SBJ Chits Private Limited
About SBJ Chits Private Limited
Data last updated:
SBJ Chits Private Limited is a private limited company based in Sonipat, Haryana, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 28 July 2006 and has been in existence for over 20 years.
The company is registered with the Registrar of Companies (ROC), Haryana, under CIN U65992HR2006PTC036270. Its GSTIN is 06AAKCS6951R1ZF (Haryana).
The company has an authorised share capital of ₹5 Lakh and a paid-up capital of ₹1 Lakh. It is led by directors Binu Bhargava and Kapil Kataria.
Its last annual general meeting (AGM) was held on 30 September 2023, and its latest financial statements are for the year ended 31 March 2023. The registered office is at House No. 777 Ward No. 29 Sham Nagar, Sonipat, Haryana, India – 131001.
As per the financials filed for FY 2021, the company reported a revenue of ₹15.56 Lakh, a decline of 39% compared to the previous year. For the same year it recorded a net loss of ₹1.16 Lakh (net margin -7.4%) and EBITDA of ₹3.01 Lakh (EBITDA margin 19.3%). Revenue has declined at a compounded annual rate (CAGR) of 29% over three years and 27% over five years.
Court records list 11 cases involving the company, including 11 filed by the company; 9 cases are pending.
The current compliance status is marked as compliant by the Registrar of Companies.
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- Registered AddressHouse No. 777 Ward No. 29 Sham Nagar, Sonipat, Haryana, India – 131001
- IndustryFinancial Services, Microfinance Institutions
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Financials of SBJ Chits Private Limited FY 2023 filings available
SBJ Chits Private Limited reported revenue of ₹15.56 Lakh (down 39% YoY) for FY 2021.
Compounded Annual Growth Rate (CAGR) of SBJ Chits Private Limited
Revenue has declined at a compounded annual rate (CAGR) of 27% over five years, including a 39% fall in the latest year. EBITDA fell 32% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of SBJ Chits Private Limited
| Metrics | FY 2020-21 | FY 2019-20 | FY 2018-19 | FY 2017-18 | FY 2016-17 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | •••• | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
| Total Revenue | ₹15.56 Lakh | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | ₹3.01 Lakh | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | -₹1.16 Lakh | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of SBJ Chits Private Limited
| Metrics | FY 2020-21 | FY 2019-20 | FY 2018-19 | FY 2017-18 | FY 2016-17 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 19.3% | •••• | •••• | •••• | •••• |
| Net Profit Margin | -7.4% | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of SBJ Chits are in the company report.
Financial statements from 2015
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Board of Directors of SBJ Chits Private Limited
SBJ Chits has 2 current directors and 3 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Binu Bhargava | Director | 28 Jul 2006 | 20 Years 2 Months | Current |
| Kapil Kataria Also directs: Bulls Reality Private Limited | Director | 13 Nov 2023 | 2 Years 11 Months | Current |
Peer Comparison of SBJ Chits Private Limited
SBJ Chits Private Limited is compared with the companies closest to it by revenue in the BFSI industry (Micro Finance). Net profit, margin and employee counts of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| GND Chits Private Limited | ₹15.68 Lakh (FY 2025) | •••• | •••• | 6.0% | •••• | Delhi, India |
| Vijay Bhargavi Chit Fund Pvt Ltd | ₹15.62 Lakh (FY 2025) | •••• | •••• | -70.0% | •••• | Hyderabad, Telangana, India |
| Ayushman Micro Finance Foundation | ₹15.6 Lakh (FY 2021) | •••• | •••• | -26.0% | •••• | Varanasi, Uttar Pradesh, India |
| BK Dhanalakshmi Nidhi Limited | ₹15.6 Lakh (FY 2024) | •••• | •••• | 25.0% | •••• | Thrissur, Kerala, India |
| Unibase Micro Finance Foundation | ₹15.56 Lakh (FY 2019) | •••• | •••• | 59.0% | •••• | Sonebhadra, Uttar Pradesh, India |
| SBJ Chits Private Limited this company | ₹15.56 Lakh (FY 2021) | •••• | •••• | -39.0% | •••• | Sonipat, Haryana, India |
| Pathway Belgaum Chits Private Limited | ₹15.51 Lakh (FY 2025) | •••• | •••• | 10.0% | •••• | Belgaum, Karnataka, India |
| Vivvid Chit Funds Private Limited | ₹15.48 Lakh (FY 2024) | •••• | •••• | 144.0% | •••• | Tiruchirappalli, Tamil Nadu, India |
| Shree Gajanan Urban Mudra Nidhi Limited | ₹15.41 Lakh (FY 2024) | •••• | •••• | -31.0% | •••• | Lucknow, Uttar Pradesh, India |
| Sagar Chits (Visakha) Private Limited | ₹15.39 Lakh (FY 2025) | •••• | •••• | -19.0% | •••• | Visakhapatnam, Andhra Pradesh, India |
| H. R. Chit Fund Private Limited | ₹15.36 Lakh (FY 2025) | •••• | •••• | •••• | Faridabad, Haryana, India |
Peers are the five companies nearest above and the five nearest below SBJ Chits by revenue in the BFSI industry (Micro Finance), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.
