Idfc First Bank Limited

BSE: 539437 NSE: IDFCFIRSTB
Idfc First Bank Limited - financial services in Chennai, Tamil Nadu, India. FY 2026 financials and compliance.
CIN L65110TN2014PLC097792 Incorporated 21 October 2014 ROC Chennai HQ Chennai, Tamil Nadu, India
Active Listed - NSE: IDFCFIRSTB · BSE: 539437 Public Limited Company financial services
Data last updated
Revenue · FY 2026
₹40,549 Cr
▲ 11.09% YoY
EBITDA · FY 2026
*****
In full report
Net profit · FY 2026
₹1,610.56 Cr
▲ 8.07% YoY
Authorised capital
₹14,000 Cr
Registered with MCA
Paid-up capital
₹8,594.56 Cr
Issued & subscribed
Open charges
None
Satisfied ₹36,893 Cr
Company age
12 yrs
Est. 2014
Employees · EPFO
41,340
Latest available

About Idfc First Bank Limited

Data last updated: 06 January 2026

Idfc First Bank Limited is a public limited company based in Chennai, Tamil Nadu, India. It specialises in banking institutions, a part of the broader financial services sector. Incorporated on 21 October 2014, the company has been in operation for over 12 years.

Registered with ROC Chennai under CIN U65110TN2014PLC097792. Listed on BSE: 539437 and NSE: IDFCFIRSTB.

Capital: an authorised share capital of ₹14,000 Cr and a paid-up capital of ₹8,594.56 Cr. Formerly known as Idfc Bank Limited. It is led by directors including Ganesh Kumar Sundara Iyer and Pankajam Sridevi.

Last AGM: 29 July 2025. Financial statements filed for year ended 31 March 2025. Office: Krm Tower 7Th Floor No. 1 Harrington Road Chetpet, Chennai, Tamil Nadu, India – 600031.

As per the financials filed for FY 2024, the company reported a revenue of ₹36,257 Cr, a growth of 33% compared to the previous year.

The company has a workforce of approximately 41,340 employees as per the latest available data.

The company is associated with 2 brands - Idfc First Bank, Idfc. As per MCA filings, the company has satisfied charges of ₹36,893 Cr on record.

The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website idfcfirstbank.com.

Company Details of Idfc First Bank Limited
CIN L65110TN2014PLC097792
Registration Number 097792
Incorporation Date 21 October 2014
ROC Chennai
Listing Status Listed (BSE: 539437, NSE: IDFCFIRSTB)
Company Status Active
Date of Last AGM 29 July 2025
Date of Balance Sheet 31 March 2025
Compliance Status Active Compliant
Key People
Vaidyanathan Vembu Managing Director Pradeep Natarajan Whole-Time Director Ganesh Kumar Sundara Iyer Director
Contact Details
  • Email
    **************
  • Telephone
    **************
  • Website
    **************
  • Social Media
  • Apps
  • Registered Address
    Krm Tower 7Th Floor No. 1 Harrington Road Chetpet, Chennai, Tamil Nadu, India – 600031
  • Industry
    Financial Services, Banking Institutions
Company report
Idfc First Bank Limited - full intelligence report
  • Historical Financials and ratios
  • Shareholding pattern and group structure
  • Charges with holder and property details
  • Litigation, compliance and MCA filings
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Financials, compliance, directors, charges, ownership and filings for Idfc First Bank Limited in one report.

10-year financials Directors & ownership Charges & compliance

CIN History of Idfc First Bank Limited

Idfc First Bank Limited has one previous CIN (Corporate Identification Number): U65110TN2014PLC097792. The current CIN is L65110TN2014PLC097792, which is the unique identifier assigned by the Registrar of Companies.

CIN Status
L65110TN2014PLC097792 Current
U65110TN2014PLC097792 Previous

Associated Brands with Idfc First Bank Limited

Idfc First Bank Limited operates two associated brands: IDFC First Bank and IDFC. These brands represent Idfc First Bank Limited's diversified market presence and brand portfolio.

Brand Description Website
IDFC First Bank
Commercial bank idfcfirstbank.com
IDFC
Commercial banking services are provided by IDFC in India. idfc.com

Competitors & Alternatives of Idfc First Bank Limited

Brands and companies operating in the same space as Idfc First Bank Limited include Yes Bank, Axis Bank, RBL Bank and 7 more.

Competitor Description Location Founded
Yes Bank Yes Bank Commercial banking services are offered to individuals and businesses. Mumbai, India, India 2004
Axis Bank Axis Bank Provider of a commercial banking services Mumbai, India, India 1993
RBL Bank RBL Bank Commercial banking services for personal and business needs are provided. Mumbai, India, India 1943
Catholic Syrian Bank Catholic Syrian Bank Comprehensive banking services are offered to retail and corporate clients. Thrissur, India, India 1920
Bandhan Bank Bandhan Bank Personal and business banking services are offered to underbanked markets. Kolkata, India, India 2014
City Union Bank City Union Bank Private sector banking services are provided across India. Kumbakonam, India, India 1904
HDFC Bank HDFC Bank Commercial and personal banking services are offered by HDFC Bank. Mumbai, India, India 1994
Kotak Mahindra Bank Kotak Mahindra Bank Commercial banking services are offered to corporate and retail customers. Mumbai, India, India 1985
SVB SVB Banking services are provided to innovative companies, investors, and individuals. Santa Clara, United States, United States 1983
ICICI Bank ICICI Bank Commercial bank Mumbai, India, India 1994

Business Activity of Idfc First Bank Limited

Idfc First Bank Limited is engaged in the principal business activity of financial and insurance service, with detailed activities including banking activities by central, commercial and saving banks.

