MSME (Udyam registered) Ministry of MSME
- Category
- Small (2023-24)
- Udyam number
- UDYAM-KL-13-0020505
Futurewealth Nidhi Limited - financial services in Thrissur, Kerala, India. FY 2026 financials & compliance.
Revenue · FY 2025
₹5.47 Cr
▲ 2.25% YoY
Net profit · FY 2025
₹8.03 Lakh
Net margin 1.5%
EBITDA · FY 2025
₹3.36 Cr
EBITDA margin 61.4%
Authorised capital
₹1.5 Cr
Registered with MCA
Paid-up capital
₹99.88 Lakh
Issued & subscribed
Company age
8 yrs
Est. 2018
Directors on board
3
As per MCA filings
Active GSTINs
1
GST registered
About Futurewealth Nidhi Limited
Data last updated:
Futurewealth Nidhi Limited is a nidhi company based in Thrissur, Kerala, India. It operates in the diversified financial services segment of the financial services sector. It was incorporated on 20 March 2018 and has been in existence for over 8 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65999KL2018PLC052538. Its GSTIN is 32AADCF3441Q1ZJ (Kerala).
The company has an authorised share capital of ₹1.5 Cr and a paid-up capital of ₹99.88 Lakh. It is led by directors including Chinnamma Vincent (Managing Director) and Panangatt Ajayakumar Karthika.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Door No. 13/900 – I Tmg Arcade Near Mother Hospital Ayyanthole P O, Thrissur, Kerala, India – 680003.
As per the financials filed for FY 2025, the company reported a revenue of ₹5.47 Cr. For the same year it recorded a net profit of ₹8.03 Lakh (net margin 1.5%) and EBITDA of ₹3.36 Cr (EBITDA margin 61.4%). Revenue has grown at a compounded annual rate (CAGR) of 1% over three years and 9% over five years.
Court records list 20 cases involving the company, including 20 filed by the company; 9 cases are pending.
Futurewealth Nidhi Limited is registered as a small enterprise under the Udyam registration framework (Reg. No. UDYAM-KL-13-0020505). For more details, the company can be reached via its website futurewealthnidhi.com.
Company details
CIN U65999KL2018PLC052538
Registration Number 052538
Incorporation Date 20 March 2018
ROC Ernakulam
Listing Status Unlisted
Company Status Active
MSME Classification Small
Udyam Registration UDYAM-KL-13-0020505
Key People
Chinnamma Vincent Managing Director Panangatt Ajayakumar Karthika Director Nivedya P Rajesh Director Recognitions & Rankings of Futurewealth Nidhi
Contact details
Futurewealth Nidhi Limited's registered office is in Thrissur, Kerala. Its website is futurewealthnidhi.com. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Registered AddressDoor No. 13/900 – I Tmg Arcade Near Mother Hospital Ayyanthole P O, Thrissur, Kerala, India – 680003
- IndustryFinancial Services, Diversified Financial Services
To see the full contact details of Futurewealth Nidhi Limited, buy the company report.
Comprehensive company report
Futurewealth Nidhi Limited - one report that includes everything
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
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Business activity
The main business activity of Futurewealth Nidhi is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Futurewealth Nidhi Limited, buy the company report.
Financials of Futurewealth Nidhi Limited
FY 2025 filings availableFuturewealth Nidhi Limited reported revenue of ₹5.47 Cr for FY 2025.
Revenue · FY 2025
₹5.47 Cr
Net profit · FY 2025
₹8.03 Lakh margin 1.5%
EBITDA · FY 2025
₹3.36 Cr margin 61.4%
Compounded Annual Growth Rate (CAGR)
Revenue CAGR growth
3 years · compounded
▼ 1%
5 years · compounded
▲ 9%
EBITDA CAGR growth
1 year
▲ 8%
3 years · compounded
▲ 1%
5 years · compounded
▲ 13%
Revenue has grown at a compounded annual rate (CAGR) of 9% over five years. EBITDA rose 8% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | |||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | ₹3.36 Cr | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹8.03 Lakh | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 61.4% | ||||
| Net Profit Margin | 1.5% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
| Interest Coverage Ratio | |||||
| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of Futurewealth Nidhi Limited, buy the company report.
Board of directors of Futurewealth Nidhi Limited
Futurewealth Nidhi has 3 current directors and 6 former directors. Current directors are listed first, with their designation and appointment date.
Current Directors
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Chinnamma Vincent | Managing Director | 29 Mar 2022 | 4 Years 7 Months | Current |
| Panangatt Ajayakumar Karthika | Director | 28 Aug 2023 | 3 Years 2 Months | Current |
| Nivedya P Rajesh | Director | 05 Feb 2025 | 1 Years 9 Months | Current |
Peer comparison
Futurewealth Nidhi Limited is compared with the 8 companies closest to it by revenue in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Madura Micro Finance Limited | ₹5.68 Cr (FY 2022) | 142.0% | Chennai, Tamil Nadu, India | |||
| Nextgen Chitfund Systems Private Limited | ₹5.68 Cr (FY 2024) | 201.0% | Hyderabad, Telangana, India | |||
| Sree Harihara Puthra Chits Private Limited | ₹5.49 Cr (FY 2025) | 4.0% | Hosur, Tamil Nadu, India | |||
| Futurewealth Nidhi Limitedthis company | ₹5.47 Cr (FY 2025) | ₹8.03 Lakh | 1.5% | Thrissur, Kerala, India | ||
| Kfin Nidhi Limited | ₹5.45 Cr (FY 2025) | 29.0% | Thampanoor, Kerala, India | |||
| Kuldhara Investments Private Limited | ₹5.42 Cr (FY 2024) | 377.0% | Jaipur, Rajasthan, India | |||
| Self Growth Nidhi Limited | ₹5.29 Cr (FY 2025) | 4.0% | Mangalore, Karnataka, India | |||
| JCF Chit Funds Hyderabad Private Limited | ₹5.22 Cr (FY 2025) | 8.0% | Secunderabad, Telangana, India | |||
| Navashakthi Chits Private Limited | ₹5.2 Cr (FY 2024) | 6.0% | Bangalore, Karnataka, India |
To see the full peer comparison of Futurewealth Nidhi Limited, buy the company report.
