
KTM Nidhi Limited
About KTM Nidhi Limited
Data last updated:
KTM Nidhi Limited is a nidhi company based in Kottayam, Kerala, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 30 October 2019 and has been in existence for over 7 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65990KL2019PLN060119.
The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹10 Lakh. It is led by directors including Bobby Joseph and Anoop Chackalayil John.
Its last annual general meeting (AGM) was held on 30 September 2023, and its latest financial statements are for the year ended 31 March 2023. The registered office is at J Avenue Chackalayil Building No VII/557 – D4 Vadavathoor P.O, Kottayam, Kerala, India – 686010.
As per the financials filed for FY 2023, the company reported a revenue of ₹3.24 Lakh, a decline of 58% compared to the previous year. For the same year it recorded a net loss of ₹11,614 (net margin -3.6%) and EBITDA of ₹1.49 Lakh (EBITDA margin 46%).
Company details
Contact details
KTM Nidhi Limited's registered office is in Kottayam, Kerala. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered AddressJ Avenue Chackalayil Building No VII/557 – D4 Vadavathoor P.O, Kottayam, Kerala, India – 686010
- IndustryFinancial Services, Microfinance Institutions
To see the full contact details of KTM Nidhi Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of KTM Nidhi is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of KTM Nidhi Limited, buy the company report.
Financials of KTM Nidhi Limited
FY 2023 filings availableKTM Nidhi Limited reported revenue of ₹3.24 Lakh (down 58% YoY) for FY 2023.
Compounded Annual Growth Rate (CAGR)
Revenue fell 58% in the latest year. EBITDA fell 62% in the latest year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|
| Profit and Loss Statement | ||||
| Revenue from Operations | ||||
| Other Income | ||||
| Total Revenue | ₹3.24 Lakh | |||
| Cost of Materials Consumed | ||||
| Employee Benefit Expense | ||||
| Finance Costs | ||||
| Depreciation and Amortisation | ||||
| Other Expenses | ||||
| Total Expenses | ||||
| EBITDA | ₹1.49 Lakh | |||
| Profit Before Tax | ||||
| Tax Expense | ||||
| Net Profit (PAT) | -₹11,614 | |||
| Balance Sheet | ||||
| Share Capital | ||||
| Reserves and Surplus | ||||
| Net Worth (Total Equity) | ||||
| Long-term Borrowings | ||||
| Short-term Borrowings | ||||
| Trade Payables | ||||
| Total Liabilities | ||||
| Fixed Assets | ||||
| Investments | ||||
| Inventories | ||||
| Trade Receivables | ||||
| Cash and Bank Balance | ||||
| Total Assets | ||||
Financial Ratios
| Metrics | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|
| Profitability | ||||
| EBITDA Margin | 46% | |||
| Net Profit Margin | -3.6% | |||
| Return on Equity (ROE) | ||||
| Return on Capital Employed (ROCE) | ||||
| Return on Assets (ROA) | ||||
| Liquidity and Debt | ||||
| Current Ratio | ||||
| Quick Ratio | ||||
| Debt-to-Equity Ratio | ||||
| Interest Coverage Ratio | ||||
| Efficiency and Growth | ||||
| Asset Turnover | ||||
| Receivable Days | ||||
| Payable Days | ||||
| Inventory Days | ||||
| Revenue Growth | ||||
| Net Profit Growth | ||||
To see the full financial statements and ratios of KTM Nidhi Limited, buy the company report.
