India Home Loan Limited - financial services in Mumbai, Maharashtra, India. FY 2026 financials and compliance.
CIN L65910MH1990PLC059499 Incorporated 19 December 1990 ROC Mumbai HQ Mumbai, Maharashtra, India
Active Listed - BSE: 530979 Public Limited Company financial services
Data last updated
Revenue · FY 2024
₹12.02 Cr
▼ 46.21% YoY
Computed EBITDA · FY 2024
₹6.39 Cr
▼ 55.14% YoY
Net profit · FY 2024
-₹3.44 Cr
▼ 668.87% YoY
Authorised capital
₹25 Cr
Registered with MCA
Paid-up capital
₹14.28 Cr
Issued & subscribed
Open charges
₹55 Cr
Satisfied ₹233.11 Cr
Company age
36 yrs
Est. 1990
Employees · EPFO
50
Latest available

About India Home Loan Limited

Data last updated: 15 July 2026

India Home Loan Limited is a public limited company based in Mumbai, Maharashtra, India. It specialises in housing finance companies, a part of the broader financial services sector. Incorporated on 19 December 1990, the company has been in operation for over 36 years.

Registered with ROC Mumbai under CIN L65910MH1990PLC059499. Listed on BSE: 530979.

Capital: an authorised share capital of ₹25 Cr and a paid-up capital of ₹14.28 Cr. Formerly known as Manoj Housing Finance Company Limited and India Home Loans Limited. It is led by directors including Mitesh Mahesh Pujara and Mahesh Narshibhai Pujara.

Last AGM: 17 September 2025. Financial statements filed for year ended 31 March 2025. Office: 504/504A 5Th Floor Nirmal Ecstasy Jatashankar Dosa Road Mulund(W), Mumbai, Maharashtra, India – 400080.

As per BSE-filed standalone financials for FY 2024, the company reported a revenue of ₹12.02 Cr, a decline of 46.21% compared to the previous year. The net worth stands at ₹41.2 Cr (down 7.64% YoY). Total assets are valued at ₹104 Cr (down 25.28% YoY).

The company has a workforce of approximately 50 employees as per the latest available data.

The company is associated with 1 brand - India Home Loan. As per MCA filings, the company has open charges of ₹55 Cr and satisfied charges of ₹233.11 Cr on record.

The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website indiahomeloan.co.in.

Company Details of India Home Loan Limited
CIN L65910MH1990PLC059499
Registration Number 059499
Incorporation Date 19 December 1990
ROC Mumbai
Listing Status Listed (BSE: 530979)
Company Status Active
Date of Last AGM 17 September 2025
Date of Balance Sheet 31 March 2025
Compliance Status Active Compliant
Contact Details
  • Email
    Locked
  • Telephone
    Locked
  • Social Media
  • Registered Address
    504/504A 5Th Floor Nirmal Ecstasy Jatashankar Dosa Road Mulund(W), Mumbai, Maharashtra, India – 400080
  • Industry
    Financial Services, Housing Finance Companies
Company report
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Financials, compliance, directors, charges, ownership and filings for India Home Loan Limited in one report.

10-year financials Directors & ownership Charges & compliance

Name History of India Home Loan Limited

India Home Loan Limited has undergone 2 name changes throughout its history. The company was previously known as Manoj Housing Finance Company Limited, and India Home Loans Limited. The current legal name is India Home Loan Limited, reflecting the company's evolution and rebranding over time.

Company Name Status
India Home Loan Limited Current
Manoj Housing Finance Company Limited Previous
India Home Loans Limited Previous

CIN History of India Home Loan Limited

India Home Loan Limited has one previous CIN (Corporate Identification Number): U65910MH1990PLC059499. The current CIN is L65910MH1990PLC059499, which is the unique identifier assigned by the Registrar of Companies.

CIN Status
L65910MH1990PLC059499 Current
U65910MH1990PLC059499 Previous

Associated Brands with India Home Loan Limited

India Home Loan Limited operates one associated brand: India Home Loan. These brands represent India Home Loan Limited's diversified market presence and brand portfolio.

Brand Description Website
Affordable home loans and loans against property are provided. indiahomeloan.co.in

Competitors & Alternatives of India Home Loan Limited

Brands and companies operating in the same space as India Home Loan Limited include India Shelter Finance Corporation, HDFC, Aadhar Housing Finance and 6 more.

