DPIIT recognised startup Government of India
Startup India
Fairvalue Insuretech Private Limited
Fairvalue Insuretech Private Limited - internet in Gurgaon, Haryana, India. FY 2026 financials & compliance.
Revenue · FY 2025
₹2.8 Cr
▲ 115% YoY
Net loss · FY 2025
₹1.95 Cr
Net margin -69.7%
EBITDA · FY 2025
-₹1.84 Cr
EBITDA margin -65.7%
Authorised capital
₹16 Lakh
Registered with MCA
Paid-up capital
₹2.04 Lakh
Issued & subscribed
Open charges
₹49.8 Lakh
Secured borrowings
Company age
4 yrs
Est. 2022
Employees · EPFO
10
Provident fund records
About Fairvalue Insuretech Private Limited
Data last updated:
Fairvalue Insuretech Private Limited is a private limited company based in Gurgaon, Haryana, India, recognised as a startup by DPIIT. It operates in the online financial services segment of the internet and digital services sector. It was incorporated on 04 August 2022.
The company is registered with the Registrar of Companies (ROC), Haryana, under CIN U72900HR2022PTC105640. Its GSTIN is 06AAFCF1714L1ZQ (Haryana). The company holds 2 GST registrations, all of them active.
The company has an authorised share capital of ₹16 Lakh and a paid-up capital of ₹2.04 Lakh. It is led by directors including Safia Anwar and Naveen Gupta.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Flat No. 701 Tower 5 Vipul Greens Sohna Road Sector 48, Gurgaon, Haryana, India – 122018.
As per the financials filed for FY 2025, the company reported a revenue of ₹2.8 Cr, a growth of 115% compared to the previous year. For the same year it recorded a net loss of ₹1.95 Cr (net margin -69.7%) and EBITDA of -₹1.84 Cr (EBITDA margin -65.7%).
The company has about 10 employees on its provident fund (EPFO) records.
The company is associated with 1 brand: The Policy Exchange. As per MCA filings, the company has open charges of ₹49.8 Lakh on record. The company has 1 deal on record (1 funding round), with disclosed funding of ₹13.29 Cr; the latest was in November 2025.
Fairvalue Insuretech Private Limited is registered as a micro enterprise under the Udyam registration framework (Reg. No. UDYAM-HR-05-0052307). The current compliance status is marked as compliant by the Registrar of Companies.
Company details
CIN U72900HR2022PTC105640
Registration Number 105640
Incorporation Date 04 August 2022
ROC Haryana
Listing Status Unlisted
Company Status Active
Date of Last AGM 30 September 2025
Date of Balance Sheet 31 March 2025
Compliance Status Active Compliant
DPIIT Recognition Recognised Startup
MSME Classification Micro
Udyam Registration UDYAM-HR-05-0052307
Key People
Praveenkumar Ganpatlal Trivedi Additional Director Safia Anwar Director Vishwanathan Swaminathan Additional Director Recognitions & Rankings of Fairvalue Insuretech
MSME (Udyam registered) Ministry of MSME
- Category
- Micro (2022-23)
- Udyam number
- UDYAM-HR-05-0052307
Contact details
Fairvalue Insuretech Private Limited's registered office is in Gurgaon, Haryana. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered AddressFlat No. 701 Tower 5 Vipul Greens Sohna Road Sector 48, Gurgaon, Haryana, India – 122018
- IndustryInternet, Online Financial Services
To see the full contact details of Fairvalue Insuretech Private Limited, buy the company report.
Comprehensive company report
Fairvalue Insuretech Private Limited - one report that includes everything
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
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Brands
Fairvalue Insuretech operates one associated brand: The Policy Exchange. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Customized insurance technology solutions are offered for policy transactions. | thepolicyexchange.com |
Business activity
The main business activity of Fairvalue Insuretech is financial and insurance service. In detail, this covers life/non-life insurance and reinsurance activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K3 | Life/Non-life Insurance and Reinsurance activities |
To see the full business activity and turnover split of Fairvalue Insuretech Private Limited, buy the company report.
Financials of Fairvalue Insuretech Private Limited
FY 2025 filings availableFairvalue Insuretech Private Limited reported revenue of ₹2.8 Cr (up 115% YoY) for FY 2025.
