MSR Chit Funds Private Limited

MSR Chit Funds Private Limited - financial services in Chennai, Tamil Nadu, India. FY 2026 financials & compliance.
CIN U65991TN1996PTC035149 Incorporated 10 April 1996 ROC Chennai HQ Chennai, Tamil Nadu, India
Active Private Limited Company financial services
Data last updated
Revenue · FY 2025
₹1.77 Cr
▲ 2% YoY
Net profit · FY 2025
₹20.1 Lakh
Net margin 11.4%
EBITDA · FY 2025
₹32.96 Lakh
EBITDA margin 18.6%
Authorised capital
₹25 Lakh
Registered with MCA
Paid-up capital
₹22.75 Lakh
Issued & subscribed
Open charges
₹1.58 Cr
Secured borrowings
Company age
30 yrs
Est. 1996
Directors on board
4
As per MCA filings

About MSR Chit Funds Private Limited

Data last updated:

MSR Chit Funds Private Limited is a private limited company based in Chennai, Tamil Nadu, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 10 April 1996 and has been in existence for over 30 years.

The company is registered with the Registrar of Companies (ROC), Chennai, under CIN U65991TN1996PTC035149. Its GSTIN is 33AAACM7606B1Z1 (Tamil Nadu).

The company has an authorised share capital of ₹25 Lakh and a paid-up capital of ₹22.75 Lakh. It is led by directors including Manickam Rajalingam (Managing Director) and Srikanth.

Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 60 Gangadeeswarar Koil Streetpurasaiwakkam Chennai 600 084, Tamil Nadu, India – 600084.

As per the financials filed for FY 2025, the company reported a revenue of ₹1.77 Cr, a growth of 2% compared to the previous year. For the same year it recorded a net profit of ₹20.1 Lakh (net margin 11.4%) and EBITDA of ₹32.96 Lakh (EBITDA margin 18.6%). Revenue has declined at a compounded annual rate (CAGR) of 1% over three years and 7% over five years.

As per MCA filings, the company has open charges of ₹1.58 Cr on record.

The current compliance status is marked as compliant by the Registrar of Companies.

Company details

CIN U65991TN1996PTC035149
Registration Number 035149
Incorporation Date 10 April 1996
ROC Chennai
Listing Status Unlisted
Company Status Active
Date of Last AGM 30 September 2025
Date of Balance Sheet 31 March 2025
Compliance Status Active Compliant

Contact details

MSR Chit Funds Private Limited's registered office is in Chennai, Tamil Nadu. Its e-mail address and telephone number are in the company report.

  • Email
  • Telephone
  • Registered Address
    60 Gangadeeswarar Koil Streetpurasaiwakkam Chennai 600 084, Tamil Nadu, India – 600084
  • Industry
    Financial Services, Microfinance Institutions

To see the full contact details of MSR Chit Funds Private Limited, buy the company report.

Comprehensive company report
MSR Chit Funds Private Limited - one report that includes everything
  • Company details, directors and signatories
  • Historical financials and ratios
  • Shareholding pattern and group structure
  • Charges with holder and property details
  • Legal cases, compliance and MCA filings
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Business activity

The main business activity of MSR Chit Funds is financial and insurance service. In detail, this covers other financial activities.

Main activity group codeMain activityBusiness activity codeBusiness activityShare of turnover
KFinancial and insurance ServiceK8Other financial activities

To see the full business activity and turnover split of MSR Chit Funds Private Limited, buy the company report.

Financials of MSR Chit Funds Private Limited

FY 2025 filings available

MSR Chit Funds Private Limited reported revenue of ₹1.77 Cr (up 2% YoY) for FY 2025.

