MSME (Udyam registered) Ministry of MSME
- Category
- Medium (2024-25)
- Udyam number
- UDYAM-TN-02-0064180
Jayapriya Chit Funds Private Limited - financial services in Chennai, Tamil Nadu, India. FY 2026 financials & compliance.
Revenue · FY 2025
₹106.41 Cr
▲ 20% YoY
Net profit · FY 2025
₹4.18 Cr
Net margin 3.9%
EBITDA · FY 2025
₹8.38 Cr
EBITDA margin 7.9%
Authorised capital
₹3 Cr
Registered with MCA
Paid-up capital
₹3 Cr
Issued & subscribed
Open charges
₹8.3 Cr
Satisfied ₹28.61 Cr
Company age
34 yrs
Est. 1992
Employees · EPFO
677
Provident fund records
About Jayapriya Chit Funds Private Limited
Data last updated:
Jayapriya Chit Funds Private Limited is a private limited company based in Chennai, Tamil Nadu, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 22 December 1992 and has been in existence for over 34 years.
The company is registered with the Registrar of Companies (ROC), Chennai, under CIN U65991TN1992PTC024080. Its GSTIN is 33AAACJ2295H1ZP (Tamil Nadu). The company holds 2 GST registrations, of which 1 is active.
The company has an authorised share capital of ₹3 Cr and a paid-up capital of ₹3 Cr. It is led by directors including Chinnasamy Rajagopalan Jayasankar (Managing Director) and Chinnasamy Rajagopalan.
Its last annual general meeting (AGM) was held on 30 September 2024, and its latest financial statements are for the year ended 31 March 2024. The registered office is at No. 37 II – Floor Siva Vishnu Complex Natesan Street T – Nagar, Chennai, Tamil Nadu, India – 600017.
As per the financials filed for FY 2025, the company reported a revenue of ₹106.41 Cr, a growth of 20% compared to the previous year. For the same year it recorded a net profit of ₹4.18 Cr (net margin 3.9%) and EBITDA of ₹8.38 Cr (EBITDA margin 7.9%). Revenue has grown at a compounded annual rate (CAGR) of 12% over three years and 1% over five years.
The company has about 677 employees on its provident fund (EPFO) records.
The company is associated with 1 brand: Jayapriya Chit Funds. As per MCA filings, the company has open charges of ₹8.3 Cr and satisfied charges of ₹28.61 Cr on record. Court records list 5,814 cases involving the company, including 5,647 filed by the company and 168 filed against it; 1,500 cases are pending. The company has 3 deals on record (2 secondary share transfers, 1 funding round), with disclosed funding of ₹2.5 Cr; the latest was in March 2022. Its 10 peer companies in the BFSI industry (Chit Funds, Micro Finance), with the same principal business activity (other financial activities) are compared by revenue, 5 larger and 5 smaller; the largest is Shriram Chits Pvt Ltd with revenue of ₹191.24 Cr.
Jayapriya Chit Funds Private Limited is registered as a medium enterprise under the Udyam registration framework (Reg. No. UDYAM-TN-02-0064180). The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website jayapriya.com.
Company details
CIN U65991TN1992PTC024080
Registration Number 024080
Incorporation Date 22 December 1992
ROC Chennai
Listing Status Unlisted
Company Status Active
Date of Last AGM 30 September 2024
Date of Balance Sheet 31 March 2024
Compliance Status Active Compliant
MSME Classification Medium
Udyam Registration UDYAM-TN-02-0064180
Key People
Chinnasamy Rajagopalan Jayasankar Managing Director Chinnasamy Rajagopalan Director Anitha Jayasankar Director Recognitions & Rankings of Jayapriya Chit Funds
Contact details
Jayapriya Chit Funds Private Limited's registered office is in Chennai, Tamil Nadu. Its website is jayapriya.com. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Social Media
- Registered AddressNo. 37 II – Floor Siva Vishnu Complex Natesan Street T – Nagar, Chennai, Tamil Nadu, India – 600017
- IndustryFinancial Services, Microfinance Institutions
To see the full contact details of Jayapriya Chit Funds Private Limited, buy the company report.
