Gic Housing Finance Limited - Company Profile

Q: Who are the current directors of Gic Housing Finance Limited?

The current directors of Gic Housing Finance Limited are Ramaswamy Narayanan, Sathia Jeeva Krishnan Chidambara, Rani Singh Nair, Girija Subramanian, Paul Alphonso Lobo, Vaijinath Gavarshetty, Bhupesh Sushil Rahul, Varsha Godbole, Hitesh Joshi, Nutan Singh, Dinesh Ranchhodbhai Waghela, Rajeshwari Singh Muni, Garimella Nanda Kishore, Damodharan Neelam, Sunil Kakar, Sachindra Dattaram Salvi, Sanjay Joshi.

It is a financial services public limited company based in Mumbai, Maharashtra, India, established in 1989.

1989 Mumbai, Maharashtra, India Active

Last Updated: December 22, 2025

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About Gic Housing Finance Limited

Gic Housing Finance Limited, a active public limited company, was established on 12 December 1989 in Mumbai, Maharashtra, India. Engaging in housing finance companies within the financial and insurance service sector, it holds CIN: L65922MH1989PLC054583. Registered under ROC Roc Mumbai. it is listed on BSE: 511676 and NSE: GICHSGFIN. It has an authorized capital of ₹150.00 Cr and a paid-up capital of ₹53.85 Cr.

Formerly known as Gic Grih Vitta Limited. It upholds a compliant status. In 2023, it reported revenue of ₹1,128.88 Cr and a net worth of ₹1,699.31 Cr. Employing 338 professional, Its leadership includes Ramaswamy Narayanan (Director), Sathia Jeeva Krishnan Chidambara (Director), Rani Singh Nair (Director). Past directors included Ravinder Kumar Kaul, Chandrasekaran Ramamurthy, Warendra Sinha. It holds ₹16,368.75 Cr open charges and ₹26,542.05 Cr settled loans. Its latest AGM occurred on 19 August 2025, with the balance sheet filed on 31 March 2025. It is based at 6Th Floor, National Insurance Building 14, Jamshedji Tata Road, Churchgate, Mumbai, Maharashtra, 400020.

Company Details

CIN/LLPIN
L65922MH1989PLC054583
Registration Number
054583
Incorporation Date
12 December 1989
Authorized Capital
₹150.00 Cr
Paid-Up Capital
₹53.85 Cr
ROC Code
Roc Mumbai
Listing Status
Listed (BSE: 511676, NSE: GICHSGFIN)
Company Status
Active

Key Metrics

Authorised Capital ₹ 150.00 Cr as on 22-12-2025
Paid Up Capital ₹ 53.85 Cr as on 22-12-2025
Company Age 36 Year, 2 Months
Last Filing with ROC 31 Mar 2025
Open Charges ₹ 16,368.75 Cr as on 22-12-2025
Satisfied Charges ₹ 26,542.05 Cr as on 22-12-2025
Revenue Growth **** -2.38% (FY 2023)
Profit Growth **** 22.83% (FY 2023)
Ebitda **** 6.63% (FY 2023)
Net Worth 12.48% (FY 2023)
Total Assets -8.46% (FY 2023)

Comprehensive Company Insights

Explore comprehensive insights into Gic Housing Finance Limited — covering financial performance, compliance records, Competitor, shareholding patterns, directors, key metrics, and litigation history. Unlock to see detailed insights and stay informed.

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Who are the key members and board of directors at Gic Housing Finance Limited?

Current Directors

Name	Designation	Appointment Date	Status
Ramaswamy Narayanan	Director	03 Nov 2023	Current
Sathia Jeeva Krishnan Chidambara	Director	06 Jan 2022	Current
Rani Singh Nair	Director	12 Mar 2021	Current
Girija Subramanian	Director	06 Aug 2024	Current
Paul Alphonso Lobo	Managing Director	15 Nov 2022	Current
Vaijinath Gavarshetty	Director	06 Jan 2022	Current

Past Directors

Name	Designation	Cessation	Status
Pramod Abcsdd	Additional Director	27 Jul 2010	Past
Pramod Abcsdd	Director	05 Mar 2008	Past
Pramod Abcsdd	Managing Director	07 Nov 2016	Past
Pramod Abcsdd	Director	30 Sep 2009	Past
Pramod Abcsdd	Managing Director	31 Aug 2007	Past
Pramod Abcsdd	Director	01 Jun 2007	Past

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Financial Performance of Gic Housing Finance.

Gic Housing Finance Limited, for the financial year ended 2023, experienced Minor drop in revenue, with a 2.38% decrease. The company also saw a substantial improvement in profitability, with a 22.83% increase in profit. The company's net worth Soared by an impressive increase of 12.48%.

