India Home Loan Limited - financial services in Mumbai, Maharashtra, India. FY 2026 financials & compliance.
CIN L65910MH1990PLC059499 Incorporated 19 December 1990 ROC Mumbai HQ Mumbai, Maharashtra, India
Active Listed - BSE: 530979 Public Limited Company financial services MSME
Data last updated
Market Cap
₹41.90 Cr
INDIAHOME · BSE
Share Price
₹28.39
-3.24% today
Revenue
₹14.67 Cr
FY 2025-26 · +7.9% YoY
EBITDA
₹7.51 Cr
Margin 51.2%
Net Profit
₹0.86 Cr
FY 2025-26 · +258.3% YoY
ROE
2.0%
ROCE 9.3%
Debt / Equity
1.12
Interest cover 99.6x
Authorised capital
₹25 Cr
Registered with MCA

About India Home Loan Limited

Data last updated:

India Home Loan Limited is a public limited company based in Mumbai, Maharashtra, India. It operates in the housing finance companies segment of the financial services sector. It was incorporated on 19 December 1990 and has been in existence for over 36 years.

The company is registered with the Registrar of Companies (ROC), Mumbai, under CIN L65910MH1990PLC059499. Its GSTIN is 27AAACM5101F1Z0 (Maharashtra). The company holds 2 GST registrations, all of them active. It is a listed company as per MCA records. Its shares are listed on BSE: 530979.

The company has an authorised share capital of ₹25 Cr and a paid-up capital of ₹14.28 Cr. It was formerly known as Manoj Housing Finance Company Limited and India Home Loans Limited. It is led by directors including Mahesh Narshibhai Pujara (Managing Director) and Mitesh Mahesh Pujara (Whole-Time Director).

Its last annual general meeting (AGM) was held on 17 September 2025, and its latest financial statements are for the year ended 31 March 2026. The registered office is at 504/504A 5th Floor Nirmal Ecstasy Jatashankar Dosa Road Mulund(W), Mumbai, Maharashtra, India – 400080.

As per the latest standalone financials for FY 2025-26, the company reported a revenue of ₹14.67 Cr, a growth of 7.9% compared to the previous year. For the same year it recorded a net profit of ₹86 Lakh (net margin 5.9%) and EBITDA of ₹7.51 Cr (EBITDA margin 51.2%). The net worth stands at ₹41.45 Cr (up 0% YoY). Total assets are valued at ₹84.81 Cr (down 6.9% YoY).

The company has about 42 employees on its provident fund (EPFO) records.

The company is associated with 1 brand: India Home Loan. As per MCA filings, the company has open charges of ₹55 Cr and satisfied charges of ₹233.11 Cr on record. Court records list 761 cases involving the company, including 675 filed by the company and 86 filed against it; 86 cases are pending. The company has 43 deals on record (39 market trades, 3 funding rounds, 1 debt financing), with disclosed funding of ₹39.82 Cr; the latest was in July 2026. Its 3 peer companies in the BFSI industry (Housing Finance), with the same principal business activity (other financial activities) are compared by revenue, 2 larger and 1 smaller; the largest is Khush Housing Finance Private Limited with revenue of ₹19.2 Cr. The company has 2 MSME Form 1 returns on record between 2023 and 2024, listing 9 overdue payments to 3 micro and small suppliers.

India Home Loan Limited is registered as an MSME under the Udyam registration framework (Reg. No. UDYAM-MH-18-0228394). The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website indiahomeloan.co.in.

Company details

CIN L65910MH1990PLC059499
Registration Number 059499
Incorporation Date 19 December 1990
ROC Mumbai
Listing Status Listed - Listed on BSE (530979)
Company Status Active
Date of Last AGM 17 September 2025
Date of Balance Sheet 31 March 2026
Compliance Status Active Compliant
MSME Classification MSME
Udyam Registration UDYAM-MH-18-0228394

Name history

India Home Loan has undergone 2 name changes throughout its history. The company was previously known as Manoj Housing Finance Company Limited, and India Home Loans Limited. The current legal name is India Home Loan Limited.

