I-Loan Credit Private Limited
About I-Loan Credit Private Limited
Data last updated:
I-Loan Credit Private Limited is a private limited company based in Gurgaon, Haryana, India, a subsidiary of Loantap Financial Technologies Private Limited. It operates in the non-banking financial services (NBFC) segment of the financial services sector. It was incorporated on 05 December 1990 and has been in existence for over 36 years.
The company is registered with the Registrar of Companies (ROC), Haryana, under CIN U74899HR1990PTC113656. Its GSTIN is 06AAACB0396B1Z8 (Haryana). The company holds 3 GST registrations, all of them active.
The company has an authorised share capital of ₹1.96 Cr and a paid-up capital of ₹96.95 Lakh. It was formerly known as Bajrang Investmentsprivate Limited. It is led by directors Satyam Kumar and Santosh Vittal Jeergal.
Its last annual general meeting (AGM) was held on 26 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Ug – 006 Mgf Metropolis Mall Mehrauli – Gurgaon Rd, Sector 28 Maruti Housing Colony Sector 25 Gurugram Sarhol, Haryana, India – 122009.
As per the financials filed for FY 2024, the company reported a revenue of ₹5.21 Cr, a decline of 18% compared to the previous year. For the same year it recorded a net loss of ₹71.45 Lakh (net margin -13.7%) and EBITDA of ₹8.62 Lakh (EBITDA margin 1.7%). Revenue has grown at a compounded annual rate (CAGR) of 14% over three years and 19% over five years.
The company is associated with 1 brand: LoanTap. As per MCA filings, the company has open charges of ₹45.32 Cr and satisfied charges of ₹16.5 Cr on record. Court records list 582 cases involving the company, including 575 filed by the company and 7 filed against it; 438 cases are pending. The company has 9 deals on record (4 funding rounds, 3 secondary share transfers, 1 convertible or debt financing), with disclosed funding of ₹21.49 Cr; the latest was in October 2023. Its 5 peer companies in the BFSI industry (NBFC), with the same principal business activity (other financial activities) are compared by revenue, 2 larger and 3 smaller; the largest is Original Finserv Private Limited with revenue of ₹5.27 Cr. The company has 2 MSME Form 1 returns on record between 2020 and 2021, listing 2 overdue payments to 2 micro and small suppliers.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Name history
I-Loan Credit has undergone 2 name changes throughout its history. The company was previously known as I-Loan Credit Private Limited, and Bajrang Investmentsprivate Limited. The current legal name is I-Loan Credit Private Limited.
| Company Name | Status |
|---|---|
| I-Loan Credit Private Limited | Current |
| Bajrang Investmentsprivate Limited | Previous |
CIN history
I-Loan Credit has one previous CIN (Corporate Identification Number): U74899DL1990PTC042297. The current CIN is U74899HR1990PTC113656, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U74899HR1990PTC113656 | Current |
| U74899DL1990PTC042297 | Previous |
Contact details
I-Loan Credit Private Limited's registered office is in Gurgaon, Haryana. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered AddressUg – 006 Mgf Metropolis Mall Mehrauli – Gurgaon Rd, Sector 28 Maruti Housing Colony Sector 25 Gurugram Sarhol, Haryana, India – 122009
- IndustryFinancial Services, NBFC
To see the full contact details of I-Loan Credit Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Brands
I-Loan Credit operates one associated brand: LoanTap. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Various personal and business loans are offered through the platform. | loantap.in |
Business activity
The main business activity of I-Loan Credit is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of I-Loan Credit Private Limited, buy the company report.
Financials of I-Loan Credit Private Limited
FY 2025 filings availableI-Loan Credit Private Limited reported revenue of ₹5.21 Cr (down 18% YoY) for FY 2024.
Compounded Annual Growth Rate (CAGR)
Revenue fell 18% in the latest year, but over five years it has grown at a compounded annual rate (CAGR) of 19%. EBITDA rose 103% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | |||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | ₹8.62 Lakh | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | -₹71.45 Lakh | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 1.7% | ||||
| Net Profit Margin | -13.7% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
| Interest Coverage Ratio | |||||
| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of I-Loan Credit Private Limited, buy the company report.
