Chit Fund Private Limited, buy the company report.

Charges & borrowings

Open charges
₹20 Lakh
Satisfied charges
None
Breakdown by lending institutions
Others₹0.20 Cr
Latest charge details
DateCharge IDLenderAmountStatusModified or satisfied on
13 Nov 2025101187326Others₹20 LakhOpen

Total charge records: 1 View all charges

MSME payment delays

No delayed payments to MSME suppliers are on our record for Chinda Chit Fund Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.

GST

Chinda Chit Fund has 1 GST registration: 1 active.

Total GSTINs
1
Active
1
GSTINStateStatusRegistered on
09AADCC8492J1Z4Uttar PradeshActive01 Jul 2017

To see the full GST registrations and return filing status of Chinda Chit Fund Private Limited, buy the company report.

Recent activity

Chinda Chit Fund Private Limited has 3 board changes on record since 2010: 3 appointments. The latest: Jyoti Chinda was appointed as Director on 15 Jan 2015.

Charges
A charge with Others amounted to Rs. 20.00 Lakh with Charge ID 101187326 was registered on 13 Nov 2025.
AGM
Chinda Chit Fund Private Limited last Annual general meeting of members was held on 30 Sep 2025 as per latest MCA records.
Filing
Chinda Chit Fund Private Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Kanpur.
Appointed
Jyoti Chinda was appointed as Director.
Appointed
Reema Chinda was appointed as Director.
Appointed
Saurabh Chinda was appointed as Director.
Incorporation
19 Jan 2010
Chinda Chit Fund Private Limited was registered on 19 Jan 2010 with Roc Kanpur & aged 16 years 9 months as per MCA records.

Frequently asked questions

Chinda Chit Fund is an active private limited company based in Kanpur, Uttar Pradesh, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 19 January 2010 (16+ years old) and is registered under CIN U65992UP2010PTC039289.

Chinda Chit Fund has 3 current directors:

The latest financial statements of Chinda Chit Fund on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.

The GSTIN of Chinda Chit Fund is 09AADCC8492J1Z4, registered in Uttar Pradesh.

The CIN (Corporate Identification Number) of Chinda Chit Fund is U65992UP2010PTC039289. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.

Chinda Chit Fund has 2 court cases on record: 2 filed against it. 1 is pending. Most are in the district courts.

Chinda Chit Fund was incorporated on 19 January 2010, making it 16+ years old. It is registered with the Registrar of Companies, Kanpur.

The peers of Chinda Chit Fund by revenue are MSR Chit Funds Private Limited, Reddys Chits Private Limited, M Power Micro Finance Private Limited, Jupiter Fraternity Fund Private Limited, Riviresa Akshay Nidhi Limited, all in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities).

Jyoti Chinda was appointed as Director on 15 Jan 2015. Reema Chinda was appointed as Director on 19 Jan 2010. Saurabh Chinda was appointed as Director on 19 Jan 2010.

The registered office of Chinda Chit Fund is at 93 Block No.1 Govind Nagar, Kanpur, Uttar Pradesh, India – 208006.

Chinda Chit Fund operates in the financial services industry, in the microfinance institutions segment.