Competitor Description Location Founded
India Shelter Finance Corporation India Shelter Finance Corporation Housing loans are extended to middle-income households in India. Gurugram, India, India 2010
HDFC HDFC Provider of housing finance solutions Mumbai, India, India 1977
Aadhar Housing Finance Aadhar Housing Finance Loans for affordable housing in tier 2,3 and 4 cities Mumbai, India, India 2010
Shubham Shubham Affordable housing finance solutions are provided to underserved individuals. Gurugram, India, India 2010
InPrime Finserv InPrime Finserv Financial services are delivered to India's informal economy prime segment. Bengaluru, India, India 2021
Ummeed Housing Finance Ummeed Housing Finance Real estate financing company Gurugram, India, India 2016
CredRight CredRight Platform offering financial solutions Bengaluru, India, India 2016
PNB Housing Finance PNB Housing Finance Housing finance, fixed deposits, and property loans are provided. Delhi, India, India 1988
Deewan Housing Finance Corporation Deewan Housing Finance Corporation Provider of diversified financial services Mumbai, India, India 1984

Business Activity of India Home Loan Limited

India Home Loan Limited is engaged in the principal business activity of financial and insurance service, with detailed activities including other financial activities.

Main Activity Group Code Description of Main Activity Business Activity Code Description of Business Activity Turnover Percentage
K Financial and insurance Service K8 Other financial activities Locked
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Auditor Details of India Home Loan Limited

India Home Loan Limited is audited by G. P. KAPADIA & CO. for the financial year 2019. The auditor plays a crucial role in ensuring financial transparency and compliance with accounting standards.

Name Status Appointment Date Cessation Date
G. P. KAPADIA & CO. Locked Locked Locked
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Complete auditor history for India Home Loan Limited

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Board of Directors of India Home Loan Limited

India Home Loan Limited is currently managed by 5 directors, with 39 former directors having served the organization. The current Directors play a crucial role in shaping the company's strategic direction and governance.

Current Directors
Name Designation Appointment Date Tenure Status
Mitesh Mahesh Pujara Whole-Time Director 21 Aug 2008 17 Years 11 Months Current
Mahesh Narshibhai Pujara Managing Director 21 Aug 2008 17 Years 11 Months Current
Mahesh Manharlal Shah Director 13 Aug 2021 4 Years 11 Months Current
Archana Chirawawala Director 09 Feb 2023 3 Years 5 Months Current
Deepak Harishbhai Katarmal Director 26 Sep 2024 1 Years 10 Months Current

Financials of India Home Loan Limited FY 2024 filings available

India Home Loan Limited reported revenue of ₹12.02 Cr (down 46.21% YoY) for FY 2024.

