Giftindia Nidhi Limited
About Giftindia Nidhi Limited
Data last updated:
Giftindia Nidhi Limited is a nidhi company based in Thrissur, Kerala, India. It operates in the financial services and investment segment of the financial services sector. It was incorporated on 21 March 2016 and has been in existence for over 10 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65910KL2016PLC040427.
The company has an authorised share capital of ₹1 Cr and a paid-up capital of ₹58.29 Lakh. It is led by directors including Shaijy Biju (Managing Director) and Perumbarath Achuthan Radhakrishnan (Whole-Time Director).
Its last annual general meeting (AGM) was held on 28 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at No.V/216A Giftindiaalappad, Thrissur, Kerala, India – 680641.
As per the financials filed for FY 2025, the company reported a revenue of ₹7.64 Lakh, a decline of 41% compared to the previous year. For the same year it recorded a net profit of ₹99,448 (net margin 13%) and EBITDA of ₹21,181 (EBITDA margin 2.8%). Revenue has declined at a compounded annual rate (CAGR) of 25% over three years and 12% over five years.
Court records list 5 cases involving the company, including 5 filed by the company; 1 case is pending.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Giftindia Nidhi Limited's registered office is in Thrissur, Kerala. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered AddressNo.V/216A Giftindiaalappad, Thrissur, Kerala, India – 680641
- IndustryFinancial Services, Financial Activities
To see the full contact details of Giftindia Nidhi Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Giftindia Nidhi is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Giftindia Nidhi Limited, buy the company report.
Financials of Giftindia Nidhi Limited
FY 2025 filings availableGiftindia Nidhi Limited reported revenue of ₹7.64 Lakh (down 41% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has declined at a compounded annual rate (CAGR) of 12% over five years, including a 41% fall in the latest year. EBITDA rose 111% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | |||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | ₹21,181 | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹99,448 | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 2.8% | ||||
| Net Profit Margin | 13% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
| Interest Coverage Ratio | |||||
| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of Giftindia Nidhi Limited, buy the company report.
Board of directors of Giftindia Nidhi Limited
Giftindia Nidhi has 12 current directors and 20 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Alakkal Ramakrishnan Dharmaprasad Also directs: Gift India Kuries Private Limited | Director | 21 Mar 2016 | 10 Years 7 Months | Current |
| Saju Gisha | Director | 30 Sep 2023 | 3 Years 1 Months | Current |
| Shibu Deepa | Director | 30 Sep 2023 | 3 Years 1 Months | Current |
| Sheeba | Director | 30 Sep 2023 | 3 Years 1 Months | Current |
| Peranarath Achuthan Usha | Director | 08 Mar 2025 | 1 Years 8 Months | Current |
| Baby | Director | 08 Mar 2025 | 1 Years 8 Months | Current |
Peer comparison
Giftindia Nidhi Limited is compared with the 10 companies closest to it by revenue in the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Etc Engineers Pvt. Ltd. | ₹7.65 Lakh (FY 2024) | 0.0% | Kolkata, West Bengal, India | |||
| Shree Sgee Finance Private Limited | ₹7.65 Lakh (FY 2022) | 313.0% | Jhabhua, Madhya Pradesh, India | |||
| Dhavalam Chit Fund Private Limited | ₹7.64 Lakh (FY 2018) | -52.0% | Bangalore, Karnataka, India | |||
| Balashakti Micro Services Foundation | ₹7.64 Lakh (FY 2024) | Rudrapur, Uttar Pradesh, India | ||||
| Ski Consultancy Services Limited | ₹7.64 Lakh (FY 2025) | -40.0% | New Delhi, Delhi, India | |||
| Giftindia Nidhi Limitedthis company | ₹7.64 Lakh (FY 2025) | ₹99,448 | 13% | -41.0% | Thrissur, Kerala, India | |
| Chanduka Trading Private Limited | ₹7.63 Lakh (FY 2024) | -78.0% | Noida, Uttar Pradesh, India | |||
| Qagar Ventures Private Limited | ₹7.63 Lakh (FY 2024) | 166.0% | Noida, Uttar Pradesh, India | |||
| Sahaj Seva India Nidhi Limited | ₹7.63 Lakh (FY 2024) | 0.0% | Nadia, West Bengal, India | |||
| Trilok Consultancy Pvt Ltd | ₹7.62 Lakh (FY 2025) | -9.0% | Kolkata, West Bengal, India | |||
| Erode Visaal Chits Private Limited | ₹7.62 Lakh (FY 2025) | 6.0% | Erode, Tamil Nadu, India |
To see the full peer comparison of Giftindia Nidhi Limited, buy the company report.