Main Activity Group Code Description of Main Activity Business Activity Code Description of Business Activity Turnover Percentage
K Financial and insurance Service K1 Banking activities by Central, Commercial and Saving banks *********

Auditor Details of Idfc First Bank Limited

Idfc First Bank Limited is audited by M/s M P Chitale & Co (ICAI peer reviewed, certificate valid till 2028-07-31); M/s Walker Chandiok & CO LLP (ICAI peer reviewed, certificate valid till 2028-05-31) for the financial year 2026, as reported in its NSE exchange filings. The statutory auditor is responsible for expressing an independent opinion on whether the financial statements present a true and fair view in accordance with applicable accounting standards.

Name Financial year Audit opinion
M/s M P Chitale & Co (ICAI peer reviewed, certificate valid till 2028-07-31); M/s Walker Chandiok & CO LLP (ICAI peer reviewed, certificate valid till 2028-05-31) FY 2026 Declaration of unmodified opinion

Board of Directors of Idfc First Bank Limited

Idfc First Bank Limited is currently managed by 13 directors, with 35 former directors having served the organization. The current Directors play a crucial role in shaping the company's strategic direction and governance.

Current Directors
Name Designation Appointment Date Tenure Status
Ganesh Kumar Sundara Iyer
Also directs: Multi Commodity Exchange Clearing Corporation Limited
Director 30 Apr 2021 5 Years 2 Months Current
Pankajam Sridevi Director 27 Sep 2024 1 Years 9 Months Current
Uday Shirish Bhansali
Also directs: Escondido Holdings Llp, Kansai Nerolac Paints Limited, Vakil And Sons Private Limited and 2 more
Director 27 Sep 2024 1 Years 9 Months Current
Aashish Ramdas Kamat
Also directs: The Ugar Sugar Works Ltd, Jsw Cement Limited, Imagine Marketing Limited
Director 18 Dec 2018 7 Years 6 Months Current
Pradeep Natarajan
Also directs: Idfc First Bharat Limited
Whole-Time Director 01 Jun 2024 2 Years 1 Months Current
Pravir Kumar Vohra
Also directs: Kirloskar Ferrous Industries Ltd, Kirloskar Pneumatic Company Limited, Goldman Sachs (India) Finance Private Limited and 2 more
Director 01 Aug 2018 7 Years 11 Months Current
Showing 6 of 13 current directors. View all directors

Financials of Idfc First Bank Limited FY 2026 filings available

Idfc First Bank Limited reported revenue of ₹40,549 Cr (up 11.09% YoY) for FY 2026. Profit growth despite declining revenue indicates effective cost management and margin discipline.