Revenue · FY 2024
₹12.02 Cr ▼ 46.21%
Profit · FY 2024
-₹3.44 Cr ▼ 668.87%
Computed EBITDA · FY 2024
₹6.39 Cr ▼ 55.14%
Revenue₹ Cr · Standalone02040FY 2019: ₹33 Cr33.1FY 2019FY 2020: ₹32 Cr · -2.2% YoY32.3-2.2%FY 2020FY 2021: ₹31 Cr · -3.8% YoY31.1-3.8%FY 2021FY 2022: ₹30 Cr · -3.5% YoY30.1-3.5%FY 2022FY 2023: ₹22 Cr · -25.6% YoY22.3-25.6%FY 2023FY 2024: ₹12 Cr · -46.2% YoY12-46.2%FY 2024
Net Profit₹ Cr · Standalone-4-2024FY 2019: ₹3 Cr2.6FY 2019FY 2020: ₹3 Cr · +8.5% YoY2.8+8.5%FY 2020FY 2021: ₹1 Cr · -60% YoY1.1-60%FY 2021FY 2022: ₹2 Cr · +70.7% YoY1.9+70.7%FY 2022FY 2023: ₹1 Cr · -68.4% YoY0.6-68.4%FY 2023FY 2024: ₹3 Cr (loss) · -668.9% YoY-3.4FY 2024
Quarterly Revenue₹ Cr · vs same quarter last year024Q1'25: ₹3 Cr3.3Q1'25Q2'25: ₹3 Cr3.3Q2'25Q3'25: ₹3 Cr3.3Q3'25
Metrics FY 2024 FY 2023 FY 2022 FY 2021 FY 2020 FY 2019
Revenue from Operations ₹12.02 Cr ₹22.34 Cr ₹30.05 Cr ₹31.13 Cr ₹32.34 Cr ₹33.07 Cr
Interest Earned ₹12.02 Cr ₹22.34 Cr ₹30.05 Cr ₹31.13 Cr - -
Other Income ₹9.4 Lakh ₹84.46 Lakh ₹43.72 Lakh ₹3,000 ₹59.67 Lakh ₹51.87 Lakh
Total Income ₹12.11 Cr ₹23.19 Cr ₹30.49 Cr ₹31.13 Cr ₹32.94 Cr -
Cost of Materials Consumed ₹0 ₹0 ₹0 ₹0 ₹0 ₹0
Purchases of Stock-in-Trade ₹0 ₹0 ₹0 ₹0 ₹0 ₹0
Changes in Inventories ₹0 ₹0 ₹0 ₹0 ₹0 ₹0
Employee Benefit Expense ₹2.82 Cr ₹3.32 Cr ₹3.18 Cr ₹3.5 Cr ₹3.7 Cr ₹3.22 Cr
Finance Costs ₹9.57 Cr ₹12.91 Cr ₹16.53 Cr ₹20.25 Cr ₹21.57 Cr ₹21.77 Cr
Depreciation & Amortisation ₹18.69 Lakh ₹33.92 Lakh ₹53.24 Lakh ₹23.38 Lakh ₹32.52 Lakh -
Other Expenses ₹1.89 Cr ₹1.69 Cr ₹4.12 Cr ₹5.66 Cr ₹3.6 Cr ₹4.57 Cr
Total Expenses ₹15.48 Cr ₹22.2 Cr ₹26.52 Cr ₹29.64 Cr ₹29.19 Cr ₹30 Cr
Profit Before Exceptional Items & Tax -₹3.37 Cr ₹98.58 Lakh ₹3.96 Cr ₹1.48 Cr ₹3.75 Cr -
Exceptional Items ₹0 ₹0 ₹0 ₹0 ₹0 -
Profit Before Tax -₹3.37 Cr ₹98.58 Lakh ₹3.96 Cr ₹1.48 Cr ₹3.75 Cr ₹3.59 Cr
Total Tax Expense ₹7.55 Lakh ₹38.03 Lakh ₹2.05 Cr ₹36.24 Lakh ₹94.39 Lakh ₹1 Cr
Net Profit -₹3.44 Cr ₹60.55 Lakh ₹1.92 Cr ₹1.12 Cr ₹2.8 Cr ₹2.58 Cr
Other Comprehensive Income ₹2.75 Lakh ₹4 Lakh ₹1.94 Cr ₹1.57 Lakh ₹1.8 Lakh -
Total Comprehensive Income -₹3.42 Cr ₹64.55 Lakh ₹3.86 Cr ₹1.14 Cr ₹2.82 Cr -
EBITDA (computed) ₹6.39 Cr ₹14.23 Cr ₹21.03 Cr ₹21.97 Cr ₹25.64 Cr -
Basic EPS ₹-2.41 ₹0.43 ₹1.36 ₹0.79 ₹1.98 -
Diluted EPS ₹-2.41 ₹0.43 ₹1.36 ₹0.79 ₹1.78 -
Metrics FY 2024 FY 2023 FY 2022 FY 2021 FY 2020 FY 2019
Total Assets ₹104 Cr ₹139.18 Cr ₹173.22 Cr ₹216.55 Cr ₹222.5 Cr ₹238.09 Cr
Non-current Assets - - - - ₹4.26 Cr ₹202.21 Cr
