- #1,140 Venkataraman Rajamani ₹2,200 Cr

About Iifl Samasta Finance Limited
Data last updated:
Iifl Samasta Finance Limited is a public limited company based in Bengaluru, Karnataka, India, a subsidiary of Iifl Finance Limited. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 09 August 1995 and has been in existence for over 31 years.
Its director Venkataraman Rajamani is #1,140 among India's richest people (2026).
The company is registered with the Registrar of Companies (ROC), Bangalore, under CIN U65191KA1995PLC057884. Its GSTIN is 29AAACC4577H1ZG (Karnataka). The company holds 25 GST registrations, of which 23 are active.
The company has an authorised share capital of ₹1,000 Cr and a paid-up capital of ₹668.44 Cr. It was formerly known as Iifl Samasta Financial Services Limited. It is led by directors including Narayanaswamy Venkatesh (Managing Director) and Sistla Uma Shanmukhi.
Its last annual general meeting (AGM) was held on 25 June 2026, and its latest financial statements are for the year ended 31 March 2026. The registered office is at 110/3 Lalbagh Main Road Krishnappa Layout Bangalore – 560027, Bengaluru, Karnataka, India – 560027.
As per the financials filed for FY 2026, the company reported a revenue of ₹2,264.58 Cr, a decline of 12% compared to the previous year. For the same year it recorded a net profit of ₹21.3 Cr (net margin 0.9%). Revenue has grown at a compounded annual rate (CAGR) of 9% over three years and 26% over five years.
The company has about 18,581 employees on its provident fund (EPFO) records.
The company is associated with 2 brands: IIFL Samasta and Samasta Micro Finance. As per MCA filings, the company has open charges of ₹11,859 Cr and satisfied charges of ₹17,955 Cr on record. Court records list 3,513 cases involving the company, including 3,486 filed by the company and 27 filed against it; 1,501 cases are pending. The company has 1 deal on record (1 acquisition); the latest was in November 2016.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website iiflsamasta.com.
Company details
Name history
Iifl Samasta Finance has undergone 5 name changes throughout its history. The current legal name is Iifl Samasta Finance Limited.
| Company Name | Status |
|---|---|
| Iifl Samasta Finance Limited | Current |
| Iifl Samasta Financial Services Limited | Previous |
| Colanac Finance Limited | Previous |
| Samasta Microfinance Limited | Previous |
| Iifl Samasta Limited | Previous |
CIN history
Iifl Samasta Finance has one previous CIN (Corporate Identification Number): U65191TN1995PLC032563. The current CIN is U65191KA1995PLC057884, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U65191KA1995PLC057884 | Current |
| U65191TN1995PLC032563 | Previous |
Recognitions & Rankings of Iifl Samasta Finance
Contact details
Iifl Samasta Finance Limited's registered office is in Bengaluru, Karnataka. Its website is iiflsamasta.com. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Social Media
- Registered Address110/3 Lalbagh Main Road Krishnappa Layout Bangalore – 560027, Bengaluru, Karnataka, India – 560027
- IndustryFinancial Services, Microfinance Institutions, NBFC
To see the full contact details of Iifl Samasta Finance Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Brands
Iifl Samasta Finance operates two associated brands: IIFL Samasta and Samasta Micro Finance. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Offers affordable loans and financial services to women in rural areas. | iiflsamasta.com | |
| Micro loans are provided in Karnataka and Tamil Nadu. | samasta.co.in |
Business activity
The main business activity of Iifl Samasta Finance is financial and insurance activities. In detail, this covers activities auxiliary to financial service and insurance activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance activities | 66 | Activities auxiliary to financial service and insurance activities |
To see the full business activity and turnover split of Iifl Samasta Finance Limited, buy the company report.
Financials of Iifl Samasta Finance Limited
FY 2026 filings availableIifl Samasta Finance Limited reported revenue of ₹2,264.58 Cr (down 12% YoY) for FY 2026.
Compounded Annual Growth Rate (CAGR)
Revenue fell 12% in the latest year, but over five years it has grown at a compounded annual rate (CAGR) of 26%. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | ₹2,264.58 Cr | ||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | |||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹21.3 Cr | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | |||||
| Net Profit Margin | 0.9% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
| Interest Coverage Ratio | |||||
| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of Iifl Samasta Finance Limited, buy the company report.
Board of directors of Iifl Samasta Finance Limited
Iifl Samasta Finance has 6 current directors and 28 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Narayanaswamy Venkatesh | Managing Director | 01 Feb 2004 | 22 Years 9 Months | Current |
| Sistla Uma Shanmukhi | Director | 29 Jul 2024 | 2 Years 3 Months | Current |
| Venkataraman Rajamani Also directs: Iifl Finance Limited, Iifl Capital Services Limited, Orpheus Trading Private Limited and 1 more | Director | 08 Feb 2024 | 2 Years 8 Months | Current |
| Kalengada Mandanna Nanaiah Also directs: Nine K Consulting LLP | Director | 08 Feb 2024 | 2 Years 8 Months | Current |
| Govinda Rajulu Chintala Also directs: Kaveri Seed Company Ltd., Aye Finance Limited, NSL Krishnaveni Sugars Limited and 2 more | Director | 08 Feb 2024 | 2 Years 8 Months | Current |
| Nihar Niranjan Jambusaria Also directs: Iifl Finance Limited, Sbi Life Insurance Company Limited, Blossom Industries Limited and 3 more | Director | 24 Apr 2024 | 2 Years 6 Months | Current |
Auditor
Iifl Samasta Finance Limited is audited by SURI & CO for the financial year 2026.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| SURI & CO | FY 2026 | 004283S |
Shareholding
The shareholding of Iifl Samasta Finance Limited is on record for 5 financial years, the latest being FY 2024, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of Iifl Samasta Finance Limited, buy the company report.
