Gic Housing Finance Limited - Company Profile

It is a financial services public limited company based in Mumbai, Maharashtra, India, established in 1989.
1989 Mumbai, Maharashtra, India Active
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About Gic Housing Finance Limited

Gic Housing Finance Limited, a active public limited company, was established on 12 December 1989 in Mumbai, Maharashtra, India. Engaging in housing finance companies within the financial and insurance service sector, it holds CIN: L65922MH1989PLC054583. Registered under ROC Roc Mumbai. it is listed on BSE: 511676 and NSE: GICHSGFIN. It has an authorized capital of ₹150.00 Cr and a paid-up capital of ₹53.85 Cr.

Formerly known as Gic Grih Vitta Limited. It upholds a compliant status. In 2023, it reported revenue of ₹1,128.88 Cr and a net worth of ₹1,699.31 Cr. Employing 338 professional, Its leadership includes Ramaswamy Narayanan (Director), Sathia Jeeva Krishnan Chidambara (Director), Rani Singh Nair (Director). Past directors included Ravinder Kumar Kaul, Chandrasekaran Ramamurthy, Warendra Sinha. It holds ₹16,368.75 Cr open charges and ₹26,542.05 Cr settled loans. Its latest AGM occurred on 19 August 2025, with the balance sheet filed on 31 March 2025. It is based at 6Th Floor, National Insurance Building 14, Jamshedji Tata Road, Churchgate, Mumbai, Maharashtra, 400020.

Company Details
  • Email
    **********
  • Telephone

    +91-XXXXXXXXXX

  • Website
    **********
  • Social Media
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  • Apps
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Company Details

  • CIN/LLPIN

    L65922MH1989PLC054583

  • Registration Number

    054583

  • Incorporation Date

    12 December 1989

  • Authorized Capital

    ₹150.00 Cr

  • Paid-Up Capital

    ₹53.85 Cr

  • ROC Code

    Roc Mumbai

  • Listing Status

    Listed (BSE: 511676, NSE: GICHSGFIN)

  • Company Status

    Active

Key Metrics
  • Authorised Capital ₹ 150.00 Cr
  • Paid Up Capital ₹ 53.85 Cr
  • Company Age 36 Year, 2 Months
  • Last Filing with ROC 31 Mar 2025
  • Open Charges ₹ 16,368.75 Cr
  • Satisfied Charges ₹ 26,542.05 Cr
  • Revenue Growth **** -2.38%
  • Profit Growth **** 22.83%
  • Ebitda **** 6.63%
  • Net Worth 12.48%
  • Total Assets -8.46%
Company report

Gic Housing Finance Limited

Company Report FY 2025-2026

Comprehensive Company Insights

Explore comprehensive insights into Gic Housing Finance Limited — covering financial performance, compliance records, Competitor, shareholding patterns, directors, key metrics, and litigation history. Unlock to see detailed insights and stay informed.

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Who are the key members and board of directors at Gic Housing Finance Limited?
Current Directors
Name Designation Appointment Date Status
Ramaswamy Narayanan Director 03 Nov 2023 Current
Sathia Jeeva Krishnan Chidambara Director 06 Jan 2022 Current
Rani Singh Nair Director 12 Mar 2021 Current
Girija Subramanian Director 06 Aug 2024 Current
Paul Alphonso Lobo Managing Director 15 Nov 2022 Current
Vaijinath Gavarshetty Director 06 Jan 2022 Current
Past Directors
Name Designation Cessation Status
Pramod Abcsdd Additional Director 27 Jul 2010 Past
Pramod Abcsdd Director 05 Mar 2008 Past
Pramod Abcsdd Managing Director 07 Nov 2016 Past
Pramod Abcsdd Director 30 Sep 2009 Past
Pramod Abcsdd Managing Director 31 Aug 2007 Past
Pramod Abcsdd Director 01 Jun 2007 Past

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Financial Performance of Gic Housing Finance.

Gic Housing Finance Limited, for the financial year ended 2023, experienced Minor drop in revenue, with a 2.38% decrease. The company also saw a substantial improvement in profitability, with a 22.83% increase in profit. The company's net worth Soared by an impressive increase of 12.48%.

Gic Housing Finance revenue growth over time
Gic Housing Finance profit and loss trends over time
Date Amount Transaction Name Valuation Lead Investors Investors
Jul, 2021 Amount Post-IPO - Grab Valuation

investors
Emtek
Feb, 2021 Amount Post-IPO - Grab Valuation

investors
Signite Partners
Jan, 2021 Amount Post-IPO - Grab Valuation

investors
Hana Financial Group , GGV Capital
Feb, 2021 Amount Post-IPO - Grab Valuation

investors
Signite Partners
  • Key Matrics
  • Balance Sheet
  • Profit and Loss
  • Cash Flow
  • Ratios
Metrics
(FY 2023) YOY Growth
(FY 2022) (FY 2021) (FY 2020) (FY 2019)
Total Revenue
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 -2.38%
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Revenue from Operations
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 -3.03%
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Total Assets
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 -8.46%
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Profit or Loss
*******
 22.83%
*******
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*******
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Net Worth
*******
 12.48%
*******
*******
*******
*******
EBITDA
*******
 6.63%
*******
*******
*******
*******

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What is the Ownership and Shareholding Structure of Gic Housing Finance?

