GND Chits Private Limited
About GND Chits Private Limited
Data last updated:
GND Chits Private Limited is a private limited company based in Delhi, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 23 November 2022.
The company is registered with the Registrar of Companies (ROC), Delhi, under CIN U65992DL2022PTC407296.
The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹10 Lakh. It is led by directors Kunwar Tanveer Singh Luthra and Paramjeet Kaur Luthra.
Its last annual general meeting (AGM) was held on 29 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at No – 746/2 G/F Damodar Bhawan Chotta Bazar, Delhi, India – 110006.
As per the financials filed for FY 2025, the company reported a revenue of ₹15.68 Lakh, a growth of 6% compared to the previous year. For the same year it recorded a net profit of ₹3.56 Lakh (net margin 22.7%) and EBITDA of ₹5.19 Lakh (EBITDA margin 33.1%).
The current compliance status is marked as compliant by the Registrar of Companies.
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- Registered AddressNo – 746/2 G/F Damodar Bhawan Chotta Bazar, Delhi, India – 110006
- IndustryFinancial Services, Microfinance Institutions
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Business Activity of GND Chits Private Limited
The main business activity of GND Chits is financial and insurance service. In detail, this covers other financial activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Financials of GND Chits Private Limited FY 2025 filings available
GND Chits Private Limited reported revenue of ₹15.68 Lakh (up 6% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR) of GND Chits Private Limited
Revenue rose 6% in the latest year. EBITDA rose 8% in the latest year. All are worked out from the filed statements.
Financial Statement Summary of GND Chits Private Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 |
|---|---|---|---|
| Profit and Loss Statement | |||
| Revenue from Operations | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• |
| EBITDA | ₹5.19 Lakh | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• |
| Net Profit (PAT) | ₹3.56 Lakh | •••• | •••• |
| Balance Sheet | |||
| Share Capital | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• |
Financial Ratios of GND Chits Private Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 |
|---|---|---|---|
| Profitability | |||
| EBITDA Margin | 33.1% | •••• | •••• |
| Net Profit Margin | 22.7% | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• |
| Liquidity and Debt | |||
| Current Ratio | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• |
| Efficiency and Growth | |||
| Asset Turnover | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of GND Chits are in the company report.
Financial statements from FY 2023
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Peer Comparison of GND Chits Private Limited
GND Chits Private Limited is compared with the companies closest to it by revenue in the BFSI industry (Micro Finance). Net profit, margin and employee counts of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Arihant Microfinance | ₹15.88 Lakh (FY 2024) | •••• | •••• | -20.0% | •••• | Jaipur, Rajasthan, India |
| Vinolia Chits Private Limited | ₹15.84 Lakh (FY 2024) | •••• | •••• | 18.0% | •••• | Tiruchirappalli, Tamil Nadu, India |
| Kairasi Chits Private Limited | ₹15.84 Lakh (FY 2025) | •••• | •••• | 9.0% | •••• | Tiruchirappalli, Tamil Nadu, India |
| St. Mary Accurate Chit Fund (OPC) Private Limited | ₹15.71 Lakh (FY 2025) | •••• | •••• | 0.0% | •••• | Pune, Maharashtra, India |
| Skas Chits Private Limited | ₹15.69 Lakh (FY 2023) | •••• | •••• | 4.0% | •••• | Bangalore, Karnataka, India |
| GND Chits Private Limited this company | ₹15.68 Lakh (FY 2025) | •••• | •••• | 6.0% | •••• | Delhi, India |
| Vijay Bhargavi Chit Fund Pvt Ltd | ₹15.62 Lakh (FY 2025) | •••• | •••• | -70.0% | •••• | Hyderabad, Telangana, India |
| Ayushman Micro Finance Foundation | ₹15.6 Lakh (FY 2021) | •••• | •••• | -26.0% | •••• | Varanasi, Uttar Pradesh, India |
| BK Dhanalakshmi Nidhi Limited | ₹15.6 Lakh (FY 2024) | •••• | •••• | 25.0% | •••• | Thrissur, Kerala, India |
| Unibase Micro Finance Foundation | ₹15.56 Lakh (FY 2019) | •••• | •••• | 59.0% | •••• | Sonebhadra, Uttar Pradesh, India |
| SBJ Chits Private Limited | ₹15.56 Lakh (FY 2021) | •••• | •••• | -39.0% | •••• | Sonipat, Haryana, India |
Peers are the five companies nearest above and the five nearest below GND Chits by revenue in the BFSI industry (Micro Finance), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.
Board of Directors of GND Chits Private Limited
GND Chits has 2 current directors and 1 former director. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Kunwar Tanveer Singh Luthra Also directs: Cobb Chits Private Limited | Director | 23 Nov 2022 | 3 Years 10 Months | Current |
| Paramjeet Kaur Luthra | Director | 23 Nov 2022 | 3 Years 10 Months | Current |
Charges & Borrowings of GND Chits Private Limited
GND Chits Private Limited does not have any charges (loans) registered with the Registrar of Companies.
Employees and EPFO Compliance at GND Chits Private Limited
Employment history and EPFO contributions of people linked to GND Chits.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Recent Activity on GND Chits Private Limited
GND Chits Private Limited has 3 board changes on record since 2022: 2 appointments and 1 cessation. The latest: Kuldeep Singh ceased to be Director on 24 Sep 2024.
Credit Ratings, Litigation & Regulatory Alerts for GND Chits Private Limited
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by GND Chits Private Limited
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of GND Chits Private Limited
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of GND Chits Private Limited
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of GND Chits Private Limited
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about GND Chits Private Limited
GND Chits is an active private limited company based in Delhi, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 23 November 2022 (4+ years old) and is registered under CIN U65992DL2022PTC407296.
GND Chits reported revenue of ₹15.68 Lakh for FY 2025 (up 6% YoY).
GND Chits has 2 current directors:
- Kunwar Tanveer Singh Luthra - Director
- Paramjeet Kaur Luthra - Director
GND Chits reported a net profit of ₹3.56 Lakh (net margin 22.7%) and EBITDA of ₹5.19 Lakh (EBITDA margin 33.1%) for FY 2025, as per its filed financial statements.
The CIN (Corporate Identification Number) of GND Chits is U65992DL2022PTC407296. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
GND Chits was incorporated on 23 November 2022, making it 4+ years old. It is registered with the Registrar of Companies, Delhi.
The peers of GND Chits by revenue are Arihant Microfinance, Vinolia Chits Private Limited, Kairasi Chits Private Limited, St. Mary Accurate Chit Fund (OPC) Private Limited, Skas Chits Private Limited and 5 more, all in the BFSI industry (Micro Finance).
Kuldeep Singh ceased to be Director on 24 Sep 2024. Kunwar Tanveer Singh Luthra was appointed as Director on 23 Nov 2022. Paramjeet Kaur Luthra was appointed as Director on 23 Nov 2022.
The registered office of GND Chits is at No – 7462 GF Damodar Bhawan Chotta Bazar, Delhi, India – 110006.
GND Chits has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹10 Lakh.
GND Chits operates in the financial services industry, in the microfinance institutions segment.