Charges & borrowings
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 28 Sep 2026 | 101411877 | Others | ₹100 Cr | Open | |
| 17 Sep 2026 | 101402821 | Others | ₹400 Cr | Open | |
| 01 Sep 2026 | 101378138 | Yes Bank Limited | ₹400 Cr | Open | |
| 29 Aug 2026 | 101391962 | Others | ₹50 Cr | Open | |
| 25 Aug 2026 | 101372274 | Karnataka Bank Ltd. | ₹100 Cr | Open |
To see the full charge records of Iifl Samasta Finance Limited, buy the company report.
Total charge records: 414 View all charges
Deals & funding
Iifl Samasta Finance Limited has 1 deal on record (1 acquisition); the latest was in November 2016.
Deals on record (1 of 1)
| When | Deal | Amount | Parties |
|---|---|---|---|
| Nov 2016 | Acquisition | Undisclosed | Buyer: India Infoline Finance Limited |
Deal records are compiled from filings and public sources; amounts are shown only where the source reported them.
Legal cases
Iifl Samasta Finance Limited has 3,513 court cases on record: 3,486 filed by Iifl Samasta Finance, 27 filed against it. 1,501 cases are pending and 2,012 are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 3,508 | 25 | 1,501 |
| High courts | 5 | 2 | 0 |
Cases on record (5 of 3,513)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Salem, Tamil Nadu | Criminal miscellaneous application | Filed against the company by Tata Capital Housing Finance Limited | Disposed |
| District court, Kanniyakumari, Tamil Nadu | Court case (IP) | Filed against the company by an individual | Pending |
| District court, BENGALURU, Karnataka | Criminal complaint | Filed by the company against an individual | Pending |
| District court, BENGALURU, Karnataka | Criminal complaint | Filed by the company against an individual | Pending |
| District court, BENGALURU, Karnataka | Criminal complaint | Filed by the company against an individual | Pending |
To see the full case history of Iifl Samasta Finance Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Iifl Samasta Finance Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
Employees & EPFO
Iifl Samasta Finance Limited has a workforce of 18,581 employees on its EPFO records as of Feb 09, 2026, across 1 active EPFO establishment.
GST
Iifl Samasta Finance has 25 GST registrations: 23 active and 2 cancelled or inactive. The first 4 active GSTINs are listed below.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 29AAACC4577H1ZG | Karnataka | Active | 01 Jul 2017 |
| 29AAACC4577H2ZF | Karnataka | Active | 25 Mar 2025 |
| 33AAACC4577H1ZR | Tamil Nadu | Active | 01 Jul 2017 |
| 21AAACC4577H1ZW | Odisha | Active | 11 Jul 2017 |
To see the full GST registrations and return filing status of Iifl Samasta Finance Limited, buy the company report.
Recent activity
Iifl Samasta Finance Limited has 47 board changes on record since 1995: 26 appointments and 21 cessations. The latest: Malini Benjamin Eden ceased to be Director on 29 Jul 2024.
787 earlier events are in the company report.
News
Frequently asked questions
Iifl Samasta Finance is an active public limited company based in Bengaluru, Karnataka, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 09 August 1995 (31+ years old) and is registered under CIN U65191KA1995PLC057884.
Iifl Samasta Finance has 6 current directors:
- Narayanaswamy Venkatesh - Managing Director
- Sistla Uma Shanmukhi - Director
- Venkataraman Rajamani - Director
- Kalengada Mandanna Nanaiah - Director
- Govinda Rajulu Chintala - Director
- Nihar Niranjan Jambusaria - Director
The latest financial statements of Iifl Samasta Finance on record with the MCA are for the year ended 31 March 2026. Its last annual general meeting was held on 25 June 2026. Year-wise statements from 2015 are in the company report.
The GSTIN of Iifl Samasta Finance is 29AAACC4577H1ZG, registered in Karnataka. The company has 25 GST registrations in all, of which 23 are active and 2 are cancelled or inactive. Other active GSTINs include 29AAACC4577H2ZF (Karnataka), 33AAACC4577H1ZR (Tamil Nadu), 21AAACC4577H1ZW (Odisha).
The CIN (Corporate Identification Number) of Iifl Samasta Finance is U65191KA1995PLC057884. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Iifl Samasta Finance has 3,513 court cases on record: 3,486 filed by the company and 27 filed against it. 1,501 are pending. Most are in the district courts.
Iifl Samasta Finance was incorporated on 09 August 1995, making it 31+ years old. It is registered with the Registrar of Companies, Bangalore.
Iifl Samasta Finance has 1 deal on record (1 acquisition); the latest was in November 2016.
Malini Benjamin Eden ceased to be Director on 29 Jul 2024. Sistla Uma Shanmukhi was appointed as Director on 29 Jul 2024. Nihar Niranjan Jambusaria was appointed as Director on 24 Apr 2024. Iifl Samasta Finance has 47 board changes on record in total.
Iifl Samasta Finance can be reached through the website iiflsamasta.com. Its registered office is in Bengaluru, Karnataka, India.

