About The Policy Exchange
The Policy Exchange is a Financial Services company based in Noida (India) founded in 2022 by Safia Anwar and Naveen Gupta. It operates as a customized insurance technology solutions are offered for policy transactions. The Policy Exchange has raised $2.49 million across 4 funding rounds from investors including VLS Finance, Sohan Dadhich and Alps Financial Consultants. The Policy Exchange was last valued at $7.17 million in May 2024. Its chief executive is Naveen Gupta. Its website thepolicyexchange.com draws about 10 thousand monthly visits. Its Indian entity Fairvalue Insuretech Private Limited reported revenue of โน2.80 Cr. The Policy Exchange offers products and services including Policy Assignment, Loan against Policy, and Premium Financing. Its focus areas include FinTech, Internet First Insurance Platforms, Consumer Insurance Management and Premium Financing. Its competitors include Finsall, BimaPay, Mudrasure and Insurfin; 2 of its 4 listed competitors have raised funding.
Company details
The Policy Exchange was founded in 2022 in Noida, India, within the insurance technology sector. A platform is provided that serves as a database and transaction workflow for pre-owned policies. Policyholders are assisted in assigning policies to investors, who cover surrender values and subsequent renewal premiums to insurance companies. Operations focus on facilitating these exchanges between stakeholders in the industry.
- Headquarters Noida, India
- Founders Safia Anwar, Naveen Gupta
- Stage Minicorn
- SectorsFinancial Services
- Emailโขโขโขโขโขโขโขโข
- Website thepolicyexchange.com
- Social LinkedIn X Facebook Instagram YouTube
- Legal Name Fairvalue Insuretech Private Limited
- Date of Incorporation 04 Aug, 2022
- Jurisdiction Gurgaon, Haryana, India
- Annual Revenue₹2.80 Cr
FY 2025 · +115% YoY
- Net Loss-₹1.95 Cr
FY 2025 · -70% margin
- EBITDA-₹1.84 Cr
FY 2025 · -66% margin
- Total Equity Funding$2.49M (USD)
in 4 rounds
- Latest Funding Round$1.5M (USD), Series B
Nov 2025
- InvestorsVLS Finance
& 13 more
Associated legal entities of The Policy Exchange
The Policy Exchange operates through Fairvalue Insuretech Private Limited (active). Its filings, financials, charges and directors are on the company page.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2025) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| Fairvalue Insuretech Private Limited CIN U72900HR2022PTC105640 | Active | 04 Aug 2022 | Gurgaon, Haryana | ₹2.8 Cr | 10 | 5 | View details |
Products & Services of The Policy Exchange
The Policy Exchange offers a comprehensive portfolio of products and services, including Policy Assignment, Loan against Policy, and Premium Financing.
Enables assignment of life insurance for liquidity and partial cover.
Provides loans using life insurance policies as collateral for needs.
Offers short-term loans to cover insurance premiums on time.
Apps and channels of The Policy Exchange
its YouTube channel The Policy Exchange has 356 subscribers and 27 videos.
Videos from The Policy Exchange
The most watched videos on The Policy Exchange's YouTube channel, The Policy Exchange (356 subscribers). Click a video to play it here.
More on The Policy Exchange.
Funding Insights of The Policy Exchange
The Policy Exchange has successfully raised a total of $2.49M across 4 strategic funding rounds. The most recent funding activity was a Series B round of $1.5 million completed in November 2025. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.
- Total Funding $2.49M
- Total Rounds 4
- Last Round Series B โ $1.5M
- First Round $72,424
(May 2023)
- Investors Count 14
All 4 funding rounds of The Policy Exchange with amounts and investors; the two latest post-money valuations are shown, the rest are part of the premium plan.
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Nov 2025 | $1.5M | Series B | โ | โ | โ |
| May 2024 | $718,740 | Seed | $7.17M | VLS Finance | โ |
| Aug 2023 | $199,198 | Seed | $1.65M | Sohan Dadhich | |
| May 2023 | $72,424 | Seed | $โขโขโขโขโข | Atisaya Partner |
| Date | Valuation | Stage |
|---|---|---|
| May 2024 | $7.17M | โขโขโขโขโขโขโขโข |
| Aug 2023 | $1.65M | โขโขโขโขโขโขโขโข |
Last known valuation $7.17M (May 2024). 14 investors in total: 3 institutional and 11 angel.