Revenue · FY 2026
₹40,549 Cr ▲ 11.09%
Profit · FY 2026
₹1,610.56 Cr ▲ 8.07%
Revenue₹ Cr · Consolidated020,00040,00060,000FY 2020: ₹16,240 Cr16,240FY 2020FY 2021: ₹15,968 Cr · -1.7% YoY15,968-1.7%FY 2021FY 2023: ₹22,728 Cr · +42.3% YoY22,728+42.3%FY 2023FY 2024: ₹30,325 Cr · +33.4% YoY30,325+33.4%FY 2024FY 2025: ₹36,502 Cr · +20.4% YoY36,502+20.4%FY 2025FY 2026: ₹40,549 Cr · +11.1% YoY40,549+11.1%FY 2026
Net Profit₹ Cr · Consolidated-3,000-2,000-1,00001,0002,0003,000FY 2020: ₹2,843 Cr (loss)-2,843FY 2020FY 2021: ₹483 Cr · +117% YoY483+117%FY 2021FY 2023: ₹2,485 Cr · +414.3% YoY2,485+414.3%FY 2023FY 2024: ₹2,942 Cr · +18.4% YoY2,942+18.4%FY 2024FY 2025: ₹1,490 Cr · -49.3% YoY1,490-49.3%FY 2025FY 2026: ₹1,611 Cr · +8.1% YoY1,611+8.1%FY 2026
Quarterly Revenue₹ Cr · vs same quarter last year05,00010,00015,000Q1'25: ₹8,789 Cr · +36.8% YoY8,789+36.8%Q1'25Q2'25: ₹8,957 Cr · +21.8% YoY8,957+21.8%Q2'25Q3'25: ₹9,343 Cr · +18.6% YoY9,343+18.6%Q3'25Q4'25: ₹9,413 Cr · +14.5% YoY9,413+14.5%Q4'25Q1'26: ₹9,642 Cr · +9.7% YoY9,642+9.7%Q1'26Q2'26: ₹9,937 Cr · +10.9% YoY9,937+10.9%Q2'26Q3'26: ₹10,417 Cr · +11.5% YoY10,417+11.5%Q3'26Q4'26: ₹10,553 Cr · +12.1% YoY10,553+12.1%Q4'26
Metrics FY 2026 FY 2025 FY 2024 FY 2023 FY 2021 FY 2020
Revenue from Operations ₹40,549 Cr ₹36,502 Cr ₹30,325 Cr ₹22,728 Cr ₹15,968 Cr ₹16,240 Cr
Interest Earned ₹40,549 Cr ₹36,502 Cr ₹30,325 Cr ₹22,728 Cr ₹15,968 Cr ₹16,240 Cr
Other Income ₹7,873.57 Cr ₹6,976.66 Cr ₹5,931.73 Cr ₹4,467.28 Cr ₹2,253.8 Cr ₹1,722.41 Cr
Total Income ₹48,422 Cr ₹43,478 Cr ₹36,257 Cr ₹27,195 Cr ₹18,222 Cr ₹17,963 Cr
Employee Benefit Expense ₹7,685.95 Cr ₹6,501.81 Cr ₹5,633.66 Cr ₹4,278.59 Cr ₹2,301.52 Cr ₹1,795.01 Cr
Interest Expended ₹19,333 Cr ₹17,208 Cr ₹13,870 Cr ₹10,091 Cr ₹8,585.13 Cr ₹10,228 Cr
Operating Expenses ₹21,904 Cr ₹18,892 Cr ₹16,148 Cr ₹12,108 Cr ₹7,052.95 Cr ₹5,764.8 Cr
Operating Profit before Provisions ₹7,185.54 Cr ₹7,378.9 Cr ₹6,238.81 Cr ₹4,996.22 Cr ₹2,583.88 Cr ₹1,969.66 Cr
Provisions (other than tax) ₹5,378.54 Cr ₹5,514.73 Cr ₹2,381.65 Cr ₹1,664.82 Cr ₹2,064.89 Cr ₹4,315.56 Cr
Profit Before Tax ₹1,807 Cr ₹1,864.17 Cr ₹3,857.16 Cr ₹3,331.4 Cr ₹518.98 Cr -₹2,345.89 Cr
Total Tax Expense ₹196.44 Cr ₹373.82 Cr ₹914.81 Cr ₹846.47 Cr ₹35.8 Cr ₹497.5 Cr
Net Profit ₹1,610.56 Cr ₹1,490.35 Cr ₹2,942.35 Cr ₹2,484.93 Cr ₹483.18 Cr -₹2,843.39 Cr
Basic EPS ₹1.89 ₹2.04 ₹4.30 ₹3.98 ₹0.88 ₹-5.94
Diluted EPS ₹1.88 ₹2.03 ₹4.23 ₹3.92 ₹0.87 ₹-5.86
Gross NPA ₹0 ₹0 ₹0 ₹0 ₹0 ₹0
Gross NPA % 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Net NPA % 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Return on Assets % 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
CET1 Ratio % 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Metrics FY 2026 FY 2025 FY 2024 FY 2023 FY 2021 FY 2020
Total Assets ₹399,775 Cr ₹343,909 Cr ₹296,210 Cr - - -
Equity (Net Worth) ₹47,116 Cr ₹38,007 Cr ₹32,215 Cr ₹25,810 Cr ₹16,269 Cr ₹15,404 Cr
Metrics FY 2026 FY 2025 FY 2024 FY 2023
Operating Cash Flow ₹6,816.64 Cr ₹14,465 Cr ₹11,543 Cr ₹3,563.01 Cr
Investing Cash Flow -₹14,143 Cr -₹3,477.79 Cr -₹9,886.7 Cr -₹11,996 Cr
Financing Cash Flow ₹4,972.12 Cr -₹8,673.26 Cr -₹2,953.71 Cr ₹6,509.04 Cr
