Isf Limited - financial services in New Delhi, Delhi, India. FY 2026 financials & compliance.
CIN L74899DL1988PLC076648 Incorporated 10 August 1988 ROC Delhi HQ New Delhi, Delhi, India
Active Listed - BSE: 526859 Public Limited Company financial services
Data last updated
Market Cap
₹7.32 Cr
ISFL · BSE
Share Price
₹0.79
+2.60% today
Revenue
₹0.78 Cr
FY 2014-15 · -12.4% YoY
EBITDA
₹0.34 Cr
Margin 43.6%
Net Profit
−₹0.04 Cr
FY 2014-15 · +86.7% YoY
ROE
-0.2%
ROCE 2.1%
Debt / Equity
0.25
Interest cover 109.4x
Authorised capital
₹60 Cr
Registered with MCA

About Isf Limited

Data last updated:

Isf Limited is a public limited company based in New Delhi, Delhi, India. It operates in the non-banking financial services (NBFC) segment of the financial services sector. It was incorporated on 10 August 1988 and has been in existence for over 38 years.

The company is registered with the Registrar of Companies (ROC), Delhi, under CIN L74899DL1988PLC076648. Its GSTIN is 07AAACI0498R1ZZ (Delhi). The company holds 2 GST registrations, all of them active. Its shares are listed on BSE: 526859.

The company has an authorised share capital of ₹60 Cr and a paid-up capital of ₹9.5 Cr. It was formerly known as Inter State Finance Limited. It is led by directors including Gayathri Muttur Nagaraj and Hargovind Sachdev.

Its last annual general meeting (AGM) was held on 27 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Khasra No. 10/2 Samalka New Delhi, Delhi, India – 110037.

As per the latest standalone financials for FY 2025-26, the company reported a revenue of ₹1.7 Cr, a decline of 5% compared to the previous year. For the same year it recorded a net loss of ₹1.66 Cr (net margin -97.6%) and EBITDA of -₹1.99 Cr (EBITDA margin -117.1%). The net worth stands at ₹11.76 Cr (down 12.4% YoY). Total assets are valued at ₹13.94 Cr (down 17.1% YoY).

The company has about 2 employees on its provident fund (EPFO) records.

The company is associated with 1 brand: ISF Limited. As per MCA filings, the company has open charges of ₹1.25 Cr and satisfied charges of ₹7.25 Cr on record. Court records list 2 cases involving the company, including 2 filed against it; 1 case is pending. The company has 36 deals on record (36 market trades); the latest was in February 2026. Its 10 peer companies in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC) are compared by revenue, 5 larger and 5 smaller; the largest is Fort Finance Limited with revenue of ₹1.43 Cr.

The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website isflimited.in.

Company Details of Isf Limited
CIN L74899DL1988PLC076648
Registration Number 076648
Incorporation Date 10 August 1988
ROC Delhi
Listing Status Listed (BSE: 526859)
Company Status Active
Date of Last AGM 27 September 2025
Date of Balance Sheet 31 March 2025
Compliance Status Active Compliant
Contact Details
  • Email
    Locked
  • Telephone
    Locked
  • Social Media
    Locked
  • Registered Address
    Khasra No. 10/2 Samalka New Delhi, Delhi, India – 110037
  • Industry
    Financial Services, NBFC, Investment & Credit NBFC
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Financials from 2015 Directors & ownership Charges & compliance

Business Activity of Isf Limited

Isf operates primarily in the financial and insurance service sector. One business activity is registered with the MCA.

Main Activity Group CodeDescription of Main ActivityBusiness Activity CodeDescription of Business ActivityTurnover Percentage
LockedFinancial and insurance ServiceLockedFinancial and Credit leasing activitiesLocked
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Activity codes and each activity's share of turnover are in the company report.

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Financials of Isf Limited FY 2025-26 filings available

Isf Limited reported revenue of ₹1.7 Cr (down 5% YoY) for FY 2025-26.

