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DCF Financial Services Private Limited - financial services in Rajkot, Gujarat, India. FY 2026 financials & compliance.
Revenue · FY 2025
₹7.45 Cr
▼ 15% YoY
Net loss · FY 2025
₹28.01 Lakh
Net margin -3.8%
EBITDA · FY 2025
₹6.14 Cr
EBITDA margin 82.5%
Authorised capital
₹1 Lakh
Registered with MCA
Paid-up capital
₹1 Lakh
Issued & subscribed
Company age
6 yrs
Est. 2020
Directors on board
2
As per MCA filings
Active GSTINs
2
GST registered
About DCF Financial Services Private Limited
Data last updated:
DCF Financial Services Private Limited is a private limited company based in Rajkot, Gujarat, India, recognised as a startup by DPIIT. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 13 July 2020 and has been in existence for over 6 years.
The company is registered with the Registrar of Companies (ROC), Ahmedabad, under CIN U65990GJ2020PTC114573. Its GSTIN is 24AAHCD8308A1Z3 (Gujarat). The company holds 2 GST registrations, all of them active.
The company has an authorised share capital of ₹1 Lakh and a paid-up capital of ₹1 Lakh. It is led by directors Sandip Navneetlal Kotecha and Piyush Navneetbhai Kotecha.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Vrajvilla Raviratna 1 University Road, Rajkot, Gujarat, India – 360005.
As per the financials filed for FY 2025, the company reported a revenue of ₹7.45 Cr, a decline of 15% compared to the previous year. For the same year it recorded a net loss of ₹28.01 Lakh (net margin -3.8%) and EBITDA of ₹6.14 Cr (EBITDA margin 82.5%). Revenue has grown at a compounded annual rate (CAGR) of 79% over three years.
The company is associated with 1 brand: DCF Financial Services.
DCF Financial Services Private Limited is registered as a small enterprise under the Udyam registration framework (Reg. No. UDYAM-GJ-20-0004923). For more details, the company can be reached via its website dcffinancial.in.
Company details
CIN U65990GJ2020PTC114573
Registration Number 114573
Incorporation Date 13 July 2020
ROC Ahmedabad
Listing Status Unlisted
Company Status Active
Date of Last AGM 30 September 2025
Date of Balance Sheet 31 March 2025
DPIIT Recognition Recognised Startup
MSME Classification Small
Udyam Registration UDYAM-GJ-20-0004923
Recognitions & Rankings of DCF Financial Services
MSME (Udyam registered) Ministry of MSME
- Category
- Small (2024-25)
- Udyam number
- UDYAM-GJ-20-0004923
Contact details
DCF Financial Services Private Limited's registered office is in Rajkot, Gujarat. Its website is dcffinancial.in. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Registered AddressVrajvilla Raviratna 1 University Road, Rajkot, Gujarat, India – 360005
- IndustryFinancial Services, Microfinance Institutions
To see the full contact details of DCF Financial Services Private Limited, buy the company report.
Comprehensive company report
DCF Financial Services Private Limited - one report that includes everything
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
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Brands
DCF Financial Services operates one associated brand: DCF Financial Services. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Loan consultancy and financial services including home, personal, and business loans in India. | dcffinancial.in |
Business activity
The main business activity of DCF Financial Services is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of DCF Financial Services Private Limited, buy the company report.
Financials of DCF Financial Services Private Limited
FY 2025 filings availableDCF Financial Services Private Limited reported revenue of ₹7.45 Cr (down 15% YoY) for FY 2025.
Revenue · FY 2025
₹7.45 Cr ▼ 15%
Net loss · FY 2025
₹28.01 Lakh margin -3.8%
EBITDA · FY 2025
₹6.14 Cr margin 82.5%
Compounded Annual Growth Rate (CAGR)
Revenue CAGR growth
1 year
▼ 15%
3 years · compounded
▲ 79%
EBITDA CAGR growth
1 year
▼ 18%
3 years · compounded
▲ 98%
Revenue fell 15% in the latest year, but over three years it has grown at a compounded annual rate (CAGR) of 79%. EBITDA fell 18% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | |||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | ₹6.14 Cr | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | -₹28.01 Lakh | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
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| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 82.5% | ||||
| Net Profit Margin | -3.8% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
| Interest Coverage Ratio | |||||
| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of DCF Financial Services Private Limited, buy the company report.
Board of directors of DCF Financial Services Private Limited
DCF Financial Services has 2 directors on record. No former directors are listed.