Company NameStatus
India Home Loan LimitedCurrent
Manoj Housing Finance Company LimitedPrevious
India Home Loans LimitedPrevious

CIN history

India Home Loan has one previous CIN (Corporate Identification Number): U65910MH1990PLC059499. The current CIN is L65910MH1990PLC059499, which is the unique identifier assigned by the Registrar of Companies.

CINStatus
L65910MH1990PLC059499Current
U65910MH1990PLC059499Previous

Recognitions & Rankings of India Home Loan

MSME (Udyam registered) Ministry of MSME
Udyam number
UDYAM-MH-18-0228394

Contact details

India Home Loan Limited's registered office is in Mumbai, Maharashtra. Its website is indiahomeloan.co.in. Its e-mail address and telephone number are in the company report.

  • Email
  • Telephone
  • Social Media
  • Registered Address
    504/504A 5th Floor Nirmal Ecstasy Jatashankar Dosa Road Mulund(W), Mumbai, Maharashtra, India – 400080
  • Industry
    Financial Services, Housing Finance Companies

To see the full contact details of India Home Loan Limited, buy the company report.

Comprehensive company report
India Home Loan Limited - one report that includes everything
  • Company details, directors and signatories
  • Historical financials and ratios
  • Shareholding pattern and group structure
  • Charges with holder and property details
  • Legal cases, compliance and MCA filings
₹799 ₹999 20% off excluding 18% GST
Secure checkout · GST invoice included

Brands

India Home Loan operates one associated brand: India Home Loan. Each brand links to its own profile.

BrandDescriptionWebsite
Affordable home loans and loans against property are provided.indiahomeloan.co.in

Business activity

The main business activity of India Home Loan is financial and insurance service. In detail, this covers other financial activities.

Main activity group codeMain activityBusiness activity codeBusiness activityShare of turnover
KFinancial and insurance ServiceK8Other financial activities

To see the full business activity and turnover split of India Home Loan Limited, buy the company report.

Financials of India Home Loan Limited

FY 2025-26 filings available

India Home Loan Limited reported revenue of ₹14.67 Cr (up 7.9% YoY) for FY 2025-26.

Financial Highlights

FY 2025-26 · Standalone
Revenue
₹14.67 Cr
+7.9% YoY
EBITDA
₹7.51 Cr
-7.6% YoY
Profit After Tax
₹0.86 Cr
+258.3% YoY
Net Worth
₹41.45 Cr
+0.0% YoY
Total Assets
₹84.81 Cr
-6.9% YoY
Total Debt
₹43.35 Cr
-12.6% YoY

Revenue vs Net Profit ₹ Cr

Margin trends

Financial summary ₹ Cr

MetricsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Income statement
Revenue14.6713.6012.0222.3630.0631.1332.57
Revenue growth+7.9%+13.1%-46.2%-25.6%-3.4%-4.4%-
EBITDA7.518.136.2413.6120.5921.9625.28
EBITDA margin+51.2%+59.8%+51.9%+60.9%+68.5%+70.5%+77.6%
Profit before tax0.170.35(3.37)0.983.951.483.75
Net profit0.860.24(3.43)0.601.901.122.79
Net profit margin+5.9%+1.8%-28.5%+2.7%+6.3%+3.6%+8.6%
EPS (₹)0.070.19(2.41)0.421.340.791.96
Balance sheet
Total assets84.8191.0698.06136170210208
Net worth41.4541.4441.2044.6143.9239.1138.15
Total debt43.3549.6256.8691.00126171170
Cash & bank0.140.600.513.613.588.175.07
Net working capital38.6943.0942.2937.7913.738.97(5.23)
Cash flow
Cash from operations5.9312.3030.9434.8240.537.6710.69
Cash from investing0.00(4.64)3.24(0.32)1.54(1.57)9.18
Cash from financing(6.39)(7.54)(34.05)(34.65)(44.85)(5.12)(21.95)
ParticularsSep 2026Jun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024
Revenue2.952.473.703.313.504.283.733.31
Revenue growth (YoY)-15.7%-42.3%-0.8%0.0%+6.7%+30.5%--
Other income0.090.000.010.000.000.000.010.01
Total expenses1.471.191.891.421.512.301.641.26
EBITDA1.481.281.811.891.991.982.092.05
EBITDA margin+50.2%+51.8%+48.9%+57.1%+56.9%+46.3%+56.0%+61.9%
Depreciation0.050.060.050.060.070.060.120.07
Interest1.511.191.741.801.871.871.891.91
Profit before tax0.010.030.030.030.050.050.090.08
Tax0.01(0.03)0.030.03(0.02)0.040.050.00