Comprehensive company report
Jayapriya Chit Funds Private Limited - one report that includes everything
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
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Brands
Jayapriya Chit Funds operates one associated brand: Jayapriya Chit Funds. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Provides chit schemes for financial savings and borrowing through branches in India. | jayapriyachits.com |
Business activity
The main business activity of Jayapriya Chit Funds is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Jayapriya Chit Funds Private Limited, buy the company report.
Financials of Jayapriya Chit Funds Private Limited
FY 2024 filings availableJayapriya Chit Funds Private Limited reported revenue of ₹106.41 Cr (up 20% YoY) for FY 2025.
Revenue · FY 2025
₹106.41 Cr ▲ 20%
Net profit · FY 2025
₹4.18 Cr margin 3.9%
EBITDA · FY 2025
₹8.38 Cr margin 7.9%
Compounded Annual Growth Rate (CAGR)
Revenue CAGR growth
1 year
▲ 20%
3 years · compounded
▲ 12%
5 years · compounded
▲ 1%
EBITDA CAGR growth
1 year
▼ 20%
3 years · compounded
▼ 10%
5 years · compounded
▼ 4%
Revenue has grown at a compounded annual rate (CAGR) of 1% over five years, including 20% growth in the latest year. EBITDA fell 20% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
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| Total Expenses | |||||
| EBITDA | ₹8.38 Cr | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹4.18 Cr | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 7.9% | ||||
| Net Profit Margin | 3.9% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
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| Efficiency and Growth | |||||
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| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of Jayapriya Chit Funds Private Limited, buy the company report.
Board of directors of Jayapriya Chit Funds Private Limited
Jayapriya Chit Funds has 4 current directors and 3 former directors. Current directors are listed first, with their designation and appointment date.
Current Directors
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Chinnasamy Rajagopalan | Director | 01 Aug 1998 | 28 Years 3 Months | Current |
| Anitha Jayasankar | Director | 01 Apr 1997 | 29 Years 7 Months | Current |
| Chinnasamy Rajagopalan Jayasankar | Managing Director | 22 Dec 1992 | 33 Years 10 Months | Current |
| Padmapriya Also directs: Jayapriya Hotels P Ltd | Director | 22 Dec 1992 | 33 Years 10 Months | Current |
Peer comparison
Jayapriya Chit Funds Private Limited is compared with the 10 companies closest to it by revenue in the BFSI industry (Chit Funds, Micro Finance), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Shriram Chits Pvt Ltd | ₹191.24 Cr (FY 2020) | -24.0% | Telangana, India | |||
| Margadarsi Chits (Karnataka) Private Limited | ₹176.98 Cr (FY 2025) | 12.0% | Bangalore, Karnataka, India | |||
| Repco Micro Finance Limited | ₹162.49 Cr (FY 2022) | -8.0% | Chennai, Tamil Nadu, India | |||
| Future Financial Servicess Private Limited | ₹152.55 Cr (FY 2016) | 116.0% | Bengaluru, Karnataka, India | |||
| Mini Muthoottu Nidhi Kerala Limited | ₹146.79 Cr (FY 2024) | 0.0% | Pathanamthitta, Kerala, India | |||
| Jayapriya Chit Funds Private Limitedthis company | ₹106.41 Cr (FY 2025) | ₹4.18 Cr | 3.9% | 20.0% | 677 | Chennai, Tamil Nadu, India |
| Shriram Chits Tamilnadu Private Limited | ₹105.5 Cr (FY 2020) | -2.0% | Chennai, Tamil Nadu, India | |||
| KPB Nidhi Limited | ₹101.59 Cr (FY 2025) | 23.0% | Aluva, Kerala, India | |||
| Dhanalakshmi Srinivasan Chit Funds Private Limited | ₹93.22 Cr (FY 2025) | 2.0% | Chennai, Tamil Nadu, India | |||
| Margadarsi Chits Private Limited | ₹89.21 Cr (FY 2024) | 3.0% | Chennai, Tamil Nadu, India | |||
| Dhanalakshmi Srinivasan Nidhi Limited | ₹82.45 Cr (FY 2025) | -7.0% | Perambalur, Tamil Nadu, India |
To see the full peer comparison of Jayapriya Chit Funds Private Limited, buy the company report.
