About Clayfin Technologies Private Limited
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Clayfin Technologies Private Limited is a private limited company based in Saidapet, Tamil Nadu, India. It operates in the online financial services segment of the internet and digital services sector. It was incorporated on 21 January 2009 and has been in existence for over 17 years.
The company is registered with the Registrar of Companies (ROC), Chennai, under CIN U65100TN2009PTC070519. Its GSTIN is 33AACCV9699R1Z4 (Tamil Nadu). The company holds 2 GST registrations, all of them active.
The company has an authorised share capital of ₹15 Cr and a paid-up capital of ₹9.35 Cr. It was formerly known as Vayana Private Limited and Clayfin Systems Private Limited. It is led by directors including Kannan Ramasamy (Whole-Time Director) and Ramaswamy Narayanan Iyer.
Its last annual general meeting (AGM) was held on 30 September 2024, and its latest financial statements are for the year ended 31 March 2024. The registered office is at Saidapet, Tamil Nadu.
As per the financials filed for FY 2025, the company reported a revenue of ₹65.38 Cr, a growth of 4% compared to the previous year. For the same year it recorded a net profit of ₹7.29 Cr (net margin 11.2%) and EBITDA of ₹13.64 Cr (EBITDA margin 20.9%). Revenue has grown at a compounded annual rate (CAGR) of 8% over three years and 11% over five years.
The company has about 261 employees on its provident fund (EPFO) records.
The company is associated with 1 brand: Clayfin. As per MCA filings, the company has open charges of ₹2.5 Cr on record.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website clayfin.com.
- EmailLocked
- TelephoneLocked
- Website
- Social Media
- Registered Address10th Floor Olympia Pinnacle #1 S. No. 69/2A1 S. No. 67/1 – 2A New S. No. 67/4, Old Mahabalipuram Road Okkiam Thuraipakkam, Saidapet, Tamil Nadu, India – 600096
- IndustryInternet, Online Financial Services
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Name History of Clayfin Technologies Private Limited
Clayfin Technologies has undergone 5 name changes throughout its history. The current legal name is Clayfin Technologies Private Limited.
| Company Name | Status |
|---|---|
| Clayfin Technologies Private Limited | Current |
| Vayana Private Limited | Previous |
| Clayfin Systems Private Limited | Previous |
| Vayana Enterprises Private Limited | Previous |
| Clayfin Private Limited | Previous |
Associated Brands with Clayfin Technologies Private Limited
Clayfin Technologies operates one associated brand: Clayfin. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Omnichannel banking solutions are delivered to banks and financial institutions. | clayfin.com |
Competitors & Alternatives of Clayfin Technologies Private Limited
Brands and companies operating in the same space as Clayfin Technologies Private Limited include Tyfone, MANTL, Narmi and 6 more.
| Competitor | Description | Location | Founded |
|---|---|---|---|
 Tyfone | Omni-channel banking solutions are provided for mobile financial services. | Portland, United States | 2004 |
 MANTL | MANTL is recognized for providing account origination software to banks and credit unions. | New York, United States | 2016 |
 Narmi | Omnichannel banking solutions are provided for banks and credit unions. | New York, United States | 2016 |
 Amount | Omnichannel banking solutions are provided for banks and lenders. | Chicago, United States | 2014 |
 Asseco | Omnichannel banking solutions are provided for internet and mobile platforms. | Rzeszow, Poland | 1987 |
 Ailleron | Technology solutions for telecom, banking, and hospitality sectors are provided. | Krakow, Poland | 2007 |
 Bankingly | Cloud-based omnichannel banking solutions are provided to financial institutions. | Montevideo, Uruguay | 2015 |
 Technisys | Cloud-based omnichannel banking platforms are delivered to financial institutions. | Miami, United States | 1995 |
 Prelim | Account opening solutions are provided to banks for online automation. | Pacifica, United States | 2017 |
Business Activity of Clayfin Technologies Private Limited
The main business activity of Clayfin Technologies is information and communication. In detail, this covers computer programming, consultancy and related activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| J | Information and communication | J6 | Computer programming, consultancy and related activities | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Auditor Details of Clayfin Technologies Private Limited
Clayfin Technologies Private Limited is audited by PKF Sridhar & Santhanam LLP for the financial year 2023.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| PKF Sridhar & Santhanam LLP | Locked | Locked | Locked |
Complete auditor history
Appointment and cessation dates and past auditor changes are in the company report.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Board of Directors of Clayfin Technologies Private Limited
Clayfin Technologies has 7 current directors and 16 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Kannan Ramasamy | Whole-Time Director | 19 Oct 2015 | 10 Years 11 Months | Current |