Investors in The Policy Exchange
The Policy Exchange has secured backing from 14 investors, including institutional and angel investors. Prominent investors backing the company include VLS Finance, Sohan Dadhich and Alps Financial Consultants.
| Investor | Description | Founded Year | Domain | Location |
|---|---|---|---|---|
Corporate advisory services are provided by VLS Finance in India. | 1986 | vlsfinance.com | Delhi, India | |
- | – | atisayapartner.tcc.mode | - | |
SD Sohan Dadhich | - | – | unknown_7443d367520448038 | - |
NP Nitin Patnia | - | – | unknown_317ee4b5791947eba | - |
VG Vikas Gujral | - | – | unknown_7ba07f894d344a0f8 | - |
KK Kunal Kundra | - | – | unknown_6bc92506e137451d9 | - |
NG Naveen Gupta | - | – | unknown_da1f55f40d78426ba | - |
SA Safia Anwar | Angel investor focusing on early-stage Indian startups in tech and consumer sectors. | – | unknown_281249c7a0e04cd19 | - |
AG Anil Gupta | - | – | unknown_cb47dfccb8724ef38 | - |
AG Abhinav Gupta | Angel investor and entrepreneur, co-founder of Zomato, active in Indian startup ecosystem | – | unknown_15663747f1304d28b | - |
Investor details for The Policy Exchange
The complete investor list, round-by-round participation and investor portfolios require an active premium plan.
- Complete investor list
- Round participation
- Investor portfolios
- Co-investor network
Verified entity values are shown only after access is granted.
Board of directors of Fairvalue Insuretech Private Limited (The Policy Exchange)
Fairvalue Insuretech Private Limited is the primary company behind The Policy Exchange. The board of Fairvalue Insuretech Private Limited currently have 5 directors; the longest-serving is Naveen Gupta, appointed in 2022. 1 earlier director has ceased.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| Naveen Gupta DIN 06512283 | Director | 04 Aug 2022 | 4 yrs 2 mo | Fairvalue Insuretech Private Limited |
| Safia Anwar DIN 06636251 | Director | 29 Mar 2023 | 3 yrs 6 mo | Fairvalue Insuretech Private Limited |
| Tarun Kant DIN 10697906 | Director | 18 Jul 2024 | 2 yrs 3 mo | Fairvalue Insuretech Private Limited |
| Praveenkumar Ganpatlal Trivedi DIN 02375250 | Additional Director | 30 Sep 2025 | 1 yr | Fairvalue Insuretech Private Limited |
| Vishwanathan Swaminathan DIN 00238629 | Additional Director | 07 Feb 2026 | 8 mo | Fairvalue Insuretech Private Limited |
People of The Policy Exchange
2 people are tracked at The Policy Exchange (2 in leadership).
| Name | Role | Group |
|---|---|---|
| Co-Founder & COO | Leadership | |
| Co-Founder & CEO | Leadership |
Complete people profiles for The Policy Exchange
Full employee and board profiles, team structure, tenure and professional contact details require an active premium plan.
- Full employee list
- Team structure
- Board tenure
- Professional contacts
Verified entity values are shown only after access is granted.
Financials of The Policy Exchange
Figures of Fairvalue Insuretech Private Limited, the primary company behind The Policy Exchange, for FY 2025. Revenue was ₹2.80 Cr (+115% year on year). Net loss was -₹1.95 Cr (-70% margin). EBITDA was -₹1.84 Cr (-66% margin).
- ₹2.80 CrRevenue · FY 2025 · +115% YoY
- -₹1.95 CrNet loss · -70% margin
- -₹1.84 CrEBITDA · -66% margin
- ₹2 LakhPaid-up capital
- 10Employees (provident fund records)
Balance sheet, profit and loss, cash flow and ratios of Fairvalue Insuretech Private Limited are on its company page.
Detailed financial statements for The Policy Exchange
Statement rows, ratios, five-year trends and downloadable financials of the group companies require an active premium plan.
- Statement rows
- Financial ratios
- Five-year trends
- Downloads
Verified entity values are shown only after access is granted.
Timeline of The Policy Exchange
4 dated milestones of The Policy Exchange across 3 years, from founding to its latest funding, stage changes and deals.
- Founded The Policy Exchange is founded.
- Funding First funding round of $72K.
- Milestone Reaches Minicorn status.
