About Gramasuraksha Nidhi Limited
Data last updated: 11 January 2026
Gramasuraksha Nidhi Limited is a nidhi company based in Palakkad, Kerala, India. It specialises in microfinance institutions, a part of the broader financial services sector. Incorporated on 10 May 2016, the company has been in operation for over 10 years.
Registered with ROC Ernakulam under CIN U65900KL2016PLC045720.
Capital: an authorised share capital of ₹2 Cr and a paid-up capital of ₹1.92 Cr. It is led by directors including Malini Karuvarathodi Bhaskaran and Karuvarathodi Midhun Krishna.
Last AGM: 30 September 2025. Financial statements filed for year ended 31 March 2025. Office: Door No.14/626 14/627 Geethanjali Kavuvattam Cherpulassery, Palakkad, Kerala, India – 679503.
As per the financials filed for FY 2025, the company reported a revenue of ₹7.93 Cr, a growth of 0% compared to the previous year.
The company is associated with 1 brand - Grama Suraksha Nidhi. As per MCA filings, the company has open charges of ₹34.33 Lakh on record.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website gsnlkerala.com.
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Registered AddressDoor No.14/626 14/627 Geethanjali Kavuvattam Cherpulassery, Palakkad, Kerala, India – 679503
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IndustryFinancial Services, Microfinance Institutions
- Historical Financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Litigation, compliance and MCA filings
- PDF report delivered after checkout
Associated Brands with Gramasuraksha Nidhi Limited
Gramasuraksha Nidhi Limited operates one associated brand: GRAMA SURAKSHA NIDHI. These brands represent Gramasuraksha Nidhi Limited's diversified market presence and brand portfolio.
| Brand | Description | Website |
|---|---|---|
| Provides cooperative asset-backed loans to support financial needs of members. | gsnlkerala.com |
Competitors & Alternatives of Gramasuraksha Nidhi Limited
Brands and companies operating in the same space as Gramasuraksha Nidhi Limited include MABEN NIDHI, Sourya India Nidhi, Rushali Nidhi and 4 more.
| Competitor | Description | Location | Founded |
|---|---|---|---|
MABEN NIDHI
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A cooperative company that provides secure, asset-backed loans to individuals. | Thrissur, India, India | 1993 |
Sourya India Nidhi
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A cooperative lending company offering asset-backed loans to individuals. | Gorakhpur, India, India | 2018 |
Rushali Nidhi
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Operates as a cooperative lending company providing financial support to members. | Nanded, India, India | 2018 |
Delta Nidhi
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Provides graphic design, branding, and website services for clients. | Ernakulam, India, India | 2019 |
Shree Girdhar Nidhi
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Offers comprehensive solutions for asset-backed loans to customers. | Vidisha, India, India | 2019 |
Mary Rani Popular Nidhi
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Functions as a cooperative lending company providing financial support to members. | Pathanamthitta, India, India | 1965 |
Port City Benefit Fund
|
Operates as a cooperative firm offering gold loans to customers. | Thoothukudi, India, India | 1994 |
Business Activity of Gramasuraksha Nidhi Limited
Gramasuraksha Nidhi Limited is engaged in the principal business activity of financial and insurance service, with detailed activities including other financial activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | Locked |
Business activity turnover details for Gramasuraksha Nidhi Limited
Turnover contribution percentages and historical activity changes require an active report plan.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
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Auditor Details of Gramasuraksha Nidhi Limited
Gramasuraksha Nidhi Limited is audited by Anil Aryan & Associates for the financial year 2023. The auditor plays a crucial role in ensuring financial transparency and compliance with accounting standards.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| Anil Aryan & Associates | Locked | Locked | Locked |
Complete auditor history for Gramasuraksha Nidhi Limited
Appointment status, appointment dates, cessation dates, and historical auditor changes require an active report plan.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
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Board of Directors of Gramasuraksha Nidhi Limited
Gramasuraksha Nidhi Limited is currently managed by 3 directors, with 6 former directors having served the organization. The current Directors play a crucial role in shaping the company's strategic direction and governance.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
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Malini Karuvarathodi Bhaskaran
Also directs:
Grama Surakshitham Nidhi Limited
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Director | 10 May 2016 | 10 Years 2 Months | Current |
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Karuvarathodi Midhun Krishna
Also directs:
Grama Surakshitham Nidhi Limited, Firstwin Properties Private Limited, Cherpulassery Chits And Kuries Private Limited and 1 more
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Director | 23 Mar 2023 | 3 Years 4 Months | Current |
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Sajeesh
Also directs:
Grama Surakshitham Nidhi Limited, Firstwin Properties Private Limited, Cherpulassery Chits And Kuries Private Limited and 1 more
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Director | 23 Mar 2023 | 3 Years 4 Months | Current |
Financials of Gramasuraksha Nidhi Limited FY 2025 filings available
Gramasuraksha Nidhi Limited reported revenue of ₹7.93 Cr for FY 2025.
