About Jayabharat Credit Limited
Data last updated:
Jayabharat Credit Limited is a public limited company based in New Delhi, Delhi, India. It operates in the asset financing companies segment of the financial services sector. It was incorporated on 25 March 1943 and has been in existence for over 83 years.
The company is registered with the Registrar of Companies (ROC), Delhi, under CIN L66000DL1943PLC458206. Its GSTIN is 27AAACJ0926B3Z2 (Maharashtra). The company holds 4 GST registrations, of which 1 is active. It is a listed company as per MCA records. Its shares are listed on BSE: 501311.
The company has an authorised share capital of ₹10 Cr and a paid-up capital of ₹50 Lakh. It was formerly known as The Jayabharat Insurance Company Limited. It is led by directors including Vishnu Singhal and Preeti Singhal.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2026. The registered office is at 4/17 – B Asaf Ali Road Delhi, New Delhi, Delhi, India – 110002.
The company has about 11 employees on its provident fund (EPFO) records.
The company is associated with 1 brand: Jayabharat Credit. As per MCA filings, the company has open charges of ₹46 Cr and satisfied charges of ₹31.57 Cr on record. Court records list 279 cases involving the company, including 245 filed by the company and 34 filed against it; 5 cases are pending. The company has 15 deals on record (15 market trades); the latest was in November 2025. Its 4 peer companies in the BFSI industry (Asset Financing Companies), with the same principal business activity (financial and credit leasing activities) are compared by revenue, 3 larger and 1 smaller; the largest is Jaryal Motor Finance Company Limited with revenue of ₹12.7 Lakh.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website jayabharat.com.
Company details
CIN history
Jayabharat Credit has 2 previous CINs, indicating changes in the company's corporate structure or registration details. The current CIN is L66000DL1943PLC458206, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| L66000DL1943PLC458206 | Current |
| U66000MH1943PLC003899 | Previous |
| L66000MH1943PLC003899 | Previous |
Contact details
Jayabharat Credit Limited's registered office is in New Delhi, Delhi.
- Registered Address4/17 – B Asaf Ali Road Delhi, New Delhi, Delhi, India – 110002
- IndustryFinancial Services, Asset Financing Companies
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Brands
Jayabharat Credit operates one associated brand: Jayabharat Credit. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Hire purchase financing is offered for commercial vehicles and equipment. | jayabharat.com |
Business activity
The main business activity of Jayabharat Credit is financial and insurance service. In detail, this covers financial and credit leasing activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K5 | Financial and Credit leasing activities |
To see the full business activity and turnover split of Jayabharat Credit Limited, buy the company report.
Financials of Jayabharat Credit Limited
FY 2025-26 filings availableJayabharat Credit Limited reported revenue of ₹- (down 100% YoY) for FY 2025-26.
Financial Highlights
FY 2025-26 · StandaloneRevenue vs Net Profit ₹ Cr
Margin trends
Financial summary ₹ Cr
| Metrics | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Income statement | |||||||
| Revenue | 0.00 | 0.05 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 |
| Revenue growth | -100.0% | +400.0% | - | - | - | - | - |
| EBITDA | (1.06) | (0.93) | (1.16) | (1.17) | (0.89) | (1.08) | (1.14) |
| EBITDA margin | - | -1860.0% | - | - | - | - | - |
| Profit before tax | (1.06) | (0.93) | (1.07) | (0.60) | (0.88) | (0.79) | (1.15) |
| Net profit | (1.06) | (1.01) | (1.07) | (2.31) | (0.88) | (0.79) | (1.15) |
| Net profit margin | - | -2020.0% | - | - | - | - | - |
| EPS (₹) | (2.14) | (2.01) | (2.13) | (2.99) | (1.74) | (1.56) | (2.30) |
| Balance sheet | |||||||
| Total assets | (0.50) | (0.40) | (0.77) | (0.71) | 0.72 | 0.51 | 0.64 |
| Net worth | (61.93) | (60.86) | (59.85) | (58.79) | (57.29) | (56.42) | (55.64) |
| Total debt | 61.43 | 60.46 | 59.09 | 58.08 | 58.01 | 56.94 | 56.28 |
