About Jayabharat Credit Limited
Data last updated: 18 February 2026
Jayabharat Credit Limited is a public limited company based in New Delhi, Delhi, India. It specialises in asset financing companies, a part of the broader financial services sector. Incorporated on 25 March 1943, the company has been in operation for over 83 years.
Registered with ROC Delhi under CIN L66000MH1943PLC003899. Listed on BSE: 501311.
Capital: an authorised share capital of ₹10 Cr and a paid-up capital of ₹50 Lakh. Formerly known as The Jayabharat Insurance Company Limited. It is led by directors including Vishnu Singhal and Preeti Singhal.
Last AGM: 30 September 2025. Financial statements filed for year ended 31 March 2025. Office: 4/17 – B Asaf Ali Road Delhi, New Delhi, Delhi, India – 110002.
As per the financials filed for FY 2025, the company reported a revenue of ₹5.66 Lakh, a decline of 46% compared to the previous year.
The company has a workforce of approximately 11 employees as per the latest available data.
The company is associated with 1 brand - Jayabharat Credit. As per MCA filings, the company has open charges of ₹46 Cr and satisfied charges of ₹31.57 Cr on record.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website jayabharat.com.
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Email*****@*****.com
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Telephone**************
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Website
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Social Media**************
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Registered Address4/17 – B Asaf Ali Road Delhi, New Delhi, Delhi, India – 110002
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IndustryFinancial Services, Asset Financing Companies
- Historical Financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Litigation, compliance and MCA filings
- PDF report delivered after checkout
CIN History of Jayabharat Credit Limited
Jayabharat Credit Limited has 2 previous CINs, indicating changes in the company's corporate structure or registration details. The current CIN is L66000DL1943PLC458206, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| L66000DL1943PLC458206 | Current |
| U66000MH1943PLC003899 | Previous |
| L66000MH1943PLC003899 | Previous |
Associated Brands with Jayabharat Credit Limited
Jayabharat Credit Limited operates one associated brand: Jayabharat Credit. These brands represent Jayabharat Credit Limited's diversified market presence and brand portfolio.
| Brand | Description | Website |
|---|---|---|
| Hire purchase financing is offered for commercial vehicles and equipment. | jayabharat.com |
Competitors & Alternatives of Jayabharat Credit Limited
Brands and companies operating in the same space as Jayabharat Credit Limited include Hinduja Leyland Finance, CreditWise Capital, Bajaj Auto Finance and 7 more.
| Competitor | Description | Location | Founded |
|---|---|---|---|
Hinduja Leyland Finance
|
Vehicle and housing finance products are offered across India. | Chennai, India, India | 2008 |
CreditWise Capital
|
Provider of loans and vehicle-related services via digital platforms | Mumbai, India, India | 2018 |
Bajaj Auto Finance
|
Auto finance loans are provided for two-wheelers, three-wheelers, and cars. | Pune, India, India | 1987 |
OTO
|
Two-wheeler loans are provided via a fintech platform for purchases. | Bengaluru, India, India | 2018 |
Mahaveer Finance India
|
Automotive loans and asset finance services are offered to clients. | Chennai, India, India | 1981 |
Kogta Financial India
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MSME loans, vehicle financing, and property-secured loans are provided. | Jaipur, India, India | 1996 |
Arman Financial Services
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Auto loans are provided through financial services in India. | Ahmedabad, India, India | 1992 |
Bike Bazaar
|
Online platform for buying and selling two-wheelers | Pune, India, India | 2017 |
Mufin Green Finance
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Consumer and SME loans are provided in India. | Delhi, India, India | 2016 |
Akasa Finance
|
Loans for vehicles, businesses, personal needs, and properties are provided. | Noida, India, India | 1995 |
Business Activity of Jayabharat Credit Limited
Jayabharat Credit Limited is engaged in the principal business activity of financial and insurance service, with detailed activities including financial and credit leasing activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K5 | Financial and Credit leasing activities | ********* |
Auditor Details of Jayabharat Credit Limited
Jayabharat Credit Limited is audited by jagdishchand &co (ICAI peer reviewed, certificate valid till 2027-03-31) for the financial year 2026, as reported in its BSE exchange filings. The statutory auditor is responsible for expressing an independent opinion on whether the financial statements present a true and fair view in accordance with applicable accounting standards.