Current Assets - - - - ₹218.24 Cr ₹35.88 Cr
Property, Plant & Equipment ₹13.36 Lakh ₹17.41 Lakh ₹26.62 Lakh ₹31.93 Lakh ₹40.36 Lakh -
Inventories ₹0 ₹0 ₹0 ₹0 ₹0 ₹0
Trade Receivables - - - - ₹0 -
Cash & Equivalents ₹46.94 Lakh ₹33.46 Lakh ₹48.79 Lakh ₹3.27 Cr ₹2.29 Cr ₹6.45 Cr
Equity (Net Worth) ₹41.2 Cr ₹44.61 Cr ₹43.92 Cr ₹39.12 Cr ₹38.16 Cr -
Equity Share Capital ₹14.28 Cr ₹14.28 Cr ₹14.28 Cr ₹14.28 Cr ₹14.28 Cr -
Borrowings (Non-current) - - - - ₹170.06 Cr -
Borrowings (Current) - - - - ₹0 -
Total Debt (computed) - - - - ₹170.06 Cr -
Current Liabilities - - - - ₹0 ₹42.64 Cr
Total Liabilities ₹62.8 Cr ₹94.57 Cr ₹129.3 Cr ₹177.44 Cr ₹184.35 Cr -
Metrics FY 2024 FY 2023 FY 2022
Operating Cash Flow ₹27.63 Cr ₹34.59 Cr ₹40.53 Cr
Investing Cash Flow ₹3.2 Cr -₹9.25 Lakh ₹1.54 Cr
Financing Cash Flow -₹30.7 Cr -₹34.65 Cr -₹44.85 Cr
Capital Expenditure ₹3.33 Lakh ₹11.39 Lakh ₹52.4 Lakh
Free Cash Flow (computed) ₹27.6 Cr ₹34.48 Cr ₹40.01 Cr
Dividends Paid ₹0 ₹0 ₹0
Net Change in Cash ₹13.47 Lakh -₹15.33 Lakh -₹2.78 Cr
The cash-flow statement became part of the exchange results-filing format in FY2022 - earlier years were not filed and are hidden.
Metrics Q3 FY25 Q2 FY25 Q1 FY25
Revenue from Operations ₹3.31 Cr ₹3.29 Cr ₹3.34 Cr
Interest Earned ₹3.21 Cr ₹3.22 Cr ₹3.19 Cr
Other Income ₹0 ₹0 ₹0
Total Income ₹3.31 Cr ₹3.29 Cr ₹3.34 Cr
Cost of Materials Consumed ₹0 ₹0 ₹0
Purchases of Stock-in-Trade ₹0 ₹0 ₹0
Changes in Inventories ₹0 ₹0 ₹0
Employee Benefit Expense ₹70.35 Lakh ₹70.77 Lakh ₹66.41 Lakh
Finance Costs ₹1.87 Cr ₹1.92 Cr ₹1.96 Cr
Depreciation & Amortisation ₹6.54 Lakh ₹2.87 Lakh ₹1.46 Lakh
Other Expenses ₹42.86 Lakh ₹55.48 Lakh ₹62.27 Lakh
Total Expenses ₹3.2 Cr ₹3.24 Cr ₹3.21 Cr
Profit Before Exceptional Items & Tax ₹10.99 Lakh ₹5.18 Lakh ₹13.22 Lakh
Exceptional Items ₹0 ₹0 ₹0
Profit Before Tax ₹10.99 Lakh ₹5.18 Lakh ₹13.22 Lakh
Total Tax Expense -₹38,200 -₹57,100 ₹3.31 Lakh
Net Profit ₹11.37 Lakh ₹5.75 Lakh ₹9.92 Lakh
Other Comprehensive Income -₹69,900 -₹1.06 Lakh ₹1.29 Lakh
Total Comprehensive Income ₹10.67 Lakh ₹4.69 Lakh ₹11.21 Lakh
EBITDA (computed) ₹2.05 Cr ₹2 Cr ₹2.1 Cr
Basic EPS ₹0.06 ₹0.04 ₹0.07
Diluted EPS ₹0.06 ₹0.04 ₹0.07
Latest 3 quarters shown.
Want more history and ratios?
You're viewing the latest exchange-filed financials for India Home Loan Limited. The full report adds 10+ years of line-item history, 20+ ratios, peer benchmarks and a downloadable PDF.
10+ years of history 20+ ratios & benchmarks Downloadable PDF