Revenue · FY 2025
₹1.77 Cr ▲ 2%
Net profit · FY 2025
₹20.1 Lakh margin 11.4%
EBITDA · FY 2025
₹32.96 Lakh margin 18.6%

Compounded Annual Growth Rate (CAGR)

Revenue CAGR growth
1 year
▲ 2%
3 years · compounded
▼ 1%
5 years · compounded
▼ 7%
EBITDA CAGR growth
1 year
▼ 31%
3 years · compounded
▼ 27%
5 years · compounded
▼ 18%

Revenue rose 2% in the latest year, though over five years it has declined at a compounded annual rate (CAGR) of 7%. EBITDA fell 31% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.

Financial Statement Summary

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profit and Loss Statement
Revenue from Operations
Other Income
Total Revenue
Cost of Materials Consumed
Employee Benefit Expense
Finance Costs
Depreciation and Amortisation
Other Expenses
Total Expenses
EBITDA₹32.96 Lakh
Profit Before Tax
Tax Expense
Net Profit (PAT)₹20.1 Lakh
Balance Sheet
Share Capital
Reserves and Surplus
Net Worth (Total Equity)
Long-term Borrowings
Short-term Borrowings
Trade Payables
Total Liabilities
Fixed Assets
Investments
Inventories
Trade Receivables
Cash and Bank Balance
Total Assets

Financial Ratios

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profitability
EBITDA Margin18.6%
Net Profit Margin11.4%
Return on Equity (ROE)
Return on Capital Employed (ROCE)
Return on Assets (ROA)
Liquidity and Debt
Current Ratio
Quick Ratio
Debt-to-Equity Ratio
Interest Coverage Ratio
Efficiency and Growth
Asset Turnover
Receivable Days
Payable Days
Inventory Days
Revenue Growth
Net Profit Growth

To see the full financial statements and ratios of MSR Chit Funds Private Limited, buy the company report.

Board of directors of MSR Chit Funds Private Limited

MSR Chit Funds has 4 current directors and 4 former directors. Current directors are listed first, with their designation and appointment date.

Current Directors
NameDesignationAppointment DateTenureStatus
SrikanthDirector21 May 20224 Years 5 MonthsCurrent
Manickam RajalingamManaging Director10 Apr 199630 Years 6 MonthsCurrent
Vijayalakshmi RajalingamDirector10 Feb 199828 Years 8 MonthsCurrent
Rajalingam PraveenDirector01 Dec 20187 Years 10 MonthsCurrent

Peer comparison

MSR Chit Funds Private Limited is compared with the 4 companies closest to it by revenue in the BFSI industry (Chit Funds, Micro Finance), with the same principal business activity (other financial activities), from the latest filed financials of each company.

CompanyRevenueNet profitMarginGrowth (1 yr)EmployeesLocation
Kulithalai Nidhi Limited₹1.79 Cr (FY 2025)24.0%Kulithalai, Tamil Nadu, India
Jerry Nidhi Limited₹1.79 Cr (FY 2025)4.0%Thiruvananthapuram, Kerala, India
MSR Chit Funds Private Limitedthis company₹1.77 Cr (FY 2025)₹20.1 Lakh11.4%2.0%Chennai, Tamil Nadu, India
Reddys Chits Private Limited₹1.72 Cr (FY 2022)-11.0%Bengaluru, Karnataka, India
Chinda Chit Fund Private Limited₹1.72 Cr (FY 2025)32.0%Kanpur, Uttar Pradesh, India

To see the full peer comparison of MSR Chit Funds Private Limited, buy the company report.

Auditor

MSR Chit Funds Private Limited is audited by PRAKASH KOCHAR & CO for the financial year 2022.

Auditor firmFinancial yearFirm registration number
PRAKASH KOCHAR & COFY 2022005035S

Shareholding

The shareholding of MSR Chit Funds Private Limited is on record for 5 financial years, the latest being FY 2022, split between promoters, domestic institutions, foreign institutions, public shareholders and others.

Shareholder categoryFY 2022FY 2021FY 2020FY 2019FY 2018
Promoters
Domestic institutional investors (DII)
Foreign institutional investors (FII)
Public
Others

To see the full shareholding pattern of MSR Chit Funds Private Limited, buy the company report.

