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Housing and Urban Development Corporation Limited - financial services in New Delhi, Delhi, India. FY 2026 financials & compliance.
Active Listed - NSE: HUDCO · BSE: 540530 Public Limited Union Government Company financial services Nifty 500
Market Cap
₹30,897 Cr
HUDCO · NSE
Share Price
₹151.77
-1.67% today
Revenue
₹13,294 Cr
FY 2025-26 · +28.5% YoY
EBITDA
₹12,132 Cr
Margin 91.3%
Net Profit
₹4,004 Cr
FY 2025-26 · +47.8% YoY
P/E (TTM)
7.4x
P/B 1.5x
ROE
20.2%
ROCE 8.4%
Debt / Equity
6.23
Interest cover 73.7x
About Housing and Urban Development Corporation Limited
Data last updated:
Housing and Urban Development Corporation Limited is a public limited union government company based in New Delhi, Delhi, India. It operates in the housing finance companies segment of the financial services sector. It was incorporated on 25 April 1970 and has been in existence for over 56 years.
Housing and Urban Development Corporation is part of the Nifty 500 and BSE 500 indices.
The company is registered with the Registrar of Companies (ROC), Delhi, under CIN L74899DL1970GOI005276. Its GSTIN is 04AAACH0632A1ZL (Chandigarh). The company holds 21 GST registrations, all of them active. It is a listed company as per MCA records. Its shares are listed on BSE: 540530 and NSE: HUDCO.
The company has an authorised share capital of ₹2,500 Cr and a paid-up capital of ₹2,001.9 Cr. It was formerly known as Housing and Urban Development Corporation Private Limited. It is led by directors including Sanjay Kulshrestha (Managing Director) and Muniappa Nagaraj (Whole-Time Director).
Its last annual general meeting (AGM) was held on 15 September 2025, and its latest financial statements are for the year ended 31 March 2026. The registered office is at Hudco Bhawan India Habitat Center Lodhi Road, New Delhi, Delhi, India – 110003.
As per the latest consolidated financials for FY 2025-26, the company reported a revenue of ₹13,294 Cr, a growth of 28.5% compared to the previous year. For the same year it recorded a net profit of ₹4,004.19 Cr (net margin 30.1%) and EBITDA of ₹12,132 Cr (EBITDA margin 91.3%). The net worth stands at ₹21,975 Cr (up 22.3% YoY). Total assets are valued at ₹1,63,652 Cr (up 30.6% YoY).
The company has about 642 employees on its provident fund (EPFO) records.
As per MCA filings, the company has open charges of ₹13,376 Cr and satisfied charges of ₹327.87 Cr on record. Court records list 2,075 cases involving the company, including 1,444 filed by the company and 635 filed against it; 319 cases are pending. The company has 5 deals on record (4 market trades, 1 ipo); the latest was in February 2024. Its 8 peer companies in the BFSI industry (Housing Finance), with the same principal business activity (other financial activities) are compared by revenue, 3 larger and 5 smaller; the largest is Bajaj Housing Finance Limited with revenue of ₹7,617.71 Cr.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website hudco.org.
Company details
CIN L74899DL1970GOI005276
Registration Number 005276
Incorporation Date 25 April 1970
ROC Delhi
Listing Status Listed - Listed on NSE (HUDCO); Listed on BSE (540530)
Company Status Active
Date of Last AGM 15 September 2025
Date of Balance Sheet 31 March 2026
Compliance Status Active Compliant
CIN history
Housing and Urban Development Corporation has one previous CIN (Corporate Identification Number): U74899DL1970GOI005276. The current CIN is L74899DL1970GOI005276, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| L74899DL1970GOI005276 | Current |
| U74899DL1970GOI005276 | Previous |
Key People
Sanjay Kulshrestha Managing Director Muniappa Nagaraj Whole-Time Director Daljeet Singh Khatri Whole-Time Director Recognitions & Rankings of Housing and Urban Development Corporation
Contact details
Housing and Urban Development Corporation Limited's registered office is in New Delhi, Delhi. Its website is hudco.org. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Social Media
- Registered AddressHudco Bhawan India Habitat Center Lodhi Road, New Delhi, Delhi, India – 110003
- IndustryFinancial Services, Housing Finance Companies
To see the full contact details of Housing and Urban Development Corporation Limited, buy the company report.
Comprehensive company report
Housing and Urban Development Corporation Limited - one report that includes everything
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
₹799 ₹999 20% off excluding 18% GST
Secure checkout · GST invoice included
Business activity
The main business activity of Housing and Urban Development Corporation is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Housing and Urban Development Corporation Limited, buy the company report.
Financials of Housing and Urban Development Corporation Limited
FY 2025-26 filings availableHousing and Urban Development Corporation Limited reported revenue of ₹13,294 Cr (up 28.5% YoY) for FY 2025-26.