Date	Amount	Transaction Name	Valuation	Lead Investors	Investors
Jul, 2021	Amount	Post-IPO - Grab	Valuation	investors	Emtek
Feb, 2021	Amount	Post-IPO - Grab	Valuation	investors	Signite Partners
Jan, 2021	Amount	Post-IPO - Grab	Valuation	investors	Hana Financial Group , GGV Capital
Feb, 2021	Amount	Post-IPO - Grab	Valuation	investors	Signite Partners

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Key Matrics
Balance Sheet
Profit and Loss
Cash Flow
Ratios

Metrics

(FY 2023)

YOY Growth

(FY 2022)

(FY 2021)

(FY 2020)

(FY 2019)

Total Revenue

********

-2.38%

*******

Revenue from Operations

*******

-3.03%

*******

Total Assets

*******

-8.46%

*******

Profit or Loss

*******

22.83%

*******

Net Worth

*******

12.48%

*******

EBITDA

*******

6.63%

*******

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What is the Ownership and Shareholding Structure of Gic Housing Finance?

In 2022, Gic Housing Finance had a promoter holding of 42.41% and a public holding of 57.60%. The company had 1 Subsidiary. Access key insights, ownership, including shareholding patterns, funding, foreign investors, KMP remuneration, group structure, and overseas investments.

Shareholding Pattern (FY 2024)

Promoters: 92.83%
Public: 4.10%
Others: 3.07%

Shareholding Pattern over the Year

	FY (2024)	FY (2023)	FY (2022)	FY (2021)	FY (2020)
Promoters	92.83	94.62	94.55	94.55	94.55
Public	4.10	3.89	3.95	3.96	3.98
Others	3.07	1.49	1.50	1.49	1.47

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Charges (Loans)

Open Charges

₹163,687,500,000.00

Satisfied Charges

₹265,420,500,000.00

Charges Breakdown by Lending Institutions

Others : 8368.75 Cr
Bank Of India : 2250.00 Cr
Uco Bank : 1200.00 Cr
National Housing Bank : 1000.00 Cr
Idbi Bank Limited : 950.00 Cr
Others : 2600.00 Cr

Latest Charge Details

Date	Lender	Amount	Status
10 Oct 2025	Others	₹300.00 Cr	Open
23 Sep 2025	Others	₹500.00 Cr	Open
23 Sep 2025	Others	₹300.00 Cr	Open
06 Aug 2025	Idbi Bank Limited	₹500.00 Cr	Open
22 Jul 2025	Others	₹200.00 Cr	Open

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How Many Employees Work at Gic Housing Finance?

Gic Housing Finance has a workforce of 338 employees as of Apr 08, 2024. Unlock access to detailed historical data on individuals associated with the company, including employment records, contributions to the Employees' Provident Fund Organization (EPFO), and other related insights.

Employee Date	Number of Employees
2020	78,000
2021	80,500
2022	83,200
2023	86,000
2024	89,500
2025	92,000

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Deals i

Gain comprehensive insights into the Deals and Valuation data of Gic Housing Finance, offering detailed information on various transactions, including security allotment data. Explore the intricate details of financial agreements, mergers, acquisitions, divestitures, and strategic partnerships that have shaped Gic Housing Finance's trajectory.

Rating

Access the credit rating data, providing valuable insights into the company's creditworthiness and financial stability. Explore assessments from leading credit rating agencies, evaluating factors such as debt obligations, liquidity, profitability, and overall financial health.

Alerts

Stay informed about regulatory alerts and litigation involving and associated companies. Receive timely updates on legal proceedings, regulatory changes, and compliance issues that may impact the company's operations, reputation, and financial performance. Monitor litigation involving subsidiaries, joint ventures, and other affiliated entities to assess potential risks and liabilities.

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Latest Updates, News, and FAQs on Gic Housing Finance

Recent Activity within the Organization

Charges

Progress on A charge with Others amounted to Rs. 300.00 Cr with Charge ID 101174507 was registered on 10 Oct 2025. was documented.
10 Oct 2025
Charges

A charge registered on 29 Sep 2020 via Charge ID 100380191 with Others was fully satisfied on 06 Oct 2025. was recorded as a recent event.
06 Oct 2025
Charges

A charge with Others amounted to Rs. 500.00 Cr with Charge ID 101167222 was registered on 23 Sep 2025. was recorded as a recent event.
23 Sep 2025
Charges

A charge with Others amounted to Rs. 300.00 Cr with Charge ID 101167202 was registered on 23 Sep 2025. was recorded as a recent event.
23 Sep 2025
Director Appointment

The activity Dinesh Ranchhodbhai Waghela was appointed as a Director was appointed as a Director on 23 Sep 2025 & has been associated with this company since 5 months 2 days . was completed.
23 Sep 2025
Annual General Meeting

Gic Housing Finance Limited last Annual general meeting of members was held on 19 Aug 2025 as per latest MCA records. was recorded as a recent event.
19 Aug 2025

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