About Isf Limited
Data last updated: 14 July 2026
Isf Limited is a public limited company based in New Delhi, Delhi, India. It specialises in non-banking financial services (NBFC), a part of the broader financial services sector. Incorporated on 10 August 1988, the company has been in operation for over 38 years.
Registered with ROC Delhi under CIN L74899DL1988PLC076648. Listed on BSE: 526859.
Capital: an authorised share capital of ₹60 Cr and a paid-up capital of ₹9.5 Cr. Formerly known as Inter State Finance Limited. It is led by directors including Gayathri Muttur Nagaraj and Hargovind Sachdev.
Last AGM: 27 September 2025. Financial statements filed for year ended 31 March 2025. Office: Khasra No. 10/2 Samalka New Delhi, Delhi, India – 110037.
As per BSE-filed standalone financials for FY 2024, the company reported a revenue of ₹2.02 Cr, a growth of 13.6% compared to the previous year. The net worth stands at ₹13.43 Cr (down 5.22% YoY). Total assets are valued at ₹18.49 Cr (up 15.24% YoY).
The company has a workforce of approximately 2 employees as per the latest available data.
The company is associated with 1 brand - Isf Limited. As per MCA filings, the company has open charges of ₹1.25 Cr and satisfied charges of ₹7.25 Cr on record.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website isflimited.in.
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Registered AddressKhasra No. 10/2 Samalka New Delhi, Delhi, India – 110037
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IndustryFinancial Services, NBFC, Investment & Credit NBFC
- Historical Financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Litigation, compliance and MCA filings
- PDF report delivered after checkout
CIN History of Isf Limited
Isf Limited has one previous CIN (Corporate Identification Number): U74899DL1988PLC076648. The current CIN is L74899DL1988PLC076648, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| L74899DL1988PLC076648 | Current |
| U74899DL1988PLC076648 | Previous |
Associated Brands with Isf Limited
Isf Limited operates one associated brand: ISF Limited. These brands represent Isf Limited's diversified market presence and brand portfolio.
| Brand | Description | Website |
|---|---|---|
| An RBI-registered NBFC offering diverse financial solutions for individuals and businesses | isflimited.in |
Competitors & Alternatives of Isf Limited
Brands and companies operating in the same space as Isf Limited include Fino Paytech, NeoGrowth, InstantPay and 3 more.
| Competitor | Description | Location | Founded |
|---|---|---|---|
Fino Paytech
|
Technology solutions for banking and financial sectors are provided. | Mumbai, India, India | 2006 |
NeoGrowth
|
Digital credit platform providing financial solutions to underserved small- and micro- retailers | Mumbai, India, India | 2011 |
InstantPay
|
Digital banking solutions are provided for business operations and finances. | Delhi, India, India | 2013 |
GST Jan Seva Kendra
|
Platform for banking, bill payments, taxation, and recharge services in rural areas. | Noida, India, India | 2024 |
Queekpay
|
Delivers comprehensive software solutions for banking management. | Ahmedabad, India, India | 2024 |
Truhome Finance
|
Provides home loans, property loans, and balance transfers to customers in India. | Chennai, India, India | 2010 |
Business Activity of Isf Limited
Isf Limited operates primarily in the financial and insurance service sector. The company has 1 registered business activity segment, reflecting its diverse operational portfolio.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| Locked | Financial and insurance Service | Locked | Financial and Credit leasing activities | Locked |
Detailed business activity records for Isf Limited
Activity codes and turnover contribution percentages require an active report plan.
- Activity group codes
- Detailed activity codes
- Turnover contribution
Verified entity values are shown only after access is granted.
Auditor Details of Isf Limited
Isf Limited is audited by V S S A & Associates for the financial year 2020. The auditor plays a crucial role in ensuring financial transparency and compliance with accounting standards.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| V S S A & Associates | Locked | Locked | Locked |
Complete auditor history for Isf Limited
Appointment status, appointment dates, cessation dates, and historical auditor changes require an active report plan.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Board of Directors of Isf Limited
Isf Limited is currently managed by 3 directors, with 27 former directors having served the organization. The current Directors play a crucial role in shaping the company's strategic direction and governance.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
|
Gayathri Muttur Nagaraj
Also directs:
Nivaka Fashions Limited, Satchmo Holdings Limited, Pucore India Private Limited and 2 more
|
Director | 24 Jun 2022 | 4 Years 1 Months | Current |
| Hargovind Sachdev | Director | 24 Jun 2022 | 4 Years 1 Months | Current |
|
Bhupendra Kaushik
Also directs:
Bkb & Associates Llp, Alstone Textiles (India) Limited, Qualitek Starch Private Limited and 4 more
|
Director | 24 Aug 2023 | 2 Years 11 Months | Current |
Financials of Isf Limited FY 2024 filings available
Isf Limited reported revenue of ₹2.02 Cr (up 13.6% YoY) for FY 2024.