Financial Highlights

FY 2014-15 · Consolidated
Revenue
₹0.78 Cr
-12.4% YoY
EBITDA
₹0.34 Cr
-12.8% YoY
Profit After Tax
−₹0.04 Cr
+86.7% YoY
Net Worth
₹12.31 Cr
-0.6% YoY
Total Assets
₹15.37 Cr
-2.0% YoY
Total Debt
₹3.02 Cr
-7.6% YoY

Revenue vs Net Profit ₹ Cr

Margin trends

Financial summary ₹ Cr

MetricsFY 2014-15FY 2013-14
Income statement
Revenue0.780.89
Revenue growth-12.4%-
EBITDA0.340.39
EBITDA margin+43.6%+43.8%
Profit before tax(0.03)0.03
Net profit(0.04)(0.30)
Net profit margin-5.1%-33.7%
EPS (₹)0.000.00
Balance sheet
Total assets15.3715.69
Net worth12.3112.38
Total debt3.023.27
Cash & bank0.100.05
Net working capital15.0615.24
Cash flow
Cash from operations0.190.46
Cash from investing0.070.00
Cash from financing(0.22)(0.48)
MetricsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Income statement
Revenue1.701.792.021.661.641.361.40
Revenue growth-5.0%-11.4%+21.7%+1.2%+20.6%-2.9%-
EBITDA(1.99)0.34(0.65)(0.05)0.93(0.49)0.11
EBITDA margin-117.1%+19.0%-32.2%-3.0%+56.7%-36.0%+7.9%
Profit before tax(2.24)(0.01)(0.92)0.040.840.600.02
Net profit(1.66)(0.01)(0.74)0.000.600.340.02
Net profit margin-97.7%-0.6%-36.6%0.0%+36.6%+25.0%+1.4%
EPS (₹)(0.18)0.00(0.08)0.000.060.040.00
Balance sheet
Total assets13.9416.8218.3616.0015.1513.9515.68
Net worth11.7613.4213.4314.1714.1613.5713.23
Total debt2.193.404.931.840.990.382.38
Cash & bank0.040.040.550.160.520.100.04
Net working capital0.470.170.720.330.34(0.05)15.46
Cash flow
Cash from operations1.471.37(2.43)(1.18)(0.09)2.070.70
Cash from investing0.00(0.01)0.000.000.000.000.08
Cash from financing(1.47)(1.88)2.820.820.51(2.01)(0.91)
ParticularsJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Revenue0.340.420.400.450.430.500.420.45
Revenue growth (YoY)-20.9%-16.0%-4.8%0.0%+2.4%---
Other income0.010.000.000.000.000.000.000.00
Total expenses0.232.950.160.230.360.170.660.32
EBITDA0.11(2.53)0.240.220.070.33(0.24)0.13
EBITDA margin+32.4%-602.4%+60.0%+48.9%+16.3%+66.0%-57.1%+28.9%
Depreciation0.000.000.000.000.000.000.000.00
Interest0.080.060.070.060.060.070.080.09
Profit before tax0.04(2.59)0.170.160.010.26(0.32)0.04
Tax0.01(0.71)0.080.040.000.07(0.08)0.01

