Iifl Samasta Finance Limited

Iifl Samasta Finance Limited - financial services in Bengaluru, Karnataka, India. FY 2026 financials & compliance.
CIN U65191KA1995PLC057884 Incorporated 09 August 1995 ROC Bangalore HQ Bengaluru, Karnataka, India
Active Public Limited Company financial services
Data last updated
Revenue · FY 2026
₹2,264.58 Cr
▼ 12% YoY
Net profit · FY 2026
₹21.3 Cr
Net margin 0.9%
Authorised capital
₹1,000 Cr
Registered with MCA
Paid-up capital
₹668.44 Cr
Issued & subscribed
Open charges
₹11,859 Cr
Satisfied ₹17,955 Cr
Company age
31 yrs
Est. 1995
Employees · EPFO
18,581
Provident fund records
Directors on board
6
As per MCA filings

About Iifl Samasta Finance Limited

Data last updated:

Iifl Samasta Finance Limited is a public limited company based in Bengaluru, Karnataka, India, a subsidiary of Iifl Finance Limited. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 09 August 1995 and has been in existence for over 31 years.

Its director Venkataraman Rajamani is #1,140 among India's richest people (2026).

The company is registered with the Registrar of Companies (ROC), Bangalore, under CIN U65191KA1995PLC057884. Its GSTIN is 29AAACC4577H1ZG (Karnataka). The company holds 25 GST registrations, of which 23 are active.

The company has an authorised share capital of ₹1,000 Cr and a paid-up capital of ₹668.44 Cr. It was formerly known as Iifl Samasta Financial Services Limited. It is led by directors including Narayanaswamy Venkatesh (Managing Director) and Sistla Uma Shanmukhi.

Its last annual general meeting (AGM) was held on 25 June 2026, and its latest financial statements are for the year ended 31 March 2026. The registered office is at 110/3 Lalbagh Main Road Krishnappa Layout Bangalore – 560027, Bengaluru, Karnataka, India – 560027.

As per the financials filed for FY 2026, the company reported a revenue of ₹2,264.58 Cr, a decline of 12% compared to the previous year. For the same year it recorded a net profit of ₹21.3 Cr (net margin 0.9%). Revenue has grown at a compounded annual rate (CAGR) of 9% over three years and 26% over five years.

The company has about 18,581 employees on its provident fund (EPFO) records.

The company is associated with 2 brands: IIFL Samasta and Samasta Micro Finance. As per MCA filings, the company has open charges of ₹11,859 Cr and satisfied charges of ₹17,955 Cr on record. Court records list 3,513 cases involving the company, including 3,486 filed by the company and 27 filed against it; 1,501 cases are pending. The company has 1 deal on record (1 acquisition); the latest was in November 2016.

The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website iiflsamasta.com.

Company details

CIN U65191KA1995PLC057884
Registration Number 057884
Incorporation Date 09 August 1995
ROC Bangalore
Listing Status Unlisted
Company Status Active
Date of Last AGM 25 June 2026
Date of Balance Sheet 31 March 2026
Parent Company Iifl Finance Limited
Compliance Status Active Compliant

Name history

Iifl Samasta Finance has undergone 5 name changes throughout its history. The current legal name is Iifl Samasta Finance Limited.

Company NameStatus
Iifl Samasta Finance LimitedCurrent
Iifl Samasta Financial Services LimitedPrevious
Colanac Finance LimitedPrevious
Samasta Microfinance LimitedPrevious
Iifl Samasta LimitedPrevious

CIN history

Iifl Samasta Finance has one previous CIN (Corporate Identification Number): U65191TN1995PLC032563. The current CIN is U65191KA1995PLC057884, which is the unique identifier assigned by the Registrar of Companies.

CINStatus
U65191KA1995PLC057884Current
U65191TN1995PLC032563Previous

Recognitions & Rankings of Iifl Samasta Finance

India's Richest People 2026 edition · 1 director · Source: Hurun India

Contact details

Iifl Samasta Finance Limited's registered office is in Bengaluru, Karnataka. Its website is iiflsamasta.com. Its e-mail address and telephone number are in the company report.

  • Email
  • Telephone
  • Social Media
  • Registered Address
    110/3 Lalbagh Main Road Krishnappa Layout Bangalore – 560027, Bengaluru, Karnataka, India – 560027
  • Industry
    Financial Services, Microfinance Institutions, NBFC

To see the full contact details of Iifl Samasta Finance Limited, buy the company report.

Comprehensive company report
Iifl Samasta Finance Limited - one report that includes everything
  • Company details, directors and signatories
  • Historical financials and ratios
  • Shareholding pattern and group structure
  • Charges with holder and property details
  • Legal cases, compliance and MCA filings
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Brands

Iifl Samasta Finance operates two associated brands: IIFL Samasta and Samasta Micro Finance. Each brand links to its own profile.

