Thekkinkadu Chits Private Limited
About Thekkinkadu Chits Private Limited
Data last updated:
Thekkinkadu Chits Private Limited is a private limited company based in Thrissur, Kerala, India. It operates in the financial services and investment segment of the financial services sector. It was incorporated on 25 February 2010 and has been in existence for over 16 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65992KL2010PTC025582. Its GSTIN is 32AADCT8453C1ZK (Kerala).
The company has an authorised share capital of ₹2 Cr and a paid-up capital of ₹1.57 Cr. It is led by directors including Raghunadhan Kuttiparambil Velayudhan (Managing Director) and Anandh Payyappat Achuthan.
Its last annual general meeting (AGM) was held on 25 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Room No: 12/686/6 Second Floor United Shopping Complex Poothole Road, Thrissur, Kerala, India – 680004.
As per the financials filed for FY 2025, the company reported a revenue of ₹76.5 Lakh, a growth of 16% compared to the previous year. For the same year it recorded a net profit of ₹3.95 Lakh (net margin 5.2%) and EBITDA of ₹5.63 Lakh (EBITDA margin 7.4%). Revenue has grown at a compounded annual rate (CAGR) of 14% over three years and 6% over five years.
As per MCA filings, the company has open charges of ₹5 Lakh on record. Court records list 109 cases involving the company, including 106 filed by the company and 3 filed against it; 20 cases are pending.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Thekkinkadu Chits Private Limited's registered office is in Thrissur, Kerala. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered AddressRoom No: 12/686/6 Second Floor United Shopping Complex Poothole Road, Thrissur, Kerala, India – 680004
- IndustryFinancial Services, Financial Activities
To see the full contact details of Thekkinkadu Chits Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Thekkinkadu Chits is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Thekkinkadu Chits Private Limited, buy the company report.
Financials of Thekkinkadu Chits Private Limited
FY 2025 filings availableThekkinkadu Chits Private Limited reported revenue of ₹76.5 Lakh (up 16% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has grown at a compounded annual rate (CAGR) of 6% over five years, including 16% growth in the latest year. EBITDA fell 16% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | |||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | ₹5.63 Lakh | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹3.95 Lakh | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 7.4% | ||||
| Net Profit Margin | 5.2% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
| Interest Coverage Ratio | |||||
| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of Thekkinkadu Chits Private Limited, buy the company report.
Board of directors of Thekkinkadu Chits Private Limited
Thekkinkadu Chits has 11 current directors and 12 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Anandh Payyappat Achuthan Also directs: Mangalakarma Nidhi Limited | Director | 15 Sep 2010 | 16 Years 1 Months | Current |
| Subramanian Palliyil Balan | Director | 25 Feb 2010 | 16 Years 8 Months | Current |
| Prathapan Karumanthra Raman Also directs: Shareland Developers LLP, Maxvalue Property Services LLP, Melker Premium LLP and 5 more | Director | 18 Aug 2016 | 10 Years 2 Months | Current |
| Thomas Jisho Also directs: Thekkinkadu Nidhi Limited | Director | 16 Sep 2023 | 3 Years 1 Months | Current |
| Sasankan Ayyappath Velayudhan Also directs: Gift India Kuries Private Limited | Director | 15 Sep 2010 | 16 Years 1 Months | Current |
| Poulose Kachappilly Thariyath Also directs: Saradeyam Nidhi Limited | Director | 10 Apr 2023 | 3 Years 7 Months | Current |
Peer comparison
Thekkinkadu Chits Private Limited is compared with the 7 companies closest to it by revenue in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Abie Mithraa Chit Fund Private Limited | ₹77.16 Lakh (FY 2023) | 6.0% | Tirupur, Tamil Nadu, India | |||
| Kashi Gomti Gramin Nidhi Limited | ₹76.86 Lakh (FY 2024) | -15.0% | Azamgarh, Uttar Pradesh, India | |||
| Sri Amoghasiddeshwar Chits Private Limited | ₹76.83 Lakh (FY 2025) | 4.0% | Bijapur, Karnataka, India | |||
| Thekkinkadu Chits Private Limitedthis company | ₹76.5 Lakh (FY 2025) | ₹3.95 Lakh | 5.2% | 16.0% | Thrissur, Kerala, India | |
| Shree Padma Nidhi Limited | ₹76.48 Lakh (FY 2024) | 68.0% | Kottarakkara, Kerala, India | |||
| Achilles Chit Fund Private Limited | ₹76.4 Lakh (FY 2023) | -31.0% | Chennai, Tamil Nadu, India | |||
| Moolyavardhini Eranad Kuries Private Limited | ₹76.3 Lakh (FY 2025) | 37.0% | Malappuram, Kerala, India | |||
| Bhuvana Lakshmi Chit Funds Private Limited | ₹75.45 Lakh (FY 2025) | 9.0% | Warangal, Telangana, India |
To see the full peer comparison of Thekkinkadu Chits Private Limited, buy the company report.
