
About Future Securewealth Nidhi Limited
Data last updated:
Future Securewealth Nidhi Limited is a nidhi company based in Thrissur, Kerala, India. It operates in the diversified financial services segment of the financial services sector. It was incorporated on 01 August 2020 and has been in existence for over 6 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65990KL2020PLN063360. Its GSTIN is 32AAECF1675M1ZI (Kerala).
The company has an authorised share capital of ₹1.5 Cr and a paid-up capital of ₹1.11 Cr. It is led by directors including Panangatt Ajayakumar Karthika (Managing Director) and Anandan Gopalan Chelliyil.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Door No. V 616N Nimmys King Square Moonupeedika Kakkathuruthy, Thrissur, Kerala, India – 680686.
As per the financials filed for FY 2025, the company reported a revenue of ₹4.04 Cr, a growth of 30% compared to the previous year. For the same year it recorded a net profit of ₹7.53 Lakh (net margin 1.9%) and EBITDA of ₹2.09 Cr (EBITDA margin 51.8%). Revenue has grown at a compounded annual rate (CAGR) of 53% over three years.
Court records list 382 cases involving the company, including 381 filed by the company and 1 filed against it; 189 cases are pending.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website futuresecurewealth.com.
- EmailLocked
- TelephoneLocked
- Website
- Social MediaLocked
- Registered AddressDoor No. V 616N Nimmys King Square Moonupeedika Kakkathuruthy, Thrissur, Kerala, India – 680686
- IndustryFinancial Services, Diversified Financial Services
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Business Activity of Future Securewealth Nidhi Limited
The main business activity of Future Securewealth Nidhi is financial and insurance service. In detail, this covers other financial activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Financials of Future Securewealth Nidhi Limited FY 2025 filings available
Future Securewealth Nidhi Limited reported revenue of ₹4.04 Cr (up 30% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR) of Future Securewealth Nidhi Limited
Revenue has grown at a compounded annual rate (CAGR) of 53% over three years, including 30% growth in the latest year. EBITDA rose 36% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of Future Securewealth Nidhi Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | •••• | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | ₹2.09 Cr | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | ₹7.53 Lakh | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of Future Securewealth Nidhi Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 51.8% | •••• | •••• | •••• | •••• |
| Net Profit Margin | 1.9% | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Future Securewealth Nidhi are in the company report.
Financial statements from FY 2021
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Board of Directors of Future Securewealth Nidhi Limited
Future Securewealth Nidhi has 3 current directors and 2 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Anandan Gopalan Chelliyil Also directs: Futurewealth Integrated Foundation | Director | 01 Aug 2020 | 6 Years 2 Months | Current |
| Panangatt Ajayakumar Karthika Also directs: Futurewealth Integrated Foundation, Futurewealth Nidhi Limited | Managing Director | 02 Dec 2021 | 4 Years 10 Months | Current |
| Chinnamma Vincent | Director | 05 Feb 2025 | 1 Years 8 Months | Current |
Peer Comparison of Future Securewealth Nidhi Limited
Future Securewealth Nidhi Limited is compared with the companies closest to it by revenue in the BFSI industry (Micro Finance). Net profit, margin and employee counts of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Gopalapuram Thangalakshmi Chits Private Limited | ₹4.22 Cr (FY 2025) | •••• | •••• | 12.0% | •••• | Coimbatore, Tamil Nadu, India |
| Swasraya Nidhi Limited | ₹4.19 Cr (FY 2025) | •••• | •••• | 14.0% | •••• | Thrissur, Kerala, India |
| Sampada Entrepreneurship and Livelihoods Foundation | ₹4.17 Cr (FY 2025) | •••• | •••• | 17.0% | •••• | Ahmednagar, Maharashtra, India |
| Newyear Kuries Private Limited | ₹4.12 Cr (FY 2024) | •••• | •••• | -12.0% | •••• | Kechery, Kerala, India |
| Sivamurugan Chit Funds Private Limited | ₹4.11 Cr (FY 2024) | •••• | •••• | 4.0% | •••• | Chidambaranar, Tamil Nadu, India |
| Future Securewealth Nidhi Limited this company | ₹4.04 Cr (FY 2025) | •••• | •••• | 30.0% | •••• | Thrissur, Kerala, India |
| Rajasthan Shram Sarathi Association | ₹4.04 Cr (FY 2025) | •••• | •••• | -29.0% | •••• | Udaipur, Rajasthan, India |
| City Housing Nidhi Limited | ₹4.03 Cr (FY 2025) | •••• | •••• | -18.0% | •••• | Tirupur, Tamil Nadu, India |
| Madurai City Permanent Nidhi Limited | ₹4.02 Cr (FY 2025) | •••• | •••• | 21.0% | •••• | Madurail625, Tamil Nadu, India |
| Kannattu Nidhi Limited | ₹4 Cr (FY 2025) | •••• | •••• | -5.0% | •••• | Pathanamthitta, Kerala, India |
| SKST Chit Funds Private Limited | ₹3.99 Cr (FY 2024) | •••• | •••• | -5.0% | •••• | Coimbatore, Tamil Nadu, India |
Peers are the five companies nearest above and the five nearest below Future Securewealth Nidhi by revenue in the BFSI industry (Micro Finance), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.