| Ramaswamy Narayanan Iyer Also directs: Vayana Finserv Private Limited, Timesaver Solutions Private Limited, Rubix Data Sciences Private Limited and 1 more | Director | 21 Jan 2009 | 17 Years 8 Months | Current |
| Soumyo Dutta Also directs: Association of Finance Professionals of India. | Nominee Director | 25 Apr 2015 | 11 Years 5 Months | Current |
| Suresh Kumar Somani Also directs: Bhagiradha Chemicals and Industries Ltd., Astra Microwave Products Limited, Ratnabali Investment Private Limited and 3 more | Nominee Director | 28 Apr 2009 | 17 Years 5 Months | Current |
| Suryakant Dalmia | Nominee Director | 28 Apr 2009 | 17 Years 5 Months | Current |
| Marti Gurunath Subrahmanyam Also directs: Indian School of Business | Director | 01 Jan 2010 | 16 Years 9 Months | Current |
Financials of Clayfin Technologies Private Limited FY 2024 filings available
Clayfin Technologies Private Limited reported revenue of ₹65.38 Cr (up 4% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR) of Clayfin Technologies Private Limited
Revenue has grown at a compounded annual rate (CAGR) of 11% over five years, including 4% growth in the latest year. EBITDA rose 43% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of Clayfin Technologies Private Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | ₹13.64 Cr | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | ₹7.29 Cr | •••• | •••• | •••• | •••• |
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Financial Ratios of Clayfin Technologies Private Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 20.9% | •••• | •••• | •••• | •••• |
| Net Profit Margin | 11.2% | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
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| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
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Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Clayfin Technologies are in the company report.
Financial statements from 2015
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Ownership and Shareholding of Clayfin Technologies Private Limited
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Clayfin Technologies Private Limited
| Date | Lender | Amount | Status |
|---|---|---|---|
| 29 Aug 2011 | Hdfc Bank Limited | ₹2.5 Cr | Open |
Total charge records: 1 View all charges
Employees and EPFO Compliance at Clayfin Technologies Private Limited
Clayfin Technologies Private Limited has a workforce of 261 employees as of Apr 06, 2024.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
GST Compliance of Clayfin Technologies Private Limited
Clayfin Technologies has 2 GST registrations: 2 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 33AACCV9699R1Z4 | Tamil Nadu | Active | 01 Jul 2017 |
| 29AACCV9699R1ZT | Karnataka | Active | 27 Feb 2018 |
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
Credit Ratings, Litigation & Regulatory Alerts for Clayfin Technologies Private Limited
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Clayfin Technologies Private Limited
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Clayfin Technologies Private Limited
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Clayfin Technologies Private Limited
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Recent Activity on Clayfin Technologies Private Limited
Recent News on Clayfin Technologies Private Limited
Frequently Asked Questions about Clayfin Technologies Private Limited
Clayfin Technologies is an active private limited company based in Saidapet, Tamil Nadu, India. The company works in online financial services, within the internet industry. It was incorporated on 21 January 2009 (17+ years old) and is registered under CIN U65100TN2009PTC070519.
Clayfin Technologies reported revenue of ₹65.38 Cr for FY 2025 (up 4% YoY).
Clayfin Technologies has 7 current directors:
- Kannan Ramasamy - Whole-Time Director
- Ramaswamy Narayanan Iyer - Director
- Soumyo Dutta - Nominee Director
- Suresh Kumar Somani - Nominee Director
- Suryakant Dalmia - Nominee Director
- Marti Gurunath Subrahmanyam - Director
- Mathew Panat - Nominee Director
Clayfin Technologies reported a net profit of ₹7.29 Cr (net margin 11.2%) and EBITDA of ₹13.64 Cr (EBITDA margin 20.9%) for FY 2025, as per its filed financial statements.
The compounded annual growth rate (CAGR) of the revenue of Clayfin Technologies is 8% over three years and 11% over five years. In the latest year (FY 2025) revenue rose 4%. CAGR is the steady yearly rate that links the first and the last year.
The GSTIN of Clayfin Technologies is 33AACCV9699R1Z4, registered in Tamil Nadu. The company has 2 GST registrations in all, of which 2 are active. Other active GSTINs include 29AACCV9699R1ZT (Karnataka).
The CIN (Corporate Identification Number) of Clayfin Technologies is U65100TN2009PTC070519. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Clayfin Technologies was incorporated on 21 January 2009, making it 17+ years old. It is registered with the Registrar of Companies, Chennai.
Clayfin Technologies can be reached through the website clayfin.com. Its registered office is in Saidapet, Tamil Nadu, India.