Dividends Paid ₹295.72 Cr ₹0 ₹0 ₹0
Net Change in Cash -₹2,332.58 Cr ₹2,318.99 Cr -₹1,297.52 Cr -₹1,923.69 Cr
The cash-flow statement became part of the exchange results-filing format in FY2022 - earlier years were not filed and are hidden.
Metrics Q4 FY26 Q3 FY26 Q2 FY26 Q1 FY26 Q4 FY25 Q3 FY25 Q2 FY25 Q1 FY25 Q4 FY24 Q3 FY24 Q2 FY24 Q4 FY23
Revenue from Operations ₹10,553 Cr ₹10,417 Cr ₹9,936.93 Cr ₹9,642.15 Cr ₹9,412.94 Cr ₹9,342.99 Cr ₹8,957.02 Cr ₹8,788.69 Cr ₹8,220.48 Cr ₹7,879.5 Cr ₹7,356.27 Cr ₹6,424.42 Cr
Interest Earned ₹10,553 Cr ₹10,417 Cr ₹9,936.93 Cr ₹9,642.15 Cr ₹9,412.94 Cr ₹9,342.99 Cr ₹8,957.02 Cr ₹8,788.69 Cr ₹8,220.48 Cr ₹7,879.5 Cr ₹7,356.27 Cr ₹6,424.42 Cr
Other Income ₹1,630.23 Cr ₹2,124.99 Cr ₹1,891.48 Cr ₹2,226.87 Cr ₹1,895.48 Cr ₹1,779.87 Cr ₹1,727.3 Cr ₹1,574.01 Cr ₹1,642.02 Cr ₹1,516.56 Cr ₹1,409.54 Cr ₹1,397.81 Cr
Total Income ₹12,183 Cr ₹12,542 Cr ₹11,828 Cr ₹11,869 Cr ₹11,308 Cr ₹11,123 Cr ₹10,684 Cr ₹10,363 Cr ₹9,862.5 Cr ₹9,396.06 Cr ₹8,765.81 Cr ₹7,822.23 Cr
Employee Benefit Expense ₹2,004.03 Cr ₹2,043.06 Cr ₹1,878.27 Cr ₹1,760.59 Cr ₹1,736.26 Cr ₹1,614.37 Cr ₹1,617.01 Cr ₹1,534.17 Cr ₹1,518.65 Cr ₹1,404.58 Cr ₹1,377.3 Cr ₹1,189.73 Cr
Interest Expended ₹4,875.5 Cr ₹4,924.45 Cr ₹4,824.1 Cr ₹4,709 Cr ₹4,505.33 Cr ₹4,440.49 Cr ₹4,168.73 Cr ₹4,093.25 Cr ₹3,749.98 Cr ₹3,592.35 Cr ₹3,405.61 Cr ₹2,827.06 Cr
Operating Expenses ₹6,237.25 Cr ₹5,608.08 Cr ₹5,128.72 Cr ₹4,929.75 Cr ₹5,008.3 Cr ₹4,922.29 Cr ₹4,538.56 Cr ₹4,422.45 Cr ₹4,441.83 Cr ₹4,219.16 Cr ₹3,849.02 Cr ₹3,418.35 Cr
Operating Profit before Provisions ₹1,070.22 Cr ₹2,009.46 Cr ₹1,875.59 Cr ₹2,230.27 Cr ₹1,794.79 Cr ₹1,760.08 Cr ₹1,977.03 Cr ₹1,847 Cr ₹1,670.69 Cr ₹1,584.55 Cr ₹1,511.18 Cr ₹1,576.82 Cr
Provisions (other than tax) ₹869.23 Cr ₹1,398.31 Cr ₹1,451.88 Cr ₹1,659.12 Cr ₹1,450.47 Cr ₹1,337.92 Cr ₹1,731.94 Cr ₹994.4 Cr ₹722.31 Cr ₹654.81 Cr ₹528.36 Cr ₹482.43 Cr
Profit Before Tax ₹200.99 Cr ₹611.15 Cr ₹423.71 Cr ₹571.15 Cr ₹344.32 Cr ₹422.16 Cr ₹245.09 Cr ₹852.6 Cr ₹948.38 Cr ₹929.74 Cr ₹982.82 Cr ₹1,094.39 Cr
Total Tax Expense -₹129.65 Cr ₹132.5 Cr ₹75.91 Cr ₹117.68 Cr ₹48.72 Cr ₹81.99 Cr ₹33.15 Cr ₹209.96 Cr ₹216.48 Cr ₹197.65 Cr ₹235.97 Cr ₹278.27 Cr
Net Profit ₹330.64 Cr ₹478.65 Cr ₹347.8 Cr ₹453.47 Cr ₹295.6 Cr ₹340.17 Cr ₹211.94 Cr ₹642.64 Cr ₹731.9 Cr ₹732.09 Cr ₹746.85 Cr ₹816.12 Cr
Basic EPS ₹0.38 ₹0.54 ₹0.35 ₹0.62 ₹0.40 ₹0.46 ₹0.28 ₹0.91 ₹1.04 ₹1.04 ₹1.12 ₹1.30
Diluted EPS ₹0.38 ₹0.54 ₹0.35 ₹0.61 ₹0.40 ₹0.46 ₹0.28 ₹0.90 ₹1.02 ₹1.03 ₹1.11 ₹1.28
Gross NPA ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0 ₹0
Gross NPA % 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Net NPA % 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Return on Assets % 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
CET1 Ratio % 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Latest 12 quarters shown of 23 on record.
Segment · Q4 FY26 (latest quarter) Revenue Result (PBIT) Assets Liabilities
Treasury ₹6,762.72 Cr -₹96.02 Cr ₹107,236 Cr ₹32,586 Cr
Wholesale Banking ₹2,903.85 Cr -₹139.82 Cr ₹56,436 Cr ₹84,242 Cr
Retail Banking ₹13,976 Cr ₹433.99 Cr ₹233,311 Cr ₹234,331 Cr
Other Banking Business ₹309.34 Cr ₹167.91 Cr ₹80.38 Cr ₹66.74 Cr