Financial Highlights
FY 2025-26 · ConsolidatedRevenue
₹13,294 Cr
+28.5% YoY
EBITDA
₹12,132 Cr
+16.8% YoY
Profit After Tax
₹4,004 Cr
+47.8% YoY
Net Worth
₹21,975 Cr
+22.3% YoY
Total Assets
₹1,63,652 Cr
+30.6% YoY
Total Debt
₹1,41,677 Cr
+32.0% YoY
Revenue vs Net Profit ₹ Cr
Margin trends
Financial summary ₹ Cr
| Metrics | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Income statement | |||||||
| Revenue | 13,294 | 10,345 | 7,831 | 7,082 | 6,986 | 7,267 | 7,567 |
| Revenue growth | +28.5% | +32.1% | +10.6% | +1.4% | -3.9% | -4.0% | - |
| EBITDA | 12,132 | 10,391 | 7,697 | 6,803 | 6,875 | 6,990 | 7,023 |
| EBITDA margin | +91.3% | +100.5% | +98.3% | +96.1% | +98.4% | +96.2% | +92.8% |
| Profit before tax | 3,221 | 3,637 | 2,843 | 2,289 | 2,346 | 2,229 | 2,174 |
| Net profit | 4,004 | 2,708 | 2,111 | 1,701 | 1,716 | 1,578 | 1,708 |
| Net profit margin | +30.1% | +26.2% | +27.0% | +24.0% | +24.6% | +21.7% | +22.6% |
| EPS (₹) | 20.15 | 13.53 | 10.57 | 8.50 | 8.57 | 7.89 | 8.53 |
| Balance sheet | |||||||
| Total assets | 1,63,652 | 1,25,265 | 90,608 | 78,349 | 75,970 | 74,166 | 73,779 |
| Net worth | 21,975 | 17,968 | 16,613 | 15,444 | 14,467 | 13,188 | 12,342 |
| Total debt | 1,41,677 | 1,07,297 | 73,996 | 62,905 | 61,503 | 60,978 | 61,437 |
| Cash & bank | 226 | 64.54 | 387 | 68.85 | 644 | 1,427 | 423 |
| Net working capital | 320 | 968 | 71.54 | (621) | (552) | 138 | (424) |
| Cash flow | |||||||
| Cash from operations | (33,912) | (31,421) | (10,287) | (851) | (806) | 2,161 | (1,336) |
| Cash from investing | (884) | (1,041) | 435 | (352) | (0.93) | (14.41) | 82.64 |
| Cash from financing | 34,793 | 32,218 | 10,174 | 691 | 80.73 | (1,083) | 1,365 |
| Particulars | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 3,717 | 3,563 | 3,431 | 3,219 | 2,937 | 2,845 | 2,760 | 2,518 |
| Revenue growth (YoY) | +26.6% | +25.2% | +24.3% | +27.9% | +34.2% | - | - | - |
| Other income | 20.32 | 62.21 | 74.37 | 31.99 | 8.16 | 9.92 | 9.91 | 8.42 |
| EBITDA | 3,609 | 2,976 | 3,111 | 3,072 | 2,828 | 2,873 | 2,687 | 2,656 |
| EBITDA margin | +97.1% | +83.5% | +90.7% | +95.4% | +96.3% | +101.0% | +97.3% | +105.5% |
| Depreciation | 1.99 | 3.78 | 3.00 | 2.81 | 2.94 | 3.51 | 2.63 | 2.54 |
| Interest | 2,561 | 2,413 | 2,394 | 2,147 | 1,976 | 1,859 | 1,762 | 1,662 |
| Profit before tax | 1,066 | 621 | 788 | 955 | 857 | 1,020 | 932 | 1,000 |
| Tax | 215 | (1,360) | 75.49 | 245 | 227 | 293 | 197 | 311 |
| Net profit | 851 | 1,981 | 713 | 710 | 630 | 728 | 735 | 689 |
| EPS (₹) | 4.25 | 9.90 | 3.56 | 3.55 | 3.15 | 3.64 | 3.67 | 3.44 |
| Metrics | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Income statement | |||||||
| Revenue | 13,294 | 10,345 | 7,829 | 7,082 | 6,986 | 7,267 | 7,567 |
| Revenue growth | +28.5% | +32.1% | +10.6% | +1.4% | -3.9% | -4.0% | - |
| EBITDA | 12,132 | 10,391 | 7,695 | 6,804 | 6,875 | 6,990 | 7,024 |
| EBITDA margin | +91.3% | +100.5% | +98.3% | +96.1% | +98.4% | +96.2% | +92.8% |
| Profit before tax | 3,221 | 3,637 | 2,843 | 2,289 | 2,346 | 2,229 | 2,175 |
| Net profit | 4,004 | 2,708 | 2,111 | 1,702 | 1,717 | 1,579 | 1,708 |
| Net profit margin | +30.1% | +26.2% | +27.0% | +24.0% | +24.6% | +21.7% | +22.6% |
| EPS (₹) | 20.15 | 13.53 | 10.57 | 8.50 | 8.57 | 7.89 | 8.53 |
| Balance sheet | |||||||
| Total assets | 1,63,654 | 1,25,267 | 90,610 | 78,350 | 75,971 | 74,167 | 73,780 |
| Net worth | 21,977 | 17,970 | 16,614 | 15,445 | 14,468 | 13,189 | 12,343 |
| Total debt | 1,41,677 | 1,07,297 | 73,996 | 62,905 | 61,503 | 60,978 | 61,437 |
| Cash & bank | 226 | 64.54 | 387 | 68.85 | 644 | 1,427 | 423 |
| Net working capital | 320 | 968 | 71.54 | 74.64 | (552) | 138 | (424) |