Financial Statements

Figures in ₹ Cr; negatives in brackets. Updated 10 Oct 2026
ParticularsFY 2014-15FY 2013-14
Revenue0.780.89
Revenue growth-12.4%-
Other income0.000.00
Total expenses0.440.50
Employee cost0.200.19
EBITDA0.340.39
EBITDA margin+43.6%+43.8%
Depreciation0.020.03
Interest0.350.33
Profit before tax(0.03)0.03
Tax0.010.33
Net profit(0.04)(0.30)
Net profit margin-5.1%-33.7%
EPS (₹)0.000.00
ParticularsFY 2014-15FY 2013-14
Equity & liabilities
Share capital9.509.50
Reserves & surplus2.812.88
Shareholders' funds (net worth)12.3112.38
Minority interest0.000.00
Secured loans0.000.04
Unsecured loans3.023.23
Total debt3.023.27
Total liabilities15.3715.69
Assets
Gross block1.801.91
Net block0.160.30
Capital work in progress0.000.00
Investments0.000.00
Inventories4.104.84
Sundry debtors0.480.53
Cash & bank balances0.100.05
Loans & advances10.6110.17
Total current assets15.2915.59
Total current liabilities0.230.35
Net working capital15.0615.24
Total assets15.3715.69
ParticularsFY 2014-15FY 2013-14
Opening cash0.050.07
Net cash from operating activities0.190.46
Net cash from investing activities0.070.00
Net cash from financing activities(0.22)(0.48)
Net change in cash0.04(0.02)
Closing cash0.100.05
ParticularsFY 2014-15FY 2013-14
Growth
Sales growth-12.4%-
EBITDA growth-12.8%-
PBT growth-+9997.0%
Net income growth+86.7%-
Profitability & leverage
Net income margin-5.1%-33.7%
Return on capital employed+2.1%+2.3%
Return on net worth-0.2%-2.5%
Debt / equity0.250.26
Long-term debt / equity0.000.00
Interest cover109.3891.67
Efficiency & per share
Fixed asset turnover0.420.47
Inventory turnover0.170.18
Debtors turnover1.541.68
EPS (₹)0.000.00
Dividend per share (₹)0.000.00
Book value per share (₹)1.301.30
ParticularsJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Revenue0.340.420.400.450.430.500.420.45
Revenue growth (YoY)-20.9%-16.0%-4.8%0.0%+2.4%---
Other income0.010.000.000.000.000.000.000.00
Total expenses0.232.950.160.230.360.170.660.32
EBITDA0.11(2.53)0.240.220.070.33(0.24)0.13
EBITDA margin+32.4%-602.4%+60.0%+48.9%+16.3%+66.0%-57.1%+28.9%
Depreciation0.000.000.000.000.000.000.000.00
Interest0.080.060.070.060.060.070.080.09
Profit before tax0.04(2.59)0.170.160.010.26(0.32)0.04
Tax0.01(0.71)0.080.040.000.07(0.08)0.01
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Revenue1.701.792.021.661.641.361.40
Revenue growth-5.0%-11.4%+21.7%+1.2%+20.6%-2.9%-
Other income0.000.000.000.120.001.100.03
Total expenses3.691.452.671.710.711.851.29
Employee cost0.320.350.190.290.200.210.23
EBITDA(1.99)0.34(0.65)(0.05)0.93(0.49)0.11
EBITDA margin-117.1%+19.0%-32.2%-3.0%+56.7%-36.0%+7.9%
Depreciation0.000.000.000.000.000.000.00
Interest0.250.350.270.030.090.010.12
Profit before tax(2.24)(0.01)(0.92)0.040.840.600.02
Tax(0.58)0.00(0.18)0.040.240.260.01
Net profit(1.66)(0.01)(0.74)0.000.600.340.02
Net profit margin-97.7%-0.6%-36.6%0.0%+36.6%+25.0%+1.4%
EPS (₹)(0.18)0.00(0.08)0.000.060.040.00
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Equity & liabilities
Share capital9.509.509.509.509.509.509.50
Reserves & surplus2.263.923.934.674.664.073.73
Shareholders' funds (net worth)11.7613.4213.4314.1714.1613.5713.23
Secured loans0.000.000.000.000.000.002.38
Unsecured loans2.193.404.931.840.990.380.00
Total debt2.193.404.931.840.990.382.38
Total liabilities13.9416.8218.3616.0015.1513.9515.68
Assets
Gross block0.000.010.000.000.000.000.00
Net block0.000.010.000.000.000.000.00
Capital work in progress0.000.000.000.000.000.000.00
Investments0.000.000.000.000.000.000.00
Inventories0.000.000.000.000.000.000.00
Sundry debtors0.640.070.000.000.000.000.00
Cash & bank balances0.040.040.550.160.520.100.04
Loans & advances0.080.290.300.220.090.1415.53
Total current assets0.760.400.850.380.610.2415.57
Total current liabilities0.290.230.130.050.270.290.11
Net working capital0.470.170.720.330.34(0.05)15.46
Total assets13.9416.8218.3616.0015.1513.9515.68
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Opening cash0.040.550.160.520.100.040.17
Net cash from operating activities1.471.37(2.43)(1.18)(0.09)2.070.70
Net cash from investing activities0.00(0.01)0.000.000.000.000.08
Net cash from financing activities(1.47)(1.88)2.820.820.51(2.01)(0.91)
Net change in cash0.00(0.51)0.39(0.36)0.420.06(0.13)
Closing cash0.040.040.550.160.520.100.04
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Growth
Sales growth-5.0%-11.4%+21.7%+1.2%+20.6%-2.9%-
EBITDA growth-685.3%+152.3%-1200.0%-105.4%+289.8%-545.5%-
PBT growth-+98.9%--95.2%+40.0%+2900.0%-50.0%
Net income growth-+98.7%--100.0%+76.5%+1600.0%-
Revenue CAGR (3Y)+0.8%+3.0%+14.1%+5.8%+3.5%+3.7%+9.7%
EBITDA CAGR (3Y)+241.4%-28.5%+9.9%-+55.0%--35.5%
Profitability & leverage
Net income margin-97.7%-0.6%-36.6%0.0%+36.6%+25.0%+0.7%
Return on capital employed-12.9%+1.9%-3.8%+0.5%+6.3%+4.1%+1.0%
Return on net worth-13.2%-0.1%-5.4%+0.1%+4.3%+2.5%+0.2%
Debt / equity0.220.310.250.100.050.100.21
Long-term debt / equity0.210.310.250.100.040.000.00
Interest cover-12.56102.94-41.54-60.009.68-2.04109.09
Efficiency & per share
Fixed asset turnover340.00358.000.000.000.000.001.66
Inventory turnover0.000.000.000.000.000.004.09
Debtors turnover4.7951.140.000.000.000.008.41
EPS (₹)(0.18)0.00(0.08)0.000.060.040.00
Dividend per share (₹)0.000.000.000.000.000.000.00
Book value per share (₹)1.241.411.411.491.491.431.39
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Peer Comparison of Isf Limited

Isf Limited is compared with the companies closest to it by revenue in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC). Net profit, margin and employee counts of each company are in the company report.