| Cash & bank | 0.02 | 0.07 | 0.02 | 0.04 | 0.05 | 0.02 | 0.03 |
| Net working capital | (0.50) | (0.40) | (0.78) | (0.71) | (0.24) | (0.51) | (0.39) |
| Cash flow | |||||||
| Cash from operations | (1.01) | (1.33) | (1.00) | (0.67) | (1.07) | (0.66) | (1.06) |
| Cash from investing | 0.00 | 0.00 | (0.02) | 0.91 | 0.00 | 0.00 | 0.00 |
| Cash from financing | 0.96 | 1.38 | 1.00 | (0.23) | 1.08 | 0.65 | 1.06 |
| Particulars | Sep 2026 | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.05 | 0.00 |
| Total expenses | 0.24 | 0.27 | 0.28 | 0.27 | 0.24 | 0.27 | 0.31 | 0.24 |
| EBITDA | (0.24) | (0.27) | (0.28) | (0.27) | (0.24) | (0.27) | (0.31) | (0.24) |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | (0.24) | (0.27) | (0.28) | (0.27) | (0.24) | (0.27) | (0.26) | (0.24) |
| Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.08 | 0.00 |
Financial Statements
| Particulars | Sep 2026 | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.05 | 0.00 |
| Total expenses | 0.24 | 0.27 | 0.28 | 0.27 | 0.24 | 0.27 | 0.31 | 0.24 |
| EBITDA | (0.24) | (0.27) | (0.28) | (0.27) | (0.24) | (0.27) | (0.31) | (0.24) |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | (0.24) | (0.27) | (0.28) | (0.27) | (0.24) | (0.27) | (0.26) | (0.24) |
| Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.08 | 0.00 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Revenue | 0.00 | 0.05 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 |
| Revenue growth | -100.0% | +400.0% | - | - | - | - | - |
| Other income | 0.00 | 0.01 | 0.10 | 0.87 | 0.02 | 0.30 | 0.00 |
| Total expenses | 1.06 | 0.98 | 1.17 | 1.17 | 0.89 | 1.08 | 1.14 |
| Employee cost | 0.00 | 0.00 | 0.00 | 0.05 | 0.10 | 0.27 | 0.26 |
| EBITDA | (1.06) | (0.93) | (1.16) | (1.17) | (0.89) | (1.08) | (1.14) |
| EBITDA margin | - | -1860.0% | - | - | - | - | - |
| Depreciation | 0.00 | 0.01 | 0.01 | 0.00 | 0.01 | 0.01 | 0.01 |
| Interest | 0.00 | 0.00 | 0.00 | 0.30 | 0.00 | 0.00 | 0.00 |
| Profit before tax | (1.06) | (0.93) | (1.07) | (0.60) | (0.88) | (0.79) | (1.15) |
| Tax | 0.00 | 0.08 | 0.00 | 0.89 | 0.00 | 0.00 | 0.00 |
| Net profit | (1.06) | (1.01) | (1.07) | (2.31) | (0.88) | (0.79) | (1.15) |
| Net profit margin | - | -2020.0% | - | - | - | - | - |
| EPS (₹) | (2.14) | (2.01) | (2.13) | (2.99) | (1.74) | (1.56) | (2.30) |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Equity & liabilities | |||||||
| Share capital | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 |
| Reserves & surplus | (66.93) | (65.86) | (64.85) | (63.79) | (62.29) | (61.42) | (60.64) |
| Shareholders' funds (net worth) | (61.93) | (60.86) | (59.85) | (58.79) | (57.29) | (56.42) | (55.64) |
| Secured loans | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 56.94 | 0.00 |
| Unsecured loans | 61.43 | 60.46 | 59.09 | 58.08 | 58.01 | 0.00 | 56.28 |
| Total debt | 61.43 | 60.46 | 59.09 | 58.08 | 58.01 | 56.94 | 56.28 |
| Total liabilities | (0.50) | (0.40) | (0.77) | (0.71) | 0.72 | 0.51 | 0.64 |
| Assets | |||||||
| Gross block | 0.02 | 0.02 | 0.02 | 0.00 | 1.18 | 1.18 | 1.18 |
| Net block | 0.00 | 0.01 | 0.01 | 0.00 | 0.26 | 0.27 | 0.28 |
| Capital work in progress | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.02 | 0.02 |
| Inventories | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Sundry debtors | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash & bank balances | 0.02 | 0.07 | 0.02 | 0.04 | 0.05 | 0.02 | 0.03 |
| Loans & advances | 0.01 | 0.09 | 0.01 | 0.01 | 0.03 | 0.02 | 0.02 |
| Total current assets | 0.03 | 0.16 | 0.03 | 0.05 | 0.08 | 0.04 | 0.05 |
| Total current liabilities | 0.53 | 0.56 | 0.81 | 0.76 | 0.32 | 0.55 | 0.44 |
| Net working capital | (0.50) | (0.40) | (0.78) | (0.71) | (0.24) | (0.51) | (0.39) |
| Total assets | (0.50) | (0.40) | (0.77) | (0.71) | 0.72 | 0.51 | 0.64 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Opening cash | 0.07 | 0.02 | 0.04 | 0.03 | 0.02 | 0.03 | 0.03 |
| Net cash from operating activities | (1.01) | (1.33) | (1.00) | (0.67) | (1.07) | (0.66) | (1.06) |
| Net cash from investing activities | 0.00 | 0.00 | (0.02) | 0.91 | 0.00 | 0.00 | 0.00 |
| Net cash from financing activities | 0.96 | 1.38 | 1.00 | (0.23) | 1.08 | 0.65 | 1.06 |