Revenue · FY 2025
₹2.8 Cr ▲ 115%
Net loss · FY 2025
₹1.95 Cr margin -69.7%
EBITDA · FY 2025
-₹1.84 Cr margin -65.7%
Compounded Annual Growth Rate (CAGR)
Revenue CAGR growth
1 year
▲ 115%
EBITDA CAGR growth
1 year
▼ 68%
Revenue rose 115% in the latest year. EBITDA fell 68% in the latest year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 |
|---|---|---|---|
| Profit and Loss Statement | |||
| Revenue from Operations | |||
| Other Income | |||
| Total Revenue | |||
| Cost of Materials Consumed | |||
| Employee Benefit Expense | |||
| Finance Costs | |||
| Depreciation and Amortisation | |||
| Other Expenses | |||
| Total Expenses | |||
| EBITDA | -₹1.84 Cr | ||
| Profit Before Tax | |||
| Tax Expense | |||
| Net Profit (PAT) | -₹1.95 Cr | ||
| Balance Sheet | |||
| Share Capital | |||
| Reserves and Surplus | |||
| Net Worth (Total Equity) | |||
| Long-term Borrowings | |||
| Short-term Borrowings | |||
| Trade Payables | |||
| Total Liabilities | |||
| Fixed Assets | |||
| Investments | |||
| Inventories | |||
| Trade Receivables | |||
| Cash and Bank Balance | |||
| Total Assets | |||
Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 |
|---|---|---|---|
| Profitability | |||
| EBITDA Margin | -65.7% | ||
| Net Profit Margin | -69.7% | ||
| Return on Equity (ROE) | |||
| Return on Capital Employed (ROCE) | |||
| Return on Assets (ROA) | |||
| Liquidity and Debt | |||
| Current Ratio | |||
| Quick Ratio | |||
| Debt-to-Equity Ratio | |||
| Interest Coverage Ratio | |||
| Efficiency and Growth | |||
| Asset Turnover | |||
| Receivable Days | |||
| Payable Days | |||
| Inventory Days | |||
| Revenue Growth | |||
| Net Profit Growth | |||
To see the full financial statements and ratios of Fairvalue Insuretech Private Limited, buy the company report.
Board of directors of Fairvalue Insuretech Private Limited
Fairvalue Insuretech has 5 current directors and 1 former director. Current directors are listed first, with their designation and appointment date.
Current Directors
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Praveenkumar Ganpatlal Trivedi Also directs: Ultrapro True Blue Advisory LLP, Elite International Private Limited, True Blue Renewables Private Limited and 1 more | Additional Director | 30 Sep 2025 | 1 Years 1 Months | Current |
| Safia Anwar Also directs: Crystalcode Systems Private Limited, Alpha Quick Mobility Private Limited, Alpha Matrix Services Private Limited and 1 more | Director | 29 Mar 2023 | 3 Years 7 Months | Current |
| Vishwanathan Swaminathan Also directs: Akagra Solution LLP, Grand Continent Hotels Limited, Alt Travel and Hospitality Private Limited and 2 more | Additional Director | 07 Feb 2026 | 0 Years 9 Months | Current |
| Naveen Gupta Also directs: Gehoon Kitchens Private Limited, Crystalcode Systems Private Limited, NSB Connect Private Limited and 3 more | Director | 04 Aug 2022 | 4 Years 3 Months | Current |
| Tarun Kant | Director | 18 Jul 2024 | 2 Years 3 Months | Current |
Auditor
Fairvalue Insuretech Private Limited is audited by KIRTANE & PANDIT LLP for the financial year 2024.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| KIRTANE & PANDIT LLP | FY 2024 | 105215W/W100057 |
Shareholding
The shareholding of Fairvalue Insuretech Private Limited is on record for 2 financial years, the latest being FY 2024, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2024 | FY 2023 |
|---|---|---|
| Promoters | ||
| Domestic institutional investors (DII) | ||
| Foreign institutional investors (FII) | ||
| Public | ||
| Others |
To see the full shareholding pattern of Fairvalue Insuretech Private Limited, buy the company report.