Unallocated ₹19.89 Cr -₹165.07 Cr ₹2,710.83 Cr ₹1,144.73 Cr
Segment · FY 2026 (annual) Revenue Result (PBIT) Assets Liabilities
Treasury ₹28,427 Cr ₹522.1 Cr - -
Wholesale Banking ₹11,166 Cr ₹1,089.86 Cr - -
Retail Banking ₹53,883 Cr ₹234.28 Cr - -
Other Banking Business ₹1,026.74 Cr ₹486.96 Cr - -
Unallocated ₹165.07 Cr -₹526.2 Cr - -
Metrics FY 2026 FY 2025 FY 2024 FY 2023 FY 2021 FY 2020
Revenue from Operations ₹40,549 Cr ₹36,501 Cr ₹30,323 Cr ₹22,728 Cr ₹15,968 Cr ₹15,867 Cr
Interest Earned ₹40,549 Cr ₹36,501 Cr ₹30,323 Cr ₹22,728 Cr ₹15,968 Cr ₹15,867 Cr
Other Income ₹7,873.29 Cr ₹7,021.71 Cr ₹6,002 Cr ₹4,466.97 Cr ₹2,253.7 Cr ₹1,722.16 Cr
Total Income ₹48,422 Cr ₹43,523 Cr ₹36,325 Cr ₹27,195 Cr ₹18,222 Cr ₹17,589 Cr
Employee Benefit Expense ₹6,181.93 Cr ₹5,709.9 Cr ₹4,892.53 Cr ₹3,742.23 Cr ₹1,976.98 Cr ₹1,527.58 Cr
Interest Expended ₹19,334 Cr ₹17,210 Cr ₹13,872 Cr ₹10,092 Cr ₹8,587.6 Cr ₹10,232 Cr
Operating Expenses ₹21,877 Cr ₹18,899 Cr ₹16,216 Cr ₹12,170 Cr ₹7,093.28 Cr ₹5,420.73 Cr
Operating Profit before Provisions ₹7,211.36 Cr ₹7,414.85 Cr ₹6,236.97 Cr ₹4,931.95 Cr ₹2,540.68 Cr ₹1,936.74 Cr
Provisions (other than tax) ₹5,378.55 Cr ₹5,514.73 Cr ₹2,381.65 Cr ₹1,664.82 Cr ₹2,064.89 Cr ₹4,315.25 Cr
Profit Before Tax ₹1,832.81 Cr ₹1,900.12 Cr ₹3,855.32 Cr ₹3,267.13 Cr ₹475.78 Cr -₹2,378.52 Cr
Total Tax Expense ₹196.45 Cr ₹375.27 Cr ₹898.81 Cr ₹830 Cr ₹23.5 Cr ₹485.69 Cr
Net Profit ₹1,636.36 Cr ₹1,524.85 Cr ₹2,956.51 Cr ₹2,437.13 Cr ₹452.28 Cr -₹2,864.21 Cr
Basic EPS ₹1.93 ₹2.09 ₹4.32 ₹3.91 ₹0.82 ₹-5.98
Diluted EPS ₹1.91 ₹2.08 ₹4.25 ₹3.84 ₹0.81 ₹-5.91
Gross NPA ₹4,558.52 Cr ₹4,433.58 Cr ₹3,718.36 Cr ₹3,884.45 Cr ₹4,303.01 Cr ₹2,279.56 Cr
Gross NPA % 0.02% 0.02% 0.02% 0.03% 0.04% 0.03%
Net NPA % 0.00% 0.01% 0.01% 0.01% 0.02% 0.01%
Return on Assets % 0.00% 0.00% 0.01% 0.01% 0.00% 0.02%
CET1 Ratio % 0.14% 0.13% 0.13% 0.17% 0.14% 0.13%
Metrics FY 2026 FY 2025 FY 2024 FY 2023 FY 2021 FY 2020
Total Assets ₹399,780 Cr ₹343,819 Cr ₹296,115 Cr - - -
Equity (Net Worth) ₹47,064 Cr ₹37,929 Cr ₹32,102 Cr ₹25,684 Cr ₹16,209 Cr ₹15,343 Cr
Metrics FY 2026 FY 2025 FY 2024 FY 2023
Operating Cash Flow ₹6,915.04 Cr ₹14,395 Cr ₹11,328 Cr ₹3,599.65 Cr
Investing Cash Flow -₹14,241 Cr -₹3,399.22 Cr -₹9,791.79 Cr -₹11,969 Cr
Financing Cash Flow ₹4,969.12 Cr -₹8,682.05 Cr -₹2,953.92 Cr ₹6,509.04 Cr
Dividends Paid ₹295.72 Cr ₹0 ₹0 ₹0
Net Change in Cash -₹2,334.97 Cr ₹2,318.22 Cr -₹1,417.75 Cr -₹1,859.95 Cr
The cash-flow statement became part of the exchange results-filing format in FY2022 - earlier years were not filed and are hidden.
Metrics Q4 FY26 Q3 FY26 Q2 FY26 Q1 FY26 Q4 FY25 Q3 FY25 Q2 FY25 Q1 FY25 Q4 FY24 Q3 FY24 Q2 FY24 Q4 FY23
Revenue from Operations ₹10,553 Cr ₹10,417 Cr ₹9,936.89 Cr ₹9,642.14 Cr ₹9,412.94 Cr ₹9,343.02 Cr ₹8,956.93 Cr ₹8,788.6 Cr ₹8,219.21 Cr ₹7,879.4 Cr ₹7,356.17 Cr ₹6,424.35 Cr
Interest Earned ₹10,553 Cr ₹10,417 Cr ₹9,936.89 Cr ₹9,642.14 Cr ₹9,412.94 Cr ₹9,343.02 Cr ₹8,956.93 Cr ₹8,788.6 Cr ₹8,219.21 Cr ₹7,879.4 Cr ₹7,356.17 Cr ₹6,424.35 Cr
Other Income ₹1,630.04 Cr ₹2,124.97 Cr ₹1,891.45 Cr ₹2,226.83 Cr ₹1,895.41 Cr ₹1,779.85 Cr ₹1,727.3 Cr ₹1,619.15 Cr ₹1,642 Cr ₹1,516.55 Cr ₹1,429.63 Cr ₹1,397.48 Cr
