SBJ Chits Private Limited
About SBJ Chits Private Limited
Data last updated:
SBJ Chits Private Limited is a private limited company based in Sonipat, Haryana, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 28 July 2006 and has been in existence for over 20 years.
The company is registered with the Registrar of Companies (ROC), Haryana, under CIN U65992HR2006PTC036270. Its GSTIN is 06AAKCS6951R1ZF (Haryana).
The company has an authorised share capital of ₹5 Lakh and a paid-up capital of ₹1 Lakh. It is led by directors Binu Bhargava and Kapil Kataria.
Its last annual general meeting (AGM) was held on 30 September 2023, and its latest financial statements are for the year ended 31 March 2023. The registered office is at House No. 777 Ward No. 29 Sham Nagar, Sonipat, Haryana, India – 131001.
As per the financials filed for FY 2021, the company reported a revenue of ₹15.56 Lakh, a decline of 39% compared to the previous year. For the same year it recorded a net loss of ₹1.16 Lakh (net margin -7.4%) and EBITDA of ₹3.01 Lakh (EBITDA margin 19.3%). Revenue has declined at a compounded annual rate (CAGR) of 29% over three years and 27% over five years.
Court records list 11 cases involving the company, including 11 filed by the company; 9 cases are pending.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
SBJ Chits Private Limited's registered office is in Sonipat, Haryana. Its e-mail address is in the company report.
- Email
- Registered AddressHouse No. 777 Ward No. 29 Sham Nagar, Sonipat, Haryana, India – 131001
- IndustryFinancial Services, Microfinance Institutions
To see the full contact details of SBJ Chits Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Financials of SBJ Chits Private Limited
FY 2023 filings availableSBJ Chits Private Limited reported revenue of ₹15.56 Lakh (down 39% YoY) for FY 2021.
Compounded Annual Growth Rate (CAGR)
Revenue has declined at a compounded annual rate (CAGR) of 27% over five years, including a 39% fall in the latest year. EBITDA fell 32% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2020-21 | FY 2019-20 | FY 2018-19 | FY 2017-18 | FY 2016-17 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | ₹15.56 Lakh | ||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | ₹3.01 Lakh | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | -₹1.16 Lakh | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2020-21 | FY 2019-20 | FY 2018-19 | FY 2017-18 | FY 2016-17 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 19.3% | ||||
| Net Profit Margin | -7.4% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
| Interest Coverage Ratio | |||||
| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of SBJ Chits Private Limited, buy the company report.
Board of directors of SBJ Chits Private Limited
SBJ Chits has 2 current directors and 3 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Binu Bhargava | Director | 28 Jul 2006 | 20 Years 2 Months | Current |
| Kapil Kataria Also directs: Bulls Reality Private Limited | Director | 13 Nov 2023 | 2 Years 11 Months | Current |
Peer comparison
SBJ Chits Private Limited is compared with the 5 companies closest to it by revenue in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Vijay Bhargavi Chit Fund Pvt Ltd | ₹15.62 Lakh (FY 2025) | -70.0% | Hyderabad, Telangana, India | |||
| Unibase Micro Finance Foundation | ₹15.56 Lakh (FY 2019) | 59.0% | Sonebhadra, Uttar Pradesh, India | |||
| SBJ Chits Private Limitedthis company | ₹15.56 Lakh (FY 2021) | -₹1.16 Lakh | -7.4% | -39.0% | Sonipat, Haryana, India | |
| Vivvid Chit Funds Private Limited | ₹15.48 Lakh (FY 2024) | 144.0% | Tiruchirappalli, Tamil Nadu, India | |||
| Sagar Chits (Visakha) Private Limited | ₹15.39 Lakh (FY 2025) | -19.0% | Visakhapatnam, Andhra Pradesh, India | |||
| H. R. Chit Fund Private Limited | ₹15.36 Lakh (FY 2025) | Faridabad, Haryana, India |
To see the full peer comparison of SBJ Chits Private Limited, buy the company report.
Auditor
SBJ Chits Private Limited is audited by S K DHAWAN & ASSOCIATES for the financial year 2021.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| S K DHAWAN & ASSOCIATES | FY 2021 | 016214N |
Shareholding
The shareholding of SBJ Chits Private Limited is on record for 5 financial years, the latest being FY 2023, split between promoters, domestic institutions, public shareholders and others.
| Shareholder category | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of SBJ Chits Private Limited, buy the company report.
Legal cases
SBJ Chits Private Limited has 11 court cases on record: 11 filed by SBJ Chits. 9 cases are pending and 2 are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 11 | 0 | 9 |
Cases on record (4 of 11)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, North, Delhi | Criminal case | Filed by the company against Camera Plus P Ltd and Ors | Pending |
| District court, North, Delhi | Cheque dishonour complaint | Filed by the company against an individual | Pending |
| District court, North, Delhi | Criminal case | Filed by the company against an individual | Disposed |
| District court, North West, Delhi | Criminal case | Filed by the company against an individual | Disposed |
To see the full case history of SBJ Chits Private Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for SBJ Chits Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
SBJ Chits has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 06AAKCS6951R1ZF | Haryana | Active | 01 Aug 2017 |
To see the full GST registrations and return filing status of SBJ Chits Private Limited, buy the company report.
Recent activity
SBJ Chits Private Limited has 5 board changes on record since 2006: 2 appointments and 3 cessations. The latest: Kapil Kataria was appointed as Director on 13 Nov 2023.
Frequently asked questions
SBJ Chits is an active private limited company based in Sonipat, Haryana, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 28 July 2006 (20+ years old) and is registered under CIN U65992HR2006PTC036270.
SBJ Chits has 2 current directors:
- Binu Bhargava - Director
- Kapil Kataria - Director
The latest financial statements of SBJ Chits on record with the MCA are for the year ended 31 March 2023. Its last annual general meeting was held on 30 September 2023. Year-wise statements from 2015 are in the company report.
The GSTIN of SBJ Chits is 06AAKCS6951R1ZF, registered in Haryana.
The CIN (Corporate Identification Number) of SBJ Chits is U65992HR2006PTC036270. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
SBJ Chits has 11 court cases on record: 11 filed by the company. 9 are pending.
SBJ Chits was incorporated on 28 July 2006, making it 20+ years old. It is registered with the Registrar of Companies, Haryana.
The peers of SBJ Chits by revenue are Vijay Bhargavi Chit Fund Pvt Ltd, Unibase Micro Finance Foundation, Vivvid Chit Funds Private Limited, Sagar Chits (Visakha) Private Limited, H. R. Chit Fund Private Limited, all in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities).
Kapil Kataria was appointed as Director on 13 Nov 2023. Shruti Bhargava ceased to be Director on 13 Nov 2023. Naresh Chand Bhargava ceased to be Director on 12 Aug 2023. SBJ Chits has 5 board changes on record in total.
The registered office of SBJ Chits is at House No. 777 Ward No. 29 Sham Nagar, Sonipat, Haryana, India – 131001.
SBJ Chits operates in the financial services industry, in the microfinance institutions segment.