Auditor
Jayapriya Chit Funds Private Limited is audited by SELVAM AND SUKU CHARTERED ACCOUNTANTS for the financial year 2022.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| SELVAM AND SUKU CHARTERED ACCOUNTANTS | FY 2022 | 003701S |
Shareholding
The shareholding of Jayapriya Chit Funds Private Limited is on record for 5 financial years, the latest being FY 2023, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of Jayapriya Chit Funds Private Limited, buy the company report.
Charges & borrowings
Open charges
₹8.3 Cr
Satisfied charges
₹28.61 Cr
Breakdown by lending institutions
Latest charge details
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 01 Sep 2025 | 101155096 | Others | ₹4.5 Cr | Open | |
| 18 Jun 2022 | 100591104 | City Union Bank Limited | ₹1.8 Cr | Open | |
| 17 Feb 2022 | 100562741 | Others | ₹2 Cr | Open | |
| 05 Oct 2020 | 100383611 | City Union Bank Limited | ₹10 Cr | Satisfied | |
| 26 Aug 2010 | 10259718 | Lakshmi Vilas Bank Limited | ₹17 Cr | Satisfied |
To see the full charge records of Jayapriya Chit Funds Private Limited, buy the company report.
Total charge records: 11 View all charges
Deals & funding
Jayapriya Chit Funds Private Limited has 3 deals on record (2 secondary share transfers, 1 funding round), with disclosed funding of ₹2.5 Cr; the latest was in March 2022.
Total deals
3
Secondary share transfers
2
Funding round
1
Disclosed funding
₹2.5 Cr
Deals on record (3 of 3)
| When | Deal | Amount | Parties |
|---|---|---|---|
| Mar 2022 | Secondary share transfer | Undisclosed | Buyer: 3 individuals Seller: 2 individuals |
| Mar 2020 | Secondary share transfer | Undisclosed | Buyer: an individual Seller: an individual |
| Mar 2012 | Funding round | ₹2.5 Cr | Investors: 4 individuals |
Deal records are compiled from filings and public sources; amounts are shown only where the source reported them.
Legal cases
Jayapriya Chit Funds Private Limited has 5,814 court cases on record: 5,647 filed by Jayapriya Chit Funds, 168 filed against it. 1,500 cases are pending and 4,314 are disposed.
Total cases
5,814
Filed by the company
5,647
Filed against the company
168
Pending
1,500
Disposed
4,314
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 5,691 | 53 | 1,464 |
| High courts | 123 | 115 | 36 |
Cases on record (5 of 5,814)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Puducherry | Execution petition | Filed by the company against The Managing Director Puducherry Road Transport Corporation Ltd and 1 other | Pending |
| District court, Coimbatore, Tamil Nadu | Petition | Filed against the company by an individual | Pending |
| Madras High Court | Appeal | Filed against the company | Pending |
| Madras High Court | Writ petition | Filed against the company | Pending |
| District court, Cuddalore, Tamil Nadu | Civil suit | Filed against the company | Pending |
To see the full case history of Jayapriya Chit Funds Private Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
Credit ratings & regulatory alerts
Jayapriya Chit Funds Private Limited was last rated by Crisil on 31 Jul 2020.
| Rating agency | Rated on | Rating |
|---|---|---|
| Crisil | 31 Jul 2020 |
To see the full credit ratings and regulatory alerts of Jayapriya Chit Funds Private Limited, buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Jayapriya Chit Funds Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
Employees & EPFO
Jayapriya Chit Funds Private Limited has a workforce of 677 employees on its EPFO records as of Apr 07, 2024, across 1 active EPFO establishment.
Employee count
677
Active EPFO establishments
1
Employee growth
11.35%
GST
Jayapriya Chit Funds has 2 GST registrations: 1 active and 1 cancelled or inactive.