CompanyRevenueNet profitMarginGrowth (1 yr)EmployeesLocation
Isf Limited this company₹1.7 Cr (FY 2026)••••••••-5.0%••••New Delhi, Delhi, India
Fort Finance Limited₹1.43 Cr (FY 2025)••••••••22.0%••••Mumbai, Maharashtra, India
Bhavsagar Vyapaar Pvt Ltd₹1.43 Cr (FY 2025)••••••••-34.0%••••Kolkata, West Bengal, India
Marivil Finance Limited₹1.43 Cr (FY 2024)••••••••26.0%••••Ernakulam, Kerala, India
Remex Investment Pvt.Ltd.₹1.43 Cr (FY 2024)••••••••-36.0%••••Kolkata, West Bengal, India
Bansidhar Lease and Finance Private Limited₹1.43 Cr (FY 2024)••••••••17.0%••••Godhra, Gujarat, India
Bhavna Vinimay Pvt. Ltd.₹1.43 Cr (FY 2025)••••••••190.0%••••Kolkata, West Bengal, India
J and S Investments Private Limited₹1.43 Cr (FY 2025)••••••••143.0%••••Mumbai, Maharashtra, India
Tanushree Investments & Properties Pvt.Ltd.₹1.43 Cr (FY 2025)••••••••262.0%••••Kolkata, West Bengal, India
Basant India Limited₹1.43 Cr (FY 2022)••••••••118.0%••••New Delhi, Delhi, India
Prestige Traders Pvt Ltd₹1.43 Cr (FY 2025)••••••••-23.0%••••Kolkata, West Bengal, India

Peers are the five companies nearest above and the five nearest below Isf by revenue in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.

Auditor Details of Isf Limited

Isf Limited is audited by V S S A & Associates for the financial year 2020.

NameStatusAppointment DateCessation Date
V S S A & AssociatesLockedLockedLocked
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Appointment and cessation dates and past auditor changes are in the company report.

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Board of Directors of Isf Limited

Isf has 3 current directors and 27 former directors. Current directors are listed first, with their designation and appointment date.

Current Directors
NameDesignationAppointment DateTenureStatus
Gayathri Muttur NagarajDirector24 Jun 20224 Years 3 MonthsCurrent
Hargovind SachdevDirector24 Jun 20224 Years 3 MonthsCurrent
Bhupendra KaushikDirector24 Aug 20233 Years 1 MonthsCurrent

Shareholding Pattern of Isf Limited

Shareholding for the quarter ended Mar 2026: promoters hold 0.60%, foreign institutional investors hold 0.00%, domestic institutional investors hold 0.00% and retail and other public shareholders hold 99.40%.

Promoters: 0.60%Retail & Others: 99.40%
Mar 2026
QUARTER
0.60% Promoters
99.40% Retail & Others
Promoter holding - history
Now 0.60% · Mar 2026High 0.60% · Jun 2025Low 0.60% · Jun 2025
0%0.5%1%1.5%2%Jun 2025Sep 2025Dec 2025Mar 2026Jun 2025: 0.60%Sep 2025: 0.60%Dec 2025: 0.60%Mar 2026: 0.60%0.60%0.60%
Shareholding trend - last 6 quarters
Mar 2026Dec 2025Sep 2025Jun 2025
Promoters0.60%0.60%0.60%0.60%
Public99.40%99.40%99.40%99.40%

Charges & Borrowings of Isf Limited

Open charges
₹1.25 Cr
Satisfied charges
₹7.25 Cr
Breakdown by lending institutions
Others₹1.25 Cr
Latest charge details
DateLenderAmountStatus
13 Sep 2025Others₹1 CrOpen
29 Jul 2025Others₹25 LakhOpen
18 Nov 2010Bank of India₹3 CrSatisfied
09 Apr 2003Bank of India₹3 CrSatisfied
24 Apr 1996Canara Bank₹1 CrSatisfied

Total charge records: 6 View all charges

Deals & Funding of Isf Limited

Isf Limited has 36 deals on record (36 market trades); the latest was in February 2026.