| Net change in cash | (0.05) | 0.04 | (0.02) | 0.01 | 0.02 | (0.01) | 0.00 |
| Closing cash | 0.02 | 0.07 | 0.02 | 0.04 | 0.05 | 0.02 | 0.03 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Growth | |||||||
| Sales growth | -100.0% | +400.0% | - | - | - | - | - |
| EBITDA growth | -14.0% | +19.8% | +0.9% | -31.5% | +17.6% | +5.3% | - |
| PBT growth | -14.0% | +13.1% | -78.3% | +31.8% | -11.4% | +31.3% | +98.1% |
| Net income growth | -5.0% | +5.6% | +53.7% | -162.5% | -11.4% | +31.3% | - |
| Revenue CAGR (3Y) | - | - | - | - | -100.0% | - | -100.0% |
| EBITDA CAGR (3Y) | -3.2% | +1.5% | +2.4% | +0.9% | -75.5% | -6.2% | +27.5% |
| Profitability & leverage | |||||||
| Net income margin | - | -2020.0% | - | - | - | - | - |
| Return on capital employed | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Return on net worth | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Debt / equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Long-term debt / equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest cover | 0.00 | 0.00 | 0.00 | -25.64 | 0.00 | 0.00 | 0.00 |
| Efficiency & per share | |||||||
| Fixed asset turnover | 0.00 | 3.00 | 11.00 | 1.47 | 0.02 | 0.25 | 0.00 |
| Inventory turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Debtors turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| EPS (₹) | (2.14) | (2.01) | (2.13) | (2.99) | (1.74) | (1.56) | (2.30) |
| Dividend per share (₹) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Book value per share (₹) | (123.86) | (121.72) | (119.70) | (117.58) | (114.59) | (112.84) | (111.29) |
To see the full year-wise statements and ratios of Jayabharat Credit Limited, buy the company report.
Board of directors of Jayabharat Credit Limited
Jayabharat Credit has 6 current directors and 9 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Vishnu Singhal Also directs: Treest Ventures LLP, Netsmart Online Services Private Limited | Director | 01 Oct 2016 | 10 Years 1 Months | Current |
| Preeti Singhal Also directs: Amigos Infra Private Limited., Capital Vehicles Sales Limited, Sports Fit Pavillion Private Limited and 5 more | Director | 19 Jan 2018 | 8 Years 9 Months | Current |
| Maharaj Krishan Madan | Director | 29 Apr 2009 | 17 Years 6 Months | Current |
| Rajiv Gupta Also directs: The Motor and General Finance Limited, Grosvenor Estates Private Limited, MGF Securities Private Limited and 5 more | Director | 11 Jan 1989 | 37 Years 9 Months | Current |
| Neetu Singhal Also directs: Pushya Interior LLP, Sprout Builders Private Limited, Aarambh Startup Advisors Private Limited and 2 more | Director | 27 Mar 2018 | 8 Years 7 Months | Current |
| Arun Mitter Also directs: The Motor and General Finance Limited, Hyline Mediconz Private Limited, Grosvenor Estates Private Limited and 5 more | Director | 30 Oct 2006 | 20 Years 0 Months | Current |
Peer comparison
Jayabharat Credit Limited is compared with the 4 companies closest to it by revenue in the BFSI industry (Asset Financing Companies), with the same principal business activity (financial and credit leasing activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Jaryal Motor Finance Company Limited | ₹12.7 Lakh (FY 2020) | -20.0% | Hamirpur, Himachal Pradesh, India | |||
| Deepak Deposit and Advances Ltd | ₹11.98 Lakh (FY 2024) | -22.0% | Punjab, India | |||
| Credifin Limited | ₹8.17 Lakh (FY 2022) | 80.0% | Jalandhar, Punjab, India | |||
| Alamgir Motor Finance Limited | ₹3.43 Lakh (FY 2018) | -80.0% | Punjab, India |
To see the full peer comparison of Jayabharat Credit Limited, buy the company report.
Charges & borrowings
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 25 Nov 2010 | 10260556 | Bank of Baroda | ₹14.5 Cr | Open | |
| 14 Jun 2003 | 90218516 | Bank of Baroda | ₹24 Cr | Open | |
| 25 Jun 1991 | 90217513 | Bank of Baroda | ₹4.25 Cr | Open | |
| 12 Sep 1985 | 90217010 | Bank of Baroda | ₹25 Lakh | Open | |
| 10 Aug 1983 | 90216881 | Canara Bank | ₹1 Cr | Open |
To see the full charge records of Jayabharat Credit Limited, buy the company report.
Total charge records: 17 View all charges
Deals & funding
Jayabharat Credit Limited has 15 deals on record (15 market trades); the latest was in November 2025.