Charges & borrowings
Open charges
₹49.8 Lakh
Satisfied charges
None
Breakdown by lending institutions
Latest charge details
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 31 Oct 2025 | 101185507 | Hdfc Bank Limited | ₹49.8 Lakh | Open |
Total charge records: 1 View all charges
Deals & funding
Fairvalue Insuretech Private Limited has 1 deal on record (1 funding round), with disclosed funding of ₹13.29 Cr; the latest was in November 2025.
Total deals
1
Funding round
1
Disclosed funding
₹13.29 Cr
Deals on record (1 of 1)
| When | Deal | Amount | Parties |
|---|---|---|---|
| Nov 2025 | Funding round · Series B | ₹13.29 Cr | Investors: True Blue Holding, VLS Finance, 1Crowd Fund |
Deal records are compiled from filings and public sources; amounts are shown only where the source reported them.
Legal cases
No court or tribunal cases involving Fairvalue Insuretech Private Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Fairvalue Insuretech Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
Fairvalue Insuretech has 2 GST registrations: 2 active.
Total GSTINs
2
Active
2
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 06AAFCF1714L1ZQ | Haryana | Active | 29 Aug 2023 |
| 09AAFCF1714L1ZK | Uttar Pradesh | Active | 23 Dec 2024 |
To see the full GST registrations and return filing status of Fairvalue Insuretech Private Limited, buy the company report.
Recent activity
Fairvalue Insuretech Private Limited has 6 board changes on record since 2022: 5 appointments and 1 cessation. The latest: Vishwanathan Swaminathan was appointed as Additional Director on 07 Feb 2026.
Appointed
Vishwanathan Swaminathan was appointed as Additional Director.
Charges
A charge with Hdfc Bank Limited amounted to Rs. 49.80 Lakh with Charge ID 101185507 was registered on 31 Oct 2025.
AGM
Fairvalue Insuretech Private Limited last Annual general meeting of members was held on 30 Sep 2025 as per latest MCA records.
Appointed
Praveenkumar Ganpatlal Trivedi was appointed as Additional Director.
Filing
Fairvalue Insuretech Private Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Haryana.
Appointed
Tarun Kant was appointed as Director.
Ceased
Saroj Dhyani ceased to be Director.
Appointed
Safia Anwar was appointed as Director.
Appointed
Naveen Gupta was appointed as Director.
Incorporation
04 Aug 2022
Fairvalue Insuretech Private Limited was registered on 04 Aug 2022 with Roc Haryana & aged 4 years 3 months as per MCA records.
Frequently asked questions
Fairvalue Insuretech is an active private limited company based in Gurgaon, Haryana, India. The company works in online financial services, within the internet industry. It was incorporated on 04 August 2022 (4+ years old) and is registered under CIN U72900HR2022PTC105640.
Fairvalue Insuretech has 5 current directors:
- Praveenkumar Ganpatlal Trivedi - Additional Director
- Safia Anwar - Director
- Vishwanathan Swaminathan - Additional Director
- Naveen Gupta - Director
- Tarun Kant - Director
The latest financial statements of Fairvalue Insuretech on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from FY 2023 are in the company report.
The GSTIN of Fairvalue Insuretech is 06AAFCF1714L1ZQ, registered in Haryana. The company has 2 GST registrations in all, of which 2 are active. Other active GSTINs include 09AAFCF1714L1ZK (Uttar Pradesh).
The CIN (Corporate Identification Number) of Fairvalue Insuretech is U72900HR2022PTC105640. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Fairvalue Insuretech was incorporated on 04 August 2022, making it 4+ years old. It is registered with the Registrar of Companies, Haryana.
Fairvalue Insuretech has 1 deal on record (1 funding round), with disclosed funding of ₹13.29 Cr; the latest was in November 2025.
Vishwanathan Swaminathan was appointed as Additional Director on 07 Feb 2026. Praveenkumar Ganpatlal Trivedi was appointed as Additional Director on 30 Sep 2025. Tarun Kant was appointed as Director on 18 Jul 2024. Fairvalue Insuretech has 6 board changes on record in total.
Yes, Fairvalue Insuretech is recognised as a startup by the Department for Promotion of Industry and Internal Trade (DPIIT).
Yes, Fairvalue Insuretech is registered as a micro enterprise under Udyam registration (number: UDYAM-HR-05-0052307).
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