Hurun India Rich List 2026 edition · 1 director
- #278 Onkar Kanwar ₹13,700 Cr
Constructive Finance Private Limited
Constructive Finance Private Limited - financial services in New Delhi, Delhi, India. FY 2026 financials & compliance.
Active Private Limited Company financial services
Revenue · FY 2023
₹3.15 Lakh
▼ 60.12% YoY
Authorised capital
₹11 Cr
Registered with MCA
Paid-up capital
₹7.9 Cr
Issued & subscribed
Satisfied charges
₹12 Cr
No open charges
Company age
38 yrs
Est. 1988
Directors on board
3
As per MCA filings
Active GSTINs
1
GST registered
Last financials
Mar 2025
Balance sheet date
About Constructive Finance Private Limited
Data last updated:
Constructive Finance Private Limited is a private limited company based in New Delhi, Delhi, India. It operates in the investment and credit NBFC segment of the financial services sector. It was incorporated on 26 August 1988 and has been in existence for over 38 years.
Its director Onkar Kanwar is #278 on the Hurun India Rich List 2026.
The company is registered with the Registrar of Companies (ROC), Delhi, under CIN U67120DL1988PTC250410. Its GSTIN is 06AACCC9252D1ZW (Haryana).
The company has an authorised share capital of ₹11 Cr and a paid-up capital of ₹7.9 Cr. It is led by directors including Anuj Sood and Kaushalendra Prakash Sharma.
Its last annual general meeting (AGM) was held on 26 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 414/1 4th Floor Dda Commercial Complex District Centre, Janakpuri, New Delhi, Delhi, India – 110058.
As per the financials filed for FY 2023, the company reported a revenue of ₹3.15 Lakh, a decline of 60.12% compared to the previous year.
Its group structure includes 2 subsidiaries.
As per MCA filings, the company has satisfied charges of ₹12 Cr on record.
The current compliance status is marked as compliant by the Registrar of Companies.
Company Details of Constructive Finance Private Limited
CIN U67120DL1988PTC250410
Registration Number 250410
Incorporation Date 26 August 1988
ROC Delhi
Listing Status Unlisted
Company Status Active
Date of Last AGM 26 September 2025
Date of Balance Sheet 31 March 2025
Compliance Status Active Compliant
CIN History of Constructive Finance Private Limited
Constructive Finance has one previous CIN (Corporate Identification Number): U67120RJ1988PTC005400. The current CIN is U67120DL1988PTC250410, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U67120DL1988PTC250410 | Current |
| U67120RJ1988PTC005400 | Previous |
Key People
Anuj Sood Director Onkar S Kanwar Additional Director Kaushalendra Prakash Sharma Director Recognitions & Rankings of Constructive Finance
Contact Details
- EmailLocked
- TelephoneLocked
- WebsiteLocked
- Social MediaLocked
- Registered Address414/1 4th Floor Dda Commercial Complex District Centre, Janakpuri, New Delhi, Delhi, India – 110058
- IndustryFinancial Services, Investment & Credit NBFC, NBFC
Comprehensive company report
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Business Activity of Constructive Finance Private Limited
Constructive Finance operates primarily in the financial and insurance service sector. One business activity is registered with the MCA.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| Locked | Financial and insurance Service | Locked | Financial and Credit leasing activities | Locked |
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Detailed business activity records
Activity codes and each activity's share of turnover are in the company report.
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Financials of Constructive Finance Private Limited FY 2025 filings available
Constructive Finance Private Limited reported revenue of ₹3.15 Lakh (down 60.12% YoY) for FY 2023.
Revenue · FY 2023
₹3.15 Lakh ▼ 60.12%
Compounded Annual Growth Rate (CAGR) of Constructive Finance Private Limited
Revenue CAGR growth
1 year
▼ 60.12%
Revenue fell 60.12% in the latest year. All are worked out from the filed statements.
Financial Statement Summary of Constructive Finance Private Limited
| Metrics | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 | FY 2018-19 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | •••• | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
| Total Revenue | ₹3.15 Lakh | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | •••• | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | •••• | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of Constructive Finance Private Limited
| Metrics | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 | FY 2018-19 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | •••• | •••• | •••• | •••• | •••• |
| Net Profit Margin | •••• | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Constructive Finance are in the company report.
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Financial statements from 2015
Earlier years and trend charts are in the company report.
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Board of Directors of Constructive Finance Private Limited
Constructive Finance has 3 current directors and 10 former directors. Current directors are listed first, with their designation and appointment date.
