About India Home Loan Limited
Data last updated: 22 December 2025
India Home Loan Limited is a public limited company based in Mumbai, Maharashtra, India. It specialises in housing finance companies, a part of the broader financial services sector. Incorporated on 19 December 1990, the company has been in operation for over 36 years.
Registered with ROC Mumbai under CIN L65910MH1990PLC059499. Listed on BSE: 530979.
Capital: an authorised share capital of ₹25 Cr and a paid-up capital of ₹14.28 Cr. Formerly known as Manoj Housing Finance Company Limited and India Home Loans Limited. It is led by directors including Mitesh Mahesh Pujara and Mahesh Narshibhai Pujara.
Last AGM: 17 September 2025. Financial statements filed for year ended 31 March 2025. Office: 504/504A 5Th Floor Nirmal Ecstasy Jatashankar Dosa Road Mulund(W), Mumbai, Maharashtra, India – 400080.
As per the financials filed for FY 2025, the company reported a revenue of ₹13.69 Cr, a growth of 13% compared to the previous year.
The company has a workforce of approximately 50 employees as per the latest available data.
The company is associated with 1 brand - India Home Loan. As per MCA filings, the company has open charges of ₹91 Cr and satisfied charges of ₹197.11 Cr on record.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website indiahomeloan.co.in.
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Email*****@*****.com
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Telephone+91-****-******
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Website
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Social Media
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Registered Address504/504A 5Th Floor Nirmal Ecstasy Jatashankar Dosa Road Mulund(W), Mumbai, Maharashtra, India – 400080
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IndustryFinancial Services, Housing Finance Companies
- Historical Financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Litigation, compliance and MCA filings
- PDF report delivered after checkout
Name History of India Home Loan Limited
India Home Loan Limited has undergone 2 name changes throughout its history. The company was previously known as Manoj Housing Finance Company Limited, and India Home Loans Limited. The current legal name is India Home Loan Limited, reflecting the company's evolution and rebranding over time.
| Company Name | Status |
|---|---|
| India Home Loan Limited | Current |
| Manoj Housing Finance Company Limited | Previous |
| India Home Loans Limited | Previous |
CIN History of India Home Loan Limited
India Home Loan Limited has one previous CIN (Corporate Identification Number): U65910MH1990PLC059499. The current CIN is L65910MH1990PLC059499, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| L65910MH1990PLC059499 | Current |
| U65910MH1990PLC059499 | Previous |
Associated Brands with India Home Loan Limited
India Home Loan Limited operates one associated brand: India Home Loan. These brands represent India Home Loan Limited's diversified market presence and brand portfolio.
| Brand | Description | Website |
|---|---|---|
| Affordable home loans and loans against property are provided. | indiahomeloan.co.in |
Competitors & Alternatives of India Home Loan Limited
Brands and companies operating in the same space as India Home Loan Limited include India Shelter Finance Corporation, HDFC, Aadhar Housing Finance and 6 more.
| Competitor | Description | Location | Founded |
|---|---|---|---|
India Shelter Finance Corporation
|
Housing loans are extended to middle-income households in India. | Gurugram, India, India | 2010 |
HDFC
|
Provider of housing finance solutions | Mumbai, India, India | 1977 |
Aadhar Housing Finance
|
Loans for affordable housing in tier 2,3 and 4 cities | Mumbai, India, India | 2010 |
Shubham
|
Affordable housing finance solutions are provided to underserved individuals. | Gurugram, India, India | 2010 |
InPrime Finserv
|
Financial services are delivered to India's informal economy prime segment. | Bengaluru, India, India | 2021 |
Ummeed Housing Finance
|
Real estate financing company | Gurugram, India, India | 2016 |
CredRight
|
Platform offering financial solutions | Bengaluru, India, India | 2016 |
PNB Housing Finance
|
Housing finance, fixed deposits, and property loans are provided. | Delhi, India, India | 1988 |
Deewan Housing Finance Corporation
|
Provider of diversified financial services | Mumbai, India, India | 1984 |
Business Activity of India Home Loan Limited
India Home Loan Limited is engaged in the principal business activity of financial and insurance service, with detailed activities including other financial activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | ********* |
Auditor Details of India Home Loan Limited
India Home Loan Limited is audited by G. P. KAPADIA & CO. for the financial year 2019. The auditor plays a crucial role in ensuring financial transparency and compliance with accounting standards.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| G. P. KAPADIA & CO. | blur-value | blur-value | blur-value |
Board of Directors of India Home Loan Limited
India Home Loan Limited is currently managed by 7 directors, with 42 former directors having served the organization. The current Directors play a crucial role in shaping the company's strategic direction and governance.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
|
Mitesh Mahesh Pujara
Also directs:
Hindustan Organic Farm Llp
|
Whole-Time Director | 21 Aug 2008 | 17 Years 10 Months | Current |
| Mahesh Narshibhai Pujara | Managing Director | 21 Aug 2008 | 17 Years 10 Months | Current |
|
Mahesh Manharlal Shah
Also directs:
Minolta Finance Ltd
|
Director | 13 Aug 2021 | 4 Years 10 Months | Current |
|
Deepak Harishbhai Katarmal
Also directs:
Deepak Katarmal And Associates Llp
|
Director | 26 Sep 2024 | 1 Years 9 Months | Current |
| Archana Chirawawala | Director | 09 Feb 2023 | 3 Years 5 Months | Current |
Financials of India Home Loan Limited FY 2024 filings available
India Home Loan Limited reported revenue of ₹12.02 Cr (down 46.21% YoY) for FY 2024. Profit growth despite declining revenue indicates effective cost management and margin discipline.