| Name | Financial year | Audit opinion |
|---|---|---|
| jagdishchand &co (ICAI peer reviewed, certificate valid till 2027-03-31) | FY 2026 | Declaration of unmodified opinion |
Board of Directors of Jayabharat Credit Limited
Jayabharat Credit Limited is currently managed by 9 directors, with 9 former directors having served the organization. The current Directors play a crucial role in shaping the company's strategic direction and governance.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Vishnu Singhal | Director | 01 Oct 2016 | 9 Years 9 Months | Current |
|
Preeti Singhal
Also directs:
Jayabharat Credit Limited, Amigos Infra Private Limited., Capital Vehicles Sales Limited and 5 more
|
Director | 19 Jan 2018 | 8 Years 5 Months | Current |
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Maharaj Krishan Madan
Also directs:
Jayabharat Credit Limited, The Motor And General Finance Limited
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Director | 29 Apr 2009 | 17 Years 2 Months | Current |
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Rajiv Gupta
Also directs:
Jayabharat Credit Limited, The Motor And General Finance Limited, Grosvenor Estates Private Limited and 5 more
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Director | 11 Jan 1989 | 37 Years 6 Months | Current |
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Neetu Singhal
Also directs:
Jayabharat Credit Limited, Pushya Interior Llp, Sprout Builders Private Limited and 3 more
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Director | 27 Mar 2018 | 8 Years 3 Months | Current |
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Arun Mitter
Also directs:
Jayabharat Credit Limited, The Motor And General Finance Limited, Hyline Mediconz Private Limited and 5 more
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Director | 30 Oct 2006 | 19 Years 8 Months | Current |
Financials of Jayabharat Credit Limited FY 2026 filings available
Jayabharat Credit Limited reported revenue of ₹- (up ) for FY 2026. Profit growth despite declining revenue indicates effective cost management and margin discipline.
| Metrics | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|---|---|---|
| Revenue from Operations | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Other Income | ₹0 | ₹5.66 Lakh | ₹10.42 Lakh | ₹86.58 Lakh | ₹2.68 Lakh | ₹30.68 Lakh | ₹35,000 | ₹6.37 Lakh |
| Total Income | ₹0 | ₹5.66 Lakh | ₹10.42 Lakh | ₹86.58 Lakh | ₹2.68 Lakh | ₹30.68 Lakh | ₹35,000 | - |
| Cost of Materials Consumed | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Purchases of Stock-in-Trade | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Changes in Inventories | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Employee Benefit Expense | ₹0 | ₹0 | ₹0 | ₹4.93 Lakh | ₹9.58 Lakh | ₹27.43 Lakh | ₹26.09 Lakh | ₹41.67 Lakh |
| Finance Costs | ₹0 | ₹0 | ₹0 | ₹30.22 Lakh | ₹0 | ₹0 | ₹0 | ₹0 |