| Cash flow | |||||||
| Cash from operations | (33,912) | (31,421) | (10,287) | (850) | (806) | 2,161 | (1,336) |
| Cash from investing | (884) | (1,041) | 435 | (353) | (1.12) | (14.41) | 82.64 |
| Cash from financing | 34,793 | 32,218 | 10,174 | 691 | 80.73 | (1,083) | 1,365 |
| Particulars | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 3,717 | 3,563 | 3,431 | 3,219 | 2,937 | 2,845 | 2,760 | 2,518 |
| Revenue growth (YoY) | +26.6% | +25.2% | +24.3% | +27.9% | +34.2% | - | - | - |
| Other income | 20.32 | 62.21 | 74.37 | 31.99 | 8.16 | 9.92 | 9.91 | 8.42 |
| Total expenses | 109 | 587 | 320 | 147 | 109 | (28.11) | 73.36 | (138) |
| EBITDA | 3,609 | 2,976 | 3,111 | 3,072 | 2,828 | 2,873 | 2,687 | 2,656 |
| EBITDA margin | +97.1% | +83.5% | +90.7% | +95.4% | +96.3% | +101.0% | +97.3% | +105.5% |
| Depreciation | 1.99 | 3.78 | 3.00 | 2.81 | 2.94 | 3.51 | 2.63 | 2.54 |
| Interest | 2,561 | 2,413 | 2,394 | 2,147 | 1,976 | 1,859 | 1,762 | 1,662 |
| Profit before tax | 1,066 | 621 | 788 | 955 | 857 | 1,020 | 932 | 1,000 |
| Tax | 215 | (1,360) | 75.49 | 245 | 227 | 293 | 197 | 311 |
Financial Statements
Figures in ₹ Cr; negatives in brackets. Updated 22 Oct 2026
| Particulars | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 3,717 | 3,563 | 3,431 | 3,219 | 2,937 | 2,845 | 2,760 | 2,518 |
| Revenue growth (YoY) | +26.6% | +25.2% | +24.3% | +27.9% | +34.2% | - | - | - |
| Other income | 20.32 | 62.21 | 74.37 | 31.99 | 8.16 | 9.92 | 9.91 | 8.42 |
| EBITDA | 3,609 | 2,976 | 3,111 | 3,072 | 2,828 | 2,873 | 2,687 | 2,656 |
| EBITDA margin | +97.1% | +83.5% | +90.7% | +95.4% | +96.3% | +101.0% | +97.3% | +105.5% |
| Depreciation | 1.99 | 3.78 | 3.00 | 2.81 | 2.94 | 3.51 | 2.63 | 2.54 |
| Interest | 2,561 | 2,413 | 2,394 | 2,147 | 1,976 | 1,859 | 1,762 | 1,662 |
| Profit before tax | 1,066 | 621 | 788 | 955 | 857 | 1,020 | 932 | 1,000 |
| Tax | 215 | (1,360) | 75.49 | 245 | 227 | 293 | 197 | 311 |
| Net profit | 851 | 1,981 | 713 | 710 | 630 | 728 | 735 | 689 |
| EPS (₹) | 4.25 | 9.90 | 3.56 | 3.55 | 3.15 | 3.64 | 3.67 | 3.44 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Revenue | 13,294 | 10,345 | 7,831 | 7,082 | 6,986 | 7,267 | 7,567 |
| Revenue growth | +28.5% | +32.1% | +10.6% | +1.4% | -3.9% | -4.0% | - |
| Other income | 32.78 | 3.75 | 117 | 4.19 | 11.22 | 10.52 | 4.34 |
| Total expenses | 1,162 | (46.37) | 134 | 279 | 111 | 277 | 544 |
| Employee cost | 268 | 230 | 232 | 187 | 218 | 206 | 239 |
| EBITDA | 12,132 | 10,391 | 7,697 | 6,803 | 6,875 | 6,990 | 7,023 |
| EBITDA margin | +91.3% | +100.5% | +98.3% | +96.1% | +98.4% | +96.2% | +92.8% |
| Depreciation | 12.53 | 10.64 | 9.86 | 11.31 | 7.90 | 6.98 | 5.71 |
| Interest | 8,931 | 6,747 | 4,961 | 4,507 | 4,533 | 4,765 | 4,848 |
| Profit before tax | 3,221 | 3,637 | 2,843 | 2,289 | 2,346 | 2,229 | 2,174 |
| Tax | (813) | 928 | 727 | 588 | 629 | 650 | 466 |
| Net profit | 4,004 | 2,708 | 2,111 | 1,701 | 1,716 | 1,578 | 1,708 |
| Net profit margin | +30.1% | +26.2% | +27.0% | +24.0% | +24.6% | +21.7% | +22.6% |
| EPS (₹) | 20.15 | 13.53 | 10.57 | 8.50 | 8.57 | 7.89 | 8.53 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Equity & liabilities | |||||||
| Share capital | 2,002 | 2,002 | 2,002 | 2,002 | 2,002 | 2,002 | 2,002 |
| Reserves & surplus | 18,532 | 15,966 | 14,611 | 13,442 | 12,465 | 11,186 | 10,340 |
| Shareholders' funds (net worth) | 21,975 | 17,968 | 16,613 | 15,444 | 14,467 | 13,188 | 12,342 |
| Minority interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Secured loans | 10,889 | 12,665 | 12,927 | 14,791 | 16,025 | 18,717 | 20,172 |
| Unsecured loans | 1,30,788 | 94,632 | 61,069 | 48,114 | 45,478 | 42,261 | 41,264 |