Financial Statements

Figures in ₹ Cr; negatives in brackets. Updated 11 Nov 2026
ParticularsSep 2026Jun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024
Revenue2.952.473.703.313.504.283.733.31
Revenue growth (YoY)-15.7%-42.3%-0.8%0.0%+6.7%+30.5%--
Other income0.090.000.010.000.000.000.010.01
Total expenses1.471.191.891.421.512.301.641.26
EBITDA1.481.281.811.891.991.982.092.05
EBITDA margin+50.2%+51.8%+48.9%+57.1%+56.9%+46.3%+56.0%+61.9%
Depreciation0.050.060.050.060.070.060.120.07
Interest1.511.191.741.801.871.871.891.91
Profit before tax0.010.030.030.030.050.050.090.08
Tax0.01(0.03)0.030.03(0.02)0.040.050.00
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Revenue14.6713.6012.0222.3630.0631.1332.57
Revenue growth+7.9%+13.1%-46.2%-25.6%-3.4%-4.4%-
Other income0.140.090.090.820.420.000.37
Total expenses7.165.475.788.759.479.177.29
Employee cost3.192.772.823.323.183.503.70
EBITDA7.518.136.2413.6120.5921.9625.28
EBITDA margin+51.2%+59.8%+51.9%+60.9%+68.5%+70.5%+77.6%
Depreciation0.230.230.190.560.530.230.33
Interest7.257.649.5112.8916.5320.2521.57
Profit before tax0.170.35(3.37)0.983.951.483.75
Tax0.070.080.080.382.050.360.95
Net profit0.860.24(3.43)0.601.901.122.79
Net profit margin+5.9%+1.8%-28.5%+2.7%+6.3%+3.6%+8.6%
EPS (₹)0.070.19(2.41)0.421.340.791.96
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Equity & liabilities
Share capital14.2814.2814.2814.2814.2814.2814.28
Reserves & surplus27.1727.1626.9230.3329.6424.8320.80
Shareholders' funds (net worth)41.4541.4441.2044.6143.9239.1138.15
Secured loans22.5629.4840.5175.04110155155
Unsecured loans20.7920.1416.3515.9616.2315.1415.00
Total debt43.3549.6256.8691.00126171170
Total liabilities84.8191.0698.06136170210208
Assets
Gross block3.313.282.762.722.692.172.09
Net block0.380.580.290.440.670.540.69
Capital work in progress0.000.000.000.000.000.000.00
Investments0.000.000.000.000.000.000.00
Inventories0.000.000.000.000.000.000.00
Sundry debtors0.000.000.000.000.000.000.00
Cash & bank balances0.140.600.513.613.588.175.07
Loans & advances50.7450.7747.4337.5513.692.273.92
Total current assets50.8851.3747.9441.1617.2710.448.99
Total current liabilities12.198.285.653.373.541.4714.22
Net working capital38.6943.0942.2937.7913.738.97(5.23)
Total assets84.8191.0698.06136170210208
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Opening cash0.580.470.330.493.272.294.37
Net cash from operating activities5.9312.3030.9434.8240.537.6710.69
Net cash from investing activities0.00(4.64)3.24(0.32)1.54(1.57)9.18
Net cash from financing activities(6.39)(7.54)(34.05)(34.65)(44.85)(5.12)(21.95)
Net change in cash(0.46)0.110.13(0.15)(2.78)0.98(2.08)
Closing cash0.140.600.513.613.588.175.07
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Growth
Sales growth+7.9%+13.1%-46.2%-25.6%-3.4%-4.4%-
EBITDA growth-7.6%+30.3%-54.2%-33.9%-6.2%-13.1%-
PBT growth-51.4%+9998.0%--75.2%+166.9%-60.5%+33.0%
Net income growth+258.3%+107.0%-671.7%-68.4%+69.6%-59.9%-
Revenue CAGR (3Y)-13.1%-23.2%-27.2%-11.8%-1.9%+23.1%+77.1%
EBITDA CAGR (3Y)-18.0%-26.6%-34.3%-18.7%-6.3%+24.9%+99.0%
Profitability & leverage
Net income margin+0.7%+2.0%-28.7%+2.7%+6.3%+3.6%+8.6%
Return on capital employed+9.3%+8.4%0.0%+9.1%+10.8%+10.4%+11.6%
Return on net worth+2.0%+0.7%0.0%+1.4%+4.6%+2.9%+7.6%
Debt / equity1.121.291.722.453.574.414.90
Long-term debt / equity1.121.291.722.453.574.414.90
Interest cover99.5996.71157.1998.7782.4093.1986.45
Efficiency & per share
Fixed asset turnover0.000.000.000.000.000.000.00
Inventory turnover0.000.000.000.000.000.000.00
Debtors turnover0.000.000.000.000.000.000.00
EPS (₹)0.070.19(2.41)0.421.340.791.96
Dividend per share (₹)0.000.000.000.000.000.100.15
Book value per share (₹)29.0329.0128.8531.2330.7527.3924.57

