Goyal Chits Private Limited
About Goyal Chits Private Limited
Data last updated:
Goyal Chits Private Limited is a private limited company based in Faridabad, Haryana, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 04 March 2020 and has been in existence for over 6 years.
The company is registered with the Registrar of Companies (ROC), Delhi, under CIN U65992HR2020PTC085727.
The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹1 Lakh. It is led by directors Lata Goyal and Sanjeev Kumar Goyal.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 2527 Sector – 49 Sainik Colony, Faridabad, Haryana, India – 121001.
As per the financials filed for FY 2025, the company reported a revenue of ₹3.15 Lakh, a decline of 8% compared to the previous year. For the same year it recorded a net profit of ₹23,071 (net margin 7.3%) and EBITDA of ₹34,055 (EBITDA margin 10.8%). Revenue has grown at a compounded annual rate (CAGR) of 53% over three years.
Court records list 1 case involving the company, including 1 filed by the company.
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- Registered Address2527 Sector – 49 Sainik Colony, Faridabad, Haryana, India – 121001
- IndustryFinancial Services, Microfinance Institutions
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Business Activity of Goyal Chits Private Limited
The main business activity of Goyal Chits is financial and insurance service. In detail, this covers other financial activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Financials of Goyal Chits Private Limited FY 2025 filings available
Goyal Chits Private Limited reported revenue of ₹3.15 Lakh (down 8% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR) of Goyal Chits Private Limited
Revenue fell 8% in the latest year, but over three years it has grown at a compounded annual rate (CAGR) of 53%. EBITDA fell 1% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of Goyal Chits Private Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | •••• | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | ₹34,055 | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | ₹23,071 | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of Goyal Chits Private Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 10.8% | •••• | •••• | •••• | •••• |
| Net Profit Margin | 7.3% | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Goyal Chits are in the company report.
Financial statements from FY 2020
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Peer Comparison of Goyal Chits Private Limited
Goyal Chits Private Limited is compared with the companies closest to it by revenue in the BFSI industry (Micro Finance). Net profit, margin and employee counts of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Paithrukam Chits Private Limited | ₹3.17 Lakh (FY 2025) | •••• | •••• | 16.0% | •••• | Thrissur, Kerala, India |
| Jayita India Nidhi Limited | ₹3.17 Lakh (FY 2025) | •••• | •••• | 264.0% | •••• | Nadia, West Bengal, India |
| Bankerman Kuries and Loans Private Limited | ₹3.16 Lakh (FY 2025) | •••• | •••• | -40.0% | •••• | Thrichur, Kerala, India |
| Firstfin Nidhi Limited | ₹3.16 Lakh (FY 2021) | •••• | •••• | •••• | Bangalore, Karnataka, India | |
| Luck Micro Finance Foundation | ₹3.16 Lakh (FY 2024) | •••• | •••• | -39.0% | •••• | Varanasi, Uttar Pradesh, India |
| Goyal Chits Private Limited this company | ₹3.15 Lakh (FY 2025) | •••• | •••• | -8.0% | •••• | Faridabad, Haryana, India |
| Sadanand Sons and Microcredit Services | ₹3.11 Lakh (FY 2025) | •••• | •••• | •••• | Bhadohi, Uttar Pradesh, India | |
| Sirimalle Chits and Finance Private Limited | ₹3.11 Lakh (FY 2024) | •••• | •••• | -57.0% | •••• | Hyderabad, Telangana, India |
| Gandhi Gupta Industrial Finance and Chit Fund Company Limited | ₹3.1 Lakh (FY 2021) | •••• | •••• | -61.0% | •••• | Haryana, India |
| Firstclickpay Micro Finance Private Limited | ₹3.08 Lakh (FY 2025) | •••• | •••• | •••• | Kishan Garh, Rajasthan, India | |
| Kifaayat Nidhi Limited | ₹3.08 Lakh (FY 2021) | •••• | •••• | -55.0% | •••• | Pune, Maharashtra, India |
Peers are the five companies nearest above and the five nearest below Goyal Chits by revenue in the BFSI industry (Micro Finance), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.