| Depreciation & Amortisation | ₹28,000 | ₹68,000 | ₹66,000 | ₹42,000 | ₹74,000 | ₹80,000 | ₹87,000 | - |
| Other Expenses | ₹1.07 Cr | ₹1.06 Cr | ₹1.16 Cr | ₹2.01 Cr | ₹79.55 Lakh | ₹80.24 Lakh | ₹88.44 Lakh | ₹60.28 Cr |
| Total Expenses | ₹1.07 Cr | ₹1.06 Cr | ₹1.17 Cr | ₹2.36 Cr | ₹89.87 Lakh | ₹1.08 Cr | ₹1.15 Cr | ₹60.7 Cr |
| Profit Before Exceptional Items & Tax | -₹1.07 Cr | -₹1.01 Cr | -₹1.06 Cr | -₹1.5 Cr | -₹87.19 Lakh | -₹77.79 Lakh | -₹1.15 Cr | - |
| Exceptional Items | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | - |
| Profit Before Tax | -₹1.07 Cr | -₹1.01 Cr | -₹1.06 Cr | -₹1.5 Cr | -₹87.19 Lakh | -₹77.79 Lakh | -₹1.15 Cr | -₹60.64 Cr |
| Total Tax Expense | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Net Profit | -₹1.07 Cr | -₹1.01 Cr | -₹1.06 Cr | -₹1.5 Cr | -₹87.19 Lakh | -₹77.79 Lakh | -₹1.15 Cr | -₹60.64 Cr |
| Other Comprehensive Income | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | - |
| Total Comprehensive Income | -₹1.07 Cr | -₹1.01 Cr | -₹1.06 Cr | -₹1.5 Cr | -₹87.19 Lakh | -₹77.79 Lakh | -₹1.15 Cr | - |
| EBITDA (computed) | -₹1.07 Cr | -₹1 Cr | -₹1.06 Cr | -₹1.19 Cr | -₹86.45 Lakh | -₹76.99 Lakh | -₹1.14 Cr | - |
| Basic EPS | ₹-2.14 | ₹-2.13 | ₹-2.13 | ₹-2.99 | ₹-1.74 | ₹-1.56 | ₹-2.30 | - |
| Diluted EPS | ₹-2.14 | ₹0.00 | ₹0.00 | ₹-2.99 | ₹-1.74 | ₹-1.56 | ₹-2.30 | - |
| Metrics | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|---|---|---|
| Total Assets | ₹2.97 Lakh | ₹16.58 Lakh | ₹4.63 Lakh | ₹5.21 Lakh | ₹1.04 Cr | ₹1.06 Cr | ₹1.08 Cr | ₹1.09 Cr |
| Non-current Assets | ₹23,000 | ₹51,000 | ₹1.19 Lakh | ₹0 | ₹31.99 Lakh | ₹1.01 Cr | ₹1.02 Cr | ₹1.03 Cr |
| Current Assets | ₹2.74 Lakh | ₹16.07 Lakh | ₹3.44 Lakh | ₹5.21 Lakh | ₹71.8 Lakh | ₹4.54 Lakh | ₹5.4 Lakh | ₹5.3 Lakh |
| Property, Plant & Equipment | ₹23,000 | ₹51,000 | ₹1.19 Lakh | ₹0 | ₹26.63 Lakh | ₹27.37 Lakh | ₹28.17 Lakh | - |
| Inventories | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Trade Receivables | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | - |
| Cash & Equivalents | ₹1.88 Lakh | ₹6.7 Lakh | ₹2.47 Lakh | ₹0 | ₹0 | ₹0 | ₹29,000 | ₹23,300 |
| Equity (Net Worth) | -₹61.93 Cr | -₹60.86 Cr | -₹59.85 Cr | -₹58.79 Cr | -₹57.29 Cr | -₹56.42 Cr | -₹55.64 Cr | - |
| Equity Share Capital | ₹5 Cr | ₹5 Cr | ₹5 Cr | ₹5 Cr | ₹5 Cr | ₹5 Cr | ₹5 Cr | - |
| Borrowings (Non-current) | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | - |
| Borrowings (Current) | ₹61.43 Cr | ₹60.46 Cr | ₹59.09 Cr | ₹58.08 Cr | ₹0 | ₹0 | ₹0 | - |
| Total Debt (computed) | ₹61.43 Cr | ₹60.46 Cr | ₹59.09 Cr | ₹58.08 Cr | ₹0 | ₹0 | ₹0 | - |
| Current Liabilities | ₹61.96 Cr | ₹61.03 Cr | ₹59.9 Cr | ₹58.84 Cr | ₹58.24 Cr | ₹54.6 Lakh | ₹43.69 Lakh | ₹35.79 Lakh |
| Total Liabilities | ₹61.96 Cr | ₹61.03 Cr | ₹59.9 Cr | ₹58.84 Cr | ₹58.33 Cr | ₹57.48 Cr | ₹56.72 Cr | - |
| Metrics | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
| Operating Cash Flow | -₹1.01 Cr | -₹1.33 Cr | -₹1 Cr | -₹10.75 Lakh | -₹1.06 Cr |