Total GSTINs
2
Active
1
Cancelled / inactive
1
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 33AAACJ2295H1ZP | Tamil Nadu | Active | 01 Jul 2017 |
To see the full GST registrations and return filing status of Jayapriya Chit Funds Private Limited, buy the company report.
Recent activity
Jayapriya Chit Funds Private Limited has 10 board changes on record since 1992: 7 appointments and 3 cessations. The latest: Kasthuri Rajagopalan ceased to be Director on 13 Nov 2024.
Charges
A charge registered on 26 Aug 2010 via Charge ID 10259718 with Lakshmi Vilas Bank Limited was fully satisfied on 09 Dec 2025.
Charges
A charge with Others amounted to Rs. 4.50 Cr with Charge ID 101155096 was registered on 01 Sep 2025.
Ceased
Kasthuri Rajagopalan ceased to be Director.
AGM
Jayapriya Chit Funds Private Limited last Annual general meeting of members was held on 30 Sep 2024 as per latest MCA records.
Filing
Jayapriya Chit Funds Private Limited has filed its annual Financial statements for the year ended 31 Mar 2024 with Roc Chennai.
Charges
A charge registered on 05 Oct 2020 via Charge ID 100383611 with City Union Bank Limited was fully satisfied on 13 Jul 2023.
Charges
A charge with City Union Bank Limited amounted to Rs. 1.80 Cr with Charge ID 100591104 was registered on 18 Jun 2022.
Charges
A charge with Others amounted to Rs. 2.00 Cr with Charge ID 100562741 was registered on 17 Feb 2022.
Ceased
Chinnaraj ceased to be Director.
Ceased
Chinnaraj Uma ceased to be Director.
Charges
A charge with City Union Bank Limited amounted to Rs. 10.00 Cr with Charge ID 100383611 was registered on 05 Oct 2020.
Appointed
Chinnaraj was appointed as Director.
22 earlier events are in the company report.
Frequently asked questions
Jayapriya Chit Funds is an active private limited company based in Chennai, Tamil Nadu, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 22 December 1992 (34+ years old) and is registered under CIN U65991TN1992PTC024080.
Jayapriya Chit Funds has 4 current directors:
- Chinnasamy Rajagopalan Jayasankar - Managing Director
- Chinnasamy Rajagopalan - Director
- Anitha Jayasankar - Director
- Padmapriya - Director
The latest financial statements of Jayapriya Chit Funds on record with the MCA are for the year ended 31 March 2024. Its last annual general meeting was held on 30 September 2024. Year-wise statements from 2015 are in the company report.
The GSTIN of Jayapriya Chit Funds is 33AAACJ2295H1ZP, registered in Tamil Nadu. The company has 2 GST registrations in all, of which 1 is active and 1 is cancelled or inactive.
The CIN (Corporate Identification Number) of Jayapriya Chit Funds is U65991TN1992PTC024080. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Jayapriya Chit Funds has 5,814 court cases on record: 5,647 filed by the company and 168 filed against it. 1,500 are pending. Most are in the district courts.
Jayapriya Chit Funds was incorporated on 22 December 1992, making it 34+ years old. It is registered with the Registrar of Companies, Chennai.
Jayapriya Chit Funds has 3 deals on record (2 secondary share transfers, 1 funding round), with disclosed funding of ₹2.5 Cr; the latest was in March 2022.
The peers of Jayapriya Chit Funds by revenue are Shriram Chits Pvt Ltd, Margadarsi Chits (Karnataka) Private Limited, Repco Micro Finance Limited, Future Financial Servicess Private Limited, Mini Muthoottu Nidhi Kerala Limited and 5 more, all in the BFSI industry (Chit Funds, Micro Finance), with the same principal business activity (other financial activities).
Kasthuri Rajagopalan ceased to be Director on 13 Nov 2024. Chinnaraj ceased to be Director on 02 Sep 2021. Chinnaraj Uma ceased to be Director on 02 Sep 2021. Jayapriya Chit Funds has 10 board changes on record in total.
Yes, Jayapriya Chit Funds is registered as a medium enterprise under Udyam registration (number: UDYAM-TN-02-0064180).
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