About Fino Paytech Limited
Data last updated: 11 February 2026
Fino Paytech Limited is a public limited company based in Navi Mumbai, Maharashtra, India. It specialises in diversified financial services, a part of the broader financial services sector. Incorporated on 15 June 2006, the company has been in operation for over 20 years.
Registered with ROC Mumbai under CIN U72900MH2006PTC162656.
Capital: an authorised share capital of ₹170 Cr and a paid-up capital of ₹127.91 Cr. Formerly known as Financial Information Network and Operations Ltd and Financial Information Network and Operations Private Limited. It is led by directors including Apurva Pradeep Joshi and Manoj Heda.
Last AGM: 29 September 2025. Financial statements filed for year ended 31 March 2025. Office: Navi Mumbai, Maharashtra.
As per the financials filed for FY 2025, the company reported a revenue of ₹1,864.43 Cr, a growth of 25% compared to the previous year.
The company has a workforce of approximately 19 employees as per the latest available data.
The company is associated with 1 brand - Fino Paytech. As per MCA filings, the company has open charges of ₹18.58 Lakh and satisfied charges of ₹270.21 Cr on record.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website finopaytech.com.
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Registered AddressMindspace Juinagar 9Th Floor Plot No. Gen 2/1/F Tower 1 Ttc Industrial Area Midc Shirwan, E Juinagar, Navi Mumbai, Maharashtra, India – 400706
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IndustryFinancial Services, Diversified Financial Services
- Historical Financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Litigation, compliance and MCA filings
- PDF report delivered after checkout
Name History of Fino Paytech Limited
Fino Paytech Limited has undergone 6 name changes throughout its history. The current legal name is Fino Paytech Limited, reflecting the company's evolution and rebranding over time.
| Company Name | Status |
|---|---|
| Fino Paytech Limited | Current |
| Financial Information Network And Operations Ltd | Previous |
| Financial Information Network And Operations Private Limited | Previous |
| Financial Inclusion Network And Operations Limited | Previous |
| Financial Information Network And Operations Limited | Previous |
| Financial Information Network And Operations Pvt Ltd | Previous |
| Financial Inclusion Network & Operations Limited | Previous |
CIN History of Fino Paytech Limited
Fino Paytech Limited has one previous CIN (Corporate Identification Number): U72900MH2006PTC162656. The current CIN is U72900MH2006PLC162656, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U72900MH2006PLC162656 | Current |
| U72900MH2006PTC162656 | Previous |
Associated Brands with Fino Paytech Limited
Fino Paytech Limited operates one associated brand: Fino Paytech. These brands represent Fino Paytech Limited's diversified market presence and brand portfolio.
| Brand | Description | Website |
|---|---|---|
| Technology solutions for banking and financial sectors are provided. | finopaytech.com |
Competitors & Alternatives of Fino Paytech Limited
Brands and companies operating in the same space as Fino Paytech Limited include NeoGrowth, InstantPay, Boson Systems and 1 more.
| Competitor | Description | Location | Founded |
|---|---|---|---|
NeoGrowth
|
Digital credit platform providing financial solutions to underserved small- and micro- retailers | Mumbai, India, India | 2011 |
InstantPay
|
Digital banking solutions are provided for business operations and finances. | Delhi, India, India | 2013 |
Boson Systems
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White-labeled digital payment platform with cardless ATM features is offered. | Mumbai, India, India | 2012 |
SmartearnPe
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It creates innovative technologies of a payment platform for multiple solutions. | Kolkata, India, India | 2020 |
Business Activity of Fino Paytech Limited
Fino Paytech Limited is engaged in the principal business activity of financial and insurance service, with detailed activities including other financial activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | Locked |
Business activity turnover details for Fino Paytech Limited
Turnover contribution percentages and historical activity changes require an active report plan.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Board of Directors of Fino Paytech Limited
Fino Paytech Limited is currently managed by 6 directors, with 40 former directors having served the organization. The current Directors play a crucial role in shaping the company's strategic direction and governance.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
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Apurva Pradeep Joshi
Also directs:
Associated Alcohols & Breweries Ltd., Paramount Speciality Forgings Limited, Precision Camshafts Limited and 5 more
|
Director | 25 Nov 2022 | 3 Years 7 Months | Current |
|
Manoj Heda
Also directs:
Sabarmati Gas Limited
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Nominee Director | 22 Nov 2022 | 3 Years 8 Months | Current |
| Rajeev Deoras | Director | 25 Nov 2022 | 3 Years 7 Months | Current |
|
Prateek Roongta
Also directs:
International Gemological Institute Limited, Fino Payments Bank Limited, Aadhar Housing Finance Limited and 5 more
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Nominee Director | 28 Oct 2022 | 3 Years 8 Months | Current |
|
Amit Kumar Jain
Also directs:
Ffpl Finserv Private Limited, Fino Financial Services Private Limited, Fino Trusteeship Services Limited and 1 more
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Whole-Time Director | 25 Nov 2022 | 3 Years 7 Months | Current |
| Sivakumar Krishnamurthy | Director | 20 Nov 2025 | 0 Years 8 Months | Current |
Financials of Fino Paytech Limited FY 2025 filings available
Fino Paytech Limited reported revenue of ₹1,864.43 Cr (up 25.00% YoY) for FY 2025.