Auditor
Thekkinkadu Chits Private Limited is audited by Sengottaiyan & Co. for the financial year 2017.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| Sengottaiyan & Co. | FY 2017 | 005290S |
Shareholding
The shareholding of Thekkinkadu Chits Private Limited is on record for 2 financial years, the latest being FY 2017, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2017 | FY 2016 |
|---|---|---|
| Promoters | ||
| Domestic institutional investors (DII) | ||
| Foreign institutional investors (FII) | ||
| Public | ||
| Others |
To see the full shareholding pattern of Thekkinkadu Chits Private Limited, buy the company report.
Charges & borrowings
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 13 Jun 2025 | 101111666 | Dhanlaxmi Bank Limited | ₹5 Lakh | Open |
Total charge records: 1 View all charges
Legal cases
Thekkinkadu Chits Private Limited has 109 court cases on record: 106 filed by Thekkinkadu Chits, 3 filed against it. 20 cases are pending and 89 are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 108 | 2 | 19 |
| High courts | 1 | 1 | 1 |
Cases on record (5 of 109)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Thrissur, Kerala | Criminal case | Filed by the company against an individual | Pending |
| District court, Thrissur, Kerala | Court case (Restor.Ptn) | Filed against the company by individuals | Pending |
| District court, Thrissur, Kerala | Execution petition | Filed by the company against an individual | Pending |
| District court, Thrissur, Kerala | Criminal case | Filed by the company against an individual | Pending |
| District court, Thrissur, Kerala | Criminal complaint | Filed by the company against an individual | Pending |
To see the full case history of Thekkinkadu Chits Private Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Thekkinkadu Chits Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
Thekkinkadu Chits has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 32AADCT8453C1ZK | Kerala | Active | 01 Jul 2017 |
To see the full GST registrations and return filing status of Thekkinkadu Chits Private Limited, buy the company report.
Recent activity
Thekkinkadu Chits Private Limited has 23 board changes on record since 2010: 11 appointments and 12 cessations. The latest: Saneesh Kumar Thuruvelil Joseph ceased to be Director on 18 Sep 2023.
15 earlier events are in the company report.
Frequently asked questions
Thekkinkadu Chits is an active private limited company based in Thrissur, Kerala, India. The company works in financial activities, within the financial services industry. It was incorporated on 25 February 2010 (16+ years old) and is registered under CIN U65992KL2010PTC025582.
Thekkinkadu Chits has 11 current directors:
- Raghunadhan Kuttiparambil Velayudhan - Managing Director
- Anandh Payyappat Achuthan - Director
- Subramanian Palliyil Balan - Director
- Prathapan Karumanthra Raman - Director
- Thomas Jisho - Director
- Sasankan Ayyappath Velayudhan - Director
- Poulose Kachappilly Thariyath - Director
- Devadas Poyyara Karunakaran - Director
- Gino Poyyara Karunakaran - Director
- Joffy Chittilappilly Thomas - Director
- Peethambaran Karumanthra Raman - Director
The latest financial statements of Thekkinkadu Chits on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 25 September 2025. Year-wise statements from 2015 are in the company report.
The GSTIN of Thekkinkadu Chits is 32AADCT8453C1ZK, registered in Kerala.
The CIN (Corporate Identification Number) of Thekkinkadu Chits is U65992KL2010PTC025582. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Thekkinkadu Chits has 109 court cases on record: 106 filed by the company and 3 filed against it. 20 are pending. Most are in the district courts.
Thekkinkadu Chits was incorporated on 25 February 2010, making it 16+ years old. It is registered with the Registrar of Companies, Ernakulam.
The peers of Thekkinkadu Chits by revenue are Abie Mithraa Chit Fund Private Limited, Kashi Gomti Gramin Nidhi Limited, Sri Amoghasiddeshwar Chits Private Limited, Shree Padma Nidhi Limited, Achilles Chit Fund Private Limited and 2 more, all in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities).
Saneesh Kumar Thuruvelil Joseph ceased to be Director on 18 Sep 2023. Thomas Jisho was appointed as Director on 16 Sep 2023. Poulose Kachappilly Thariyath ceased to be Additional Director on 15 Sep 2023. Thekkinkadu Chits has 23 board changes on record in total.
The registered office of Thekkinkadu Chits is at Room No: 126866 Second Floor United Shopping Complex Poothole Road, Thrissur, Kerala, India – 680004.
Thekkinkadu Chits operates in the financial services industry, in the financial activities segment.
Sample company reports
The same report you get when you buy one: financials, directors, ownership, deals, charges, legal cases, brands and filings, with the Excel workbook alongside.