Auditor Details of SBJ Chits Private Limited
SBJ Chits Private Limited is audited by S K DHAWAN & ASSOCIATES for the financial year 2021.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| S K DHAWAN & ASSOCIATES | Locked | Locked | Locked |
Complete auditor history
Appointment and cessation dates and past auditor changes are in the company report.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Ownership and Shareholding of SBJ Chits Private Limited
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of SBJ Chits Private Limited
SBJ Chits Private Limited does not have any charges (loans) registered with the Registrar of Companies.
Legal Cases of SBJ Chits Private Limited
SBJ Chits Private Limited has 11 court cases on record: 11 filed by SBJ Chits. 9 cases are pending and 2 are disposed. Status as checked between 30 Sep 2026 and 03 Oct 2026.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 11 | 0 | 9 |
Cases on record (4 of 11)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, North, Delhi | Criminal case | Filed by the company against Camera Plus Private Limited | Pending |
| District court, North, Delhi | Cheque dishonour complaint | Filed by the company against an individual | Pending |
| District court, North, Delhi | Criminal case | Filed by the company against an individual | Disposed |
| District court, North West, Delhi | Criminal case | Filed by the company against an individual | Disposed |
Full case history
All 11 cases with case numbers, court, year-wise trend, opposite parties and decision dates are in the company report.
- Every case with its case number
- Year-wise trend
- Opposite parties
- Decision dates and orders
Verified entity values are shown only after access is granted.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
Employees and EPFO Compliance at SBJ Chits Private Limited
Employment history and EPFO contributions of people linked to SBJ Chits.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Recent Activity on SBJ Chits Private Limited
SBJ Chits Private Limited has 5 board changes on record since 2006: 2 appointments and 3 cessations. The latest: Kapil Kataria was appointed as Director on 13 Nov 2023.
Credit Ratings, Litigation & Regulatory Alerts for SBJ Chits Private Limited
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by SBJ Chits Private Limited
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of SBJ Chits Private Limited
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of SBJ Chits Private Limited
SBJ Chits has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 06AAKCS6951R1ZF | Haryana | Active | 01 Aug 2017 |
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of SBJ Chits Private Limited
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about SBJ Chits Private Limited
SBJ Chits is an active private limited company based in Sonipat, Haryana, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 28 July 2006 (20+ years old) and is registered under CIN U65992HR2006PTC036270.
SBJ Chits reported revenue of ₹15.56 Lakh for FY 2021 (down 39% YoY).
SBJ Chits has 2 current directors:
- Binu Bhargava - Director
- Kapil Kataria - Director
SBJ Chits reported a net loss of ₹1.16 Lakh (net margin -7.4%) and EBITDA of ₹3.01 Lakh (EBITDA margin 19.3%) for FY 2021, as per its filed financial statements.
The compounded annual growth rate (CAGR) of the revenue of SBJ Chits is -29% over three years and -27% over five years. In the latest year (FY 2021) revenue fell 39%. CAGR is the steady yearly rate that links the first and the last year.
The GSTIN of SBJ Chits is 06AAKCS6951R1ZF, registered in Haryana.
The CIN (Corporate Identification Number) of SBJ Chits is U65992HR2006PTC036270. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
SBJ Chits has 11 court cases on record: 11 filed by the company. 9 are pending.
SBJ Chits was incorporated on 28 July 2006, making it 20+ years old. It is registered with the Registrar of Companies, Haryana.
The peers of SBJ Chits by revenue are GND Chits Private Limited, Vijay Bhargavi Chit Fund Pvt Ltd, Ayushman Micro Finance Foundation, BK Dhanalakshmi Nidhi Limited, Unibase Micro Finance Foundation and 5 more, all in the BFSI industry (Micro Finance).
Kapil Kataria was appointed as Director on 13 Nov 2023. Shruti Bhargava ceased to be Director on 13 Nov 2023. Naresh Chand Bhargava ceased to be Director on 12 Aug 2023. SBJ Chits has 5 board changes on record in total.