About Loantap Financial Technologies Private Limited
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Loantap Financial Technologies Private Limited is a private limited company based in Mumbai, Maharashtra, India, recognised as a startup by DPIIT. It operates in the online financial services segment of the internet and digital services sector. It was incorporated on 10 May 2016 and has been in existence for over 10 years.
The company is registered with the Registrar of Companies (ROC), Mumbai, under CIN U67100MH2016PTC280879. Its GSTIN is 27AADCL0637L1ZE (Maharashtra).
The company has an authorised share capital of ₹2.9 Cr and a paid-up capital of ₹2.35 Cr. It is led by directors including Navin Kotrappa Honagudi and Satyam Kumar.
Its last annual general meeting (AGM) was held on 26 September 2024, and its latest financial statements are for the year ended 31 March 2024. The registered office is at Mumbai, Maharashtra.
As per the financials filed for FY 2025, the company reported a revenue of ₹56.97 Cr, a decline of 16% compared to the previous year. For the same year it recorded a net loss of ₹20.32 Cr (net margin -35.7%) and EBITDA of ₹21.44 Cr (EBITDA margin 37.6%). Revenue has grown at a compounded annual rate (CAGR) of 6% over three years and 1% over five years.
The company has about 40 employees on its provident fund (EPFO) records. Its group structure includes 2 subsidiaries.
The company is associated with 2 brands: LoanTap and Uno Finance. As per MCA filings, the company has open charges of ₹59.8 Cr and satisfied charges of ₹10 Cr on record. Court records list 14 cases involving the company, including 4 filed against it; 11 cases are pending. The company has 15 deals on record (9 funding rounds, 2 debt financings, 2 convertible or debt financings), with disclosed funding of ₹285.67 Cr; the latest was in June 2025. Its 10 peer companies in the Ecommerce and Internet industry (Finance) are compared by revenue, 5 larger and 5 smaller; the largest is Lakshdeep Investments and Finance Private Limited with revenue of ₹58.46 Cr. The company has 3 MSME Form 1 returns on record between 2019 and 2021, listing 4 overdue payments to 2 micro and small suppliers.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website loantap.in.
- EmailLocked
- TelephoneLocked
- Website
- Social Media
- Apps
- Registered Address306 Sangeeta Ramchand (Kartik) Chsl New Link Road 5 Kartik Complex Opp Laxmi Ind Estate A, Ndheri (W), Mumbai, Maharashtra, India – 400053
- IndustryInternet, Online Financial Services
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Business Activity of Loantap Financial Technologies Private Limited
The main business activity of Loantap Financial Technologies is information and communication. In detail, this covers computer programming, consultancy and related activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| J | Information and communication | J6 | Computer programming, consultancy and related activities | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Financials of Loantap Financial Technologies Private Limited FY 2024 filings available
Loantap Financial Technologies Private Limited reported revenue of ₹56.97 Cr (down 16% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR) of Loantap Financial Technologies Private Limited
Revenue fell 16% in the latest year, but over five years it has grown at a compounded annual rate (CAGR) of 1%. EBITDA fell 31% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of Loantap Financial Technologies Private Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | •••• | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | ₹21.44 Cr | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | -₹20.32 Cr | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of Loantap Financial Technologies Private Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 37.6% | •••• | •••• | •••• | •••• |
| Net Profit Margin | -35.7% | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Loantap Financial Technologies are in the company report.
Financial statements from FY 2017
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Peer Comparison of Loantap Financial Technologies Private Limited
Loantap Financial Technologies Private Limited is compared with the companies closest to it by revenue in the Ecommerce and Internet industry (Finance). Net profit, margin and employee counts of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Lakshdeep Investments and Finance Private Limited | ₹58.46 Cr (FY 2019) | •••• | •••• | -4.0% | •••• | Mumbai, Maharashtra, India |
| Open Financial Technologies Private Limited | ₹58.14 Cr (FY 2025) | •••• | •••• | 26.0% | •••• | Bengaluru, Karnataka, India |
| Rajasthan State Power Finance and Financial Services Corporation Limited | ₹57.93 Cr (FY 2023) | •••• | •••• | 271.0% | •••• | Jaipur, Rajasthan, India |
| Avendus Finance Private Limited | ₹57.91 Cr (FY 2018) | •••• | •••• | 269.0% | •••• | Mumbai, Maharashtra, India |
| Yotta Agro Ventures Private Limited | ₹57.25 Cr (FY 2023) | •••• | •••• | 1631.0% | •••• | Jaipur, Rajasthan, India |
| Loantap Financial Technologies Private Limited this company | ₹56.97 Cr (FY 2025) | •••• | •••• | -16.0% | •••• | Mumbai, Maharashtra, India |
| Blackvolt Digital Private Limited | ₹56.35 Cr (FY 2025) | •••• | •••• | 1344.0% | •••• | Gurgaon, Haryana, India |
| Thar Commercial Finance Private Limited | ₹55.98 Cr (FY 2025) | •••• | •••• | 7.0% | •••• | Mumbai, Maharashtra, India |
| Adventz Finance Private Limited | ₹55.75 Cr (FY 2019) | •••• | •••• | -22.0% | •••• | Kolkata, West Bengal, India |
| Tamilnadu Urban Finance and Infrastructure Development Corporation Limited | ₹55.74 Cr (FY 2024) | •••• | •••• | -18.0% | •••• | Chennai, Tamil Nadu, India |
| Lic Mutual Fund Asset Management Limited | ₹54.68 Cr (FY 2019) | •••• | •••• | -9.0% | •••• | Mumbai, Maharashtra, India |
Peers are the five companies nearest above and the five nearest below Loantap Financial Technologies by revenue in the Ecommerce and Internet industry (Finance), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.