| Investing Cash Flow | ₹0 | ₹0 | -₹1.85 Lakh | ₹4.45 Lakh | ₹0 |
| Financing Cash Flow | ₹96.29 Lakh | ₹1.38 Cr | ₹1 Cr | ₹7.06 Lakh | ₹1.08 Cr |
| Capital Expenditure | ₹0 | ₹0 | ₹1.85 Lakh | ₹0 | ₹0 |
| Free Cash Flow (computed) | -₹1.01 Cr | -₹1.33 Cr | -₹1.02 Cr | -₹10.75 Lakh | -₹1.06 Cr |
| Dividends Paid | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Net Change in Cash | -₹4.82 Lakh | ₹4.23 Lakh | -₹1.77 Lakh | ₹75,900 | ₹1.5 Lakh |
| Metrics | Q4 FY26 | Q3 FY26 | Q2 FY26 | Q1 FY26 | Q4 FY25 | Q3 FY25 | Q2 FY25 | Q1 FY25 |
|---|---|---|---|---|---|---|---|---|
| Revenue from Operations | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Other Income | ₹0 | ₹0 | ₹0 | ₹0 | ₹5.23 Lakh | ₹43,000 | ₹0 | ₹0 |
| Total Income | ₹0 | ₹0 | ₹0 | ₹0 | ₹5.23 Lakh | ₹43,000 | ₹0 | ₹0 |
| Cost of Materials Consumed | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Purchases of Stock-in-Trade | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Changes in Inventories | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Employee Benefit Expense | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Finance Costs | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Depreciation & Amortisation | ₹7,000 | ₹7,000 | ₹7,000 | ₹7,000 | ₹17,000 | ₹0 | ₹41,000 | ₹10,000 |
| Other Expenses | ₹28.42 Lakh | ₹27.43 Lakh | ₹24.38 Lakh | ₹26.56 Lakh | ₹39.22 Lakh | ₹23.56 Lakh | ₹20.66 Lakh | ₹22.27 Lakh |
| Total Expenses | ₹28.49 Lakh | ₹27.5 Lakh | ₹24.45 Lakh | ₹26.63 Lakh | ₹39.39 Lakh | ₹23.56 Lakh | ₹21.07 Lakh | ₹22.37 Lakh |
| Profit Before Exceptional Items & Tax | -₹28.49 Lakh | -₹27.5 Lakh | -₹24.45 Lakh | -₹26.63 Lakh | -₹34.16 Lakh | -₹23.13 Lakh | -₹21.07 Lakh | -₹22.37 Lakh |
| Exceptional Items | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Profit Before Tax | -₹28.49 Lakh | -₹27.5 Lakh | -₹24.45 Lakh | -₹26.63 Lakh | -₹34.16 Lakh | -₹23.13 Lakh | -₹21.07 Lakh | -₹22.37 Lakh |
| Total Tax Expense | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Net Profit | -₹28.49 Lakh | -₹27.5 Lakh | -₹24.45 Lakh | -₹26.63 Lakh | -₹34.16 Lakh | -₹23.13 Lakh | -₹21.07 Lakh | -₹22.37 Lakh |
| Other Comprehensive Income | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Total Comprehensive Income | -₹28.49 Lakh | -₹27.5 Lakh | -₹24.45 Lakh | -₹26.63 Lakh | -₹34.16 Lakh | -₹23.13 Lakh | -₹21.07 Lakh | -₹22.37 Lakh |
| EBITDA (computed) | -₹28.42 Lakh | -₹27.43 Lakh | -₹24.38 Lakh | -₹26.56 Lakh | -₹33.99 Lakh | -₹23.13 Lakh | -₹20.66 Lakh | -₹22.27 Lakh |
| Basic EPS | ₹-0.57 | ₹-0.55 | ₹-0.49 | ₹-0.53 | ₹-0.68 | ₹-0.46 | ₹-0.42 | ₹-0.45 |
| Diluted EPS | ₹-0.57 | ₹-0.55 | ₹-0.49 | ₹-0.53 | ₹0.00 | ₹-0.46 | ₹-0.42 | ₹-0.45 |
Shareholding Pattern of Jayabharat Credit Limited
As per the shareholding pattern filed with BSE for the quarter ended Mar 2026, promoters hold 15.22%, domestic institutional investors hold 0.02%, retail and other public shareholders hold 84.76% of Jayabharat Credit Limited. The company had 2,698 shareholders on record.
| Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | |
|---|---|---|---|---|---|---|
| Promoters | 15.22% | 15.22% | 15.22% | 15.22% | 15.22% | 15.22% |
| Public | 84.78% | 84.78% | 84.78% | 84.78% | 84.78% | 84.78% |
| Mar 2026 | Mar 2025 | Mar 2024 | |
|---|---|---|---|
| Promoters | 15.22% | 15.22% | 15.22% |
| Public | 84.78% | 84.78% | 84.78% |
| Promoter change (YoY, %pts) | +0.00 | +0.00 | - |
Charges & Borrowings of Jayabharat Credit Limited
| Date | Lender | Amount | Status |
|---|---|---|---|
| 25 Nov 2010 | Bank of Baroda | ₹14.5 Cr | Open |
| 14 Jun 2003 | Bank of Baroda | ₹24 Cr | Open |
| 25 Jun 1991 | Bank of Baroda | ₹4.25 Cr | Open |
| 12 Sep 1985 | Bank of Baroda | ₹25 Lakh | Open |
| 10 Aug 1983 | Canara Bank | ₹1 Cr | Open |
Total charge records: 17 View all charges
Employees and EPFO Compliance at Jayabharat Credit Limited
Jayabharat Credit Limited has a workforce of 11 employees as of Apr 04, 2024.
Employee Count & EPFO Data of Jayabharat Credit Limited
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GST Compliance of Jayabharat Credit Limited
GSTIN & GST Filing Data of Jayabharat Credit Limited
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Credit Ratings, Litigation & Regulatory Alerts for Jayabharat Credit Limited
Credit Ratings, Legal Cases & Regulatory Alerts of Jayabharat Credit Limited
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MSME Payment Delays by Jayabharat Credit Limited
MSME Payment Delays by Jayabharat Credit Limited
Track payments outstanding to micro and small enterprise vendors, as disclosed in half-yearly MSME-1 returns filed with the MCA.
Subsidiaries & Group Companies of Jayabharat Credit Limited
Subsidiaries & Group Companies of Jayabharat Credit Limited
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MCA Filings & Documents of Jayabharat Credit Limited
MCA Filings & Documents of Jayabharat Credit Limited
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Recent Activity on Jayabharat Credit Limited
Frequently Asked Questions about Jayabharat Credit Limited
Jayabharat Credit Limited is an active public limited company in the financial services sector based in New Delhi, Delhi, India. It was incorporated on 25 March 1943 (83+ years old) and is registered under CIN L66000DL1943PLC458206. Listed on BSE: 501311. The company has 11 employees.
Jayabharat Credit Limited reported revenue of ₹5.66 Lakh for FY 2025 (down 46.00% YoY).
The current directors of Jayabharat Credit Limited are:
- Vishnu Singhal
- Preeti Singhal
- Maharaj Krishan Madan
- Rajiv Gupta
- Neetu Singhal
- Arun Mitter
- Bipin Bhalabhai Bhavsar
- Shreeram Gajanan Garde
- Hinal Ronak Mehta
The primary industry of Jayabharat Credit Limited is financial services. The company specifically operates in asset financing companies. The company is currently active in this sector.
Yes. Jayabharat Credit Limited is listed on BSE with code 501311.
Jayabharat Credit Limited can be reached at the registered office: 417 – B Asaf Ali Road Delhi, New Delhi, Delhi, India – 110002, or through the website jayabharat.com.