Current Directors
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Sandip Navneetlal Kotecha Also directs: Bal Krushna Plywood Private Limited, Brandmitra Private Limited, Dealmitra Private Limited and 2 more | Director | 13 Jul 2020 | 6 Years 3 Months | Current |
| Piyush Navneetbhai Kotecha | Director | 13 Jul 2020 | 6 Years 3 Months | Current |
Peer comparison
DCF Financial Services Private Limited is compared with the 7 companies closest to it by revenue in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Suman Chit Funds Pvt.Ltd. | ₹8 Cr (FY 2025) | 1.0% | Hyderabad, Telangana, India | |||
| Gramasuraksha Nidhi Limited | ₹7.93 Cr (FY 2025) | 0.0% | Palakkad, Kerala, India | |||
| Shrinikhila Chits A.P Private Limited | ₹7.87 Cr (FY 2025) | 0.0% | Hyderabad, Telangana, India | |||
| Ibg Echits India Private Limited | ₹7.51 Cr (FY 2024) | 149.0% | Hyderabad, Telangana, India | |||
| DCF Financial Services Private Limitedthis company | ₹7.45 Cr (FY 2025) | -₹28.01 Lakh | -3.8% | -15.0% | Rajkot, Gujarat, India | |
| Tuticorin Permanent Nidhi Limited | ₹7.32 Cr (FY 2025) | 28.0% | Tamil Nadu, India | |||
| Saaf Capit Federation | ₹7.3 Cr (FY 2025) | 39.0% | Thrissur, Kerala, India | |||
| Sri Nithyakalyani Chit Funds Private Limited | ₹7.25 Cr (FY 2025) | -5.0% | Madurai, Tamil Nadu, India |
To see the full peer comparison of DCF Financial Services Private Limited, buy the company report.
Auditor
DCF Financial Services Private Limited is audited by CA KUMAR CHOLERA for the financial year 2023.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| CA KUMAR CHOLERA | FY 2023 | 164612 |
Shareholding
The shareholding of DCF Financial Services Private Limited is on record for 3 financial years, the latest being FY 2023, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|
| Promoters | |||
| Domestic institutional investors (DII) | |||
| Foreign institutional investors (FII) | |||
| Public | |||
| Others |
To see the full shareholding pattern of DCF Financial Services Private Limited, buy the company report.
Legal cases
No court or tribunal cases involving DCF Financial Services Private Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for DCF Financial Services Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
Employees & EPFO
DCF Financial Services Private Limited has 1 active EPFO establishment as of Apr 06, 2024.
Active EPFO establishments
1
GST
DCF Financial Services has 2 GST registrations: 2 active.
Total GSTINs
2
Active
2
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 24AAHCD8308A1Z3 | Gujarat | Active | 11 Aug 2020 |
| 27AAHCD8308A1ZX | Maharashtra | Active | 01 Aug 2022 |
To see the full GST registrations and return filing status of DCF Financial Services Private Limited, buy the company report.
Recent activity
DCF Financial Services Private Limited has 2 board changes on record since 2020: 2 appointments. The latest: Piyush Navneetbhai Kotecha was appointed as Director on 13 Jul 2020.
AGM
Dcf Financial Services Private Limited last Annual general meeting of members was held on 30 Sep 2025 as per latest MCA records.
Filing
Dcf Financial Services Private Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Ahmedabad.
Appointed
Piyush Navneetbhai Kotecha was appointed as Director.
Appointed
Sandip Navneetlal Kotecha was appointed as Director.
Incorporation
13 Jul 2020
Dcf Financial Services Private Limited was registered on 13 Jul 2020 with Roc Ahmedabad & aged 6 years 3 months as per MCA records.
Frequently asked questions
DCF Financial Services is an active private limited company based in Rajkot, Gujarat, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 13 July 2020 (6+ years old) and is registered under CIN U65990GJ2020PTC114573.
DCF Financial Services has 2 current directors:
- Sandip Navneetlal Kotecha - Director
- Piyush Navneetbhai Kotecha - Director
The latest financial statements of DCF Financial Services on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from FY 2021 are in the company report.
The GSTIN of DCF Financial Services is 24AAHCD8308A1Z3, registered in Gujarat. The company has 2 GST registrations in all, of which 2 are active. Other active GSTINs include 27AAHCD8308A1ZX (Maharashtra).
The CIN (Corporate Identification Number) of DCF Financial Services is U65990GJ2020PTC114573. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
DCF Financial Services was incorporated on 13 July 2020, making it 6+ years old. It is registered with the Registrar of Companies, Ahmedabad.
The peers of DCF Financial Services by revenue are Suman Chit Funds Pvt.Ltd, Gramasuraksha Nidhi Limited, Shrinikhila Chits A.P Private Limited, Ibg Echits India Private Limited, Tuticorin Permanent Nidhi Limited and 2 more, all in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities).
Piyush Navneetbhai Kotecha was appointed as Director on 13 Jul 2020. Sandip Navneetlal Kotecha was appointed as Director on 13 Jul 2020.
Yes, DCF Financial Services is recognised as a startup by the Department for Promotion of Industry and Internal Trade (DPIIT).
Yes, DCF Financial Services is registered as a small enterprise under Udyam registration (number: UDYAM-GJ-20-0004923).
DCF Financial Services can be reached through the website dcffinancial.in. Its registered office is in Rajkot, Gujarat, India.
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