| Metrics | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|
| Revenue from Operations | ₹2.02 Cr | ₹1.78 Cr | ₹1.64 Cr | ₹1.34 Cr | ₹35.26 Lakh |
| Interest Earned | ₹2.02 Cr | ₹1.66 Cr | ₹1.64 Cr | ₹1.34 Cr | ₹35.26 Lakh |
| Other Income | ₹13,000 | ₹0 | ₹19,000 | ₹1.12 Cr | ₹0 |
| Total Income | ₹2.02 Cr | ₹1.78 Cr | ₹1.64 Cr | ₹2.46 Cr | ₹35.26 Lakh |
| Cost of Materials Consumed | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Purchases of Stock-in-Trade | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Changes in Inventories | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Employee Benefit Expense | ₹18.59 Lakh | ₹29.1 Lakh | ₹19.72 Lakh | ₹20.91 Lakh | ₹6.12 Lakh |
| Finance Costs | ₹27.45 Lakh | ₹3 Lakh | ₹9.27 Lakh | ₹1.33 Lakh | -₹2.81 Lakh |
| Depreciation & Amortisation | ₹0 | ₹0 | ₹0 | ₹0 | -₹29,000 |
| Other Expenses | ₹2.48 Cr | ₹1.42 Cr | ₹51.41 Lakh | ₹1.64 Cr | ₹30.61 Lakh |
| Total Expenses | ₹2.94 Cr | ₹1.74 Cr | ₹80.4 Lakh | ₹1.86 Cr | ₹33.63 Lakh |
| Profit Before Exceptional Items & Tax | -₹91.82 Lakh | ₹4.24 Lakh | ₹83.29 Lakh | ₹60.09 Lakh | ₹1.63 Lakh |
| Exceptional Items | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Profit Before Tax | -₹91.82 Lakh | ₹4.24 Lakh | ₹83.29 Lakh | ₹60.09 Lakh | ₹1.63 Lakh |
| Total Tax Expense | -₹17.93 Lakh | ₹3.52 Lakh | ₹21.67 Lakh | ₹25.68 Lakh | ₹49,000 |
| Net Profit | -₹73.89 Lakh | ₹72,000 | ₹1.21 Cr | ₹34.41 Lakh | ₹1.14 Lakh |
| Other Comprehensive Income | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Total Comprehensive Income | -₹73.89 Lakh | ₹72,000 | ₹1.21 Cr | ₹34.41 Lakh | ₹1.14 Lakh |
| EBITDA (computed) | -₹64.37 Lakh | ₹7.24 Lakh | ₹92.56 Lakh | ₹61.42 Lakh | -₹1.47 Lakh |
| Basic EPS | ₹-0.08 | ₹0.00 | ₹0.06 | ₹0.04 | ₹0.00 |
| Diluted EPS | ₹-0.08 | ₹0.00 | ₹0.06 | ₹0.04 | ₹0.00 |
| Metrics | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|
| Total Assets | ₹18.49 Cr | ₹16.05 Cr | ₹15.41 Cr | ₹14.25 Cr | ₹15.79 Cr |
| Property, Plant & Equipment | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Inventories | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Cash & Equivalents | ₹54.99 Lakh | ₹15.73 Lakh | ₹51.93 Lakh | ₹0 | ₹0 |
| Equity (Net Worth) | ₹13.43 Cr | ₹14.17 Cr | ₹14.16 Cr | ₹13.57 Cr | ₹13.23 Cr |
| Equity Share Capital | ₹9.5 Cr | ₹9.5 Cr | ₹9.5 Cr | ₹9.5 Cr | ₹9.5 Cr |
| Total Liabilities | ₹5.06 Cr | ₹1.88 Cr | ₹1.25 Cr | ₹68.03 Lakh | ₹2.56 Cr |
| Metrics | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|
| Operating Cash Flow | -₹2.43 Cr | -₹1.18 Cr | -₹9.25 Lakh |
| Investing Cash Flow | ₹0 | ₹0 | ₹0 |
| Financing Cash Flow | ₹2.82 Cr | ₹81.77 Lakh | ₹51.21 Lakh |
| Capital Expenditure | ₹0 | ₹0 | ₹0 |
| Free Cash Flow (computed) | -₹2.43 Cr | -₹1.18 Cr | -₹9.25 Lakh |
| Dividends Paid | ₹0 | ₹0 | ₹0 |
| Net Change in Cash | ₹39.26 Lakh | -₹36.2 Lakh | ₹41.96 Lakh |
| Metrics | Q3 FY25 | Q2 FY25 | Q1 FY25 |
|---|---|---|---|
| Revenue from Operations | ₹41.74 Lakh | ₹44.58 Lakh | ₹42.38 Lakh |
| Interest Earned | ₹41.74 Lakh | ₹44.58 Lakh | ₹42.38 Lakh |
| Other Income | ₹39,000 | ₹0 | ₹0 |
| Total Income | ₹42.13 Lakh | ₹44.58 Lakh | ₹42.38 Lakh |
| Cost of Materials Consumed | ₹0 | ₹0 | ₹0 |
| Purchases of Stock-in-Trade | ₹0 | ₹0 | ₹0 |
| Changes in Inventories | ₹0 | ₹0 | ₹0 |
| Employee Benefit Expense | ₹7.56 Lakh | ₹11.59 Lakh | ₹7.58 Lakh |
| Finance Costs | ₹8.48 Lakh | ₹9.4 Lakh | ₹9.86 Lakh |
| Depreciation & Amortisation | ₹4,000 | ₹0 | ₹0 |
| Other Expenses | ₹58.55 Lakh | ₹20.7 Lakh | ₹21.79 Lakh |
| Total Expenses | ₹74.63 Lakh | ₹41.69 Lakh | ₹39.23 Lakh |
| Profit Before Exceptional Items & Tax | -₹32.5 Lakh | ₹2.89 Lakh | ₹3.15 Lakh |
| Exceptional Items | ₹0 | ₹0 | ₹0 |
| Profit Before Tax | -₹32.5 Lakh | ₹2.89 Lakh | ₹3.15 Lakh |
| Total Tax Expense | -₹8.45 Lakh | ₹75,000 | ₹82,000 |
| Net Profit | -₹24.05 Lakh | ₹2.14 Lakh | ₹2.33 Lakh |
| Other Comprehensive Income | ₹0 | ₹0 | ₹0 |
| Total Comprehensive Income | -₹24.05 Lakh | ₹2.14 Lakh | ₹2.33 Lakh |
