J F Low & Co Ltd
About J F Low & Co Ltd
Data last updated:
J F Low & Co Ltd is a public limited company based in Kolkata, West Bengal, India. It operates in the financial services and investment segment of the financial services sector. It was incorporated on 17 September 1948 and has been in existence for over 78 years.
The company is registered with the Registrar of Companies (ROC), Kolkata, under CIN U29219WB1948PLC017140.
The company has an authorised share capital of ₹75 Lakh and a paid-up capital of ₹75 Lakh. It is led by directors including Hemant Kumar Sharma and Deepak Ranganathan.
Its last annual general meeting (AGM) was held on 30 September 2024, and its latest financial statements are for the year ended 31 March 2024. The registered office is at 3 Netaji Subhas Road, Kolkata, West Bengal, India – 700001.
As per the financials filed for FY 2024, the company reported a revenue of ₹1.02 Lakh. For the same year it recorded a net profit of ₹37,944 (net margin 37.1%) and EBITDA of ₹52,944 (EBITDA margin 51.8%). Revenue has declined at a compounded annual rate (CAGR) of 13% over three years and 6% over five years.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
CIN history
J F Low & Co has one previous CIN (Corporate Identification Number): U29219WB1948PTC017140. The current CIN is U29219WB1948PLC017140, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U29219WB1948PLC017140 | Current |
| U29219WB1948PTC017140 | Previous |
Contact details
J F Low & Co Ltd's registered office is in Kolkata, West Bengal. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered Address3 Netaji Subhas Road, Kolkata, West Bengal, India – 700001
- IndustryFinancial Services, Financial Activities
To see the full contact details of J F Low & Co Ltd, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of J F Low & Co is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of J F Low & Co Ltd, buy the company report.
Financials of J F Low & Co Ltd
FY 2024 filings availableJ F Low & Co Ltd reported revenue of ₹1.02 Lakh for FY 2024.
Compounded Annual Growth Rate (CAGR)
Revenue has declined at a compounded annual rate (CAGR) of 6% over five years. EBITDA rose 3% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
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| EBITDA | ₹52,944 | ||||
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| Net Profit (PAT) | ₹37,944 | ||||
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Financial Ratios
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 51.8% | ||||
| Net Profit Margin | 37.1% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
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To see the full financial statements and ratios of J F Low & Co Ltd, buy the company report.
Board of directors of J F Low & Co Ltd
J F Low & Co has 3 current directors and 4 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Hemant Kumar Sharma Also directs: Mata Vaishnodevi Mercantile Private Limited | Director | 26 Aug 2017 | 9 Years 2 Months | Current |
| Ishan Bajoria Also directs: New Chumta Tea Company Limited, Varsha Credit Private Limited | Additional Director | 23 Dec 2024 | 1 Years 10 Months | Current |
| Deepak Ranganathan Also directs: Mata Vaishnodevi Mercantile Private Limited | Director | 31 Mar 2014 | 12 Years 7 Months | Current |
Peer comparison
J F Low & Co Ltd is compared with the 10 companies closest to it by revenue in the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Desinganad Chits Private Limited | ₹1.02 Lakh (FY 2022) | Munroe Thuruth, Kerala, India | ||||
| Easyneeds Nidhi Limited | ₹1.02 Lakh (FY 2020) | -88.0% | Gautam Budh Nagar, Uttar Pradesh, India | |||
| Trywell People Benefit Nidhi Limited | ₹1.02 Lakh (FY 2021) | Sitamarhi, Bihar, India | ||||
| Mugni Services (OPC) Private Limited | ₹1.02 Lakh (FY 2025) | -12.0% | Jammu, Jammu and Kashmir, India | |||
| VVC Merchants India Nidhi Limited | ₹1.02 Lakh (FY 2019) | Thiruvananthapuram, Kerala, India | ||||
| J F Low & Co Ltdthis company | ₹1.02 Lakh (FY 2024) | ₹37,944 | 37.1% | Kolkata, West Bengal, India | ||
| Popular Wires Pvt Ltd | ₹1.02 Lakh (FY 2025) | -81.0% | Kolkata, West Bengal, India | |||
| Speedwell Tie-Up Private Limited | ₹1.02 Lakh (FY 2025) | 35.0% | Howrah, West Bengal, India | |||
| Sahayi Wealth Nidhi Limited | ₹1.02 Lakh (FY 2022) | -47.0% | Kerala, India | |||
| Ondeck Nidhi Limited | ₹1.02 Lakh (FY 2022) | -47.0% | Silchar, Assam, India | |||
| Mandakini Merchandise Private Limited | ₹1.02 Lakh (FY 2025) | -54.0% | Kolkata, West Bengal, India |
To see the full peer comparison of J F Low & Co Ltd, buy the company report.
Auditor
J F Low & Co Ltd is audited by LHILA & CO for the financial year 2017.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| LHILA & CO | FY 2017 | 313130E |
Shareholding
The shareholding of J F Low & Co Ltd is on record for 2 financial years, the latest being FY 2017, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2017 | FY 2016 |
|---|---|---|
| Promoters | ||
| Domestic institutional investors (DII) | ||
| Foreign institutional investors (FII) | ||
| Public | ||
| Others |
To see the full shareholding pattern of J F Low & Co Ltd, buy the company report.
Legal cases
No court or tribunal cases involving J F Low & Co Ltd are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for J F Low & Co Ltd; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for J F Low & Co Ltd; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
J F Low & Co Ltd has 7 board changes on record since 2014: 3 appointments and 4 cessations. The latest: Anand Jhawar ceased to be Director on 23 Dec 2024.
Frequently asked questions
J F Low & Co is an active public limited company based in Kolkata, West Bengal, India. The company works in financial activities, within the financial services industry. It was incorporated on 17 September 1948 (78+ years old) and is registered under CIN U29219WB1948PLC017140.
J F Low & Co has 3 current directors:
- Hemant Kumar Sharma - Director
- Ishan Bajoria - Additional Director
- Deepak Ranganathan - Director
The latest financial statements of J F Low & Co on record with the MCA are for the year ended 31 March 2024. Its last annual general meeting was held on 30 September 2024. Year-wise statements from 2015 are in the company report.
The CIN (Corporate Identification Number) of J F Low & Co is U29219WB1948PLC017140. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
J F Low & Co was incorporated on 17 September 1948, making it 78+ years old. It is registered with the Registrar of Companies, Kolkata.
The peers of J F Low & Co by revenue are Desinganad Chits Private Limited, Easyneeds Nidhi Limited, Trywell People Benefit Nidhi Limited, Mugni Services (OPC) Private Limited, VVC Merchants India Nidhi Limited and 5 more, all in the same principal business activity (other financial activities).
Anand Jhawar ceased to be Director on 23 Dec 2024. Ishan Bajoria was appointed as Additional Director on 23 Dec 2024. Kripa Shankar Mishra ceased to be Director on 26 Oct 2017. J F Low & Co has 7 board changes on record in total.
The registered office of J F Low & Co is at 3 Netaji Subhas Road, Kolkata, West Bengal, India – 700001.
J F Low & Co operates in the financial services industry, in the financial activities segment.
The compliance status of J F Low & Co is compliant as of 09 August 2026. The company is actively filing with the Registrar of Companies.
J F Low & Co can be reached at its registered office: 3 Netaji Subhas Road, Kolkata, West Bengal, India – 700001.
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