To see the full year-wise statements and ratios of India Home Loan Limited, buy the company report.

Board of directors of India Home Loan Limited

India Home Loan has 5 current directors and 39 former directors. Current directors are listed first, with their designation and appointment date.

Current Directors
NameDesignationAppointment DateTenureStatus
Mitesh Mahesh PujaraWhole-Time Director21 Aug 200818 Years 2 MonthsCurrent
Mahesh Narshibhai PujaraManaging Director21 Aug 200818 Years 2 MonthsCurrent
Mahesh Manharlal ShahDirector13 Aug 20215 Years 2 MonthsCurrent
Archana ChirawawalaDirector09 Feb 20233 Years 9 MonthsCurrent
Deepak Harishbhai KatarmalDirector26 Sep 20242 Years 1 MonthsCurrent

Peer comparison

India Home Loan Limited is compared with the 3 companies closest to it by revenue in the BFSI industry (Housing Finance), with the same principal business activity (other financial activities), from the latest filed financials of each company.

CompanyRevenueNet profitMarginGrowth (1 yr)EmployeesLocation
Khush Housing Finance Private Limited₹19.2 Cr (FY 2025)-12.0%Mumbai, Maharashtra, India
Bargach Finance Private Limited₹15.96 Cr (FY 2025)29.0%Kolkata, West Bengal, India
India Home Loan Limitedthis company₹14.67 Cr (FY 2026)₹86 Lakh5.9%7.9%42Mumbai, Maharashtra, India
Sahara Housingfina Corporation Limited₹13.31 Cr (FY 2019)-2.0%Kolkata, West Bengal, India

To see the full peer comparison of India Home Loan Limited, buy the company report.

Auditor

India Home Loan Limited is audited by G. P. KAPADIA & CO. for the financial year 2019.

Auditor firmFinancial yearFirm registration number
G. P. KAPADIA & CO.FY 2019104768W

Shareholding

Shareholding for the quarter ended Mar 2026: promoters hold 26.90%, foreign institutional investors hold 0.00%, domestic institutional investors hold 0.10% and retail and other public shareholders hold 73.00%.