Total Income ₹12,183 Cr ₹12,542 Cr ₹11,828 Cr ₹11,869 Cr ₹11,308 Cr ₹11,123 Cr ₹10,684 Cr ₹10,408 Cr ₹9,861.21 Cr ₹9,395.95 Cr ₹8,785.8 Cr ₹7,821.83 Cr
Employee Benefit Expense ₹1,594.25 Cr ₹1,601.98 Cr ₹1,490.09 Cr ₹1,495.61 Cr ₹1,528.15 Cr ₹1,420.33 Cr ₹1,424.07 Cr ₹1,337.35 Cr ₹1,328.01 Cr ₹1,221.67 Cr ₹1,190.1 Cr ₹1,040.68 Cr
Interest Expended ₹4,875.58 Cr ₹4,924.58 Cr ₹4,824.33 Cr ₹4,709.06 Cr ₹4,505.78 Cr ₹4,440.96 Cr ₹4,169.08 Cr ₹4,093.7 Cr ₹3,750.34 Cr ₹3,592.83 Cr ₹3,405.98 Cr ₹2,827.6 Cr
Operating Expenses ₹6,248.69 Cr ₹5,584.06 Cr ₹5,123.91 Cr ₹4,920.54 Cr ₹4,990.96 Cr ₹4,922.97 Cr ₹4,553.3 Cr ₹4,431.6 Cr ₹4,446.96 Cr ₹4,240.65 Cr ₹3,869.57 Cr ₹3,435.57 Cr
Operating Profit before Provisions ₹1,058.54 Cr ₹2,033.35 Cr ₹1,880.1 Cr ₹2,239.37 Cr ₹1,811.61 Cr ₹1,758.94 Cr ₹1,961.85 Cr ₹1,882.45 Cr ₹1,663.91 Cr ₹1,562.47 Cr ₹1,510.25 Cr ₹1,558.66 Cr
Provisions (other than tax) ₹869.24 Cr ₹1,398.31 Cr ₹1,451.88 Cr ₹1,659.12 Cr ₹1,450.47 Cr ₹1,337.92 Cr ₹1,731.94 Cr ₹994.4 Cr ₹722.31 Cr ₹654.81 Cr ₹528.36 Cr ₹482.43 Cr
Profit Before Tax ₹189.3 Cr ₹635.04 Cr ₹428.22 Cr ₹580.25 Cr ₹361.14 Cr ₹421.02 Cr ₹229.91 Cr ₹888.05 Cr ₹941.6 Cr ₹907.66 Cr ₹981.89 Cr ₹1,076.23 Cr
Total Tax Expense -₹129.64 Cr ₹132.5 Cr ₹75.91 Cr ₹117.68 Cr ₹57.06 Cr ₹81.59 Cr ₹29.22 Cr ₹207.4 Cr ₹217.25 Cr ₹191.98 Cr ₹230.57 Cr ₹273.61 Cr
Net Profit ₹318.94 Cr ₹502.54 Cr ₹352.31 Cr ₹462.57 Cr ₹304.08 Cr ₹339.43 Cr ₹200.69 Cr ₹680.65 Cr ₹724.35 Cr ₹715.68 Cr ₹751.32 Cr ₹802.62 Cr
Basic EPS ₹0.37 ₹0.57 ₹0.36 ₹0.63 ₹0.42 ₹0.46 ₹0.27 ₹0.96 ₹1.02 ₹1.02 ₹1.13 ₹1.28
Diluted EPS ₹0.37 ₹0.57 ₹0.35 ₹0.63 ₹0.41 ₹0.46 ₹0.27 ₹0.95 ₹1.01 ₹1.00 ₹1.11 ₹1.26
Gross NPA ₹4,558.52 Cr ₹4,614.14 Cr ₹4,840.87 Cr ₹4,867.46 Cr ₹4,433.58 Cr ₹4,399.32 Cr ₹4,195.19 Cr ₹3,904.2 Cr ₹3,718.36 Cr ₹3,775.39 Cr ₹3,747.8 Cr ₹3,884.45 Cr
Gross NPA % 0.02% 0.02% 0.02% 0.02% 0.02% 0.02% 0.02% 0.02% 0.02% 0.02% 0.02% 0.03%
Net NPA % 0.00% 0.01% 0.01% 0.01% 0.01% 0.01% 0.00% 0.01% 0.01% 0.01% 0.01% 0.01%
Return on Assets % 0.00% 0.01% 0.00% 0.01% 0.00% 0.00% 0.00% 0.01% 0.01% 0.01% 0.01% 0.01%
CET1 Ratio % 0.14% 0.14% 0.12% 0.13% 0.13% 0.13% 0.13% 0.13% 0.13% 0.14% 0.13% 0.17%
Latest 12 quarters shown of 24 on record.
Segment · Q4 FY26 (latest quarter) Revenue Result (PBIT) Assets Liabilities
Treasury ₹6,762.72 Cr -₹96.02 Cr ₹107,556 Cr ₹32,586 Cr
Wholesale Banking ₹2,903.85 Cr -₹139.82 Cr ₹56,436 Cr ₹84,242 Cr
Retail Banking ₹13,976 Cr ₹422.3 Cr ₹233,066 Cr ₹234,388 Cr
Other Banking Business ₹309.34 Cr ₹167.91 Cr ₹80.38 Cr ₹66.74 Cr
Unallocated ₹19.89 Cr -₹165.07 Cr ₹2,641.28 Cr ₹1,144.73 Cr
Segment · FY 2026 (annual) Revenue Result (PBIT) Assets Liabilities
Treasury ₹28,427 Cr ₹522.1 Cr - -
Wholesale Banking ₹11,166 Cr ₹1,089.86 Cr - -
Retail Banking ₹53,883 Cr ₹260.09 Cr - -
Other Banking Business ₹1,026.74 Cr ₹486.96 Cr - -
Unallocated ₹165.07 Cr -₹526.2 Cr - -
Want more history and ratios?
You're viewing the latest exchange-filed financials for Idfc First Bank Limited. The full report adds 10+ years of line-item history, 20+ ratios, peer benchmarks and a downloadable PDF.
10+ years of history 20+ ratios & benchmarks Downloadable PDF

