Paithrukam Chits Private Limited

Paithrukam Chits Private Limited - financial services in Thrissur, Kerala, India. FY 2026 financials & compliance.
CIN U65992KL2004PTC017447 Incorporated 17 September 2004 ROC Ernakulam HQ Thrissur, Kerala, India
Active Private Limited Company financial services
Data last updated
Revenue · FY 2025
₹3.17 Lakh
▲ 16% YoY
Net loss · FY 2025
₹15.23 Lakh
Net margin -479.8%
EBITDA · FY 2025
-₹15.01 Lakh
EBITDA margin -473.1%
Authorised capital
₹1 Cr
Registered with MCA
Paid-up capital
₹72 Lakh
Issued & subscribed
Company age
22 yrs
Est. 2004
Directors on board
7
As per MCA filings
GST registrations
1
None active

About Paithrukam Chits Private Limited

Data last updated:

Paithrukam Chits Private Limited is a private limited company based in Thrissur, Kerala, India. It operates in the financial services and investment segment of the financial services sector. It was incorporated on 17 September 2004 and has been in existence for over 22 years.

The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65992KL2004PTC017447. The company has 1 GST registration on record, which is no longer active.

The company has an authorised share capital of ₹1 Cr and a paid-up capital of ₹72 Lakh. It is led by directors including Kanakkassery Manoharan (Managing Director) and Chembakassery Kochappu Antony.

Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at V/176E Paithrukam Castleeast Nada Irinjalakuda, Thrissur, Kerala, India – 695014.

As per the financials filed for FY 2025, the company reported a revenue of ₹3.17 Lakh, a growth of 16% compared to the previous year. For the same year it recorded a net loss of ₹15.23 Lakh (net margin -479.8%) and EBITDA of -₹15.01 Lakh (EBITDA margin -473.1%). Revenue has declined at a compounded annual rate (CAGR) of 44% over three years and 36% over five years.

Court records list 13 cases involving the company, including 12 filed by the company and 1 filed against it.

The current compliance status is marked as compliant by the Registrar of Companies.

Company details

CIN U65992KL2004PTC017447
Registration Number 017447
Incorporation Date 17 September 2004
ROC Ernakulam
Listing Status Unlisted
Company Status Active
Date of Last AGM 30 September 2025
Date of Balance Sheet 31 March 2025
Compliance Status Active Compliant

Contact details

Paithrukam Chits Private Limited's registered office is in Thrissur, Kerala. Its e-mail address and telephone number are in the company report.

  • Email
  • Telephone
  • Registered Address
    V/176E Paithrukam Castleeast Nada Irinjalakuda, Thrissur, Kerala, India – 695014
  • Industry
    Financial Services, Financial Activities

To see the full contact details of Paithrukam Chits Private Limited, buy the company report.

Comprehensive company report
Paithrukam Chits Private Limited - one report that includes everything
  • Company details, directors and signatories
  • Historical financials and ratios
  • Shareholding pattern and group structure
  • Charges with holder and property details
  • Legal cases, compliance and MCA filings
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Business activity

The main business activity of Paithrukam Chits is financial and insurance service. In detail, this covers other financial activities.

Main activity group codeMain activityBusiness activity codeBusiness activityShare of turnover
KFinancial and insurance ServiceK8Other financial activities

To see the full business activity and turnover split of Paithrukam Chits Private Limited, buy the company report.

Financials of Paithrukam Chits Private Limited

FY 2025 filings available

Paithrukam Chits Private Limited reported revenue of ₹3.17 Lakh (up 16% YoY) for FY 2025.

Revenue · FY 2025
₹3.17 Lakh ▲ 16%
Net loss · FY 2025
₹15.23 Lakh margin -479.8%
EBITDA · FY 2025
-₹15.01 Lakh margin -473.1%

Compounded Annual Growth Rate (CAGR)

Revenue CAGR growth
1 year
▲ 16%
3 years · compounded
▼ 44%
5 years · compounded
▼ 36%
EBITDA CAGR growth
1 year
▼ 159%
3 years · compounded
▼ 31%
5 years · compounded
▼ 98%

Revenue rose 16% in the latest year, though over five years it has declined at a compounded annual rate (CAGR) of 36%. EBITDA fell 159% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.

Financial Statement Summary

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profit and Loss Statement
Revenue from Operations
Other Income
Total Revenue
Cost of Materials Consumed
Employee Benefit Expense
Finance Costs
Depreciation and Amortisation
Other Expenses
Total Expenses
EBITDA-₹15.01 Lakh
Profit Before Tax
Tax Expense
Net Profit (PAT)-₹15.23 Lakh
Balance Sheet
Share Capital
Reserves and Surplus
Net Worth (Total Equity)
Long-term Borrowings
Short-term Borrowings
Trade Payables
Total Liabilities
Fixed Assets
Investments
Inventories
Trade Receivables
Cash and Bank Balance
Total Assets

Financial Ratios

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profitability
EBITDA Margin-473.1%
Net Profit Margin-479.8%
Return on Equity (ROE)
Return on Capital Employed (ROCE)
Return on Assets (ROA)
Liquidity and Debt
Current Ratio
Quick Ratio
Debt-to-Equity Ratio
Interest Coverage Ratio
Efficiency and Growth
Asset Turnover
Receivable Days
Payable Days
Inventory Days
Revenue Growth
Net Profit Growth

To see the full financial statements and ratios of Paithrukam Chits Private Limited, buy the company report.

Board of directors of Paithrukam Chits Private Limited

Paithrukam Chits has 7 current directors and 8 former directors. Current directors are listed first, with their designation and appointment date.