Auditor
Futurewealth Nidhi Limited is audited by HIRAN AND CO for the financial year 2022.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| HIRAN AND CO | FY 2022 | 013264S |
Shareholding
The shareholding of Futurewealth Nidhi Limited is on record for 3 financial years, the latest being FY 2022, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2022 | FY 2021 | FY 2019 |
|---|---|---|---|
| Promoters | |||
| Domestic institutional investors (DII) | |||
| Foreign institutional investors (FII) | |||
| Public | |||
| Others |
To see the full shareholding pattern of Futurewealth Nidhi Limited, buy the company report.
Legal cases
Futurewealth Nidhi Limited has 20 court cases on record: 20 filed by Futurewealth Nidhi. 9 cases are pending and 11 are disposed.
Total cases
20
Filed by the company
20
Pending
9
Disposed
11
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 18 | 0 | 9 |
| High courts | 2 | 0 | 0 |
Cases on record (5 of 20)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Thrissur, Kerala | Court case (MA (Arb)) | Filed by the company against an individual | Pending |
| District court, Thrissur, Kerala | Criminal case | Filed by the company against an individual | Pending |
| District court, Thrissur, Kerala | Criminal case | Filed by the company against an individual | Pending |
| District court, Thrissur, Kerala | Criminal case | Filed by the company against an individual | Pending |
| District court, Thrissur, Kerala | Criminal case | Filed by the company against an individual | Pending |
To see the full case history of Futurewealth Nidhi Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Futurewealth Nidhi Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
Futurewealth Nidhi has 1 GST registration: 1 active.
Total GSTINs
1
Active
1
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 32AADCF3441Q1ZJ | Kerala | Active | 22 Oct 2019 |
To see the full GST registrations and return filing status of Futurewealth Nidhi Limited, buy the company report.
Recent activity
Futurewealth Nidhi Limited has 9 board changes on record since 2021: 3 appointments and 6 cessations. The latest: Nivedya P Rajesh ceased to be Additional Director on 29 Sep 2025.
AGM
Futurewealth Nidhi Limited last Annual general meeting of members was held on 30 Sep 2025 as per latest MCA records.
Ceased
Nivedya P Rajesh ceased to be Additional Director.
Filing
Futurewealth Nidhi Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Ernakulam.
Appointed
Nivedya P Rajesh was appointed as Director.
Ceased
Sajimol Challiyil Nandagopan ceased to be Director.
Ceased
Chinnamma Vincent ceased to be Director.
Ceased
Kavitha Manikandan ceased to be Director.
Appointed
Panangatt Ajayakumar Karthika was appointed as Director.
Appointed
Chinnamma Vincent was appointed as Managing Director.
Ceased
Jayakumar Puthirath ceased to be Director.
Ceased
Rajesh Parassery Ramakrishnan ceased to be Director.
Incorporation
20 Mar 2018
Futurewealth Nidhi Limited was registered on 20 Mar 2018 with Roc Ernakulam & aged 8 years 7 months as per MCA records.
Frequently asked questions
Futurewealth Nidhi is an active nidhi company based in Thrissur, Kerala, India. The company works in diversified financial services, within the financial services industry. It was incorporated on 20 March 2018 (8+ years old) and is registered under CIN U65999KL2018PLC052538.
Futurewealth Nidhi has 3 current directors:
- Chinnamma Vincent - Managing Director
- Panangatt Ajayakumar Karthika - Director
- Nivedya P Rajesh - Director
The latest financial statements of Futurewealth Nidhi on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from FY 2018 are in the company report.
The GSTIN of Futurewealth Nidhi is 32AADCF3441Q1ZJ, registered in Kerala.
The CIN (Corporate Identification Number) of Futurewealth Nidhi is U65999KL2018PLC052538. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Futurewealth Nidhi has 20 court cases on record: 20 filed by the company. 9 are pending. Most are in the district courts.
Futurewealth Nidhi was incorporated on 20 March 2018, making it 8+ years old. It is registered with the Registrar of Companies, Ernakulam.
The peers of Futurewealth Nidhi by revenue are Madura Micro Finance Limited, Nextgen Chitfund Systems Private Limited, Sree Harihara Puthra Chits Private Limited, Kfin Nidhi Limited, Kuldhara Investments Private Limited and 3 more, all in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities).
Nivedya P Rajesh ceased to be Additional Director on 29 Sep 2025. Nivedya P Rajesh was appointed as Director on 05 Feb 2025. Sajimol Challiyil Nandagopan ceased to be Director on 05 Feb 2025. Futurewealth Nidhi has 9 board changes on record in total.
Yes, Futurewealth Nidhi is registered as a small enterprise under Udyam registration (number: UDYAM-KL-13-0020505).
Futurewealth Nidhi can be reached through the website futurewealthnidhi.com. Its registered office is in Thrissur, Kerala, India.
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