Promoters: 26.90%DII (Domestic Institutional): 0.10%Retail & Others: 73.00%
Mar 2026
QUARTER
26.90% Promoters
0.10% DII (Domestic Institutional)
73.00% Retail & Others
Promoter holding - history
Now 26.90% · Mar 2026High 39.10% · Jun 2025Low 26.70% · Sep 2025
25%29%33%37%41%Jun 2025Sep 2025Dec 2025Mar 2026Jun 2025: 39.10%Sep 2025: 26.70%Dec 2025: 26.80%Mar 2026: 26.90%39.10%26.70%26.90%
Shareholding trend - last 6 quarters
Mar 2026Dec 2025Sep 2025Jun 2025
Promoters26.90%26.80%26.70%39.10%
Public73.10%73.20%73.30%60.90%

Charges & borrowings

Open charges
₹55 Cr
Satisfied charges
₹233.11 Cr
Breakdown by lending institutions
Others₹25.00 Cr
Idbi Trusteeship Services Limited₹20.00 Cr
Canara Bank₹10.00 Cr
Latest charge details
DateCharge IDLenderAmountStatusModified or satisfied on
30 Jun 2020100357487Idbi Trusteeship Services Limited₹20 CrOpen
05 Jun 2018100186887Others₹7 CrOpen
06 Mar 2018100163742Others₹10 CrOpen
30 Dec 2017100148974Others₹8 CrOpen
20 Sep 2017100127465Canara Bank₹10 CrOpen

To see the full charge records of India Home Loan Limited, buy the company report.

Total charge records: 36 View all charges

Deals & funding

India Home Loan Limited has 43 deals on record (39 market trades, 3 funding rounds, 1 debt financing), with disclosed funding of ₹39.82 Cr; the latest was in July 2026.

Total deals
43
Market trades
39
Funding rounds
3
Debt financing
1
Disclosed funding
₹39.82 Cr

Deals on record (5 of 43)

WhenDealAmountParties
Jul 2026Market trade₹50.3 LakhBuyer: Bgse Properties and Securities Limited
Seller: an individual
Oct 2025Market trade₹32.8 LakhBuyer: Akarshika Traders LLP
Seller: Akarshika Traders LLP
Jun 2024Market trade₹46.5 LakhBuyer: an individual
Seller: Santoshkumar Mohanlal Rathi Huf
Dec 2016Funding round₹11.94 CrInvestors: JM Financial Products Limited , Chetan Shah HUF, 2 individuals
Dec 2006Market trade₹39.2 LakhBuyer: JMP Securities Private Limited , Bds Share Brokers Pvt. Lt
Seller: JMP Securities Private Limited , Bds Share Brokers Pvt. Lt

To see the full deal history of India Home Loan Limited, buy the company report.

Deal records are compiled from filings and public sources; amounts are shown only where the source reported them.

Credit ratings & regulatory alerts

India Home Loan Limited was last rated by Care on 15 Jul 2022.

Rating agencyRated onRating
Care15 Jul 2022

To see the full credit ratings and regulatory alerts of India Home Loan Limited, buy the company report.

MSME payment delays

India Home Loan Limited has 2 MSME Form 1 returns on record between 2023 and 2024, listing 9 overdue payments to 3 micro and small suppliers. Companies must report dues to micro and small suppliers that stay unpaid for more than 45 days in a half-yearly MSME Form 1 return.

Suppliers with reported dues (3 of 3)

SupplierAmount dueDue sinceReported on
H K Shah & Co
an individual supplier
D A Kamat & Co

To see the full MSME payment records of India Home Loan Limited, buy the company report.

Individuals and sole proprietors among the suppliers are not named.

Employees & EPFO

India Home Loan Limited has a workforce of 42 employees on its EPFO records as of May 2026, across 1 active EPFO establishment.

Employee count
42
Active EPFO establishments
1

Headcount by financial year

Financial yearEmployees (EPFO)
FY 2026-2742
FY 2025-26
FY 2024-25
FY 2023-24
FY 2022-23
FY 2021-22
FY 2020-21
FY 2019-20
FY 2018-19
FY 2017-18
FY 2016-17

To see the full employee and EPFO history of India Home Loan Limited, buy the company report.

GST

India Home Loan has 2 GST registrations: 2 active.

