Fino Paytech Limited - Company Profile

Q: Who are the current directors of Fino Paytech Limited?

The current directors of Fino Paytech Limited are Apurva Pradeep Joshi, Suraj Rajendra Gujja, Manoj Heda, Rajeev Deoras, Prateek Roongta, Amit Kumar Jain, Suresh Balasubramanian.

It is a financial services public limited company based in Navi Mumbai, Maharashtra, India, established in 2006.

2006 Navi Mumbai, Maharashtra, India Active

Last Updated: December 18, 2025

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About Fino Paytech Limited

Fino Paytech Limited, a active public limited company, was established on 15 June 2006 in Navi Mumbai, Maharashtra, India. Engaging in diversified financial services within the financial and insurance service sector, it holds CIN: U72900MH2006PLC162656. Registered under ROC Roc Mumbai. it is unlisted. It has an authorized capital of ₹170.00 Cr and a paid-up capital of ₹127.91 Cr.

Formerly known as Financial Information Network And Operations Ltd, Financial Information Network And Operations Private Limited. It upholds a compliant status. Employing 19 professional, Its leadership includes Apurva Pradeep Joshi (Director), Manoj Heda (Nominee Director), Rajeev Deoras (Director). Past directors included Rishi Gupta, Rakesh Kripashankar Tripathi, Mathew Cyriac. It holds ₹1.86 M open charges and ₹270.21 Cr settled loans. Its latest AGM occurred on 29 September 2025, with the balance sheet filed on 31 March 2025. It is based at Mindspace Juinagar, 9Th Floor, Plot No. Gen 2/1/F, Tower 1,Ttc Industrial Area,Midc Shirwan, E,Juinagar, Navi Mumbai, Maharashtra, 400706.

Company Details

CIN/LLPIN
U72900MH2006PLC162656
Registration Number
162656
Incorporation Date
15 June 2006
Authorized Capital
₹170.00 Cr
Paid-Up Capital
₹127.91 Cr
ROC Code
Roc Mumbai
Listing Status
Unlisted
Company Status
Active

Key Metrics

Authorised Capital ₹ 170.00 Cr as on 18-12-2025
Paid Up Capital ₹ 127.91 Cr as on 18-12-2025
Company Age 19 Year, 7 Months
Last Filing with ROC 31 Mar 2025
Open Charges ₹ 1.86 M as on 18-12-2025
Satisfied Charges ₹ 270.21 Cr as on 18-12-2025

Comprehensive Company Insights

Explore comprehensive insights into Fino Paytech Limited — covering financial performance, compliance records, Competitor, shareholding patterns, directors, key metrics, and litigation history. Unlock to see detailed insights and stay informed.

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Who are the key members and board of directors at Fino Paytech Limited?

Current Directors

Name	Designation	Appointment Date	Status
Apurva Pradeep Joshi	Director	25 Nov 2022	Current
Manoj Heda	Nominee Director	22 Nov 2022	Current
Rajeev Deoras	Director	25 Nov 2022	Current
Prateek Roongta	Nominee Director	28 Oct 2022	Current
Amit Kumar Jain	Whole-Time Director	25 Nov 2022	Current

Past Directors

Name	Designation	Cessation	Status
Pramod Abcsdd	Additional Director	30 Jul 2013	Past
Pramod Abcsdd	Cfo(Kmp)	-	Past
Pramod Abcsdd	Nominee Director	17 Feb 2017	Past
Pramod Abcsdd	Additional Director	28 Sep 2023	Past
Pramod Abcsdd	Cfo(Kmp)	01 Apr 2017	Past
Pramod Abcsdd	Whole-Time Director	30 Sep 2018	Past

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Financial Performance of Fino Paytech.

Fino Paytech Limited, for the financial year ended 2024, experienced no change in revenue, with a 0% increase. The company also saw a no change in profitability, with a 0% increase in profit. The company's net worth witnessed no change by increase of 0%.