Board of directors of I-Loan Credit Private Limited
I-Loan Credit has 2 current directors and 7 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Satyam Kumar | Director | 20 Jun 2017 | 9 Years 4 Months | Current |
| Santosh Vittal Jeergal | Director | 29 Sep 2025 | 1 Years 1 Months | Current |
Peer comparison
I-Loan Credit Private Limited is compared with the 5 companies closest to it by revenue in the BFSI industry (NBFC), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Original Finserv Private Limited | ₹5.27 Cr (FY 2025) | 50.0% | Chennai, Tamil Nadu, India | |||
| Saurabh Industries Limited | ₹5.23 Cr (FY 2017) | 440.0% | Mumbai, Maharashtra, India | |||
| I-Loan Credit Private Limitedthis company | ₹5.21 Cr (FY 2024) | -₹71.45 Lakh | -13.7% | -18.0% | Gurgaon, Haryana, India | |
| Ideal Financing Corporation Limited | ₹5.17 Cr (FY 2025) | 2.0% | Kolkata, West Bengal, India | |||
| Vinayana Investment and Finance Limited | ₹5.16 Cr (FY 2025) | 20.0% | New Delhi, Delhi, India | |||
| Associated General Trading Society Ltd | ₹5.09 Cr (FY 2019) | 43.0% | Kolkata, West Bengal, India |
To see the full peer comparison of I-Loan Credit Private Limited, buy the company report.
Auditor
I-Loan Credit Private Limited is audited by DSRV & CO. LLP for the financial year 2021.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| DSRV & CO. LLP | FY 2021 | 006993N |
Shareholding
The shareholding of I-Loan Credit Private Limited is on record for 5 financial years, the latest being FY 2021, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of I-Loan Credit Private Limited, buy the company report.
Charges & borrowings
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 10 Oct 2025 | 101176108 | Others | ₹3 Cr | Open | |
| 25 Feb 2025 | 101064611 | Others | ₹4.82 Cr | Open | |
| 17 Oct 2024 | 100991988 | Others | ₹2 Cr | Open | |
| 24 Sep 2024 | 100985981 | Others | ₹2.5 Cr | Open | |
| 12 Jan 2024 | 100858881 | Others | ₹3 Cr | Open |
To see the full charge records of I-Loan Credit Private Limited, buy the company report.
Total charge records: 25 View all charges
Deals & funding
I-Loan Credit Private Limited has 9 deals on record (4 funding rounds, 3 secondary share transfers, 1 convertible or debt financing), with disclosed funding of ₹21.49 Cr; the latest was in October 2023.
Deals on record (5 of 9)
| When | Deal | Amount | Parties |
|---|---|---|---|
| Nov 2019 | Funding round | ₹8 Cr | Investors: Loantap Financial Technologies Private Limited |
| Aug 2018 | Funding round | ₹5.3 Cr | Investors: Loantap Financial Technologies Private Limited , an individual |
| Mar 2018 | Acquisition | Undisclosed | Buyer: Loantap Financial Technologies Private Limited Seller: 2 individuals |
| Mar 2015 | Funding round | ₹68.8 Lakh | Investors: Aggarwal Tradelink Private Limited , Aggarwal Realtech Private Limited , Mahashiv Metal and Alloys Private Limited |
| Feb 2014 | Funding round | ₹2.5 Cr | Investors: Polo Computers and Softwares Private Limited , Bindal Footwear Private Limited , Outsight Infracon Private Limited |
To see the full deal history of I-Loan Credit Private Limited, buy the company report.
Deal records are compiled from filings and public sources; amounts are shown only where the source reported them.