| Metrics | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|---|
| Revenue from Operations | ₹12.02 Cr | ₹22.34 Cr | ₹30.05 Cr | ₹31.13 Cr | ₹32.34 Cr | ₹33.07 Cr |
| Interest Earned | ₹12.02 Cr | ₹22.34 Cr | ₹30.05 Cr | ₹31.13 Cr | - | - |
| Other Income | ₹9.4 Lakh | ₹84.46 Lakh | ₹43.72 Lakh | ₹3,000 | ₹59.67 Lakh | ₹51.87 Lakh |
| Total Income | ₹12.11 Cr | ₹23.19 Cr | ₹30.49 Cr | ₹31.13 Cr | ₹32.94 Cr | - |
| Cost of Materials Consumed | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Purchases of Stock-in-Trade | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Changes in Inventories | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Employee Benefit Expense | ₹2.82 Cr | ₹3.32 Cr | ₹3.18 Cr | ₹3.5 Cr | ₹3.7 Cr | ₹3.22 Cr |
| Finance Costs | ₹9.57 Cr | ₹12.91 Cr | ₹16.53 Cr | ₹20.25 Cr | ₹21.57 Cr | ₹21.77 Cr |
| Depreciation & Amortisation | ₹18.69 Lakh | ₹33.92 Lakh | ₹53.24 Lakh | ₹23.38 Lakh | ₹32.52 Lakh | - |
| Other Expenses | ₹1.89 Cr | ₹1.69 Cr | ₹4.12 Cr | ₹5.66 Cr | ₹3.6 Cr | ₹4.57 Cr |
| Total Expenses | ₹15.48 Cr | ₹22.2 Cr | ₹26.52 Cr | ₹29.64 Cr | ₹29.19 Cr | ₹30 Cr |
| Profit Before Exceptional Items & Tax | -₹3.37 Cr | ₹98.58 Lakh | ₹3.96 Cr | ₹1.48 Cr | ₹3.75 Cr | - |
| Exceptional Items | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | - |
| Profit Before Tax | -₹3.37 Cr | ₹98.58 Lakh | ₹3.96 Cr | ₹1.48 Cr | ₹3.75 Cr | ₹3.59 Cr |
| Total Tax Expense | ₹7.55 Lakh | ₹38.03 Lakh | ₹2.05 Cr | ₹36.24 Lakh | ₹94.39 Lakh | ₹1 Cr |
| Net Profit | -₹3.44 Cr | ₹60.55 Lakh | ₹1.92 Cr | ₹1.12 Cr | ₹2.8 Cr | ₹2.58 Cr |
| Other Comprehensive Income | ₹2.75 Lakh | ₹4 Lakh | ₹1.94 Cr | ₹1.57 Lakh | ₹1.8 Lakh | - |
| Total Comprehensive Income | -₹3.42 Cr | ₹64.55 Lakh | ₹3.86 Cr | ₹1.14 Cr | ₹2.82 Cr | - |
| EBITDA (computed) | ₹6.39 Cr | ₹14.23 Cr | ₹21.03 Cr | ₹21.97 Cr | ₹25.64 Cr | - |
| Basic EPS | ₹-2.41 | ₹0.43 | ₹1.36 | ₹0.79 | ₹1.98 | - |
| Diluted EPS | ₹-2.41 | ₹0.43 | ₹1.36 | ₹0.79 | ₹1.78 | - |
| Metrics | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|---|
| Total Assets | ₹104 Cr | ₹139.18 Cr | ₹173.22 Cr | ₹216.55 Cr | ₹222.5 Cr | ₹238.09 Cr |
| Non-current Assets | - | - | - | - | ₹4.26 Cr | ₹202.21 Cr |
| Current Assets | - | - | - | - | ₹218.24 Cr | ₹35.88 Cr |
| Property, Plant & Equipment | ₹13.36 Lakh | ₹17.41 Lakh | ₹26.62 Lakh | ₹31.93 Lakh | ₹40.36 Lakh | - |
| Inventories | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Trade Receivables | - | - | - | - | ₹0 | - |
| Cash & Equivalents | ₹46.94 Lakh | ₹33.46 Lakh | ₹48.79 Lakh | ₹3.27 Cr | ₹2.29 Cr | ₹6.45 Cr |
