
MSR Chit Funds Private Limited
About MSR Chit Funds Private Limited
Data last updated:
MSR Chit Funds Private Limited is a private limited company based in Chennai, Tamil Nadu, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 10 April 1996 and has been in existence for over 30 years.
The company is registered with the Registrar of Companies (ROC), Chennai, under CIN U65991TN1996PTC035149. Its GSTIN is 33AAACM7606B1Z1 (Tamil Nadu).
The company has an authorised share capital of ₹25 Lakh and a paid-up capital of ₹22.75 Lakh. It is led by directors including Manickam Rajalingam (Managing Director) and Srikanth.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 60 Gangadeeswarar Koil Streetpurasaiwakkam Chennai 600 084, Tamil Nadu, India – 600084.
As per the financials filed for FY 2025, the company reported a revenue of ₹1.77 Cr, a growth of 2% compared to the previous year. For the same year it recorded a net profit of ₹20.1 Lakh (net margin 11.4%) and EBITDA of ₹32.96 Lakh (EBITDA margin 18.6%). Revenue has declined at a compounded annual rate (CAGR) of 1% over three years and 7% over five years.
As per MCA filings, the company has open charges of ₹1.58 Cr on record.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
MSR Chit Funds Private Limited's registered office is in Chennai, Tamil Nadu. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered Address60 Gangadeeswarar Koil Streetpurasaiwakkam Chennai 600 084, Tamil Nadu, India – 600084
- IndustryFinancial Services, Microfinance Institutions
To see the full contact details of MSR Chit Funds Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of MSR Chit Funds is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of MSR Chit Funds Private Limited, buy the company report.
Financials of MSR Chit Funds Private Limited
FY 2025 filings availableMSR Chit Funds Private Limited reported revenue of ₹1.77 Cr (up 2% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue rose 2% in the latest year, though over five years it has declined at a compounded annual rate (CAGR) of 7%. EBITDA fell 31% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | ₹32.96 Lakh | ||||
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| Net Profit (PAT) | ₹20.1 Lakh | ||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| Profitability | |||||
| EBITDA Margin | 18.6% | ||||
| Net Profit Margin | 11.4% | ||||
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To see the full financial statements and ratios of MSR Chit Funds Private Limited, buy the company report.
Board of directors of MSR Chit Funds Private Limited
MSR Chit Funds has 4 current directors and 4 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Srikanth | Director | 21 May 2022 | 4 Years 5 Months | Current |
| Manickam Rajalingam Also directs: MSR Industrial Foams Private Limited | Managing Director | 10 Apr 1996 | 30 Years 6 Months | Current |
| Vijayalakshmi Rajalingam Also directs: MSR Industrial Foams Private Limited | Director | 10 Feb 1998 | 28 Years 8 Months | Current |
| Rajalingam Praveen Also directs: MSR Industrial Foams Private Limited | Director | 01 Dec 2018 | 7 Years 10 Months | Current |
Peer comparison
MSR Chit Funds Private Limited is compared with the 4 companies closest to it by revenue in the BFSI industry (Chit Funds, Micro Finance), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Kulithalai Nidhi Limited | ₹1.79 Cr (FY 2025) | 24.0% | Kulithalai, Tamil Nadu, India | |||
| Jerry Nidhi Limited | ₹1.79 Cr (FY 2025) | 4.0% | Thiruvananthapuram, Kerala, India | |||
| MSR Chit Funds Private Limitedthis company | ₹1.77 Cr (FY 2025) | ₹20.1 Lakh | 11.4% | 2.0% | Chennai, Tamil Nadu, India | |
| Reddys Chits Private Limited | ₹1.72 Cr (FY 2022) | -11.0% | Bengaluru, Karnataka, India | |||
| Chinda Chit Fund Private Limited | ₹1.72 Cr (FY 2025) | 32.0% | Kanpur, Uttar Pradesh, India |
To see the full peer comparison of MSR Chit Funds Private Limited, buy the company report.
Auditor
MSR Chit Funds Private Limited is audited by PRAKASH KOCHAR & CO for the financial year 2022.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| PRAKASH KOCHAR & CO | FY 2022 | 005035S |
Shareholding
The shareholding of MSR Chit Funds Private Limited is on record for 5 financial years, the latest being FY 2022, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of MSR Chit Funds Private Limited, buy the company report.
Charges & borrowings
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 06 May 2004 | 90284281 | The Karur Vysya Bank Limited | ₹38 Lakh | Open | |
| 30 Oct 2003 | 90283244 | The Karur Vysya Bank Limited | ₹1.2 Cr | Open |
To see the full charge records of MSR Chit Funds Private Limited, buy the company report.
Total charge records: 2 View all charges
Legal cases
No court or tribunal cases involving MSR Chit Funds Private Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for MSR Chit Funds Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
MSR Chit Funds has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 33AAACM7606B1Z1 | Tamil Nadu | Active | 01 Jul 2017 |
To see the full GST registrations and return filing status of MSR Chit Funds Private Limited, buy the company report.
Recent activity
MSR Chit Funds Private Limited has 8 board changes on record since 1996: 4 appointments and 4 cessations. The latest: Srikanth ceased to be Additional Director on 30 Sep 2022.
2 earlier events are in the company report.
Frequently asked questions
MSR Chit Funds is an active private limited company based in Chennai, Tamil Nadu, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 10 April 1996 (30+ years old) and is registered under CIN U65991TN1996PTC035149.
MSR Chit Funds has 4 current directors:
- Manickam Rajalingam - Managing Director
- Srikanth - Director
- Vijayalakshmi Rajalingam - Director
- Rajalingam Praveen - Director
The latest financial statements of MSR Chit Funds on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.
The GSTIN of MSR Chit Funds is 33AAACM7606B1Z1, registered in Tamil Nadu.
The CIN (Corporate Identification Number) of MSR Chit Funds is U65991TN1996PTC035149. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
MSR Chit Funds was incorporated on 10 April 1996, making it 30+ years old. It is registered with the Registrar of Companies, Chennai.
The peers of MSR Chit Funds by revenue are Kulithalai Nidhi Limited, Jerry Nidhi Limited, Reddys Chits Private Limited, Chinda Chit Fund Private Limited, all in the BFSI industry (Chit Funds, Micro Finance), with the same principal business activity (other financial activities).
Srikanth ceased to be Additional Director on 30 Sep 2022. Srikanth was appointed as Director on 21 May 2022. Rajalingam Praveen ceased to be Additional Director on 30 Sep 2019. MSR Chit Funds has 8 board changes on record in total.
The registered office of MSR Chit Funds is at 60 Gangadeeswarar Koil Streetpurasaiwakkam Chennai 600 084, Tamil Nadu, India – 600084.
MSR Chit Funds operates in the financial services industry, in the microfinance institutions segment.
MSR Chit Funds has open charges of ₹1.58 Cr and no satisfied charges on record as per latest MCA filings.