BrandDescriptionWebsite
Offers affordable loans and financial services to women in rural areas.iiflsamasta.com
Micro loans are provided in Karnataka and Tamil Nadu.samasta.co.in

Business activity

The main business activity of Iifl Samasta Finance is financial and insurance activities. In detail, this covers activities auxiliary to financial service and insurance activities.

Main activity group codeMain activityBusiness activity codeBusiness activityShare of turnover
KFinancial and insurance activities66Activities auxiliary to financial service and insurance activities

To see the full business activity and turnover split of Iifl Samasta Finance Limited, buy the company report.

Financials of Iifl Samasta Finance Limited

FY 2026 filings available

Iifl Samasta Finance Limited reported revenue of ₹2,264.58 Cr (down 12% YoY) for FY 2026.

Revenue · FY 2026
₹2,264.58 Cr ▼ 12%
Net profit · FY 2026
₹21.3 Cr margin 0.9%

Compounded Annual Growth Rate (CAGR)

Revenue CAGR growth
1 year
▼ 12%
3 years · compounded
▲ 9%
5 years · compounded
▲ 26%

Revenue fell 12% in the latest year, but over five years it has grown at a compounded annual rate (CAGR) of 26%. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.

Financial Statement Summary

MetricsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22
Profit and Loss Statement
Revenue from Operations
Other Income
Total Revenue₹2,264.58 Cr
Cost of Materials Consumed
Employee Benefit Expense
Finance Costs
Depreciation and Amortisation
Other Expenses
Total Expenses
EBITDA
Profit Before Tax
Tax Expense
Net Profit (PAT)₹21.3 Cr
Balance Sheet
Share Capital
Reserves and Surplus
Net Worth (Total Equity)
Long-term Borrowings
Short-term Borrowings
Trade Payables
Total Liabilities
Fixed Assets
Investments
Inventories
Trade Receivables
Cash and Bank Balance
Total Assets

Financial Ratios

MetricsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22
Profitability
EBITDA Margin
Net Profit Margin0.9%
Return on Equity (ROE)
Return on Capital Employed (ROCE)
Return on Assets (ROA)
Liquidity and Debt
Current Ratio
Quick Ratio
Debt-to-Equity Ratio
Interest Coverage Ratio
Efficiency and Growth
Asset Turnover
Receivable Days
Payable Days
Inventory Days
Revenue Growth
Net Profit Growth

To see the full financial statements and ratios of Iifl Samasta Finance Limited, buy the company report.

Board of directors of Iifl Samasta Finance Limited

Iifl Samasta Finance has 6 current directors and 28 former directors. Current directors are listed first, with their designation and appointment date.

Current Directors
NameDesignationAppointment DateTenureStatus
Narayanaswamy VenkateshManaging Director01 Feb 200422 Years 9 MonthsCurrent
Sistla Uma ShanmukhiDirector29 Jul 20242 Years 3 MonthsCurrent
Venkataraman RajamaniDirector08 Feb 20242 Years 8 MonthsCurrent
Kalengada Mandanna NanaiahDirector08 Feb 20242 Years 8 MonthsCurrent
Govinda Rajulu ChintalaDirector08 Feb 20242 Years 8 MonthsCurrent
Nihar Niranjan JambusariaDirector24 Apr 20242 Years 6 MonthsCurrent

Auditor

Iifl Samasta Finance Limited is audited by SURI & CO for the financial year 2026.

Auditor firmFinancial yearFirm registration number
SURI & COFY 2026004283S

Shareholding

The shareholding of Iifl Samasta Finance Limited is on record for 5 financial years, the latest being FY 2024, split between promoters, domestic institutions, foreign institutions, public shareholders and others.

Shareholder categoryFY 2024FY 2023FY 2022FY 2021FY 2020
Promoters
Domestic institutional investors (DII)
Foreign institutional investors (FII)
Public
Others

To see the full shareholding pattern of Iifl Samasta Finance Limited, buy the company report.

Charges & borrowings

Open charges
₹11,859 Cr
Satisfied charges
₹17,955 Cr
Breakdown by lending institutions
Others₹8,434.71 Cr
Sidbi₹1,000.00 Cr
Axis Bank Limited₹800.00 Cr
Yes Bank Limited₹700.00 Cr
Standard Chartered Bank₹354.00 Cr
Others₹570.05 Cr
Latest charge details
DateCharge IDLenderAmountStatusModified or satisfied on
28 Sep 2026101411877Others₹100 CrOpen
17 Sep 2026101402821Others₹400 CrOpen
01 Sep 2026101378138Yes Bank Limited₹400 CrOpen
29 Aug 2026101391962Others₹50 CrOpen
25 Aug 2026101372274Karnataka Bank Ltd.₹100 CrOpen

To see the full charge records of Iifl Samasta Finance Limited, buy the company report.

Total charge records: 414 View all charges

Deals & funding

Iifl Samasta Finance Limited has 1 deal on record (1 acquisition); the latest was in November 2016.