Shareholding Pattern of India Home Loan Limited

As per the shareholding pattern filed with BSE for the quarter ended Mar 2026, promoters hold 26.92%, domestic institutional investors hold 0.07%, retail and other public shareholders hold 73.01% of India Home Loan Limited. The company had 3,804 shareholders on record.

Promoters: 26.92%DII (Domestic Institutional): 0.07%Retail & Others: 73.01%
Mar 2026
QUARTER
26.92% Promoters
0.07% DII (Domestic Institutional)
73.01% Retail & Others
Promoter holding - history
Now 26.92% · Mar 2026High 39.07% · Jun 2025Low 26.66% · Sep 2025
25%29%33%37%41%Jun 2023Dec 2023Jun 2024Dec 2024Jun 2025Dec 2025Jun 2023: 36.38%Sep 2023: 36.55%Dec 2023: 36.55%Mar 2024: 36.55%Jun 2024: 37.92%Sep 2024: 38.97%Dec 2024: 38.97%Mar 2025: 38.99%Jun 2025: 39.07%Sep 2025: 26.66%Dec 2025: 26.76%Mar 2026: 26.92%39.07%26.66%26.92%
Shareholding trend - last 6 quarters
Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024
Promoters26.92%26.76%26.66%39.07%38.99%38.97%
Public73.08%73.24%73.34%60.93%61.01%61.03%
Shareholding history - year on year (as at 31 March)
Mar 2026Mar 2025Mar 2024
Promoters26.92%38.99%36.55%
Public73.08%61.01%63.45%
Promoter change (YoY, %pts)-12.07+2.44-

Charges & Borrowings of India Home Loan Limited

Open charges
₹55 Cr
Satisfied charges
₹233.11 Cr
Breakdown by lending institutions
Others₹25.00 Cr
Idbi Trusteeship Services Limited₹20.00 Cr
Canara Bank₹10.00 Cr
Latest charge details
DateLenderAmountStatus
30 Jun 2020 Idbi Trusteeship Services Limited ₹20 Cr Open
05 Jun 2018 Others ₹7 Cr Open
06 Mar 2018 Others ₹10 Cr Open
30 Dec 2017 Others ₹8 Cr Open
20 Sep 2017 Canara Bank ₹10 Cr Open

Total charge records: 36 View all charges

Employees and EPFO Compliance at India Home Loan Limited

India Home Loan Limited has a workforce of 50 employees as of Apr 06, 2024.

Employee count
50
Active EPFO establishments
1
Employee growth
-3.85%
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Employee and EPFO history for India Home Loan Limited

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GST Compliance of India Home Loan Limited

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GST registrations and filing compliance for India Home Loan Limited

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Credit Ratings, Litigation & Regulatory Alerts for India Home Loan Limited

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Credit ratings, litigation, and regulatory alerts for India Home Loan Limited

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MSME Payment Delays by India Home Loan Limited

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MSME payment history for India Home Loan Limited

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Subsidiaries & Group Companies of India Home Loan Limited

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Corporate group structure for India Home Loan Limited

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MCA Filings & Documents of India Home Loan Limited

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MCA filings and documents for India Home Loan Limited

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Recent Activity on India Home Loan Limited

Directors
10 Apr 2026
Mahesh Narshibhai Pujara was appointed as a Ceo on 10 Apr 2026 & has been associated with this company since 3 months 18 days.
Charges
26 Mar 2026
A charge registered on 29 Sep 2018 via Charge ID 100211728 with Others was fully satisfied on 26 Mar 2026.
Charges
18 Mar 2026
A charge registered on 27 Apr 2018 via Charge ID 100177164 with Others was fully satisfied on 18 Mar 2026.
Charges
31 Jan 2026
A charge registered on 28 Feb 2018 via Charge ID 100159146 with Others was fully satisfied on 31 Jan 2026.
Activity
17 Sep 2025
India Home Loan Limited last Annual general meeting of members was held on 17 Sep 2025 as per latest MCA records.
Charges
15 May 2025
A charge registered on 26 Jun 2018 via Charge ID 100191643 with Others was fully satisfied on 15 May 2025.

Recent News on India Home Loan Limited

Frequently Asked Questions about India Home Loan Limited

India Home Loan Limited is an active public limited company in the financial services sector based in Mumbai, Maharashtra, India. It was incorporated on 19 December 1990 (36+ years old) and is registered under CIN L65910MH1990PLC059499. Listed on BSE: 530979. The company has 50 employees.

India Home Loan Limited reported revenue of ₹12.02 Cr for FY 2024 (down 46.21% YoY) based on standalone BSE filings.

The current directors of India Home Loan Limited are:

The primary industry of India Home Loan Limited is financial services. The company specifically operates in housing finance companies. The company is currently active in this sector.

Yes. India Home Loan Limited is listed on BSE with code 530979.

India Home Loan Limited can be reached at the registered office: 504504A 5Th Floor Nirmal Ecstasy Jatashankar Dosa Road MulundW, Mumbai, Maharashtra, India – 400080, or through the website indiahomeloan.co.in.

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