About Indus Finance Limited
Data last updated: 22 December 2025
Indus Finance Limited is a public limited company based in Chennai, Tamil Nadu, India. It specialises in investment and credit NBFC, a part of the broader financial services sector. Incorporated on 11 March 1992, the company has been in operation for over 34 years.
Registered with ROC Chennai under CIN L65191TN1992PLC022317. Listed on BSE: 531841.
Capital: an authorised share capital of ₹25 Cr and a paid-up capital of ₹9.26 Cr. Formerly known as Indus Finance Corporation Ltd and Subuthi Finance Private Limited. It is led by directors including Kannappan Vellaiyappan and Nanchar Bhaskara Chakkera.
Last AGM: 23 July 2025. Financial statements filed for year ended 31 March 2025. Office: Kothari Buildings 4Th Floor 114 Mahatma Gandhi Salai Nungambakkam, Chennai, Tamil Nadu, India – 600034.
As per the financials filed for FY 2024, the company reported a revenue of ₹3.99 Cr, a growth of 51.9% compared to the previous year.
The company is associated with 1 brand - Indus Finance. As per MCA filings, the company has open charges of ₹5.55 Cr and satisfied charges of ₹30 Cr on record.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website indusfinance.in.
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Email*****@*****.com
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Telephone+91-****-******
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Website
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Social Media**************
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Registered AddressKothari Buildings 4Th Floor 114 Mahatma Gandhi Salai Nungambakkam, Chennai, Tamil Nadu, India – 600034
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IndustryFinancial Services, Investment & Credit NBFC, NBFC
- Historical Financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Litigation, compliance and MCA filings
- PDF report delivered after checkout
Name History of Indus Finance Limited
Indus Finance Limited has undergone 5 name changes throughout its history. The current legal name is Indus Finance Limited, reflecting the company's evolution and rebranding over time.
| Company Name | Status |
|---|---|
| Indus Finance Limited | Current |
| Indus Finance Corporation Ltd | Previous |
| Subuthi Finance Private Limited | Previous |
| Subuthi Finance Limited | Previous |
| Indus Finance Corporation Limited | Previous |
| Subuthi Fianance Limited | Previous |
Associated Brands with Indus Finance Limited
Indus Finance Limited operates one associated brand: Indus Finance. These brands represent Indus Finance Limited's diversified market presence and brand portfolio.
| Brand | Description | Website |
|---|---|---|
| Provider of diversified consumer loans | indusfinance.in |
Competitors & Alternatives of Indus Finance Limited
Brands and companies operating in the same space as Indus Finance Limited include Manappuram Finance, L & T Finance Holdings, Bajaj Finserv and 6 more.
| Competitor | Description | Location | Founded |
|---|---|---|---|
Manappuram Finance
|
Consumer and SME loans are provided by Manappuram Finance. | Valapad, India, India | 1992 |
L & T Finance Holdings
|
Diversified lending services are provided as a non-banking financial institution. | Mumbai, India, India | 1994 |
Bajaj Finserv
|
Financial solutions including loans and insurance are offered. | Pune, India, India | 2007 |
Northern Arc Capital
|
Household and business loans are provided with risk management support. | Chennai, India, India | 2006 |
IIFL Finance
|
Online gold, home, personal, and business loans are provided. | Mumbai, India, India | 1995 |