Ten-year financial statements for Fino Paytech Limited
Historical statement values and trend charts require an active report plan.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Charges & Borrowings of Fino Paytech Limited
| Date | Lender | Amount | Status |
|---|---|---|---|
| 03 Jan 2019 | Yes Bank Limited | ₹18.58 Lakh | Open |
| 17 Apr 2021 | State Bank of India | ₹47.5 Cr | Satisfied |
| 20 Nov 2018 | Yes Bank Limited | ₹15 Lakh | Satisfied |
| 16 Oct 2018 | Yes Bank Limited | ₹38.62 Lakh | Satisfied |
| 06 Oct 2018 | Yes Bank Limited | ₹20 Lakh | Satisfied |
Total charge records: 13 View all charges
Employees and EPFO Compliance at Fino Paytech Limited
View historical data on people associated with Fino Paytech Limited, including employment history and EPFO contributions.
Employee and EPFO history for Fino Paytech Limited
Monthly headcount, contribution history, establishment records, and filing compliance require an active report plan.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
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GST Compliance of Fino Paytech Limited
GST registrations and filing compliance for Fino Paytech Limited
State-wise registrations, return filing status, HSN and SAC details, and jurisdiction records require an active report plan.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
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Credit Ratings, Litigation & Regulatory Alerts for Fino Paytech Limited
Credit ratings, litigation, and regulatory alerts for Fino Paytech Limited
Agency ratings, court records, regulatory events, and entity-specific compliance alerts require an active report plan.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
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MSME Payment Delays by Fino Paytech Limited
MSME payment history for Fino Paytech Limited
Amounts outstanding to micro and small suppliers, delay reasons, and MSME-1 filing history require an active report plan.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
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Subsidiaries & Group Companies of Fino Paytech Limited
Corporate group structure for Fino Paytech Limited
Parent, subsidiary, associate, joint venture, and ownership records require an active report plan.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
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MCA Filings & Documents of Fino Paytech Limited
MCA filings and documents for Fino Paytech Limited
Official forms, annual returns, financial statements, charge filings, and document dates require an active report plan.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Recent Activity on Fino Paytech Limited
Recent News on Fino Paytech Limited
Frequently Asked Questions about Fino Paytech Limited
Fino Paytech Limited is an active public limited company in the financial services sector based in Navi Mumbai, Maharashtra, India. It was incorporated on 15 June 2006 (20+ years old) and is registered under CIN U72900MH2006PLC162656. The company has 19 employees.
Fino Paytech Limited reported revenue of ₹1,864.43 Cr for FY 2025 (up 25.00% YoY).
The current directors of Fino Paytech Limited are:
- Apurva Pradeep Joshi - Director
- Manoj Heda - Nominee Director
- Rajeev Deoras - Director
- Prateek Roongta - Nominee Director
- Amit Kumar Jain - Whole-Time Director
- Sivakumar Krishnamurthy - Director
The primary industry of Fino Paytech Limited is financial services. The company specifically operates in diversified financial services. The company is currently active in this sector.
Fino Paytech Limited can be reached at the registered office: Mindspace Juinagar 9Th Floor Plot No. Gen 21F Tower 1 Ttc Industrial Area Midc Shirwan, E Juinagar, Navi Mumbai, Maharashtra, India – 400706, or through the website finopaytech.com.
The authorised capital is ₹170 Cr, and the paid-up capital is ₹127.91 Cr.