Auditor
Giftindia Nidhi Limited is audited by RAMDAS & VENUGOPAL for the financial year 2017.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| RAMDAS & VENUGOPAL | FY 2017 | 010669S |
Shareholding
The shareholding of Giftindia Nidhi Limited is on record for FY 2017, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2017 |
|---|---|
| Promoters | |
| Domestic institutional investors (DII) | |
| Foreign institutional investors (FII) | |
| Public | |
| Others |
To see the full shareholding pattern of Giftindia Nidhi Limited, buy the company report.
Legal cases
Giftindia Nidhi Limited has 5 court cases on record: 5 filed by Giftindia Nidhi. 1 case is pending and 4 are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 4 | 0 | 1 |
| High courts | 1 | 0 | 0 |
Cases on record (5 of 5)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Thrissur, Kerala | Civil suit | Filed by the company against an individual | Pending |
| High Court | Writ petition | Filed by the company against individuals | Disposed |
| District court, Thrissur, Kerala | Execution petition | Filed by the company against an individual | Disposed |
| District court, Thrissur, Kerala | Execution petition | Filed by the company against an individual | Disposed |
| District court, Thrissur, Kerala | Execution petition | Filed by the company against an individual | Disposed |
To see the full case history of Giftindia Nidhi Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Giftindia Nidhi Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Giftindia Nidhi Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Giftindia Nidhi Limited has 32 board changes on record since 2016: 12 appointments and 20 cessations. The latest: Jishma was appointed as Additional Director on 01 Dec 2025.
23 earlier events are in the company report.
Frequently asked questions
Giftindia Nidhi is an active nidhi company based in Thrissur, Kerala, India. The company works in financial activities, within the financial services industry. It was incorporated on 21 March 2016 (10+ years old) and is registered under CIN U65910KL2016PLC040427.
Giftindia Nidhi has 12 current directors:
- Shaijy Biju - Managing Director
- Perumbarath Achuthan Radhakrishnan - Whole-Time Director
- Alakkal Ramakrishnan Dharmaprasad - Director
- Saju Gisha - Director
- Shibu Deepa - Director
- Sheeba - Director
- Peranarath Achuthan Usha - Director
- Baby - Director
- Shina Pramod - Director
- Shaju - Director
- Omana Puduppully Sambu - Additional Director
- Jishma - Additional Director
The latest financial statements of Giftindia Nidhi on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 28 September 2025. Year-wise statements from FY 2016 are in the company report.
The CIN (Corporate Identification Number) of Giftindia Nidhi is U65910KL2016PLC040427. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Giftindia Nidhi has 5 court cases on record: 5 filed by the company. 1 is pending. Most are in the district courts.
Giftindia Nidhi was incorporated on 21 March 2016, making it 10+ years old. It is registered with the Registrar of Companies, Ernakulam.
The peers of Giftindia Nidhi by revenue are Etc Engineers Pvt. Ltd, Shree Sgee Finance Private Limited, Dhavalam Chit Fund Private Limited, Balashakti Micro Services Foundation, Ski Consultancy Services Limited and 5 more, all in the same principal business activity (other financial activities).
Jishma was appointed as Additional Director on 01 Dec 2025. Omana Puduppully Sambu was appointed as Additional Director on 01 Dec 2025. Perumbarath Achuthan Radhakrishnan was appointed as Whole-Time Director on 01 Dec 2025. Giftindia Nidhi has 32 board changes on record in total.
The registered office of Giftindia Nidhi is at No.V216A Giftindiaalappad, Thrissur, Kerala, India – 680641.
Giftindia Nidhi operates in the financial services industry, in the financial activities segment.
The compliance status of Giftindia Nidhi is compliant as of 02 August 2026. The company is actively filing with the Registrar of Companies.
Sample company reports
The same report you get when you buy one: financials, directors, ownership, deals, charges, legal cases, brands and filings, with the Excel workbook alongside.