Board & Governance of Idfc First Bank Limited

As per the corporate governance filing with NSE for the quarter ended 31-MAR-2026, the board of Idfc First Bank Limited has 11 directors - 8 independent and 2 executive. The board is chaired by Sanjeeb Chaudhuri.

DirectorPositionOn board sinceListed boards
Sanjeeb Chaudhuri Non-Executive - Independent Director · Chairperson 2019-05-10 1
Vaidyanathan Vembu Executive Director · CEO-MD 2018-12-19 1
Pradeep Natarajan Executive Director 2024-06-01 1
Aashish R Kamat Non-Executive - Independent Director 2018-12-18 3
Matangi Gowrishankar Non-Executive - Independent Director 2024-01-20 5
Pankajam Sridevi Non-Executive - Independent Director 2024-09-27 1
Pravir Kumar Vohra Non-Executive - Independent Director 2018-08-01 3
Sudhir Kapadia Non-Executive - Independent Director 2024-10-26 1
Sundara Iyer Ganesh Kumar Non-Executive - Independent Director 2021-04-30 2
Uday Bhansali Non-Executive - Independent Director 2024-09-27 2
Narendra Ostawal Non-Executive - Nominee Director 2025-09-30 1
Board Committees
CommitteeMembers
Audit Committee Sudhir Kapadia (Chairperson), Pankajam Sridevi, Sundara Iyer Ganesh Kumar
Nomination and remuneration committee Matangi Gowrishankar (Chairperson), Aashish R Kamat, Sanjeeb Chaudhuri, Sudhir Kapadia, Uday Bhansali, Narendra Ostawal
Stakeholders Relationship Committee Pankajam Sridevi (Chairperson), Vaidyanathan Vembu, Matangi Gowrishankar, Pravir Kumar Vohra, Sanjeeb Chaudhuri, Sundara Iyer Ganesh Kumar
Risk Management Committee Aashish R Kamat (Chairperson), Vaidyanathan Vembu, Sanjeeb Chaudhuri, Sundara Iyer Ganesh Kumar, Uday Bhansali, Narendra Ostawal
Corporate Social Responsibility Committee Vaidyanathan Vembu (Chairperson), Matangi Gowrishankar, Sanjeeb Chaudhuri, Uday Bhansali

Charges & Borrowings of Idfc First Bank Limited

Open charges
₹0
Satisfied charges
₹36,893 Cr
Breakdown by lending institutions
Idbi Trusteeship Services Limited₹25,584.73 Cr
Others₹5,008.20 Cr
Hdfc Bank Limited₹1,669.60 Cr
Syndicate Bank₹1,500.00 Cr
Central Bank of India₹1,250.00 Cr
Others₹1,880.00 Cr
Latest charge details
DateLenderAmountStatus
29 Nov 2018 Others ₹1,048.2 Cr Satisfied
22 Nov 2018 Others ₹700 Cr Satisfied
12 Oct 2018 Others ₹500 Cr Satisfied
09 Oct 2018 Idbi Trusteeship Services Limited ₹50 Cr Satisfied
09 Oct 2018 Idbi Trusteeship Services Limited ₹50 Cr Satisfied