Date	Amount	Transaction Name	Valuation	Lead Investors	Investors
Jul, 2021	Amount	Post-IPO - Grab	Valuation	investors	Emtek
Feb, 2021	Amount	Post-IPO - Grab	Valuation	investors	Signite Partners
Jan, 2021	Amount	Post-IPO - Grab	Valuation	investors	Hana Financial Group , GGV Capital
Feb, 2021	Amount	Post-IPO - Grab	Valuation	investors	Signite Partners

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Key Matrics
Balance Sheet
Profit and Loss
Cash Flow
Ratios

Metrics

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YOY Growth

(FY 2022)

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(FY 2020)

(FY 2019)

Total Revenue

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EBITDA

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What is the Ownership and Shareholding Structure of Fino Paytech?

In 2024, Fino Paytech had a public holding of 100.00%. The company had 4 Subsidiaries. Access key insights, ownership, including shareholding patterns, funding, foreign investors, KMP remuneration, group structure, and overseas investments.

Shareholding Pattern (FY 2024)

Promoters: 92.83%
Public: 4.10%
Others: 3.07%

Shareholding Pattern over the Year

	FY (2024)	FY (2023)	FY (2022)	FY (2021)	FY (2020)
Promoters	92.83	94.62	94.55	94.55	94.55
Public	4.10	3.89	3.95	3.96	3.98
Others	3.07	1.49	1.50	1.49	1.47

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Charges (Loans)

Open Charges

₹1,857,969.00

Satisfied Charges

₹2,702,062,000.00

Charges Breakdown by Lending Institutions

Yes Bank Limited : 0.19 Cr

Latest Charge Details

Date	Lender	Amount	Status
03 Jan 2019	Yes Bank Limited	₹1.86 M	Open
17 Apr 2021	State Bank Of India	₹47.50 Cr	Satisfied
20 Nov 2018	Yes Bank Limited	₹1.50 M	Satisfied
16 Oct 2018	Yes Bank Limited	₹3.86 M	Satisfied
06 Oct 2018	Yes Bank Limited	₹2.00 M	Satisfied

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How Many Employees Work at Fino Paytech?

Fino Paytech has a workforce of 19 employees as of Aug 06, 2025. Unlock access to detailed historical data on individuals associated with the company, including employment records, contributions to the Employees' Provident Fund Organization (EPFO), and other related insights.

Employee Date	Number of Employees
2020	78,000
2021	80,500
2022	83,200
2023	86,000
2024	89,500
2025	92,000

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Deals i

Gain comprehensive insights into the Deals and Valuation data of Fino Paytech, offering detailed information on various transactions, including security allotment data. Explore the intricate details of financial agreements, mergers, acquisitions, divestitures, and strategic partnerships that have shaped Fino Paytech's trajectory.

Rating

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Alerts

Stay informed about regulatory alerts and litigation involving and associated companies. Receive timely updates on legal proceedings, regulatory changes, and compliance issues that may impact the company's operations, reputation, and financial performance. Monitor litigation involving subsidiaries, joint ventures, and other affiliated entities to assess potential risks and liabilities.

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Latest Updates, News, and FAQs on Fino Paytech

Recent Activity within the Organization

Annual General Meeting

The activity Fino Paytech Limited last Annual general meeting of members was held on 29 Sep 2025 as per latest MCA records. was completed.
29 Sep 2025
Balance Sheet

Progress on Fino Paytech Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Mumbai. was documented.
31 Mar 2025
Director Appointment

Suresh Balasubramanian was appointed as a Cfo was appointed as a Cfo on 07 Feb 2025 & has been associated with this company since 1 year 2 days . was recorded as a recent event.
07 Feb 2025
Charges

Progress on A charge registered on 20 Nov 2018 via Charge ID 100242131 with Yes Bank Limited was fully satisfied on 04 Jun 2024. was documented.
04 Jun 2024
Charges

The activity A charge registered on 16 Oct 2018 via Charge ID 100242127 with Yes Bank Limited was fully satisfied on 04 Jun 2024. was completed.
04 Jun 2024
Charges

A charge registered on 06 Oct 2018 via Charge ID 100242139 with Yes Bank Limited was fully satisfied on 04 Jun 2024. was recorded as a recent event.
04 Jun 2024

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