Dhan Jagrati Microfinance Foundation
About Dhan Jagrati Microfinance Foundation
Data last updated:
Dhan Jagrati Microfinance Foundation is a public not for profit company based in Agra, Uttar Pradesh, India. It operates in the financial intermediation and lending segment of the financial services sector. It was incorporated on 11 February 2016 and has been in existence for over 10 years.
The company is registered with the Registrar of Companies (ROC), Kanpur, under CIN U65923UP2016NPL076457.
The company has an authorised share capital of ₹5 Lakh and a paid-up capital of ₹5 Lakh. It is led by directors including Varun Saraswat and Satendrapal Singh Chauhan.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 1st Floor Artoni Sikandra, Agra, Uttar Pradesh, India – 282007.
As per the financials filed for FY 2025, the company reported a revenue of ₹16.48 Lakh, a decline of 17% compared to the previous year. For the same year it recorded a net profit of ₹60,600 (net margin 3.7%) and EBITDA of ₹6.54 Lakh (EBITDA margin 39.7%). Revenue has grown at a compounded annual rate (CAGR) of 154% over three years and 201% over five years.
The current compliance status is marked as compliant by the Registrar of Companies.
- EmailLocked
- TelephoneLocked
- WebsiteLocked
- Social MediaLocked
- Registered Address1st Floor Artoni Sikandra, Agra, Uttar Pradesh, India – 282007
- IndustryFinancial Services, Other Financial Intermediation, Bfsi, Commercial Loan Services, Credit Allocation Agencies
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Business Activity of Dhan Jagrati Microfinance Foundation
The main business activity of Dhan Jagrati Microfinance Foundation is financial and insurance service. In detail, this covers other financial activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Auditor Details of Dhan Jagrati Microfinance Foundation
Dhan Jagrati Microfinance Foundation is audited by SUDHANSHU SAXENA & Co for the financial year 2017.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| SUDHANSHU SAXENA & Co | Locked | Locked | Locked |
Complete auditor history
Appointment and cessation dates and past auditor changes are in the company report.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Board of Directors of Dhan Jagrati Microfinance Foundation
Dhan Jagrati Microfinance Foundation has 4 current directors and 7 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Varun Saraswat | Director | 01 Nov 2021 | 4 Years 11 Months | Current |
| Satendrapal Singh Chauhan | Director | 11 Feb 2016 | 10 Years 7 Months | Current |
| Ramakant | Director | 20 Aug 2022 | 4 Years 1 Months | Current |
| Vivek Nagaich | Director | 20 Jan 2025 | 1 Years 8 Months | Current |
Financials of Dhan Jagrati Microfinance Foundation FY 2025 filings available
Dhan Jagrati Microfinance Foundation reported revenue of ₹16.48 Lakh (down 17% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR) of Dhan Jagrati Microfinance Foundation
Revenue fell 17% in the latest year, but over five years it has grown at a compounded annual rate (CAGR) of 201%. EBITDA rose 42% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of Dhan Jagrati Microfinance Foundation
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | •••• | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | ₹6.54 Lakh | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | ₹60,600 | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of Dhan Jagrati Microfinance Foundation
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 39.7% | •••• | •••• | •••• | •••• |
| Net Profit Margin | 3.7% | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Dhan Jagrati Microfinance Foundation are in the company report.
Financial statements from FY 2016
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Ownership and Shareholding of Dhan Jagrati Microfinance Foundation
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Dhan Jagrati Microfinance Foundation
Dhan Jagrati Microfinance Foundation does not have any charges (loans) registered with the Registrar of Companies.
Employees and EPFO Compliance at Dhan Jagrati Microfinance Foundation
Employment history and EPFO contributions of people linked to Dhan Jagrati Microfinance Foundation.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
GST Compliance of Dhan Jagrati Microfinance Foundation
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
Credit Ratings, Litigation & Regulatory Alerts for Dhan Jagrati Microfinance Foundation
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Dhan Jagrati Microfinance Foundation
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Dhan Jagrati Microfinance Foundation
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Dhan Jagrati Microfinance Foundation
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Recent Activity on Dhan Jagrati Microfinance Foundation
Frequently Asked Questions about Dhan Jagrati Microfinance Foundation
Dhan Jagrati Microfinance Foundation is an active public not for profit company based in Agra, Uttar Pradesh, India. The company works in other financial intermediation, within the financial services industry. It was incorporated on 11 February 2016 (10+ years old) and is registered under CIN U65923UP2016NPL076457.
Dhan Jagrati Microfinance Foundation reported revenue of ₹16.48 Lakh for FY 2025 (down 17% YoY).
Dhan Jagrati Microfinance Foundation has 4 current directors:
- Varun Saraswat - Director
- Satendrapal Singh Chauhan - Director
- Ramakant - Director
- Vivek Nagaich - Director
Dhan Jagrati Microfinance Foundation reported a net profit of ₹60,600 (net margin 3.7%) and EBITDA of ₹6.54 Lakh (EBITDA margin 39.7%) for FY 2025, as per its filed financial statements.
The compounded annual growth rate (CAGR) of the revenue of Dhan Jagrati Microfinance Foundation is 154% over three years and 201% over five years. In the latest year (FY 2025) revenue fell 17%. CAGR is the steady yearly rate that links the first and the last year.
The CIN (Corporate Identification Number) of Dhan Jagrati Microfinance Foundation is U65923UP2016NPL076457. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Dhan Jagrati Microfinance Foundation was incorporated on 11 February 2016, making it 10+ years old. It is registered with the Registrar of Companies, Kanpur.
The registered office of Dhan Jagrati Microfinance Foundation is at 1st Floor Artoni Sikandra, Agra, Uttar Pradesh, India – 282007.
Dhan Jagrati Microfinance Foundation has an authorised share capital of ₹5 Lakh and a paid-up capital of ₹5 Lakh.