Current Directors
NameDesignationAppointment DateTenureStatus
Chembakassery Kochappu AntonyDirector11 Jun 200521 Years 4 MonthsCurrent
Kanakkassery ManoharanManaging Director17 Sep 200422 Years 1 MonthsCurrent
Chembakassery Devassykutty JoseDirector11 Jun 200521 Years 4 MonthsCurrent
Baiju JosephDirector11 Jun 200521 Years 4 MonthsCurrent
Kallukaran Kochappu PaulsonDirector14 Jan 20206 Years 9 MonthsCurrent
Koovakkadan Babu ThomasDirector17 Sep 200422 Years 1 MonthsCurrent
Showing 6 of 7 current directors. View all directors

Peer comparison

Paithrukam Chits Private Limited is compared with the 8 companies closest to it by revenue in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities), from the latest filed financials of each company.

CompanyRevenueNet profitMarginGrowth (1 yr)EmployeesLocation
KTM Nidhi Limited₹3.24 Lakh (FY 2023)-58.0%Kottayam, Kerala, India
Huvinahadagali Chits Private Limited₹3.23 Lakh (FY 2020)-58.0%Huvinahadagali, Karnataka, India
Kingsway Finance Private Limited₹3.2 Lakh (FY 2022)-50.0%Jammu and Kashmir, India
Forced Saving Chits Private Limited₹3.18 Lakh (FY 2025)-6.0%Haryana, India
Shri Satyasai Micro Finance Foundation₹3.18 Lakh (FY 2024)9.0%Varanasi, Uttar Pradesh, India
Paithrukam Chits Private Limitedthis company₹3.17 Lakh (FY 2025)-₹15.23 Lakh-479.8%16.0%Thrissur, Kerala, India
Bankerman Kuries and Loans Private Limited₹3.16 Lakh (FY 2025)-40.0%Thrichur, Kerala, India
Firstfin Nidhi Limited₹3.16 Lakh (FY 2021)Bangalore, Karnataka, India
Goyal Chits Private Limited₹3.15 Lakh (FY 2025)-8.0%Faridabad, Haryana, India

To see the full peer comparison of Paithrukam Chits Private Limited, buy the company report.

Auditor

Paithrukam Chits Private Limited is audited by UNNIKRISHNANANDCO for the financial year 2017.

Auditor firmFinancial yearFirm registration number
UNNIKRISHNANANDCOFY 2017004460S

Shareholding

The shareholding of Paithrukam Chits Private Limited is on record for 2 financial years, the latest being FY 2017, split between promoters, domestic institutions, foreign institutions, public shareholders and others.

Shareholder categoryFY 2017FY 2016
Promoters
Domestic institutional investors (DII)
Foreign institutional investors (FII)
Public
Others

To see the full shareholding pattern of Paithrukam Chits Private Limited, buy the company report.

MSME payment delays

No delayed payments to MSME suppliers are on our record for Paithrukam Chits Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.

GST

Paithrukam Chits has 1 GST registration on record, and it has been cancelled or is inactive. Only active GST numbers are listed on this page.

Total GSTINs
1
Cancelled / inactive
1

To see the full GST registrations and return filing status of Paithrukam Chits Private Limited, buy the company report.

Recent activity

Paithrukam Chits Private Limited has 15 board changes on record since 2004: 7 appointments and 8 cessations. The latest: Chembakassery Kochappu Antony ceased to be Managing Director on 12 Sep 2022.

AGM
Paithrukam Chits Private Limited last Annual general meeting of members was held on 30 Sep 2025 as per latest MCA records.
Filing
Paithrukam Chits Private Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Ernakulam.
Ceased
Chembakassery Kochappu Antony ceased to be Managing Director.
Ceased
Kanakkassery Manoharan ceased to be Director.
Ceased
George Sebastian Chulliyadan Anthony ceased to be Director.
Appointed
Kallukaran Kochappu Paulson was appointed as Director.
Ceased
Papatu Kesavan Indira ceased to be Director.
Ceased
Priya Sasi ceased to be Director.
Ceased
Pulikan George Paulson ceased to be Director.
Ceased
Shincy Paulson ceased to be Director.
Ceased
Peethambaran Raman Thaliyaparambil ceased to be Director.
Appointed
Baiju Joseph was appointed as Director.

6 earlier events are in the company report.

Frequently asked questions

Paithrukam Chits is an active private limited company based in Thrissur, Kerala, India. The company works in financial activities, within the financial services industry. It was incorporated on 17 September 2004 (22+ years old) and is registered under CIN U65992KL2004PTC017447.

Paithrukam Chits has 7 current directors:

The latest financial statements of Paithrukam Chits on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.

No. Paithrukam Chits has 1 GST registration on record and it is cancelled or inactive.

The CIN (Corporate Identification Number) of Paithrukam Chits is U65992KL2004PTC017447. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.

Paithrukam Chits has 13 court cases on record: 12 filed by the company and 1 filed against it.

Paithrukam Chits was incorporated on 17 September 2004, making it 22+ years old. It is registered with the Registrar of Companies, Ernakulam.

The peers of Paithrukam Chits by revenue are KTM Nidhi Limited, Huvinahadagali Chits Private Limited, Kingsway Finance Private Limited, Forced Saving Chits Private Limited, Shri Satyasai Micro Finance Foundation and 3 more, all in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities).

Chembakassery Kochappu Antony ceased to be Managing Director on 12 Sep 2022. Kanakkassery Manoharan ceased to be Director on 12 Sep 2022. George Sebastian Chulliyadan Anthony ceased to be Director on 14 Jan 2020. Paithrukam Chits has 15 board changes on record in total.

The registered office of Paithrukam Chits is at V176E Paithrukam Castleeast Nada Irinjalakuda, Thrissur, Kerala, India – 695014.

Paithrukam Chits operates in the financial services industry, in the financial activities segment.