Legal cases
I-Loan Credit Private Limited has 582 court cases on record: 575 filed by I-Loan Credit, 7 filed against it. 438 cases are pending and 144 are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 577 | 3 | 434 |
| High courts | 5 | 4 | 4 |
Cases on record (5 of 582)
| Court | Type of case | Party | Status |
|---|---|---|---|
| Madras High Court | Original application | Filed against the company by Rar Fincare Limited Represented by Its Authorised Representatives Mrs.T.Bhuvaneswari | Pending |
| Madras High Court | Arbitration matter | Filed against the company by Rar Fincare Limited, Represented by Its Authorised Representatives Mrs.T.Bhuvaneswari | Pending |
| High Court of Karnataka | Interim or miscellaneous application | Filed against the company by Supermarket Grocery Supplies Private Limited | Pending |
| High Court of Karnataka | Arbitration matter | Filed by the company against Supermarket Groceries Supplies Private Limited | Pending |
| District court, South, Delhi | Interim or miscellaneous application | Filed by the company against an individual | Pending |
To see the full case history of I-Loan Credit Private Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
I-Loan Credit Private Limited has 2 MSME Form 1 returns on record between 2020 and 2021, listing 2 overdue payments to 2 micro and small suppliers. Companies must report dues to micro and small suppliers that stay unpaid for more than 45 days in a half-yearly MSME Form 1 return.
Suppliers with reported dues (2 of 2)
| Supplier | Amount due | Due since | Reported on |
|---|---|---|---|
| Aparajitha Corporate Services Private Limited | |||
| Loantap Financial Technologies Private Limited |
To see the full MSME payment records of I-Loan Credit Private Limited, buy the company report.
Individuals and sole proprietors among the suppliers are not named.
GST
I-Loan Credit has 3 GST registrations: 3 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 06AAACB0396B1Z8 | Haryana | Active | 27 Jan 2019 |
| 07AAACB0396B1Z6 | Delhi | Active | 01 Jul 2017 |
| 27AAACB0396B1Z4 | Maharashtra | Active | 21 Aug 2019 |
To see the full GST registrations and return filing status of I-Loan Credit Private Limited, buy the company report.
Recent activity
I-Loan Credit Private Limited has 10 board changes on record since 2011: 3 appointments and 7 cessations. The latest: Santosh Vittal Jeergal was appointed as Director on 29 Sep 2025.
38 earlier events are in the company report.
Frequently asked questions
I-Loan Credit is an active private limited company based in Gurgaon, Haryana, India. The company works in nbfc, within the financial services industry. It was incorporated on 05 December 1990 (36+ years old) and is registered under CIN U74899HR1990PTC113656.
I-Loan Credit has 2 current directors:
- Satyam Kumar - Director
- Santosh Vittal Jeergal - Director
The latest financial statements of I-Loan Credit on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 26 September 2025. Year-wise statements from 2015 are in the company report.
The GSTIN of I-Loan Credit is 06AAACB0396B1Z8, registered in Haryana. The company has 3 GST registrations in all, of which 3 are active. Other active GSTINs include 07AAACB0396B1Z6 (Delhi), 27AAACB0396B1Z4 (Maharashtra).
The CIN (Corporate Identification Number) of I-Loan Credit is U74899HR1990PTC113656. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
I-Loan Credit has 582 court cases on record: 575 filed by the company and 7 filed against it. 438 are pending. Most are in the district courts.
I-Loan Credit was incorporated on 05 December 1990, making it 36+ years old. It is registered with the Registrar of Companies, Haryana.
I-Loan Credit has 9 deals on record (4 funding rounds, 3 secondary share transfers, 1 convertible or debt financing), with disclosed funding of ₹21.49 Cr; the latest was in October 2023.
The peers of I-Loan Credit by revenue are Original Finserv Private Limited, Saurabh Industries Limited, Ideal Financing Corporation Limited, Vinayana Investment and Finance Limited, Associated General Trading Society Ltd, all in the BFSI industry (NBFC), with the same principal business activity (other financial activities).
Santosh Vittal Jeergal was appointed as Director on 29 Sep 2025. Rajeev Kalikumar Das ceased to be Additional Director on 24 Sep 2020. Rajeev Kalikumar Das was appointed as Director on 20 Mar 2020. I-Loan Credit has 10 board changes on record in total.
I-Loan Credit has 2 MSME Form 1 returns on record between 2020 and 2021, listing 2 overdue payments to 2 micro and small suppliers. The latest return was filed on 31 Oct 2021.
The registered office of I-Loan Credit is at Ug – 006 Mgf Metropolis Mall Mehrauli – Gurgaon Rd, Sector 28 Maruti Housing Colony Sector 25 Gurugram Sarhol, Haryana, India – 122009.
Sample company reports
The same report you get when you buy one: financials, directors, ownership, deals, charges, legal cases, brands and filings, with the Excel workbook alongside.