Current Directors
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Anuj Sood Also directs: Sunlife Trade Links Private Limited, Sunlife Trade Links Private Limited, Polar Energy and Infratech Private Limited and 2 more | Director | 03 May 2021 | 5 Years 5 Months | Current |
| Onkar S Kanwar | Additional Director | 19 Nov 2025 | 0 Years 11 Months | Current |
| Kaushalendra Prakash Sharma Also directs: Osk Consultants LLP, Sunrays Properties and Investments Company Private Limited, Greenloop Solutions Private Limited and 5 more | Director | 03 May 2021 | 5 Years 5 Months | Current |
Auditor Details of Constructive Finance Private Limited
Constructive Finance Private Limited is audited by ANAND DUA AND ASSOCIATES for the financial year 2019.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| ANAND DUA AND ASSOCIATES | Locked | Locked | Locked |
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Appointment and cessation dates and past auditor changes are in the company report.
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Ownership and Shareholding of Constructive Finance Private Limited
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Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
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Charges & Borrowings of Constructive Finance Private Limited
Open charges
None
Satisfied charges
₹12 Cr
Breakdown by lending institutions
Latest charge details
| Date | Lender | Amount | Status |
|---|---|---|---|
| 25 Aug 1999 | Icici Ltd | ₹12 Cr | Satisfied |
Total charge records: 1 View all charges
Employees and EPFO Compliance at Constructive Finance Private Limited
Employment history and EPFO contributions of people linked to Constructive Finance.
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Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
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Group Structure of Constructive Finance Private Limited
Constructive Finance has 2 subsidiary companies. This group structure data is as of FY 2023. The table lists each entity with its relationship and holding.
2
Subsidiary companies
Key Subsidiaries
| Company Name | CIN | Shares Held |
|---|---|---|
| Artemis Medicare Services Limited | L85110DL2004PLC126414 | Locked |
| Artemis Cardiac Care Private Limited | U85110DL2019PTC344351 | Locked |
Showing major subsidiaries. Total: 2.
Recent Activity on Constructive Finance Private Limited
Constructive Finance Private Limited has 13 board changes on record since 2011: 3 appointments and 10 cessations. The latest: Onkar S Kanwar was appointed as Additional Director on 19 Nov 2025.
Appointed
Onkar S Kanwar was appointed as Additional Director.
AGM
Constructive Finance Private Limited last Annual general meeting of members was held on 26 Sep 2025 as per latest MCA records.
Filing
Constructive Finance Private Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Delhi I.
Ceased
Anil Chopra ceased to be Additional Director.
Ceased
Yakshi Garg ceased to be Company Secretary.
Charges
A charge registered on 25 Aug 1999 via Charge ID 90066950 with Icici Ltd was fully satisfied on 16 Jun 2022.
Ceased
Anuj Sood ceased to be Additional Director.
Ceased
Harish Bahadur ceased to be Additional Director.
Ceased
Kaushalendra Prakash Sharma ceased to be Additional Director.
Appointed
Anuj Sood was appointed as Director.
Appointed
Kaushalendra Prakash Sharma was appointed as Director.
Ceased
Sudhir Wadhawan ceased to be Director.
6 earlier events are listed in the company report.
Credit Ratings, Litigation & Regulatory Alerts for Constructive Finance Private Limited
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MSME Payment Delays by Constructive Finance Private Limited
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Subsidiaries & Group Companies of Constructive Finance Private Limited
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Corporate group structure
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GST Compliance of Constructive Finance Private Limited
Constructive Finance has 1 GST registration: 1 active.
Total GSTINs
1
Active
1
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 06AACCC9252D1ZW | Haryana | Active | 01 Jul 2017 |
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GST registrations and filing compliance
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MCA Filings & Documents of Constructive Finance Private Limited
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Frequently Asked Questions about Constructive Finance Private Limited
Constructive Finance is an active private limited company based in New Delhi, Delhi, India. The company works in investment and credit nbfc, within the financial services industry. It was incorporated on 26 August 1988 (38+ years old) and is registered under CIN U67120DL1988PTC250410.
Constructive Finance reported revenue of ₹3.15 Lakh for FY 2023 (down 60.12% YoY).
Constructive Finance has 3 current directors:
- Anuj Sood - Director
- Onkar S Kanwar - Additional Director
- Kaushalendra Prakash Sharma - Director
The GSTIN of Constructive Finance is 06AACCC9252D1ZW, registered in Haryana.
The CIN (Corporate Identification Number) of Constructive Finance is U67120DL1988PTC250410. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Constructive Finance was incorporated on 26 August 1988, making it 38+ years old. It is registered with the Registrar of Companies, Delhi.
Onkar S Kanwar was appointed as Additional Director on 19 Nov 2025. Anil Chopra ceased to be Additional Director on 30 Sep 2022. Yakshi Garg ceased to be Company Secretary on 30 Jun 2022. Constructive Finance has 13 board changes on record in total.
The registered office of Constructive Finance is at 4141 4th Floor Dda Commercial Complex District Centre, Janakpuri, New Delhi, Delhi, India – 110058.
Constructive Finance has an authorised share capital of ₹11 Cr and a paid-up capital of ₹7.9 Cr.
Constructive Finance operates in the financial services industry, in the investment and credit nbfc segment.