Total deals
36
Market trades
36

Deals on record (5 of 36)

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Full deal history

All 36 deals with amounts, valuations, instruments and every party are in the company report.

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Deal records are compiled from filings and public sources; amounts are shown only where the source reported them.

Associated Brands with Isf Limited

Isf operates one associated brand: ISF Limited. Each brand links to its own profile.

BrandDescriptionWebsite
An RBI-registered NBFC offering diverse financial solutions for individuals and businessesisflimited.in

Employees and EPFO Compliance at Isf Limited

Isf Limited has a workforce of 2 employees as of Apr 07, 2024.

Employee count
2
Active EPFO establishments
1
Employee growth
-33.33%
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Employee and EPFO history

Monthly headcount, contribution history and filing status are in the company report.

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CIN History of Isf Limited

Isf has one previous CIN (Corporate Identification Number): U74899DL1988PLC076648. The current CIN is L74899DL1988PLC076648, which is the unique identifier assigned by the Registrar of Companies.

CINStatus
L74899DL1988PLC076648Current
U74899DL1988PLC076648Previous

Recent Activity on Isf Limited

Isf Limited has 41 board changes on record since 1993: 23 appointments and 18 cessations. The latest: Vishal Dang was appointed as CEO on 26 Nov 2025.

Appointed
Vishal Dang was appointed as CEO.
Ceased
Anil Kumar Verma ceased to be CEO.
AGM
Isf Limited last Annual general meeting of members was held on 27 Sep 2025 as per latest MCA records.
Charges
A charge with Others amounted to Rs. 1.00 Cr with Charge ID 101158623 was registered on 13 Sep 2025.
Charges
A charge with Others amounted to Rs. 0.25 Cr with Charge ID 101139883 was registered on 29 Jul 2025.
Filing
Isf Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Delhi I.
Appointed
Anil Kumar Verma was appointed as CEO.
Ceased
Niraj Kumar Chatri ceased to be CEO.
Appointed
Bhupendra Kaushik was appointed as Director.
Appointed
Niraj Kumar Chatri was appointed as CEO.
Appointed
Vijay Gupta was appointed as CFO.
Ceased
Nitin Bhardwaj ceased to be Company Secretary.

44 earlier events are listed in the company report.

Credit Ratings, Litigation & Regulatory Alerts for Isf Limited

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MSME Payment Delays by Isf Limited

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MSME payment history

Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.

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Subsidiaries & Group Companies of Isf Limited

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GST Compliance of Isf Limited

Isf has 2 GST registrations: 2 active.

Total GSTINs
2
Active
2
GSTINStateStatusRegistered on
07AAACI0498R1ZZDelhiActive15 Jul 2019
09AAACI0498R1ZVUttar PradeshActive29 Dec 2022
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GST registrations and filing compliance

State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.

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MCA Filings & Documents of Isf Limited

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MCA filings and documents

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Frequently Asked Questions about Isf Limited

Isf is an active public limited company based in New Delhi, Delhi, India. The company works in nbfc, within the financial services industry. It was incorporated on 10 August 1988 (38+ years old) and is registered under CIN L74899DL1988PLC076648. Listed on BSE: 526859.

Isf reported revenue of ₹1.7 Cr for FY 2025-26 (down 5% YoY) based on standalone financials.

Isf has 3 current directors:

The GSTIN of Isf is 07AAACI0498R1ZZ, registered in Delhi. The company has 2 GST registrations in all, of which 2 are active. Other active GSTINs include 09AAACI0498R1ZV (Uttar Pradesh).

The CIN (Corporate Identification Number) of Isf is L74899DL1988PLC076648. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.

Yes. Isf is listed on BSE with code 526859.

Isf has 2 court cases on record: 2 filed against it. 1 is pending.

Isf was incorporated on 10 August 1988, making it 38+ years old. It is registered with the Registrar of Companies, Delhi.

Isf has 36 deals on record (36 market trades); the latest was in February 2026.

The peers of Isf by revenue are Fort Finance Limited, Bhavsagar Vyapaar Pvt Ltd, Marivil Finance Limited, Remex Investment Pvt.Ltd, Bansidhar Lease and Finance Private Limited and 5 more, all in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC).

Vishal Dang was appointed as CEO on 26 Nov 2025. Anil Kumar Verma ceased to be CEO on 13 Nov 2025. Anil Kumar Verma was appointed as CEO on 03 Aug 2024. Isf has 41 board changes on record in total.

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