Auditor Details of Loantap Financial Technologies Private Limited
Loantap Financial Technologies Private Limited is audited by DSRV & CO LLP for the financial year 2023.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| DSRV & CO LLP | Locked | Locked | Locked |
Complete auditor history
Appointment and cessation dates and past auditor changes are in the company report.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Board of Directors of Loantap Financial Technologies Private Limited
Loantap Financial Technologies has 3 current directors and 4 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Navin Kotrappa Honagudi Also directs: Elevate Advisory Services LLP, Case Platforms Private Limited, Elevate Capital Management Services Private Limited and 1 more | Director | 05 Dec 2019 | 6 Years 10 Months | Current |
| Satyam Kumar | Director | 10 May 2016 | 10 Years 5 Months | Current |
| Abhishek Ramakant Pandey | Director | 01 Dec 2016 | 9 Years 10 Months | Current |
Ownership and Shareholding of Loantap Financial Technologies Private Limited
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Loantap Financial Technologies Private Limited
| Date | Lender | Amount | Status |
|---|---|---|---|
| 15 Dec 2023 | Others | ₹48 Cr | Open |
| 29 Dec 2022 | Others | ₹7.5 Cr | Open |
| 21 Nov 2022 | Others | ₹4.3 Cr | Open |
| 01 Jun 2022 | Others | ₹5 Cr | Satisfied |
| 02 Sep 2020 | Others | ₹5 Cr | Satisfied |
Total charge records: 5 View all charges
Deals & Funding of Loantap Financial Technologies Private Limited
Loantap Financial Technologies Private Limited has 15 deals on record (9 funding rounds, 2 debt financings, 2 convertible or debt financings), with disclosed funding of ₹285.67 Cr; the latest was in June 2025.
Deals on record (5 of 15)
| When | Deal | Amount | Parties |
|---|---|---|---|
| Jun 2025 | Funding round · Pre-Series C | ₹53.22 Cr | Investors: July Ventures, Kae Capital Management, 3One4 Capital |
| Jun 2025 | Debt financing | ₹19.74 Cr | |
| Oct 2022 | Debt financing | ₹4.3 Cr | Investors: Nirankar Advisor LLP , 3 individuals |
| Jan 2021 | Secondary share transfer | Undisclosed | Buyer: an individual Seller: an individual |
| Sep 2019 | Funding round · Series B | ₹90 Cr | Investors: Avaana Capital, 3One4 Capital, India Quotient |
Full deal history
All 15 deals with amounts, valuations, instruments and every party are in the company report.
- Every funding round and share transfer
- Amounts and valuations
- Investors, buyers and sellers
- Instruments and deal dates
Verified entity values are shown only after access is granted.
Deal records are compiled from filings and public sources; amounts are shown only where the source reported them.
Legal Cases of Loantap Financial Technologies Private Limited
Loantap Financial Technologies Private Limited has 14 court cases on record: 4 filed against it, 10 where it is another party. 11 cases are pending and 3 are disposed. Status as checked between 21 Sep 2026 and 02 Oct 2026.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 11 | 3 | 8 |
| High courts | 3 | 1 | 3 |
Cases on record (5 of 14)
| Court | Type of case | Party | Status |
|---|---|---|---|
| High Court of Karnataka | Interim or miscellaneous application | Filed against the company by Supermarket Grocery Supplies Private Limited | Pending |
| District court, New Delhi, Delhi | Cheque dishonour complaint | Filed against the company by Shine Star Build-Cap Private Limited | Disposed |
| Madras High Court | Arbitration matter | Company is another party | Pending |
| Madras High Court | Original application | Company is another party | Pending |
| District court, New Delhi, Delhi | Cheque dishonour complaint | Company is another party | Pending |
Full case history
All 14 cases with case numbers, court, year-wise trend, opposite parties and decision dates are in the company report.