- Funding Latest funding round, Series B, of $1.5M.
Competitors of The Policy Exchange
The Policy Exchange has 4 listed competitors in our database, 2 of them funded. They include Finsall, BimaPay, Mudrasure and Insurfin, among others.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| finsall.com | 2018 | Bengaluru, India | $3.86M | 50 | Insurance premium financing platform for individuals and businesses | |
| bimapay.in | 2021 | Delhi, India | $2M | – | Insurance premiums are financed online for individuals and businesses. | |
| mudrasure.com | 1993 | Delhi, India | – | – | Insurance premium financing is facilitated via an app-based platform. | |
| insurfin.in | 2022 | Bengaluru, India | – | – | Insurance premium financing is offered to individuals via SaaS platforms. |
Detailed competitors of The Policy Exchange
The full competitor set, operating metrics and side-by-side benchmarks require an active premium plan.
- Full competitor set
- Operating metrics
- Benchmarks
- Competitive positioning
Verified entity values are shown only after access is granted.
Web traffic of The Policy Exchange
The website of The Policy Exchange (thepolicyexchange.com) receives about 10.3K visits a month.
- Monthly visits10.3K
▲ 232.4% vs previous month
Top companies in Insurance Providers
10 companies that operate in the same segment as The Policy Exchange (Insurance Providers), ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
General and life insurance products are provided across multiple categories. | 2016 | Bengaluru, Karnataka, India | USD 462.45 M | USD 1.12 B | 4,589 | |
Insurance products for vehicles, health, travel, and life are offered. | 2016 | Bengaluru, Karnataka, India | USD 746.17 M | USD 216.04 M | 1,306 | |
Provider of a cloud-based platform for life and P&C insurance | 2015 | New York, New York, United States | USD 644 M | USD 615.2 M | 1,471 | |
App-based health insurance is offered to individuals and businesses. | 2016 | Paris, Ile de France, France | USD 863.12 M | – | 1,606 | |
Auto insurance is delivered via app to individual drivers. | 2017 | London, England, United Kingdom | USD 161.3 M | USD 369.88 M | 625 | |
Online small business insurance policies are provided. | 2016 | Palo Alto, California, United States | USD 1.12 B | – | 549 | |
App-based comparison platform for financial products | 2009 | San Francisco, California, United States | USD 123.3 M | USD 836.6 M | 650 | |
Homeowners insurance coverage is delivered via an online platform. | 2015 | Palo Alto, California, United States | USD 709.36 M | USD 468.6 M | 640 | |
Online health insurance is provided to individuals and businesses. | 2012 | New York, New York, United States | USD 1.63 B | USD 11.7 B | 2,908 | |
Insurance plans are compared and purchased via an online marketplace. | 2008 | Gurugram, Haryana, India | – | USD 502.59 M | 31,422 |
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Frequently Asked Questions about The Policy Exchange
The Policy Exchange was founded in 2022 and raised its 1st funding round 1 year after it was founded.
The Policy Exchange is headquartered in Noida, India. It is registered at Noida, Uttar Pradesh, India.
Naveen Gupta is the current CEO of The Policy Exchange. They have also founded this company.
The Policy Exchange is a funded company, having raised a total of $2.49M across 4 funding rounds to date. The company's 1st funding round was a Seed of $72.42K, raised on May 2023.
The primary company behind The Policy Exchange, Fairvalue Insuretech Private Limited, reported revenue of โน2.80 Cr for FY 2025, up 115% year on year.
The Policy Exchange was founded in 2022 in Noida, India, within the insurance technology sector. A platform is provided that serves as a database and transaction workflow for pre-owned policies. Policyholders are assisted in assigning policies to investors, who cover surrender values and subsequent renewal premiums to insurance companies. Operations focus on facilitating these exchanges between stakeholders in the industry.
The Policy Exchange offers Policy Assignment, Loan against Policy, and Premium Financing.
The Policy Exchange has 14 investors. Key investors include VLS Finance, Sohan Dadhich, Alps Financial Consultants, Nitin Patnia, and Atisaya Partner.
The valuation of The Policy Exchange is $7.17M as of May 2024.
The Policy Exchange operates through Fairvalue Insuretech Private Limited.
The legal entities of The Policy Exchange currently have 5 directors, including Praveenkumar Ganpatlal Trivedi, Safia Anwar, Vishwanathan Swaminathan and others.