| Total debt | 1,41,677 | 1,07,297 | 73,996 | 62,905 | 61,503 | 60,978 | 61,437 |
| Total liabilities | 1,63,652 | 1,25,265 | 90,608 | 78,349 | 75,970 | 74,166 | 73,779 |
| Assets | |||||||
| Gross block | 242 | 230 | 222 | 219 | 213 | 199 | 177 |
| Net block | 87.66 | 87.88 | 88.28 | 89.87 | 93.12 | 81.51 | 64.83 |
| Capital work in progress | 22.97 | 16.05 | 14.97 | 19.49 | 25.40 | 38.64 | 51.56 |
| Investments | 2,227 | 1,318 | 297 | 630 | 257 | 250 | 232 |
| Inventories | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Sundry debtors | 0.77 | 1.84 | 1.22 | 1.38 | 7.16 | 7.93 | 6.24 |
| Cash & bank balances | 226 | 64.54 | 387 | 68.85 | 644 | 1,427 | 423 |
| Loans & advances | 3,278 | 2,667 | 1,268 | 923 | 877 | 861 | 1,080 |
| Total current assets | 3,505 | 2,733 | 1,657 | 993 | 1,528 | 2,296 | 1,509 |
| Total current liabilities | 3,186 | 1,765 | 1,585 | 1,615 | 2,080 | 2,158 | 1,933 |
| Net working capital | 320 | 968 | 71.54 | (621) | (552) | 138 | (424) |
| Total assets | 1,63,652 | 1,25,265 | 90,608 | 78,349 | 75,970 | 74,166 | 73,779 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Opening cash | 5.55 | 250 | 47.83 | 560 | 1,286 | 223 | 111 |
| Net cash from operating activities | (33,912) | (31,421) | (10,287) | (851) | (806) | 2,161 | (1,336) |
| Net cash from investing activities | (884) | (1,041) | 435 | (352) | (0.93) | (14.41) | 82.64 |
| Net cash from financing activities | 34,793 | 32,218 | 10,174 | 691 | 80.73 | (1,083) | 1,365 |
| Net change in cash | (3.47) | (244) | 322 | (512) | (726) | 1,063 | 112 |
| Closing cash | 226 | 64.54 | 387 | 68.85 | 644 | 1,427 | 423 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Growth | |||||||
| Sales growth | +28.5% | +32.1% | +10.6% | +1.4% | -3.9% | -4.0% | - |
| EBITDA growth | +16.8% | +35.0% | +13.1% | -1.0% | -1.6% | -0.5% | - |
| PBT growth | -11.4% | +27.9% | +24.2% | -2.4% | +5.3% | +2.5% | +16.7% |
| Net income growth | +47.8% | +28.3% | +24.1% | -0.9% | +8.7% | -7.6% | - |
| Revenue CAGR (3Y) | +23.4% | +14.0% | +2.5% | -2.2% | +7.8% | +19.8% | +28.9% |
| EBITDA CAGR (3Y) | +21.3% | +14.8% | +3.3% | -1.1% | +11.7% | +23.6% | +31.8% |
| Profitability & leverage | |||||||
| Net income margin | +30.4% | +26.2% | +27.0% | +24.0% | +24.6% | +21.7% | +22.6% |
| Return on capital employed | +8.4% | +9.6% | +9.2% | +8.8% | +9.2% | +9.5% | +9.7% |
| Return on net worth | +20.2% | +15.7% | +13.2% | +11.4% | +12.4% | +12.4% | +14.7% |
| Debt / equity | 6.23 | 5.24 | 4.27 | 4.16 | 4.43 | 4.79 | 5.21 |
| Long-term debt / equity | 6.06 | 4.92 | 4.01 | 4.01 | 4.28 | 4.69 | 5.08 |
| Interest cover | 73.69 | 65.00 | 64.54 | 66.36 | 66.00 | 68.24 | 69.08 |
| Efficiency & per share | |||||||
| Fixed asset turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Inventory turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Debtors turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| EPS (₹) | 20.15 | 13.53 | 10.57 | 8.50 | 8.57 | 7.89 | 8.53 |
| Dividend per share (₹) | 6.05 | 4.15 | 4.15 | 3.85 | 3.50 | 2.18 | 3.10 |
| Book value per share (₹) | 102.57 | 89.75 | 82.98 | 77.14 | 72.27 | 65.88 | 61.65 |
| Particulars | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 3,717 | 3,563 | 3,431 | 3,219 | 2,937 | 2,845 | 2,760 | 2,518 |
| Revenue growth (YoY) | +26.6% | +25.2% | +24.3% | +27.9% | +34.2% | - | - | - |
| Other income | 20.32 | 62.21 | 74.37 | 31.99 | 8.16 | 9.92 | 9.91 | 8.42 |
| Total expenses | 109 | 587 | 320 | 147 | 109 | (28.11) | 73.36 | (138) |
| EBITDA | 3,609 | 2,976 | 3,111 | 3,072 | 2,828 | 2,873 | 2,687 | 2,656 |