Total charge records: 100 View all charges

Employees and EPFO Compliance at Idfc First Bank Limited

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2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026

Employee Count & EPFO Data of Idfc First Bank Limited

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Monthly employee headcount & PF contributions
EPFO establishment details & ECR filing status
Year-wise workforce analytics & attrition trends
PF exemption, coverage & compliance verification

GST Compliance of Idfc First Bank Limited

XX%
Compliant
GSTR-1
GSTR-3B
GSTR-9
MH
KA
UP
TN
TS

GSTIN & GST Filing Data of Idfc First Bank Limited

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GSTIN registrations & state-wise presence
Filing compliance - GSTR-1, GSTR-3B, GSTR-9
HSN/SAC codes with goods & services details
Taxpayer type, jurisdiction & business constitution

Credit Ratings, Litigation & Regulatory Alerts for Idfc First Bank Limited

Credit rating
AAA
AA+
AA
AA-
! !
2015 2017 2019 2021 2023
Litigation
District Court 35
High Court 45
Supreme Court 0
NCLT / NCLAT 0
Pending
Disposed
Regulatory alerts
GSTIN Cancelled
Andhra Pradesh
GSTIN Cancelled
Telangana (on application)
EPFO Delay
12 months delay - Haryana
Violations via Directors
20 MCA + 19 Bank defaults

Credit Ratings, Legal Cases & Regulatory Alerts of Idfc First Bank Limited

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Credit rating history across CARE, ICRA, Brickwork & India Ratings
Instrument-wise ratings, outlook & action timeline
Court-wise litigation (District, High Court, Supreme Court, NCLT)
Group company & common directorship litigation
Statutory compliance alerts (GSTIN, EPFO, ROC)
Director & company violations (MCA, SEBI, Banks, BSE/NSE)

MSME Payment Delays by Idfc First Bank Limited

MSME Payment Delays by Idfc First Bank Limited

Track payments outstanding to micro and small enterprise vendors, as disclosed in half-yearly MSME-1 returns filed with the MCA.

Amounts outstanding to MSME suppliers
Delay periods & reasons for delayed payments
Half-yearly MSME-1 filing history
Vendor-payment behaviour as a counterparty risk signal

Subsidiaries & Group Companies of Idfc First Bank Limited

Subsidiaries & Group Companies of Idfc First Bank Limited

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Holding & parent company details
Subsidiaries & step-down subsidiaries with % holding
Associates & joint ventures with partner details
Investments in other entities year-on-year

MCA Filings & Documents of Idfc First Bank Limited

MCA Filings & Documents of Idfc First Bank Limited

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Incorporation documents, MoA & AoA
Annual returns (MGT-7) & financial statements (AOC-4)
Charge filings (CHG-1, CHG-4) & resolutions
Complete document index with filing dates

Recent Activity on Idfc First Bank Limited

Directors
30 Sep 2025
Narendra Ostawal was appointed as a Additional Director on 30 Sep 2025 & has been associated with this company since 9 months 8 days.
Activity
29 Jul 2025
Idfc First Bank Limited last Annual general meeting of members was held on 29 Jul 2025 as per latest MCA records.
Activity
31 Mar 2025
Idfc First Bank Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Chennai.
Directors
26 Oct 2024
Sudhir Hansraj Kapadia was appointed as a Director on 26 Oct 2024 & has been associated with this company since 1 year 8 months.
Directors
27 Sep 2024
Pankajam Sridevi was appointed as a Director on 27 Sep 2024 & has been associated with this company since 1 year 9 months.
Directors
27 Sep 2024
Uday Shirish Bhansali was appointed as a Director on 27 Sep 2024 & has been associated with this company since 1 year 9 months.

Recent News on Idfc First Bank Limited

Frequently Asked Questions about Idfc First Bank Limited

Idfc First Bank Limited is an active public limited company in the financial services sector based in Chennai, Tamil Nadu, India. It was incorporated on 21 October 2014 (12+ years old) and is registered under CIN L65110TN2014PLC097792. Listed on BSE: 539437 and NSE: IDFCFIRSTB. The company has 41,340 employees.

Idfc First Bank Limited reported revenue of ₹36,257 Cr for FY 2024 (up 33.00% YoY).

The current directors of Idfc First Bank Limited are:

The primary industry of Idfc First Bank Limited is financial services. The company specifically operates in banking institutions. The company is currently active in this sector.

Yes. Idfc First Bank Limited is listed on both BSE (code: 539437) and NSE (symbol: IDFCFIRSTB).

Idfc First Bank Limited can be reached at the registered office: Krm Tower 7Th Floor No. 1 Harrington Road Chetpet, Chennai, Tamil Nadu, India – 600031, or through the website idfcfirstbank.com.

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