Auditor Details of Goyal Chits Private Limited
Goyal Chits Private Limited is audited by B C SHARMA & ASSOCIATES for the financial year 2021.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| B C SHARMA & ASSOCIATES | Locked | Locked | Locked |
Complete auditor history
Appointment and cessation dates and past auditor changes are in the company report.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Board of Directors of Goyal Chits Private Limited
Goyal Chits has 2 directors on record. No former directors are listed.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Lata Goyal Also directs: G Series Home Appliances Private Limited | Director | 04 Mar 2020 | 6 Years 7 Months | Current |
| Sanjeev Kumar Goyal Also directs: G Series Home Appliances Private Limited | Director | 04 Mar 2020 | 6 Years 7 Months | Current |
Ownership and Shareholding of Goyal Chits Private Limited
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Goyal Chits Private Limited
Goyal Chits Private Limited does not have any charges (loans) registered with the Registrar of Companies.
Legal Cases of Goyal Chits Private Limited
Goyal Chits Private Limited has 1 court case on record: 1 filed by Goyal Chits. All case is disposed. Status as checked on 04 Oct 2026.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 1 | 0 | 0 |
Cases on record (1 of 1)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Faridabad, Haryana | Cheque dishonour complaint | Filed by the company against an individual | Disposed |
Full case history
All 1 cases with case numbers, court, year-wise trend, opposite parties and decision dates are in the company report.
- Every case with its case number
- Year-wise trend
- Opposite parties
- Decision dates and orders
Verified entity values are shown only after access is granted.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
Employees and EPFO Compliance at Goyal Chits Private Limited
Employment history and EPFO contributions of people linked to Goyal Chits.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Recent Activity on Goyal Chits Private Limited
Goyal Chits Private Limited has 2 board changes on record since 2020: 2 appointments. The latest: Lata Goyal was appointed as Director on 04 Mar 2020.
Credit Ratings, Litigation & Regulatory Alerts for Goyal Chits Private Limited
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Goyal Chits Private Limited
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Goyal Chits Private Limited
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of Goyal Chits Private Limited
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Goyal Chits Private Limited
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about Goyal Chits Private Limited
Goyal Chits is an active private limited company based in Faridabad, Haryana, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 04 March 2020 (6+ years old) and is registered under CIN U65992HR2020PTC085727.
Goyal Chits reported revenue of ₹3.15 Lakh for FY 2025 (down 8% YoY).
Goyal Chits has 2 current directors:
- Lata Goyal - Director
- Sanjeev Kumar Goyal - Director
Goyal Chits reported a net profit of ₹23,071 (net margin 7.3%) and EBITDA of ₹34,055 (EBITDA margin 10.8%) for FY 2025, as per its filed financial statements.
The compounded annual growth rate (CAGR) of the revenue of Goyal Chits is 53% over three years. In the latest year (FY 2025) revenue fell 8%. CAGR is the steady yearly rate that links the first and the last year.
The CIN (Corporate Identification Number) of Goyal Chits is U65992HR2020PTC085727. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Goyal Chits has 1 court case on record: 1 filed by the company.
Goyal Chits was incorporated on 04 March 2020, making it 6+ years old. It is registered with the Registrar of Companies, Delhi.
The peers of Goyal Chits by revenue are Paithrukam Chits Private Limited, Jayita India Nidhi Limited, Bankerman Kuries and Loans Private Limited, Firstfin Nidhi Limited, Luck Micro Finance Foundation and 5 more, all in the BFSI industry (Micro Finance).
Lata Goyal was appointed as Director on 04 Mar 2020. Sanjeev Kumar Goyal was appointed as Director on 04 Mar 2020.
The registered office of Goyal Chits is at 2527 Sector – 49 Sainik Colony, Faridabad, Haryana, India – 121001.