| EBITDA margin | +97.1% | +83.5% | +90.7% | +95.4% | +96.3% | +101.0% | +97.3% | +105.5% |
| Depreciation | 1.99 | 3.78 | 3.00 | 2.81 | 2.94 | 3.51 | 2.63 | 2.54 |
| Interest | 2,561 | 2,413 | 2,394 | 2,147 | 1,976 | 1,859 | 1,762 | 1,662 |
| Profit before tax | 1,066 | 621 | 788 | 955 | 857 | 1,020 | 932 | 1,000 |
| Tax | 215 | (1,360) | 75.49 | 245 | 227 | 293 | 197 | 311 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Revenue | 13,294 | 10,345 | 7,829 | 7,082 | 6,986 | 7,267 | 7,567 |
| Revenue growth | +28.5% | +32.1% | +10.6% | +1.4% | -3.9% | -4.0% | - |
| Other income | 32.78 | 3.75 | 119 | 4.19 | 11.22 | 10.52 | 4.34 |
| Total expenses | 1,162 | (46.37) | 134 | 278 | 111 | 277 | 544 |
| Employee cost | 268 | 230 | 232 | 187 | 218 | 206 | 239 |
| EBITDA | 12,132 | 10,391 | 7,695 | 6,804 | 6,875 | 6,990 | 7,024 |
| EBITDA margin | +91.3% | +100.5% | +98.3% | +96.1% | +98.4% | +96.2% | +92.8% |
| Depreciation | 12.53 | 10.64 | 9.86 | 11.31 | 7.90 | 6.98 | 5.71 |
| Interest | 8,931 | 6,747 | 4,961 | 4,507 | 4,533 | 4,765 | 4,848 |
| Profit before tax | 3,221 | 3,637 | 2,843 | 2,289 | 2,346 | 2,229 | 2,175 |
| Tax | (813) | 928 | 727 | 588 | 629 | 650 | 466 |
| Net profit | 4,004 | 2,708 | 2,111 | 1,702 | 1,717 | 1,579 | 1,708 |
| Net profit margin | +30.1% | +26.2% | +27.0% | +24.0% | +24.6% | +21.7% | +22.6% |
| EPS (₹) | 20.15 | 13.53 | 10.57 | 8.50 | 8.57 | 7.89 | 8.53 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Equity & liabilities | |||||||
| Share capital | 2,002 | 2,002 | 2,002 | 2,002 | 2,002 | 2,002 | 2,002 |
| Reserves & surplus | 18,533 | 15,968 | 14,612 | 13,443 | 12,466 | 11,187 | 10,342 |
| Shareholders' funds (net worth) | 21,977 | 17,970 | 16,614 | 15,445 | 14,468 | 13,189 | 12,343 |
| Secured loans | 10,889 | 12,665 | 12,927 | 29,005 | 16,025 | 18,717 | 20,341 |
| Unsecured loans | 1,30,788 | 94,632 | 61,069 | 33,900 | 45,478 | 42,261 | 41,096 |
| Total debt | 1,41,677 | 1,07,297 | 73,996 | 62,905 | 61,503 | 60,978 | 61,437 |
| Total liabilities | 1,63,654 | 1,25,267 | 90,610 | 78,350 | 75,971 | 74,167 | 73,780 |
| Assets | |||||||
| Gross block | 242 | 230 | 222 | 219 | 213 | 199 | 173 |
| Net block | 87.66 | 87.88 | 88.28 | 89.87 | 93.12 | 81.51 | 64.83 |
| Capital work in progress | 22.97 | 16.05 | 14.97 | 19.49 | 25.40 | 38.64 | 51.56 |
| Investments | 2,229 | 1,320 | 299 | 631 | 259 | 251 | 234 |
| Inventories | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Sundry debtors | 0.77 | 1.84 | 1.22 | 1.38 | 7.16 | 7.93 | 6.24 |
| Cash & bank balances | 226 | 64.54 | 387 | 68.85 | 644 | 1,427 | 423 |
| Loans & advances | 3,278 | 2,667 | 1,268 | 1,619 | 877 | 861 | 1,080 |
| Total current assets | 3,505 | 2,733 | 1,657 | 1,689 | 1,528 | 2,296 | 1,509 |
| Total current liabilities | 3,186 | 1,765 | 1,585 | 1,615 | 2,080 | 2,158 | 1,933 |
| Net working capital | 320 | 968 | 71.54 | 74.64 | (552) | 138 | (424) |
| Total assets | 1,63,654 | 1,25,267 | 90,610 | 78,350 | 75,971 | 74,167 | 73,780 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Opening cash | 5.55 | 250 | 47.83 | 560 | 1,286 | 223 | 111 |
| Net cash from operating activities | (33,912) | (31,421) | (10,287) | (850) | (806) | 2,161 | (1,336) |
| Net cash from investing activities | (884) | (1,041) | 435 | (353) | (1.12) | (14.41) | 82.64 |
| Net cash from financing activities | 34,793 | 32,218 | 10,174 | 691 | 80.73 | (1,083) | 1,365 |
| Net change in cash | (3.47) | (244) | 322 | (512) | (726) | 1,063 | 112 |
| Closing cash | 226 | 64.54 | 387 | 68.85 | 644 | 1,427 | 423 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Growth | |||||||
| Sales growth | +28.5% | +32.1% | +10.6% | +1.4% | -3.9% | -4.0% | - |