Total deals
1
Acquisition
1

Deals on record (1 of 1)

WhenDealAmountParties
Nov 2016AcquisitionUndisclosedBuyer: India Infoline Finance Limited

Deal records are compiled from filings and public sources; amounts are shown only where the source reported them.

MSME payment delays

No delayed payments to MSME suppliers are on our record for Iifl Samasta Finance Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.

Employees & EPFO

Iifl Samasta Finance Limited has a workforce of 18,581 employees on its EPFO records as of Feb 09, 2026, across 1 active EPFO establishment.

Employee count
18,581
Active EPFO establishments
1
Employee growth
-0.15%

GST

Iifl Samasta Finance has 25 GST registrations: 23 active and 2 cancelled or inactive. The first 4 active GSTINs are listed below.

Total GSTINs
25
Active
23
Cancelled / inactive
2
GSTINStateStatusRegistered on
29AAACC4577H1ZGKarnatakaActive01 Jul 2017
29AAACC4577H2ZFKarnatakaActive25 Mar 2025
33AAACC4577H1ZRTamil NaduActive01 Jul 2017
21AAACC4577H1ZWOdishaActive11 Jul 2017

To see the full GST registrations and return filing status of Iifl Samasta Finance Limited, buy the company report.

Recent activity

Iifl Samasta Finance Limited has 47 board changes on record since 1995: 26 appointments and 21 cessations. The latest: Malini Benjamin Eden ceased to be Director on 29 Jul 2024.

Charges
A charge with Others amounted to Rs. 100.00 Cr with Charge ID 101411877 was registered on 28 Sep 2026.
Charges
A charge with Others amounted to Rs. 400.00 Cr with Charge ID 101402821 was registered on 17 Sep 2026.
Charges
A charge with Yes Bank Limited amounted to Rs. 400.00 Cr with Charge ID 101378138 was registered on 01 Sep 2026.
Charges
A charge registered on 28 Apr 2023 via Charge ID 100714613 with Dhanlaxmi Bank Limited was fully satisfied on 01 Sep 2026.
Charges
A charge registered on 24 Jul 2024 via Charge ID 100960451 with The Hongkong And Shanghai Banking Corporation Limited was fully satisfied on 31 Aug 2026.
Charges
A charge with Others amounted to Rs. 50.00 Cr with Charge ID 101391962 was registered on 29 Aug 2026.
Charges
A charge registered on 29 Jun 2024 via Charge ID 100943880 with Others was fully satisfied on 26 Aug 2026.
Charges
A charge with Karnataka Bank Ltd. amounted to Rs. 100.00 Cr with Charge ID 101372274 was registered on 25 Aug 2026.
Charges
A charge with Others amounted to Rs. 50.00 Cr with Charge ID 101367564 was registered on 30 Jul 2026.
Charges
A charge with Others amounted to Rs. 50.00 Cr with Charge ID 101373647 was registered on 24 Jul 2026.
Charges
A charge with Others amounted to Rs. 100.00 Cr with Charge ID 101373648 was registered on 24 Jul 2026.
Charges
A charge with Standard Chartered Bank of Rs. 106.50 Cr registered on 19 Jun 2024 with Charge ID 100940517 was modified on 20 Jul 2026.

787 earlier events are in the company report.

Frequently asked questions

Iifl Samasta Finance is an active public limited company based in Bengaluru, Karnataka, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 09 August 1995 (31+ years old) and is registered under CIN U65191KA1995PLC057884.

Iifl Samasta Finance has 6 current directors:

The latest financial statements of Iifl Samasta Finance on record with the MCA are for the year ended 31 March 2026. Its last annual general meeting was held on 25 June 2026. Year-wise statements from 2015 are in the company report.

The GSTIN of Iifl Samasta Finance is 29AAACC4577H1ZG, registered in Karnataka. The company has 25 GST registrations in all, of which 23 are active and 2 are cancelled or inactive. Other active GSTINs include 29AAACC4577H2ZF (Karnataka), 33AAACC4577H1ZR (Tamil Nadu), 21AAACC4577H1ZW (Odisha).

The CIN (Corporate Identification Number) of Iifl Samasta Finance is U65191KA1995PLC057884. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.

Iifl Samasta Finance has 3,513 court cases on record: 3,486 filed by the company and 27 filed against it. 1,501 are pending. Most are in the district courts.

Iifl Samasta Finance was incorporated on 09 August 1995, making it 31+ years old. It is registered with the Registrar of Companies, Bangalore.

Iifl Samasta Finance has 1 deal on record (1 acquisition); the latest was in November 2016.

Malini Benjamin Eden ceased to be Director on 29 Jul 2024. Sistla Uma Shanmukhi was appointed as Director on 29 Jul 2024. Nihar Niranjan Jambusaria was appointed as Director on 24 Apr 2024. Iifl Samasta Finance has 47 board changes on record in total.

Iifl Samasta Finance can be reached through the website iiflsamasta.com. Its registered office is in Bengaluru, Karnataka, India.