Charges & borrowings

Open charges
₹1.58 Cr
Satisfied charges
None
Breakdown by lending institutions
The Karur Vysya Bank Limited₹1.58 Cr
Latest charge details
DateCharge IDLenderAmountStatusModified or satisfied on
06 May 200490284281The Karur Vysya Bank Limited₹38 LakhOpen
30 Oct 200390283244The Karur Vysya Bank Limited₹1.2 CrOpen

To see the full charge records of MSR Chit Funds Private Limited, buy the company report.

Total charge records: 2 View all charges

MSME payment delays

No delayed payments to MSME suppliers are on our record for MSR Chit Funds Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.

GST

MSR Chit Funds has 1 GST registration: 1 active.

Total GSTINs
1
Active
1
GSTINStateStatusRegistered on
33AAACM7606B1Z1Tamil NaduActive01 Jul 2017

To see the full GST registrations and return filing status of MSR Chit Funds Private Limited, buy the company report.

Recent activity

MSR Chit Funds Private Limited has 8 board changes on record since 1996: 4 appointments and 4 cessations. The latest: Srikanth ceased to be Additional Director on 30 Sep 2022.

AGM
Msr Chit Funds Private Limited last Annual general meeting of members was held on 30 Sep 2025 as per latest MCA records.
Filing
Msr Chit Funds Private Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Chennai.
Ceased
Srikanth ceased to be Additional Director.
Appointed
Srikanth was appointed as Director.
Ceased
Rajalingam Praveen ceased to be Additional Director.
Ceased
Saroja Manickam ceased to be Director.
Appointed
Rajalingam Praveen was appointed as Director.
Ceased
Manickam Muthusamy ceased to be Director.
Charges
A charge with The Karur Vysya Bank Limited amounted to Rs. 38.00 Lakh with Charge ID 90284281 was registered on 06 May 2004.
Charges
A charge with The Karur Vysya Bank Limited of Rs. 120.00 Lakh registered on 30 Oct 2003 with Charge ID 90283244 was modified on 14 Jan 2004.
Charges
A charge with The Karur Vysya Bank Limited amounted to Rs. 120.00 Lakh with Charge ID 90283244 was registered on 30 Oct 2003.
Appointed
Vijayalakshmi Rajalingam was appointed as Director.

2 earlier events are in the company report.

Frequently asked questions

MSR Chit Funds is an active private limited company based in Chennai, Tamil Nadu, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 10 April 1996 (30+ years old) and is registered under CIN U65991TN1996PTC035149.

MSR Chit Funds has 4 current directors:

The latest financial statements of MSR Chit Funds on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.

The GSTIN of MSR Chit Funds is 33AAACM7606B1Z1, registered in Tamil Nadu.

The CIN (Corporate Identification Number) of MSR Chit Funds is U65991TN1996PTC035149. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.

MSR Chit Funds was incorporated on 10 April 1996, making it 30+ years old. It is registered with the Registrar of Companies, Chennai.

The peers of MSR Chit Funds by revenue are Kulithalai Nidhi Limited, Jerry Nidhi Limited, Reddys Chits Private Limited, Chinda Chit Fund Private Limited, all in the BFSI industry (Chit Funds, Micro Finance), with the same principal business activity (other financial activities).

Srikanth ceased to be Additional Director on 30 Sep 2022. Srikanth was appointed as Director on 21 May 2022. Rajalingam Praveen ceased to be Additional Director on 30 Sep 2019. MSR Chit Funds has 8 board changes on record in total.

The registered office of MSR Chit Funds is at 60 Gangadeeswarar Koil Streetpurasaiwakkam Chennai 600 084, Tamil Nadu, India – 600084.

MSR Chit Funds operates in the financial services industry, in the microfinance institutions segment.

MSR Chit Funds has open charges of ₹1.58 Cr and no satisfied charges on record as per latest MCA filings.