| Equity (Net Worth) | ₹41.2 Cr | ₹44.61 Cr | ₹43.92 Cr | ₹39.12 Cr | ₹38.16 Cr | - |
| Equity Share Capital | ₹14.28 Cr | ₹14.28 Cr | ₹14.28 Cr | ₹14.28 Cr | ₹14.28 Cr | - |
| Borrowings (Non-current) | - | - | - | - | ₹170.06 Cr | - |
| Borrowings (Current) | - | - | - | - | ₹0 | - |
| Total Debt (computed) | - | - | - | - | ₹170.06 Cr | - |
| Current Liabilities | - | - | - | - | ₹0 | ₹42.64 Cr |
| Total Liabilities | ₹62.8 Cr | ₹94.57 Cr | ₹129.3 Cr | ₹177.44 Cr | ₹184.35 Cr | - |
| Metrics | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|
| Operating Cash Flow | ₹27.63 Cr | ₹34.59 Cr | ₹40.53 Cr |
| Investing Cash Flow | ₹3.2 Cr | -₹9.25 Lakh | ₹1.54 Cr |
| Financing Cash Flow | -₹30.7 Cr | -₹34.65 Cr | -₹44.85 Cr |
| Capital Expenditure | ₹3.33 Lakh | ₹11.39 Lakh | ₹52.4 Lakh |
| Free Cash Flow (computed) | ₹27.6 Cr | ₹34.48 Cr | ₹40.01 Cr |
| Dividends Paid | ₹0 | ₹0 | ₹0 |
| Net Change in Cash | ₹13.47 Lakh | -₹15.33 Lakh | -₹2.78 Cr |
| Metrics | Q3 FY25 | Q2 FY25 | Q1 FY25 |
|---|---|---|---|
| Revenue from Operations | ₹3.31 Cr | ₹3.29 Cr | ₹3.34 Cr |
| Interest Earned | ₹3.21 Cr | ₹3.22 Cr | ₹3.19 Cr |
| Other Income | ₹0 | ₹0 | ₹0 |
| Total Income | ₹3.31 Cr | ₹3.29 Cr | ₹3.34 Cr |
| Cost of Materials Consumed | ₹0 | ₹0 | ₹0 |
| Purchases of Stock-in-Trade | ₹0 | ₹0 | ₹0 |
| Changes in Inventories | ₹0 | ₹0 | ₹0 |
| Employee Benefit Expense | ₹70.35 Lakh | ₹70.77 Lakh | ₹66.41 Lakh |
| Finance Costs | ₹1.87 Cr | ₹1.92 Cr | ₹1.96 Cr |
| Depreciation & Amortisation | ₹6.54 Lakh | ₹2.87 Lakh | ₹1.46 Lakh |
| Other Expenses | ₹42.86 Lakh | ₹55.48 Lakh | ₹62.27 Lakh |
| Total Expenses | ₹3.2 Cr | ₹3.24 Cr | ₹3.21 Cr |
| Profit Before Exceptional Items & Tax | ₹10.99 Lakh | ₹5.18 Lakh | ₹13.22 Lakh |
| Exceptional Items | ₹0 | ₹0 | ₹0 |
| Profit Before Tax | ₹10.99 Lakh | ₹5.18 Lakh | ₹13.22 Lakh |
| Total Tax Expense | -₹38,200 | -₹57,100 | ₹3.31 Lakh |
| Net Profit | ₹11.37 Lakh | ₹5.75 Lakh | ₹9.92 Lakh |
| Other Comprehensive Income | -₹69,900 | -₹1.06 Lakh | ₹1.29 Lakh |
| Total Comprehensive Income | ₹10.67 Lakh | ₹4.69 Lakh | ₹11.21 Lakh |
| EBITDA (computed) | ₹2.05 Cr | ₹2 Cr | ₹2.1 Cr |
| Basic EPS | ₹0.06 | ₹0.04 | ₹0.07 |
| Diluted EPS | ₹0.06 | ₹0.04 | ₹0.07 |
Shareholding Pattern of India Home Loan Limited
As per the shareholding pattern filed with BSE for the quarter ended Mar 2026, promoters hold 26.92%, domestic institutional investors hold 0.07%, retail and other public shareholders hold 73.01% of India Home Loan Limited. The company had 3,804 shareholders on record.
| Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | |
|---|---|---|---|---|---|---|
| Promoters | 26.92% | 26.76% | 26.66% | 39.07% | 38.99% | 38.97% |
| Public | 73.08% | 73.24% | 73.34% | 60.93% | 61.01% | 61.03% |
| Mar 2026 | Mar 2025 | Mar 2024 | |
|---|---|---|---|
| Promoters | 26.92% | 38.99% | 36.55% |
| Public | 73.08% | 61.01% | 63.45% |
| Promoter change (YoY, %pts) | -12.07 | +2.44 | - |
Charges & Borrowings of India Home Loan Limited
| Date | Lender | Amount | Status |
|---|---|---|---|
| 30 Jun 2020 | Idbi Trusteeship Services Limited | ₹20 Cr | Open |
| 29 Sep 2018 | Others | ₹4 Cr | Open |
| 05 Jun 2018 | Others | ₹7 Cr | Open |
| 27 Apr 2018 | Others | ₹17 Cr | Open |
| 06 Mar 2018 | Others | ₹10 Cr | Open |
Total charge records: 36 View all charges
Employees and EPFO Compliance at India Home Loan Limited
India Home Loan Limited has a workforce of 50 employees as of Apr 06, 2024.
Employee Count & EPFO Data of India Home Loan Limited
Access employee headcount trends, monthly PF payment records, EPFO establishment details, and compliance data.
GST Compliance of India Home Loan Limited
GSTIN & GST Filing Data of India Home Loan Limited
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Credit Ratings, Litigation & Regulatory Alerts for India Home Loan Limited
Credit Ratings, Legal Cases & Regulatory Alerts of India Home Loan Limited
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MSME Payment Delays by India Home Loan Limited
MSME Payment Delays by India Home Loan Limited
Track payments outstanding to micro and small enterprise vendors, as disclosed in half-yearly MSME-1 returns filed with the MCA.
Subsidiaries & Group Companies of India Home Loan Limited
Subsidiaries & Group Companies of India Home Loan Limited
See the full corporate group - holding company, subsidiaries, associates and joint ventures of India Home Loan Limited with ownership details.
MCA Filings & Documents of India Home Loan Limited
MCA Filings & Documents of India Home Loan Limited
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Recent Activity on India Home Loan Limited
Recent News on India Home Loan Limited
Frequently Asked Questions about India Home Loan Limited
India Home Loan Limited is an active public limited company in the financial services sector based in Mumbai, Maharashtra, India. It was incorporated on 19 December 1990 (36+ years old) and is registered under CIN L65910MH1990PLC059499. Listed on BSE: 530979. The company has 50 employees.
India Home Loan Limited reported revenue of ₹13.69 Cr for FY 2025 (up 13.00% YoY).
The current directors of India Home Loan Limited are:
- Maulesh Jitubhai Popat
- Mitesh Mahesh Pujara
- Mahesh Narshibhai Pujara
- Mahesh Manharlal Shah
- Deepak Harishbhai Katarmal
- Archana Chirawawala
- Akash Kalicharan Das
The primary industry of India Home Loan Limited is financial services. The company specifically operates in housing finance companies. The company is currently active in this sector.
Yes. India Home Loan Limited is listed on BSE with code 530979.
India Home Loan Limited can be reached at the registered office: 504504A 5Th Floor Nirmal Ecstasy Jatashankar Dosa Road MulundW, Mumbai, Maharashtra, India – 400080, or through the website indiahomeloan.co.in.