| EBITDA (computed) | -₹23.98 Lakh | ₹12.29 Lakh | ₹13.01 Lakh |
| Basic EPS | ₹-0.03 | ₹0.00 | ₹0.00 |
| Diluted EPS | ₹-0.03 | ₹0.00 | ₹0.00 |
Shareholding Pattern of Isf Limited
As per the shareholding pattern filed with BSE for the quarter ended Mar 2026, promoters hold 0.64%, retail and other public shareholders hold 99.36% of Isf Limited. The company had 38,107 shareholders on record.
| Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | |
|---|---|---|---|---|---|---|
| Promoters | 0.64% | 0.64% | 0.64% | 0.64% | 0.64% | 0.64% |
| Public | 99.36% | 99.36% | 99.36% | 99.36% | 99.36% | 99.36% |
| Mar 2026 | Mar 2025 | Mar 2024 | |
|---|---|---|---|
| Promoters | 0.64% | 0.64% | 0.64% |
| Public | 99.36% | 99.36% | 99.36% |
| Promoter change (YoY, %pts) | +0.00 | +0.00 | - |
Charges & Borrowings of Isf Limited
| Date | Lender | Amount | Status |
|---|---|---|---|
| 13 Sep 2025 | Others | ₹1 Cr | Open |
| 29 Jul 2025 | Others | ₹25 Lakh | Open |
| 18 Nov 2010 | Bank of India | ₹3 Cr | Satisfied |
| 09 Apr 2003 | Bank of India | ₹3 Cr | Satisfied |
| 24 Apr 1996 | Canara Bank | ₹1 Cr | Satisfied |
Total charge records: 6 View all charges
Employees and EPFO Compliance at Isf Limited
Isf Limited has a workforce of 2 employees as of Apr 07, 2024.
Employee and EPFO history for Isf Limited
Monthly headcount, contribution history, establishment records, and filing compliance require an active report plan.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
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GST Compliance of Isf Limited
GST registrations and filing compliance for Isf Limited
State-wise registrations, return filing status, HSN and SAC details, and jurisdiction records require an active report plan.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
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Credit Ratings, Litigation & Regulatory Alerts for Isf Limited
Credit ratings, litigation, and regulatory alerts for Isf Limited
Agency ratings, court records, regulatory events, and entity-specific compliance alerts require an active report plan.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
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MSME Payment Delays by Isf Limited
MSME payment history for Isf Limited
Amounts outstanding to micro and small suppliers, delay reasons, and MSME-1 filing history require an active report plan.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
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Subsidiaries & Group Companies of Isf Limited
Corporate group structure for Isf Limited
Parent, subsidiary, associate, joint venture, and ownership records require an active report plan.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
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MCA Filings & Documents of Isf Limited
MCA filings and documents for Isf Limited
Official forms, annual returns, financial statements, charge filings, and document dates require an active report plan.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
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Recent Activity on Isf Limited
Frequently Asked Questions about Isf Limited
Isf Limited is an active public limited company in the financial services sector based in New Delhi, Delhi, India. It was incorporated on 10 August 1988 (38+ years old) and is registered under CIN L74899DL1988PLC076648. Listed on BSE: 526859. The company has 2 employees.
Isf Limited reported revenue of ₹2.02 Cr for FY 2024 (up 13.6% YoY) based on standalone BSE filings.
The current directors of Isf Limited are:
- Gayathri Muttur Nagaraj - Director
- Hargovind Sachdev - Director
- Bhupendra Kaushik - Director
The primary industry of Isf Limited is financial services. The company specifically operates in nbfc. The company is currently active in this sector.
Yes. Isf Limited is listed on BSE with code 526859.
Isf Limited can be reached at the registered office: Khasra No. 102 Samalka New Delhi, Delhi, India – 110037, or through the website isflimited.in.