| EBITDA growth | +16.8% | +35.0% | +13.1% | -1.0% | -1.6% | -0.5% | - |
| PBT growth | -11.4% | +27.9% | +24.2% | -2.4% | +5.3% | +2.5% | +16.7% |
| Net income growth | +47.8% | +28.3% | +24.1% | -0.9% | +8.7% | -7.6% | - |
| Revenue CAGR (3Y) | +23.4% | +14.0% | +2.5% | -2.2% | +7.8% | +19.8% | +28.9% |
| EBITDA CAGR (3Y) | +21.3% | +14.8% | +3.3% | -1.1% | +11.7% | +23.6% | +31.8% |
| Profitability & leverage | |||||||
| Net income margin | +30.4% | +26.2% | +27.0% | +24.0% | +24.6% | +21.7% | +22.6% |
| Return on capital employed | +8.4% | +9.6% | +9.2% | +8.8% | +9.2% | +9.5% | +9.7% |
| Return on net worth | +20.2% | +15.7% | +13.2% | +11.4% | +12.4% | +12.4% | +14.7% |
| Debt / equity | 6.23 | 5.24 | 4.27 | 4.16 | 4.43 | 4.79 | 5.21 |
| Long-term debt / equity | 6.06 | 4.92 | 4.01 | 4.01 | 4.28 | 4.69 | 5.08 |
| Interest cover | 73.69 | 65.00 | 64.55 | 66.36 | 66.00 | 68.24 | 69.08 |
| Efficiency & per share | |||||||
| Fixed asset turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Inventory turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Debtors turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| EPS (₹) | 20.15 | 13.53 | 10.57 | 8.50 | 8.57 | 7.89 | 8.53 |
| Dividend per share (₹) | 6.05 | 4.15 | 4.15 | 3.85 | 3.50 | 2.18 | 3.10 |
| Book value per share (₹) | 102.58 | 89.76 | 82.99 | 77.15 | 72.27 | 65.88 | 61.66 |
To see the full year-wise statements and ratios of Housing and Urban Development Corporation Limited, buy the company report.
Board of directors of Housing and Urban Development Corporation Limited
Housing and Urban Development Corporation has 5 current directors and 56 former directors. Current directors are listed first, with their designation and appointment date.
Current Directors
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Muniappa Nagaraj | Whole-Time Director | 01 Feb 2019 | 7 Years 8 Months | Current |
| Sanjeet Also directs: NBCC (India) Limited, Gurugram Metro Rail Limited, Kolkata Metro Rail Corporation Limited and 4 more | Nominee Director | 22 Dec 2022 | 3 Years 10 Months | Current |
| Baldeo Purushartha Also directs: AI Assets Holding Limited | Additional Director | 08 Sep 2025 | 1 Years 1 Months | Current |
| Daljeet Singh Khatri | Whole-Time Director | 14 Aug 2024 | 2 Years 2 Months | Current |
| Sanjay Kulshrestha | Managing Director | 16 Oct 2023 | 3 Years 0 Months | Current |
Peer comparison
Housing and Urban Development Corporation Limited is compared with the 8 companies closest to it by revenue in the BFSI industry (Housing Finance), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Housing and Urban Development Corporation Limitedthis company | ₹13,294 Cr (FY 2026) | ₹4,004.19 Cr | 30.1% | 28.5% | 642 | New Delhi, Delhi, India |
| Bajaj Housing Finance Limited | ₹7,617.71 Cr (FY 2024) | 34.0% | Pune, Maharashtra, India | |||
| Piramal Capital & Housing Finance Limited | ₹6,712.4 Cr (FY 2024) | 0.0% | Mumbai, Maharashtra, India | |||
| PNB Housing Finance Limited | ₹6,529.66 Cr (FY 2023) | 5.0% | New Delhi, Delhi, India | |||
| Can Fin Homes Limited | ₹3,524.69 Cr (FY 2024) | 28.0% | Bangalore, Karnataka, India | |||
| Aditya Birla Housing Finance Limited | ₹2,656.29 Cr (FY 2025) | 45.0% | Veraval, Gujarat, India | |||
| Icici Home Finance Company Limited | ₹2,648.26 Cr (FY 2024) | 36.0% | Mumbai, Maharashtra, India | |||
| Aadhar Housing Finance Limited | ₹2,586.98 Cr (FY 2024) | 27.0% | Bangalore, Karnataka, India | |||
| Gruh Finance Limited | ₹2,026.64 Cr (FY 2019) | 20.0% | Ahmedabad, Gujarat, India |
To see the full peer comparison of Housing and Urban Development Corporation Limited, buy the company report.