- Every case with its case number
- Year-wise trend
- Opposite parties
- Decision dates and orders
Verified entity values are shown only after access is granted.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME Payment Delays by Loantap Financial Technologies Private Limited
Loantap Financial Technologies Private Limited has 3 MSME Form 1 returns on record between 2019 and 2021, listing 4 overdue payments to 2 micro and small suppliers. Companies must report dues to micro and small suppliers that stay unpaid for more than 45 days in a half-yearly MSME Form 1 return.
Suppliers with reported dues (2 of 2)
| Supplier | Amount due | Due since | Reported on |
|---|---|---|---|
| Aparajitha Corporate Services Private Limited | •••• | •••• | •••• |
| Mehta & Mehta | •••• | •••• | •••• |
Full MSME payment history
Every supplier, amount and due date from all 3 MSME Form 1 returns is in the company report.
- Every reported supplier due
- Amounts and due dates
- Reasons given in each return
- Period-by-period history
Verified entity values are shown only after access is granted.
Individuals and sole proprietors among the suppliers are not named. Amounts, due dates and filing dates are in the company report.
Associated Brands with Loantap Financial Technologies Private Limited
Loantap Financial Technologies operates two associated brands: LoanTap and Uno Finance. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Various personal and business loans are offered through the platform. | loantap.in | |
| Healthcare loans are provided via an online marketplace for patients. | unofinance.in |
Employees and EPFO Compliance at Loantap Financial Technologies Private Limited
Loantap Financial Technologies Private Limited has a workforce of 40 employees as of Apr 06, 2024.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Group Structure of Loantap Financial Technologies Private Limited
Loantap Financial Technologies has 2 subsidiary companies. This group structure data is as of FY 2023. The table lists each entity with its relationship and holding.
| Company Name | CIN | Shares Held |
|---|---|---|
| Loantap Credit Products Private Limited | U65910PN1996PTC101188 | Locked |
| I-Loan Credit Private Limited | U74899HR1990PTC113656 | Locked |
Showing major subsidiaries. Total: 2.
News related to Loantap Financial Technologies Private Limited
Recent Activity on Loantap Financial Technologies Private Limited
Loantap Financial Technologies Private Limited has 7 board changes on record since 2016: 3 appointments and 4 cessations. The latest: Vikas Kumar ceased to be Director on 30 Apr 2025.
5 earlier events are listed in the company report.
Credit Ratings, Litigation & Regulatory Alerts for Loantap Financial Technologies Private Limited
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Loantap Financial Technologies Private Limited
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of Loantap Financial Technologies Private Limited
Loantap Financial Technologies has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 27AADCL0637L1ZE | Maharashtra | Active | 01 Jul 2017 |
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Loantap Financial Technologies Private Limited
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about Loantap Financial Technologies Private Limited
Loantap Financial Technologies is an active private limited company based in Mumbai, Maharashtra, India. The company works in online financial services, within the internet industry. It was incorporated on 10 May 2016 (10+ years old) and is registered under CIN U67100MH2016PTC280879.
Loantap Financial Technologies reported revenue of ₹56.97 Cr for FY 2025 (down 16% YoY).
Loantap Financial Technologies has 3 current directors:
- Navin Kotrappa Honagudi - Director
- Satyam Kumar - Director
- Abhishek Ramakant Pandey - Director
Loantap Financial Technologies reported a net loss of ₹20.32 Cr (net margin -35.7%) and EBITDA of ₹21.44 Cr (EBITDA margin 37.6%) for FY 2025, as per its filed financial statements.
The compounded annual growth rate (CAGR) of the revenue of Loantap Financial Technologies is -6% over three years and 1% over five years. In the latest year (FY 2025) revenue fell 16%. CAGR is the steady yearly rate that links the first and the last year.
The GSTIN of Loantap Financial Technologies is 27AADCL0637L1ZE, registered in Maharashtra.
The CIN (Corporate Identification Number) of Loantap Financial Technologies is U67100MH2016PTC280879. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Loantap Financial Technologies has 14 court cases on record: 4 filed against it. 11 are pending. Most are in the district courts.
Loantap Financial Technologies was incorporated on 10 May 2016, making it 10+ years old. It is registered with the Registrar of Companies, Mumbai.
Loantap Financial Technologies has 15 deals on record (9 funding rounds, 2 debt financings, 2 convertible or debt financings), with disclosed funding of ₹285.67 Cr; the latest was in June 2025.
The peers of Loantap Financial Technologies by revenue are Lakshdeep Investments and Finance Private Limited, Open Financial Technologies Private Limited, Rajasthan State Power Finance and Financial Services Corporation Limited, Avendus Finance Private Limited, Yotta Agro Ventures Private Limited and 5 more, all in the Ecommerce and Internet industry (Finance).
Vikas Kumar ceased to be Director on 30 Apr 2025. Anoop Kumar Pabby ceased to be Director on 22 Jan 2025. Prerna Bhutani ceased to be Director on 01 Sep 2022. Loantap Financial Technologies has 7 board changes on record in total.