Varsha Credit Private Limited
About Varsha Credit Private Limited
Data last updated:
Varsha Credit Private Limited is a private limited company based in Kolkata, West Bengal, India. It operates in the diversified financial services segment of the financial services sector. It was incorporated on 30 March 1955 and has been in existence for over 71 years.
The company is registered with the Registrar of Companies (ROC), Kolkata, under CIN U14101WB1955PTC022255.
The company has an authorised share capital of ₹50 Lakh and a paid-up capital of ₹28.72 Lakh. It is led by directors Sharad Bajoria and Ishan Bajoria.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 3 Netaji Subhas Road, Kolkata, West Bengal, India – 700001.
As per the financials filed for FY 2025, the company reported a revenue of ₹3.13 Lakh, a decline of 40% compared to the previous year. For the same year it recorded a net profit of ₹31.21 Lakh and EBITDA of ₹32.29 Lakh. Revenue has declined at a compounded annual rate (CAGR) of 32% over three years and 39% over five years.
Court records list 1 case involving the company, including 1 filed against it.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Varsha Credit Private Limited's registered office is in Kolkata, West Bengal. Its e-mail address is in the company report.
- Email
- Registered Address3 Netaji Subhas Road, Kolkata, West Bengal, India – 700001
- IndustryFinancial Services, Diversified Financial Services
To see the full contact details of Varsha Credit Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Varsha Credit is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Varsha Credit Private Limited, buy the company report.
Financials of Varsha Credit Private Limited
FY 2025 filings availableVarsha Credit Private Limited reported revenue of ₹3.13 Lakh (down 40% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has declined at a compounded annual rate (CAGR) of 39% over five years, including a 40% fall in the latest year. EBITDA fell 94% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | |||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | ₹32.29 Lakh | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹31.21 Lakh | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | |||||
| Net Profit Margin | |||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
| Interest Coverage Ratio | |||||
| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of Varsha Credit Private Limited, buy the company report.
Board of directors of Varsha Credit Private Limited
Varsha Credit has 2 current directors and 1 former director. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Sharad Bajoria Also directs: New Chumta Tea Company Limited | Director | 01 Nov 2000 | 26 Years 0 Months | Current |
| Ishan Bajoria Also directs: New Chumta Tea Company Limited, J F Low & Co Ltd | Director | 27 Mar 2012 | 14 Years 7 Months | Current |
Peer comparison
Varsha Credit Private Limited is compared with the 5 companies closest to it by revenue in the BFSI industry (Other Financial Services), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Shahu Urban Multiple Nidhi Limited | ₹3.14 Lakh (FY 2019) | 1932.0% | Madalmohi, Maharashtra, India | |||
| Midi Music Private Limited | ₹3.14 Lakh (FY 2025) | -46.0% | Mumbai, Maharashtra, India | |||
| Bhootnath Forex Services Private Limited | ₹3.14 Lakh (FY 2025) | 67.0% | Kolkata, West Bengal, India | |||
| Varsha Credit Private Limitedthis company | ₹3.13 Lakh (FY 2025) | ₹31.21 Lakh | -40.0% | Kolkata, West Bengal, India | ||
| Aarav Dealtrade Private Limited | ₹3.13 Lakh (FY 2017) | 1153.0% | Kolkata, West Bengal, India | |||
| Shubhayush Nidhi Limited | ₹3.12 Lakh (FY 2025) | 22.0% | Dehradun, Uttarakhand, India |
To see the full peer comparison of Varsha Credit Private Limited, buy the company report.
Auditor
Varsha Credit Private Limited is audited by R B S C & CO. for the financial year 2023.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| R B S C & CO. | FY 2023 | 302034E |
Shareholding
The shareholding of Varsha Credit Private Limited is on record for 5 financial years, the latest being FY 2023, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of Varsha Credit Private Limited, buy the company report.
Legal cases
Varsha Credit Private Limited has 1 court case on record: 1 filed against it. All case is disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| High courts | 1 | 1 | 0 |
Cases on record (1 of 1)
| Court | Type of case | Party | Status |
|---|---|---|---|
| High Court | Company petition | Filed against the company by In the Matter of Ghoom Investment Co. P. Ltd. -and- | Disposed |
To see the full case history of Varsha Credit Private Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Varsha Credit Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
Group structure & subsidiaries
Varsha Credit has 1 associated company. This group structure data is as of FY 2023. The table lists each entity with its relationship and holding.
GST
No GST registration is on our record for Varsha Credit Private Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Varsha Credit Private Limited has 4 board changes on record since 1995: 3 appointments and 1 cessation. The latest: Ishan Bajoria was appointed as Director on 27 Mar 2012.
Frequently asked questions
Varsha Credit is an active private limited company based in Kolkata, West Bengal, India. The company works in diversified financial services, within the financial services industry. It was incorporated on 30 March 1955 (71+ years old) and is registered under CIN U14101WB1955PTC022255.
Varsha Credit has 2 current directors:
- Sharad Bajoria - Director
- Ishan Bajoria - Director
The latest financial statements of Varsha Credit on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.
The CIN (Corporate Identification Number) of Varsha Credit is U14101WB1955PTC022255. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Varsha Credit has 1 court case on record: 1 filed against it.
Varsha Credit was incorporated on 30 March 1955, making it 71+ years old. It is registered with the Registrar of Companies, Kolkata.
The peers of Varsha Credit by revenue are Shahu Urban Multiple Nidhi Limited, Midi Music Private Limited, Bhootnath Forex Services Private Limited, Aarav Dealtrade Private Limited, Shubhayush Nidhi Limited, all in the BFSI industry (Other Financial Services), with the same principal business activity (other financial activities).
Ishan Bajoria was appointed as Director on 27 Mar 2012. Jagdish Minotra ceased to be Director on 27 Mar 2012. Sharad Bajoria was appointed as Director on 01 Nov 2000. Varsha Credit has 4 board changes on record in total.
The registered office of Varsha Credit is at 3 Netaji Subhas Road, Kolkata, West Bengal, India – 700001.
Varsha Credit operates in the financial services industry, in the diversified financial services segment.
The compliance status of Varsha Credit is compliant as of 28 July 2026. The company is actively filing with the Registrar of Companies.
Sample company reports
The same report you get when you buy one: financials, directors, ownership, deals, charges, legal cases, brands and filings, with the Excel workbook alongside.