Auditor
Housing and Urban Development Corporation Limited is audited by PREM GUPTA & CO. for the financial year 2018.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| PREM GUPTA & CO. | FY 2018 | 000425N |
Shareholding
Shareholding for the quarter ended Sep 2026: promoters hold 75.00%, foreign institutional investors hold 2.40%, domestic institutional investors hold 10.10% and retail and other public shareholders hold 12.50%.
Sep 2026
QUARTER
75.00% Promoters
10.10% DII (Domestic Institutional)
2.40% FII (Foreign Institutional)
12.50% Retail & Others
Promoter holding - history
Now 75.00% · Sep 2026High 75.00% · Dec 2025Low 75.00% · Dec 2025
Shareholding trend - last 6 quarters
| Sep 2026 | Jun 2026 | Mar 2026 | Dec 2025 | |
|---|---|---|---|---|
| Promoters | 75.00% | 75.00% | 75.00% | 75.00% |
| Public | 25.00% | 25.00% | 25.00% | 25.00% |
Charges & borrowings
Open charges
₹13,376 Cr
Satisfied charges
₹327.87 Cr
Breakdown by lending institutions
Latest charge details
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 26 Sep 2025 | 101162329 | Others | ₹3.79 Cr | Open | |
| 23 Jun 2025 | 101127227 | Others | ₹1,000 Cr | Open | |
| 07 Apr 2016 | 100023541 | Sbicap Trustee Company Limited | ₹211.5 Cr | Open | |
| 09 Mar 2016 | 100023512 | Sbicap Trustee Company Limited | ₹1,788.5 Cr | Open | |
| 03 Feb 2016 | 10625589 | Sbicap Trustee Company Limited | ₹1,711.5 Cr | Open |
To see the full charge records of Housing and Urban Development Corporation Limited, buy the company report.
Total charge records: 25 View all charges
Deals & funding
Housing and Urban Development Corporation Limited has 5 deals on record (4 market trades, 1 ipo); the latest was in February 2024.
Total deals
5
Market trades
4
IPO
1
Deals on record (5 of 5)
| When | Deal | Amount | Parties |
|---|---|---|---|
| Feb 2024 | Market trade | ₹466.74 Cr | Buyer: Graviton Research Capital LLP , Hrti Private Limited Seller: Graviton Research Capital LLP , Hrti Private Limited |
| Jan 2024 | Market trade | ₹192.29 Cr | Buyer: Graviton Research Capital LLP Seller: Graviton Research Capital LLP |
| Dec 2023 | Market trade | ₹221.98 Cr | Buyer: Graviton Research Capital LLP Seller: Graviton Research Capital LLP |
| Dec 2023 | Market trade | ₹146.88 Cr | Buyer: Graviton Research Capital LLP Seller: Graviton Research Capital LLP |
| May 2017 | IPO | ₹1,223.58 Cr | Investors: Ofs Shareholders - Housing And Urban Development Corporation Limited Seller: President Of India |
Deal records are compiled from filings and public sources; amounts are shown only where the source reported them.
Legal cases
Housing and Urban Development Corporation Limited has 2,075 court cases on record: 1,444 filed by Housing and Urban Development Corporation, 635 filed against it. 319 cases are pending and 1,756 are disposed.
Total cases
2,075
Filed by the company
1,444
Filed against the company
635
Pending
319
Disposed
1,756
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 1,345 | 141 | 199 |
| High courts | 604 | 401 | 99 |
| Supreme Court | 76 | 61 | 10 |
| NCLAT | 42 | 27 | 11 |
| NCLT | 8 | 5 | 0 |
Cases on record (5 of 2,075)
| Court | Type of case | Party | Status |
|---|---|---|---|
| Supreme Court | Court case | Filed against the company by Ascot Hotels and Resorts Pvt. Ltd. | Pending |
| High Court of Jharkhand | Writ petition | Filed by the company against M/S Anushka Buildcons Pvt. Ltd., Through Its Director Shri Ashok Kumar Gahlot, and 3 others | Pending |
| Gauhati High Court | Interim or miscellaneous application | Filed by the company against Ms Upasana Builders Pvt Ltd and 1 other | Pending |
| District court, Pune, Maharashtra | Court case (Civil M.A.) | Filed by the company against Ashwini Promoters and Builders Pvt. Ltd. | Pending |
| High Court, UTTARPRADESH | Writ petition | Filed against the company by M/S Prabhatam Ventures Private Limited, A Company Incorporated Under the Companies Act, Having Its and 2 others | Pending |
To see the full case history of Housing and Urban Development Corporation Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
Credit ratings & regulatory alerts
Housing and Urban Development Corporation Limited was last rated by Care on 05 Sep 2022.
| Rating agency | Rated on | Rating |
|---|---|---|
| Care | 05 Sep 2022 |
To see the full credit ratings and regulatory alerts of Housing and Urban Development Corporation Limited, buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Housing and Urban Development Corporation Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
Group structure & subsidiaries
Housing and Urban Development Corporation has 3 joint ventures and 1 associated company. This group structure data is as of FY 2022. The table lists each entity with its relationship and holding.