Mahindra Finance
|
Consumer and SME loans are provided by Mahindra Finance. | Mumbai, India, India | 1991 |
Hero Fincorp
|
2-wheeler loans and consumer/business financing are provided by Hero Fincorp. | Delhi, India, India | 1991 |
Cholamandalam Investment and Finance Company
|
Home and SME loans are provided in India. | Chennai, India, India | 1978 |
Dvara KGFS
|
Loans for consumers and SMEs are provided alongside financial services. | Chennai, India, India | 2008 |
Business Activity of Indus Finance Limited
Indus Finance Limited operates primarily in the financial and insurance service sector. The company has 1 registered business activity segment, reflecting its diverse operational portfolio.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| ********* | Financial and insurance Service | ********* | Other financial activities | ********* |
Auditor Details of Indus Finance Limited
Indus Finance Limited is audited by V.RAMARATNAM & CO for the financial year 2019. The auditor plays a crucial role in ensuring financial transparency and compliance with accounting standards.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| V.RAMARATNAM & CO | blur-value | blur-value | blur-value |
Board of Directors of Indus Finance Limited
Indus Finance Limited is currently managed by 12 directors, with 13 former directors having served the organization. The current Directors play a crucial role in shaping the company's strategic direction and governance.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
|
Kannappan Vellaiyappan
Also directs:
Indonetglobal Limited, Cindia Theatres Private Limited
|
Cfo | 29 Apr 2017 | 9 Years 2 Months | Current |
|
Nanchar Bhaskara Chakkera
Also directs:
Quantum Limited, Jeyyam Global Foods Limited
|
Director | 01 Feb 2024 | 2 Years 5 Months | Current |
| Vineet Niranjan Jagtap | Director | 01 Feb 2024 | 2 Years 5 Months | Current |
| Kanagasabapathy Vasuki Balasubramaniam Kodumudi | Director | 29 Jul 2020 | 5 Years 11 Months | Current |
|
Alice Chhikara
Also directs:
Superplanta Labs Private Limited
|
Ceo | 27 May 2025 | 1 Years 1 Months | Current |
| Bala Venckat Kutti | Managing Director | 31 Jan 2007 | 19 Years 5 Months | Current |
Financials of Indus Finance Limited FY 2024 filings available
Indus Finance Limited reported revenue of ₹3.3 Cr (up 55.62% YoY) for FY 2024. Profit growth despite declining revenue indicates effective cost management and margin discipline.
| Metrics | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|---|
| Revenue from Operations | ₹3.3 Cr | ₹2.12 Cr | ₹92.67 Lakh | ₹3.52 Cr | ₹2.41 Cr | ₹2.41 Cr |
| Interest Earned | ₹2 Cr | ₹1.16 Cr | ₹17.82 Lakh | ₹12.69 Lakh | ₹2.21 Cr | - |
| Other Income | ₹68.68 Lakh | ₹50.41 Lakh | ₹0 | ₹0 | ₹0 | ₹0 |
| Total Income | ₹3.99 Cr | ₹2.63 Cr | ₹92.67 Lakh | ₹3.52 Cr | ₹2.41 Cr | - |
| Cost of Materials Consumed | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Purchases of Stock-in-Trade | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Changes in Inventories | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Employee Benefit Expense | ₹87.12 Lakh | ₹92.24 Lakh | ₹79.85 Lakh | ₹91.65 Lakh | ₹1.02 Cr | ₹90.3 Lakh |
| Finance Costs | ₹86.98 Lakh | ₹39.63 Lakh | ₹38.36 Lakh | ₹96.01 Lakh | ₹0 | ₹0 |
| Depreciation & Amortisation | ₹3.37 Lakh | ₹3.08 Lakh | ₹69,000 | ₹94,000 | ₹2.22 Lakh | - |
| Other Expenses | ₹68.09 Lakh | ₹83.11 Lakh | ₹75.85 Lakh | ₹1.04 Cr | ₹1.21 Cr | ₹1.21 Cr |
| Total Expenses | ₹2.62 Cr | ₹2.18 Cr | ₹2.44 Cr | ₹2.93 Cr | ₹2.33 Cr | ₹2.14 Cr |
| Profit Before Exceptional Items & Tax | ₹1.37 Cr | ₹44.61 Lakh | -₹1.51 Cr | ₹58.78 Lakh | ₹7.85 Lakh | - |