Auditor Details of Future Securewealth Nidhi Limited
Future Securewealth Nidhi Limited is audited by BINDUSWARNATU MADAMSUNDARAN EMBRANTHIRI for the financial year 2023.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| BINDUSWARNATU MADAMSUNDARAN EMBRANTHIRI | Locked | Locked | Locked |
Complete auditor history
Appointment and cessation dates and past auditor changes are in the company report.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Ownership and Shareholding of Future Securewealth Nidhi Limited
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Future Securewealth Nidhi Limited
Future Securewealth Nidhi Limited does not have any charges (loans) registered with the Registrar of Companies.
Legal Cases of Future Securewealth Nidhi Limited
Future Securewealth Nidhi Limited has 382 court cases on record: 381 filed by Future Securewealth Nidhi, 1 filed against it. 189 cases are pending and 193 are disposed. Status as checked between 21 Sep 2026 and 04 Oct 2026.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 379 | 1 | 188 |
| High courts | 3 | 0 | 1 |
Cases on record (5 of 382)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Thrissur, Kerala | Court case (MA (Arb)) | Filed by the company against Krishna Prop Info Private Limited | Pending |
| District court, Thrissur, Kerala | Criminal case | Filed by the company against Sarala Development & Microfinance Private Limited | Disposed |
| District court, Thrissur, Kerala | Criminal case | Filed by the company against an individual | Pending |
| District court, Thrissur, Kerala | Criminal case | Filed by the company against an individual | Pending |
| District court, Thrissur, Kerala | Criminal case | Filed by the company against an individual | Pending |
Full case history
All 382 cases with case numbers, court, year-wise trend, opposite parties and decision dates are in the company report.
- Every case with its case number
- Year-wise trend
- Opposite parties
- Decision dates and orders
Verified entity values are shown only after access is granted.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
Employees and EPFO Compliance at Future Securewealth Nidhi Limited
Future Securewealth Nidhi Limited has a workforce of 0 employees as of Apr 05, 2024.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Recent Activity on Future Securewealth Nidhi Limited
Future Securewealth Nidhi Limited has 7 board changes on record since 2020: 5 appointments and 2 cessations. The latest: Chinnamma Vincent was appointed as Director on 05 Feb 2025.
Credit Ratings, Litigation & Regulatory Alerts for Future Securewealth Nidhi Limited
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Future Securewealth Nidhi Limited
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Future Securewealth Nidhi Limited
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of Future Securewealth Nidhi Limited
Future Securewealth Nidhi has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 32AAECF1675M1ZI | Kerala | Active | 27 Feb 2024 |
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Future Securewealth Nidhi Limited
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about Future Securewealth Nidhi Limited
Future Securewealth Nidhi is an active nidhi company based in Thrissur, Kerala, India. The company works in diversified financial services, within the financial services industry. It was incorporated on 01 August 2020 (6+ years old) and is registered under CIN U65990KL2020PLN063360.
Future Securewealth Nidhi reported revenue of ₹4.04 Cr for FY 2025 (up 30% YoY).
Future Securewealth Nidhi has 3 current directors:
- Panangatt Ajayakumar Karthika - Managing Director
- Anandan Gopalan Chelliyil - Director
- Chinnamma Vincent - Director
Future Securewealth Nidhi reported a net profit of ₹7.53 Lakh (net margin 1.9%) and EBITDA of ₹2.09 Cr (EBITDA margin 51.8%) for FY 2025, as per its filed financial statements.
The compounded annual growth rate (CAGR) of the revenue of Future Securewealth Nidhi is 53% over three years. In the latest year (FY 2025) revenue rose 30%. CAGR is the steady yearly rate that links the first and the last year.
The GSTIN of Future Securewealth Nidhi is 32AAECF1675M1ZI, registered in Kerala.
The CIN (Corporate Identification Number) of Future Securewealth Nidhi is U65990KL2020PLN063360. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Future Securewealth Nidhi has 382 court cases on record: 381 filed by the company and 1 filed against it. 189 are pending. Most are in the district courts.
Future Securewealth Nidhi was incorporated on 01 August 2020, making it 6+ years old. It is registered with the Registrar of Companies, Ernakulam.
The peers of Future Securewealth Nidhi by revenue are Gopalapuram Thangalakshmi Chits Private Limited, Swasraya Nidhi Limited, Sampada Entrepreneurship and Livelihoods Foundation, Newyear Kuries Private Limited, Sivamurugan Chit Funds Private Limited and 5 more, all in the BFSI industry (Micro Finance).
Chinnamma Vincent was appointed as Director on 05 Feb 2025. Sajimol Challiyil Nandagopan ceased to be Managing Director on 05 Feb 2025. Panangatt Ajayakumar Karthika was appointed as Managing Director on 02 Dec 2021. Future Securewealth Nidhi has 7 board changes on record in total.