Board of directors of KTM Nidhi Limited
KTM Nidhi has 3 directors on record. No former directors are listed.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Bobby Joseph Also directs: KTM Secure Nidhi Limited | Director | 30 Oct 2019 | 7 Years 0 Months | Current |
| Anoop Chackalayil John Also directs: KTM Secure Nidhi Limited, Chackalayil Chits Private Limited | Director | 30 Oct 2019 | 7 Years 0 Months | Current |
| Thomas Joseph Also directs: Le Floral Tours India Private Limited, Bell Chits Private Limited, KTM Secure Nidhi Limited and 1 more | Director | 30 Oct 2019 | 7 Years 0 Months | Current |
Peer comparison
KTM Nidhi Limited is compared with the 9 companies closest to it by revenue in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Osmanabad Urban Multiple Nidhi Limited | ₹3.28 Lakh (FY 2024) | -57.0% | Osmanabad, Maharashtra, India | |||
| Swarna Ganga Chit Funds and Finance Company Private Limited | ₹3.25 Lakh (FY 2025) | -83.0% | Hyderabad, Telangana, India | |||
| Venugopal Co Pvt Ltd | ₹3.25 Lakh (FY 2024) | Thrissur, Kerala, India | ||||
| Sri Raghunath Chitfund Private Limited | ₹3.24 Lakh (FY 2020) | -75.0% | Khammam, Telangana, India | |||
| KTM Nidhi Limitedthis company | ₹3.24 Lakh (FY 2023) | -₹11,614 | -3.6% | -58.0% | Kottayam, Kerala, India | |
| Huvinahadagali Chits Private Limited | ₹3.23 Lakh (FY 2020) | -58.0% | Huvinahadagali, Karnataka, India | |||
| Kingsway Finance Private Limited | ₹3.2 Lakh (FY 2022) | -50.0% | Jammu and Kashmir, India | |||
| Forced Saving Chits Private Limited | ₹3.18 Lakh (FY 2025) | -6.0% | Haryana, India | |||
| Shri Satyasai Micro Finance Foundation | ₹3.18 Lakh (FY 2024) | 9.0% | Varanasi, Uttar Pradesh, India | |||
| Paithrukam Chits Private Limited | ₹3.17 Lakh (FY 2025) | 16.0% | Thrissur, Kerala, India |
To see the full peer comparison of KTM Nidhi Limited, buy the company report.
Auditor
KTM Nidhi Limited is audited by HIRAN & CO for the financial year 2023.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| HIRAN & CO | FY 2023 | 013264S |
Shareholding
The shareholding of KTM Nidhi Limited is on record for 4 financial years, the latest being FY 2023, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|
| Promoters | ||||
| Domestic institutional investors (DII) | ||||
| Foreign institutional investors (FII) | ||||
| Public | ||||
| Others |
To see the full shareholding pattern of KTM Nidhi Limited, buy the company report.
Legal cases
No court or tribunal cases involving KTM Nidhi Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for KTM Nidhi Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for KTM Nidhi Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
KTM Nidhi Limited has 3 board changes on record since 2019: 3 appointments. The latest: Anoop Chackalayil John was appointed as Director on 30 Oct 2019.
Frequently asked questions
KTM Nidhi is an active nidhi company based in Kottayam, Kerala, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 30 October 2019 (7+ years old) and is registered under CIN U65990KL2019PLN060119.
KTM Nidhi has 3 current directors:
- Bobby Joseph - Director
- Anoop Chackalayil John - Director
- Thomas Joseph - Director
The latest financial statements of KTM Nidhi on record with the MCA are for the year ended 31 March 2023. Its last annual general meeting was held on 30 September 2023. Year-wise statements from FY 2020 are in the company report.
The CIN (Corporate Identification Number) of KTM Nidhi is U65990KL2019PLN060119. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
KTM Nidhi was incorporated on 30 October 2019, making it 7+ years old. It is registered with the Registrar of Companies, Ernakulam.
The peers of KTM Nidhi by revenue are Osmanabad Urban Multiple Nidhi Limited, Swarna Ganga Chit Funds and Finance Company Private Limited, Venugopal Co Pvt Ltd, Sri Raghunath Chitfund Private Limited, Huvinahadagali Chits Private Limited and 4 more, all in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities).
Anoop Chackalayil John was appointed as Director on 30 Oct 2019. Bobby Joseph was appointed as Director on 30 Oct 2019. Thomas Joseph was appointed as Director on 30 Oct 2019.
The registered office of KTM Nidhi is at J Avenue Chackalayil Building No VII557 – D4 Vadavathoor P.O, Kottayam, Kerala, India – 686010.
KTM Nidhi operates in the financial services industry, in the microfinance institutions segment.
KTM Nidhi can be reached at its registered office: J Avenue Chackalayil Building No VII557 – D4 Vadavathoor P.O, Kottayam, Kerala, India – 686010.
KTM Nidhi is registered under the jurisdiction of the Registrar of Companies (ROC), Ernakulam.