Ten-year financial statements for Gramasuraksha Nidhi Limited
Historical statement values and trend charts require an active report plan.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
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Ownership and Shareholding of Gramasuraksha Nidhi Limited
Shareholding and ownership data for Gramasuraksha Nidhi Limited
Promoter, institutional, public, and beneficial ownership values require an active report plan.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
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Charges & Borrowings of Gramasuraksha Nidhi Limited
| Date | Lender | Amount | Status |
|---|---|---|---|
| 04 Oct 2025 | The South Indian Bank Limited | ₹34.33 Lakh | Open |
Total charge records: 1 View all charges
Employees and EPFO Compliance at Gramasuraksha Nidhi Limited
View historical data on people associated with Gramasuraksha Nidhi Limited, including employment history and EPFO contributions.
Employee and EPFO history for Gramasuraksha Nidhi Limited
Monthly headcount, contribution history, establishment records, and filing compliance require an active report plan.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
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GST Compliance of Gramasuraksha Nidhi Limited
GST registrations and filing compliance for Gramasuraksha Nidhi Limited
State-wise registrations, return filing status, HSN and SAC details, and jurisdiction records require an active report plan.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
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Credit Ratings, Litigation & Regulatory Alerts for Gramasuraksha Nidhi Limited
Credit ratings, litigation, and regulatory alerts for Gramasuraksha Nidhi Limited
Agency ratings, court records, regulatory events, and entity-specific compliance alerts require an active report plan.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
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MSME Payment Delays by Gramasuraksha Nidhi Limited
MSME payment history for Gramasuraksha Nidhi Limited
Amounts outstanding to micro and small suppliers, delay reasons, and MSME-1 filing history require an active report plan.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
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Subsidiaries & Group Companies of Gramasuraksha Nidhi Limited
Corporate group structure for Gramasuraksha Nidhi Limited
Parent, subsidiary, associate, joint venture, and ownership records require an active report plan.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
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MCA Filings & Documents of Gramasuraksha Nidhi Limited
MCA filings and documents for Gramasuraksha Nidhi Limited
Official forms, annual returns, financial statements, charge filings, and document dates require an active report plan.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Recent Activity on Gramasuraksha Nidhi Limited
Frequently Asked Questions about Gramasuraksha Nidhi Limited
Gramasuraksha Nidhi Limited is an active nidhi company in the financial services sector based in Palakkad, Kerala, India. It was incorporated on 10 May 2016 (10+ years old) and is registered under CIN U65900KL2016PLC045720.
Gramasuraksha Nidhi Limited reported revenue of ₹7.93 Cr for FY 2025 (up 0.00% YoY).
The current directors of Gramasuraksha Nidhi Limited are:
- Malini Karuvarathodi Bhaskaran - Director
- Karuvarathodi Midhun Krishna - Director
- Sajeesh - Director
The primary industry of Gramasuraksha Nidhi Limited is financial services. The company specifically operates in microfinance institutions. The company is currently active in this sector.
Gramasuraksha Nidhi Limited can be reached at the registered office: Door No.14626 14627 Geethanjali Kavuvattam Cherpulassery, Palakkad, Kerala, India – 679503, or through the website gsnlkerala.com.
The authorised capital is ₹2 Cr, and the paid-up capital is ₹1.92 Cr.