Total GSTINs
2
Active
2
GSTINStateStatusRegistered on
27AAACM5101F1Z0MaharashtraActive01 Jul 2017
08AAACM5101F1Z0RajasthanActive18 Sep 2018

To see the full GST registrations and return filing status of India Home Loan Limited, buy the company report.

Recent activity

India Home Loan Limited has 75 board changes on record since 1993: 40 appointments and 35 cessations. The latest: Chahan Vinod Vora ceased to be Director on 12 Aug 2025.

Filing
India Home Loan Limited has filed its annual Financial statements for the year ended 31 Mar 2026 with Roc Mumbai I.
Charges
A charge registered on 29 Sep 2018 via Charge ID 100211728 with Others was fully satisfied on 26 Mar 2026.
Charges
A charge registered on 27 Apr 2018 via Charge ID 100177164 with Others was fully satisfied on 18 Mar 2026.
Charges
A charge registered on 28 Feb 2018 via Charge ID 100159146 with Others was fully satisfied on 31 Jan 2026.
AGM
India Home Loan Limited last Annual general meeting of members was held on 17 Sep 2025 as per latest MCA records.
Ceased
Chahan Vinod Vora ceased to be Director.
Charges
A charge registered on 26 Jun 2018 via Charge ID 100191643 with Others was fully satisfied on 15 May 2025.
Charges
A charge registered on 21 Aug 2017 via Charge ID 100120167 with State Bank Of India was fully satisfied on 28 Apr 2025.
Charges
A charge registered on 03 Apr 2017 via Charge ID 100092776 with Uco Bank was fully satisfied on 04 Apr 2025.
Charges
A charge registered on 21 May 2019 via Charge ID 100268470 with Others was fully satisfied on 12 Dec 2024.
Charges
A charge registered on 29 May 2017 via Charge ID 100105625 with Others was fully satisfied on 13 Nov 2024.
Appointed
Deepak Harishbhai Katarmal was appointed as Director.

136 earlier events are in the company report.

Frequently asked questions

India Home Loan is an active public limited company based in Mumbai, Maharashtra, India. The company works in housing finance companies, within the financial services industry. It was incorporated on 19 December 1990 (36+ years old) and is registered under CIN L65910MH1990PLC059499. Listed on BSE: 530979.

India Home Loan reported revenue of ₹14.67 Cr for FY 2025-26 (up 7.9% YoY) based on standalone financials.

India Home Loan has 5 current directors:

The latest financial statements of India Home Loan on record with the MCA are for the year ended 31 March 2026. Its last annual general meeting was held on 17 September 2025. Year-wise statements from 2015 are in the company report.

The GSTIN of India Home Loan is 27AAACM5101F1Z0, registered in Maharashtra. The company has 2 GST registrations in all, of which 2 are active. Other active GSTINs include 08AAACM5101F1Z0 (Rajasthan).

The CIN (Corporate Identification Number) of India Home Loan is L65910MH1990PLC059499. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.

Yes. India Home Loan is a listed company as per MCA records. Its shares are listed on BSE (code: 530979).

India Home Loan has 761 court cases on record: 675 filed by the company and 86 filed against it. 86 are pending. Most are in the district courts.

India Home Loan was incorporated on 19 December 1990, making it 36+ years old. It is registered with the Registrar of Companies, Mumbai.

India Home Loan has 43 deals on record (39 market trades, 3 funding rounds, 1 debt financing), with disclosed funding of ₹39.82 Cr; the latest was in July 2026.

The peers of India Home Loan by revenue are Khush Housing Finance Private Limited, Bargach Finance Private Limited, Sahara Housingfina Corporation Limited, all in the BFSI industry (Housing Finance), with the same principal business activity (other financial activities).

Chahan Vinod Vora ceased to be Director on 12 Aug 2025. Deepak Harishbhai Katarmal was appointed as Director on 26 Sep 2024. Chahan Vinod Vora was appointed as Director on 26 Dec 2023. India Home Loan has 75 board changes on record in total.