Deals on record (5 of 15)
| When | Deal | Amount | Parties |
|---|---|---|---|
| Sep 2020 | Market trade | ₹8.8 Lakh | Buyer: Aumit Capital Advisors Limited Seller: National Isurance Co Ltd |
| Mar 2012 | Market trade | ₹1.29 Cr | Buyer: an individual Seller: Pramukh Car Riders Limited |
| Apr 2010 | Market trade | ₹8.6 Lakh | Buyer: M G F Services Limited Seller: Bahubali Services Limited |
| Mar 2010 | Market trade | ₹17.4 Lakh | Buyer: M G F Services Limited Seller: Bahubali Services Limited |
| Mar 2010 | Market trade | ₹21.6 Lakh | Buyer: M G F Services Limited Seller: Bahubali Services Limited |
To see the full deal history of Jayabharat Credit Limited, buy the company report.
Deal records are compiled from filings and public sources; amounts are shown only where the source reported them.
Legal cases
Jayabharat Credit Limited has 279 court cases on record: 245 filed by Jayabharat Credit, 34 filed against it. 5 cases are pending and 274 are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 150 | 10 | 1 |
| High courts | 126 | 23 | 4 |
| Supreme Court | 3 | 1 | 0 |
Cases on record (5 of 279)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Mumbai CMM Courts, Maharashtra | Original application | Filed by the company against M/S. Brown Kraft Industries Ltd and Ors and 2 others | Disposed |
| District court, Mumbai CMM Courts, Maharashtra | Original application | Filed by the company against M/S. Brown Paper Technologies Ltd and Anr | Disposed |
| District court, Mumbai CMM Courts, Maharashtra | Court case (Summons cases SS) | Filed by the company against Ms Brown Kraft Industries Ltd. 3 Ors and 3 others | Disposed |
| District court, Mumbai CMM Courts, Maharashtra | Court case (Summons cases SS) | Filed by the company against Ms Sun Earth Ceramics Ltd. 8 Ors | Disposed |
| District court, Mumbai CMM Courts, Maharashtra | Court case (Summons cases SS) | Filed by the company against Brawn Kraft Industries Ltd. 4 Ors and 4 others | Disposed |
To see the full case history of Jayabharat Credit Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Jayabharat Credit Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
Jayabharat Credit has 4 GST registrations: 1 active and 3 cancelled or inactive.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 27AAACJ0926B3Z2 | Maharashtra | Active | 04 Dec 2017 |
To see the full GST registrations and return filing status of Jayabharat Credit Limited, buy the company report.
Recent activity
Jayabharat Credit Limited has 16 board changes on record since 1989: 8 appointments and 8 cessations. The latest: Bipin Bhalabhai Bhavsar was appointed as CEO on 12 Apr 2019.
41 earlier events are in the company report.
Frequently asked questions
Jayabharat Credit is an active public limited company based in New Delhi, Delhi, India. The company works in asset financing companies, within the financial services industry. It was incorporated on 25 March 1943 (83+ years old) and is registered under CIN L66000DL1943PLC458206. Listed on BSE: 501311.
Jayabharat Credit has 6 current directors:
- Vishnu Singhal - Director
- Preeti Singhal - Director
- Maharaj Krishan Madan - Director
- Rajiv Gupta - Director
- Neetu Singhal - Director
- Arun Mitter - Director
The latest financial statements of Jayabharat Credit on record with the MCA are for the year ended 31 March 2026. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.
The GSTIN of Jayabharat Credit is 27AAACJ0926B3Z2, registered in Maharashtra. The company has 4 GST registrations in all, of which 1 is active and 3 are cancelled or inactive.
The CIN (Corporate Identification Number) of Jayabharat Credit is L66000DL1943PLC458206. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Yes. Jayabharat Credit is a listed company as per MCA records. Its shares are listed on BSE (code: 501311).
Jayabharat Credit has 279 court cases on record: 245 filed by the company and 34 filed against it. 5 are pending. Most are in the district courts.
Jayabharat Credit was incorporated on 25 March 1943, making it 83+ years old. It is registered with the Registrar of Companies, Delhi.
Jayabharat Credit has 15 deals on record (15 market trades); the latest was in November 2025.
The peers of Jayabharat Credit by revenue are Jaryal Motor Finance Company Limited, Deepak Deposit and Advances Ltd, Credifin Limited, Alamgir Motor Finance Limited, all in the BFSI industry (Asset Financing Companies), with the same principal business activity (financial and credit leasing activities).
Bipin Bhalabhai Bhavsar was appointed as CEO on 12 Apr 2019. Preeti Singhal ceased to be Additional Director on 12 Sep 2018. Neetu Singhal ceased to be Director on 11 Sep 2018. Jayabharat Credit has 16 board changes on record in total.
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