3
Joint ventures
1
Associated companies
Employees & EPFO
Housing and Urban Development Corporation Limited has a workforce of 642 employees on its EPFO records as of Apr 07, 2024, across 1 active EPFO establishment.
Employee count
642
Active EPFO establishments
1
Employee growth
-5.31%
GST
Housing and Urban Development Corporation has 21 GST registrations: 21 active. The first 4 active GSTINs are listed below.
Total GSTINs
21
Active
21
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 04AAACH0632A1ZL | Chandigarh | Active | 01 Jul 2017 |
| 05AAACH0632A1ZJ | Uttarakhand | Active | 01 Jul 2017 |
| 08AAACH0632A1ZD | Rajasthan | Active | 01 Jul 2017 |
| 09AAACH0632A1ZB | Uttar Pradesh | Active | 01 Jul 2017 |
To see the full GST registrations and return filing status of Housing and Urban Development Corporation Limited, buy the company report.
Recent activity
Housing and Urban Development Corporation Limited has 106 board changes on record since 1998: 57 appointments and 49 cessations. The latest: Baldeo Purushartha was appointed as Additional Director on 08 Sep 2025.
Filing
Housing And Urban Development Corporation Limited has filed its annual Financial statements for the year ended 31 Mar 2026 with Roc Delhi I.
Charges
A charge registered on 16 Oct 2024 via Charge ID 100999151 with Others was fully satisfied on 03 Oct 2025.
Charges
A charge with Others amounted to Rs. 3.79 Cr with Charge ID 101162329 was registered on 26 Sep 2025.
AGM
Housing And Urban Development Corporation Limited last Annual general meeting of members was held on 15 Sep 2025 as per latest MCA records.
Appointed
Baldeo Purushartha was appointed as Additional Director.
Ceased
Solomon Arokiaraj ceased to be Additional Director.
Charges
A charge with Others amounted to Rs. 1,000.00 Cr with Charge ID 101127227 was registered on 23 Jun 2025.
Appointed
Ravindra Kumar Ray was appointed as Director.
Appointed
Bojan Sabitha was appointed as Director.
Appointed
Kantilal Chaturbhai Patel was appointed as Director.
Charges
A charge with Sbicap Trustee Company Limited of Rs. 207.19 Cr registered on 22 Mar 2014 with Charge ID 10493629 was modified on 24 Jan 2025.
Charges
A charge with Sbicap Trustee Company Limited of Rs. 1,208.83 Cr registered on 11 Jan 2014 with Charge ID 10483829 was modified on 24 Jan 2025.
139 earlier events are in the company report.
News
HUDCO: Transfers 20.73% Of Government Shares To MOHUA, Now 75% Of Promoter Stake Is Managed By Administrative Ministry.
Frequently asked questions
Housing and Urban Development Corporation is an active public limited union government company based in New Delhi, Delhi, India. The company works in housing finance companies, within the financial services industry. It was incorporated on 25 April 1970 (56+ years old) and is registered under CIN L74899DL1970GOI005276. Listed on BSE: 540530 and NSE: HUDCO.
Housing and Urban Development Corporation reported revenue of ₹13,294 Cr for FY 2025-26 (up 28.5% YoY) based on consolidated financials.
Housing and Urban Development Corporation has 5 current directors:
- Sanjay Kulshrestha - Managing Director
- Muniappa Nagaraj - Whole-Time Director
- Daljeet Singh Khatri - Whole-Time Director
- Sanjeet - Nominee Director
- Baldeo Purushartha - Additional Director
The latest financial statements of Housing and Urban Development Corporation on record with the MCA are for the year ended 31 March 2026. Its last annual general meeting was held on 15 September 2025. Year-wise statements from 2015 are in the company report.
The GSTIN of Housing and Urban Development Corporation is 04AAACH0632A1ZL, registered in Chandigarh. The company has 21 GST registrations in all, of which 21 are active. Other active GSTINs include 05AAACH0632A1ZJ (Uttarakhand), 08AAACH0632A1ZD (Rajasthan), 09AAACH0632A1ZB (Uttar Pradesh).
The CIN (Corporate Identification Number) of Housing and Urban Development Corporation is L74899DL1970GOI005276. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Yes. Housing and Urban Development Corporation is a listed company as per MCA records. Its shares are listed on both BSE (code: 540530) and NSE (symbol: HUDCO).
Housing and Urban Development Corporation has 2,075 court cases on record: 1,444 filed by the company and 635 filed against it. 319 are pending. Most are in the district courts.
Housing and Urban Development Corporation was incorporated on 25 April 1970, making it 56+ years old. It is registered with the Registrar of Companies, Delhi.
Housing and Urban Development Corporation has 5 deals on record (4 market trades, 1 ipo); the latest was in February 2024.
The peers of Housing and Urban Development Corporation by revenue are Bajaj Housing Finance Limited, Piramal Capital & Housing Finance Limited, PNB Housing Finance Limited, Can Fin Homes Limited, Aditya Birla Housing Finance Limited and 3 more, all in the BFSI industry (Housing Finance), with the same principal business activity (other financial activities).