In 2022, Gic Housing Finance had a promoter holding of 42.41% and a public holding of 57.60%. The company had 1 Subsidiary. Access key insights, ownership, including shareholding patterns, funding, foreign investors, KMP remuneration, group structure, and overseas investments.

Shareholding Pattern (FY 2024)
shareholding
  • Promoters: 92.83%
  • Public: 4.10%
  • Others: 3.07%
Shareholding Pattern over the Year
FY (2024) FY (2023) FY (2022) FY (2021) FY (2020)
Promoters 92.83 94.62 94.55 94.55 94.55
Public 4.10 3.89 3.95 3.96 3.98
Others 3.07 1.49 1.50 1.49 1.47

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Charges (Loans)
Open Charges

₹163,687,500,000.00

Satisfied Charges

₹265,420,500,000.00

Charges Breakdown by Lending Institutions
  • Others : 8368.75 Cr
  • Bank Of India : 2250.00 Cr
  • Uco Bank : 1200.00 Cr
  • National Housing Bank : 1000.00 Cr
  • Idbi Bank Limited : 950.00 Cr
  • Others : 2600.00 Cr
Latest Charge Details
Date Lender Amount Status
10 Oct 2025 Others ₹300.00 Cr Open
23 Sep 2025 Others ₹500.00 Cr Open
23 Sep 2025 Others ₹300.00 Cr Open
06 Aug 2025 Idbi Bank Limited ₹500.00 Cr Open
22 Jul 2025 Others ₹200.00 Cr Open

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How Many Employees Work at Gic Housing Finance?

Gic Housing Finance has a workforce of 338 employees as of Apr 08, 2024. Unlock access to detailed historical data on individuals associated with the company, including employment records, contributions to the Employees' Provident Fund Organization (EPFO), and other related insights.

Employee Date Number of Employees
2020 78,000
2021 80,500
2022 83,200
2023 86,000
2024 89,500
2025 92,000
Deals i
Graph showing company valuation over time

Gain comprehensive insights into the Deals and Valuation data of Gic Housing Finance, offering detailed information on various transactions, including security allotment data. Explore the intricate details of financial agreements, mergers, acquisitions, divestitures, and strategic partnerships that have shaped Gic Housing Finance's trajectory.

Rating
Graph displaying rating trends over time

Access the credit rating data, providing valuable insights into the company's creditworthiness and financial stability. Explore assessments from leading credit rating agencies, evaluating factors such as debt obligations, liquidity, profitability, and overall financial health.

Alerts
Alert Indicator

Stay informed about regulatory alerts and litigation involving and associated companies. Receive timely updates on legal proceedings, regulatory changes, and compliance issues that may impact the company's operations, reputation, and financial performance. Monitor litigation involving subsidiaries, joint ventures, and other affiliated entities to assess potential risks and liabilities.

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Latest Updates, News, and FAQs on Gic Housing Finance
Recent Activity within the Organization
  • Charges

    A charge with Others amounted to Rs. 300.00 Cr with Charge ID 101174507 was registered on 10 Oct 2025. was recorded as a recent event.

  • Charges

    The activity A charge registered on 29 Sep 2020 via Charge ID 100380191 with Others was fully satisfied on 06 Oct 2025. was completed.

  • Charges

    The activity A charge with Others amounted to Rs. 500.00 Cr with Charge ID 101167222 was registered on 23 Sep 2025. was completed.

  • Charges

    The activity A charge with Others amounted to Rs. 300.00 Cr with Charge ID 101167202 was registered on 23 Sep 2025. was completed.

  • Director Appointment

    Progress on Dinesh Ranchhodbhai Waghela was appointed as a Director was appointed as a Director on 23 Sep 2025 & has been associated with this company since 5 months 2 days . was documented.

  • Annual General Meeting

    The activity Gic Housing Finance Limited last Annual general meeting of members was held on 19 Aug 2025 as per latest MCA records. was completed.

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Recent News, Updates & Announcement

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Frequently Asked Questions
What is the CIN of Gic Housing Finance Limited?

The CIN of Gic Housing Finance Limited is L65922MH1989PLC054583.

Where is Gic Housing Finance Limited headquartered?

Gic Housing Finance Limited is headquartered at 6Th Floor, National Insurance Building 14, Jamshedji Tata Road, Churchgate, Mumbai, Maharashtra, 400020.

When was Gic Housing Finance Limited incorporated?

Gic Housing Finance Limited was incorporated on 12 December 1989.

Who are the current directors of Gic Housing Finance Limited?

The current directors of Gic Housing Finance Limited are

What is the primary industry of Gic Housing Finance Limited?

The primary industry of Gic Housing Finance Limited is Financial And Insurance Service.

Is Gic Housing Finance Limited a listed company?

Gic Housing Finance Limited is listed. It is listed on BSE: 511676 and NSE: GICHSGFIN.

What is the capital structure of Gic Housing Finance Limited?

The authorized capital of Gic Housing Finance Limited is ₹150.00 Cr, and the paid-up capital is ₹53.85 Cr.

What is the compliance status of Gic Housing Finance Limited?

The compliance status of Gic Housing Finance Limited is Compliant.

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