| Exceptional Items | -₹48.06 Lakh | ₹0 | ₹0 | ₹0 | ₹0 | - |
| Profit Before Tax | ₹88.85 Lakh | ₹44.61 Lakh | -₹1.51 Cr | ₹58.78 Lakh | ₹7.85 Lakh | ₹27.75 Lakh |
| Total Tax Expense | ₹13.86 Lakh | ₹5.31 Lakh | ₹1.87 Cr | ₹9.22 Lakh | ₹2.43 Lakh | ₹8.58 Lakh |
| Net Profit | ₹74.99 Lakh | ₹39.3 Lakh | -₹3.38 Cr | ₹49.56 Lakh | ₹5.42 Lakh | ₹19.17 Lakh |
| Other Comprehensive Income | ₹3.01 Cr | -₹3.32 Cr | ₹5.93 Cr | ₹0 | -₹1.85 Cr | - |
| Total Comprehensive Income | ₹3.76 Cr | -₹2.92 Cr | ₹2.55 Cr | ₹49.56 Lakh | -₹1.79 Cr | - |
| EBITDA (computed) | ₹2.27 Cr | ₹87.32 Lakh | -₹1.12 Cr | ₹1.56 Cr | ₹10.07 Lakh | - |
| Basic EPS | ₹0.81 | ₹0.00 | ₹-3.65 | ₹1.54 | ₹-1.93 | - |
| Diluted EPS | ₹0.81 | ₹0.00 | ₹-3.65 | ₹1.54 | ₹0.00 | - |
| Metrics | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|---|
| Total Assets | ₹38.93 Cr | ₹24.47 Cr | ₹32.35 Cr | ₹19.27 Cr | ₹20.62 Cr | ₹30.36 Lakh Cr |
| Non-current Assets | - | - | - | - | - | ₹30.21 Lakh Cr |
| Current Assets | - | - | - | - | - | ₹15,761 Cr |
| Property, Plant & Equipment | ₹18.58 Lakh | ₹11.43 Lakh | ₹14.52 Lakh | ₹2.89 Lakh | ₹3.08 Lakh | - |
| Inventories | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Cash & Equivalents | ₹16.76 Lakh | ₹4.86 Lakh | ₹10.59 Lakh | ₹1.84 Lakh | ₹4.82 Lakh | ₹3,679.7 Cr |
| Equity (Net Worth) | ₹24.03 Cr | ₹19 Cr | ₹21.93 Cr | ₹13.13 Cr | ₹13.49 Cr | - |
| Equity Share Capital | ₹9.26 Cr | ₹9.26 Cr | ₹9.26 Cr | ₹9.26 Cr | ₹9.26 Cr | - |
| Current Liabilities | - | - | - | - | - | ₹20,963 Cr |
| Total Liabilities | ₹14.9 Cr | ₹5.46 Cr | ₹10.42 Cr | ₹6.14 Cr | ₹7.12 Cr | - |
| Metrics | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|
| Operating Cash Flow | ₹11.11 Cr | ₹54.75 Lakh | -₹1.38 Cr |
| Investing Cash Flow | -₹1.95 Cr | ₹3.64 Cr | -₹66.09 Lakh |
| Financing Cash Flow | -₹9.05 Cr | -₹4.25 Cr | ₹2.13 Cr |
| Capital Expenditure | -₹10.53 Lakh | ₹0 | ₹0 |
| Free Cash Flow (computed) | ₹11.01 Cr | ₹54.75 Lakh | -₹1.38 Cr |
| Dividends Paid | ₹0 | ₹0 | ₹0 |
| Net Change in Cash | ₹11.91 Lakh | -₹5.73 Lakh | ₹8.75 Lakh |
| Metrics | Q3 FY25 | Q2 FY25 | Q1 FY25 |
|---|---|---|---|
| Revenue from Operations | ₹1.51 Cr | ₹2.06 Cr | ₹91.5 Lakh |
| Interest Earned | ₹1.51 Cr | ₹98.92 Lakh | ₹91.5 Lakh |
| Other Income | ₹0 | ₹6 Lakh | ₹17,000 |
| Total Income | ₹1.51 Cr | ₹2.12 Cr | ₹91.67 Lakh |
| Cost of Materials Consumed | ₹0 | ₹0 | ₹0 |
| Purchases of Stock-in-Trade | ₹0 | ₹0 | ₹0 |
| Changes in Inventories | ₹0 | ₹0 | ₹0 |
| Employee Benefit Expense | ₹24.69 Lakh | ₹23.57 Lakh | ₹22.46 Lakh |
| Finance Costs | ₹55.22 Lakh | ₹43.35 Lakh | ₹31.29 Lakh |
| Depreciation & Amortisation | ₹84,000 | ₹84,000 | ₹84,000 |
| Other Expenses | ₹19.43 Lakh | ₹23.47 Lakh | ₹31.01 Lakh |
| Total Expenses | ₹1.02 Cr | ₹1.15 Cr | ₹86.87 Lakh |
| Profit Before Exceptional Items & Tax | ₹49.25 Lakh | ₹97.9 Lakh | ₹4.8 Lakh |
| Exceptional Items | -₹36.04 Lakh | ₹0 | ₹0 |
| Profit Before Tax | ₹13.21 Lakh | ₹97.9 Lakh | ₹4.8 Lakh |
| Total Tax Expense | ₹0 | ₹16.5 Lakh | ₹0 |
| Net Profit | ₹13.21 Lakh | ₹81.4 Lakh | ₹4.8 Lakh |
| Other Comprehensive Income | ₹34.02 Lakh | -₹1.37 Cr | ₹1.69 Cr |
| Total Comprehensive Income | ₹47.23 Lakh | -₹55.19 Lakh | ₹1.74 Cr |
| EBITDA (computed) | ₹1.05 Cr | ₹1.42 Cr | ₹36.93 Lakh |
| Basic EPS | ₹0.14 | ₹0.88 | ₹0.05 |
| Diluted EPS | ₹0.14 | ₹0.88 | ₹0.05 |
Shareholding Pattern of Indus Finance Limited
As per the shareholding pattern filed with BSE for the quarter ended Mar 2026, promoters hold 74.79%, domestic institutional investors hold 0.02%, retail and other public shareholders hold 25.19% of Indus Finance Limited. The company had 2,342 shareholders on record.
| Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | |
|---|---|---|---|---|---|---|
| Promoters | 74.79% | 74.79% | 74.79% | 74.79% | 74.79% | 74.79% |
| Public | 25.21% | 25.21% | 25.21% | 25.21% | 25.21% | 25.21% |
| Mar 2026 | Mar 2025 | Mar 2024 | |
|---|---|---|---|
| Promoters | 74.79% | 74.79% | 74.61% |
| Public | 25.21% | 25.21% | 25.39% |
| Promoter change (YoY, %pts) | +0.00 | +0.18 | - |
Charges & Borrowings of Indus Finance Limited
| Date | Lender | Amount | Status |
|---|---|---|---|
| 20 Jan 2004 | Ing Vysya Bank Ltd | ₹2.15 Cr | Open |
| 28 Dec 1995 | Bank of Madura Ltd. | ₹2.5 Cr | Open |
| 31 Aug 1994 | Bank of Madura Ltd | ₹90 Lakh | Open |
| 19 Nov 2012 | Indowind Energy Limited | ₹20 Cr | Satisfied |
| 25 Aug 2011 | Indowind Energy Limited | ₹10 Cr | Satisfied |
Total charge records: 5 View all charges
Employees and EPFO Compliance at Indus Finance Limited
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Employee Count & EPFO Data of Indus Finance Limited
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GST Compliance of Indus Finance Limited
GSTIN & GST Filing Data of Indus Finance Limited
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Credit Ratings, Litigation & Regulatory Alerts for Indus Finance Limited
Credit Ratings, Legal Cases & Regulatory Alerts of Indus Finance Limited
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MSME Payment Delays by Indus Finance Limited
MSME Payment Delays by Indus Finance Limited
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Subsidiaries & Group Companies of Indus Finance Limited
Subsidiaries & Group Companies of Indus Finance Limited
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MCA Filings & Documents of Indus Finance Limited
MCA Filings & Documents of Indus Finance Limited
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Recent Activity on Indus Finance Limited
Frequently Asked Questions about Indus Finance Limited
Indus Finance Limited is an active public limited company in the financial services sector based in Chennai, Tamil Nadu, India. It was incorporated on 11 March 1992 (34+ years old) and is registered under CIN L65191TN1992PLC022317. Listed on BSE: 531841.
Indus Finance Limited reported revenue of ₹3.99 Cr for FY 2024 (up 51.90% YoY).
The current directors of Indus Finance Limited are:
- Kannappan Vellaiyappan
- Nanchar Bhaskara Chakkera
- Vineet Niranjan Jagtap
- Kanagasabapathy Vasuki Balasubramaniam Kodumudi
- Vkannappan
- Dinakar K K
- Alice Chhikara
- Bala Venckat Kutti
- Krishna Rao Kondapalli Dinakar
- Alice Chhikara
- Vellaiyappan Kannappan
- Krishna Rao Kondapalli Dinakar
The primary industry of Indus Finance Limited is financial services. The company specifically operates in investment and credit nbfc. The company is currently active in this sector.
Yes. Indus Finance Limited is listed on BSE with code 531841.
Indus Finance Limited can be reached at the registered office: Kothari Buildings 4Th Floor 114 Mahatma Gandhi Salai Nungambakkam, Chennai, Tamil Nadu, India – 600034, or through the website indusfinance.in.