About Kfin Nidhi Limited
Data last updated:
Kfin Nidhi Limited is a nidhi company based in Thampanoor, Kerala, India. It operates in the diversified financial services segment of the financial services sector. It was incorporated on 03 March 2017 and has been in existence for over 9 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65990KL2017PLC048442.
The company has an authorised share capital of ₹1 Cr and a paid-up capital of ₹43.85 Lakh. It is led by directors including Somarajan Pillai Rahul and Raveendran Nair Appukuttan Nair.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Tc25/1437(2) Kesava Builidings Ss Kovil Road, Thampanoor, Kerala, India – 696001.
As per the financials filed for FY 2025, the company reported a revenue of ₹5.45 Cr, a growth of 29% compared to the previous year. For the same year it recorded a net profit of ₹61.06 Lakh (net margin 11.2%) and EBITDA of ₹87.93 Lakh (EBITDA margin 16.1%). Revenue has grown at a compounded annual rate (CAGR) of 24% over three years and 32% over five years.
The company has about 18 employees on its provident fund (EPFO) records.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website kfinnidhi.com.
Company details
Contact details
Kfin Nidhi Limited's registered office is in Thampanoor, Kerala. Its website is kfinnidhi.com. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Registered AddressTc25/1437(2) Kesava Builidings Ss Kovil Road, Thampanoor, Kerala, India – 696001
- IndustryFinancial Services, Diversified Financial Services
To see the full contact details of Kfin Nidhi Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Kfin Nidhi is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Kfin Nidhi Limited, buy the company report.
Financials of Kfin Nidhi Limited
FY 2025 filings availableKfin Nidhi Limited reported revenue of ₹5.45 Cr (up 29% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has grown at a compounded annual rate (CAGR) of 32% over five years, including 29% growth in the latest year. EBITDA rose 181% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | |||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | ₹87.93 Lakh | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹61.06 Lakh | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 16.1% | ||||
| Net Profit Margin | 11.2% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
| Interest Coverage Ratio | |||||
| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of Kfin Nidhi Limited, buy the company report.
Board of directors of Kfin Nidhi Limited
Kfin Nidhi has 4 current directors and 4 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Gopala Pillai Girija Kumar | Additional Director | 20 Nov 2017 | 8 Years 11 Months | Current |
| Gopala Pillai Mohan | Additional Director | 14 Jan 2020 | 6 Years 9 Months | Current |
| Somarajan Pillai Rahul Also directs: Frogwell Media LLP, Kfin Welfare Association | Director | 23 Nov 2020 | 5 Years 11 Months | Current |
| Raveendran Nair Appukuttan Nair Also directs: Frogwell Media LLP, Kfin Welfare Association | Director | 23 Nov 2020 | 5 Years 11 Months | Current |
Peer comparison
Kfin Nidhi Limited is compared with the 8 companies closest to it by revenue in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Madura Micro Finance Limited | ₹5.68 Cr (FY 2022) | 142.0% | Chennai, Tamil Nadu, India | |||
| Nextgen Chitfund Systems Private Limited | ₹5.68 Cr (FY 2024) | 201.0% | Hyderabad, Telangana, India | |||
| Sree Harihara Puthra Chits Private Limited | ₹5.49 Cr (FY 2025) | 4.0% | Hosur, Tamil Nadu, India | |||
| Futurewealth Nidhi Limited | ₹5.47 Cr (FY 2025) | 0.0% | Thrissur, Kerala, India | |||
| Kfin Nidhi Limitedthis company | ₹5.45 Cr (FY 2025) | ₹61.06 Lakh | 11.2% | 29.0% | 18 | Thampanoor, Kerala, India |
| Kuldhara Investments Private Limited | ₹5.42 Cr (FY 2024) | 377.0% | Jaipur, Rajasthan, India | |||
| Self Growth Nidhi Limited | ₹5.29 Cr (FY 2025) | 4.0% | Mangalore, Karnataka, India | |||
| JCF Chit Funds Hyderabad Private Limited | ₹5.22 Cr (FY 2025) | 8.0% | Secunderabad, Telangana, India | |||
| Navashakthi Chits Private Limited | ₹5.2 Cr (FY 2024) | 6.0% | Bangalore, Karnataka, India |
To see the full peer comparison of Kfin Nidhi Limited, buy the company report.
Shareholding
The shareholding of Kfin Nidhi Limited is on record for FY 2021, split between promoters, domestic institutions, public shareholders and others.
| Shareholder category | FY 2021 |
|---|---|
| Promoters | |
| Domestic institutional investors (DII) | |
| Public | |
| Others |
To see the full shareholding pattern of Kfin Nidhi Limited, buy the company report.
Legal cases
No court or tribunal cases involving Kfin Nidhi Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Kfin Nidhi Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
Employees & EPFO
Kfin Nidhi Limited has a workforce of 18 employees on its EPFO records as of Apr 07, 2024, across 1 active EPFO establishment.
GST
No GST registration is on our record for Kfin Nidhi Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Kfin Nidhi Limited has 8 board changes on record since 2017: 5 appointments and 3 cessations. The latest: Muraleedhara Kymal ceased to be Director on 23 Nov 2020.
Frequently asked questions
Kfin Nidhi is an active nidhi company based in Thampanoor, Kerala, India. The company works in diversified financial services, within the financial services industry. It was incorporated on 03 March 2017 (9+ years old) and is registered under CIN U65990KL2017PLC048442.
Kfin Nidhi has 4 current directors:
- Gopala Pillai Girija Kumar - Additional Director
- Gopala Pillai Mohan - Additional Director
- Somarajan Pillai Rahul - Director
- Raveendran Nair Appukuttan Nair - Director
The latest financial statements of Kfin Nidhi on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from FY 2017 are in the company report.
The CIN (Corporate Identification Number) of Kfin Nidhi is U65990KL2017PLC048442. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Kfin Nidhi was incorporated on 03 March 2017, making it 9+ years old. It is registered with the Registrar of Companies, Ernakulam.
The peers of Kfin Nidhi by revenue are Madura Micro Finance Limited, Nextgen Chitfund Systems Private Limited, Sree Harihara Puthra Chits Private Limited, Futurewealth Nidhi Limited, Kuldhara Investments Private Limited and 3 more, all in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities).
Muraleedhara Kymal ceased to be Director on 23 Nov 2020. Raveendran Nair Appukuttan Nair was appointed as Director on 23 Nov 2020. Somarajan Pillai Rahul was appointed as Director on 23 Nov 2020. Kfin Nidhi has 8 board changes on record in total.
Kfin Nidhi can be reached through the website kfinnidhi.com. Its registered office is in Thampanoor, Kerala, India.
The registered office of Kfin Nidhi is at Tc2514372 Kesava Builidings Ss Kovil Road, Thampanoor, Kerala, India – 696001.
Kfin Nidhi operates in the financial services industry, in the diversified financial services segment.
The compliance status of Kfin Nidhi is compliant as of 27 August 2026. The company is actively filing with the Registrar of Companies.
Sample company reports
The same report you get when you buy one: financials, directors, ownership, deals, charges, legal cases, brands and filings, with the Excel workbook alongside.
