About KPB Nidhi Limited
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KPB Nidhi Limited is a nidhi company based in Aluva, Kerala, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 17 August 1989 and has been in existence for over 37 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65991KL1989PLC005448. Its GSTIN is 32AAACT8678C1ZC (Kerala).
The company has an authorised share capital of ₹35 Cr and a paid-up capital of ₹31.88 Cr. It was formerly known as Kerala Permanent Benefit Fund Limited. It is led by directors including Muraleedharan (Managing Director) and Puthiaveettil Rajupillai Rajimol.
Its last annual general meeting (AGM) was held on 26 September 2024, and its latest financial statements are for the year ended 31 March 2024. The registered office is at Kpbf Mandir Registered Office No.VIII/441(1) Sangeetha Sabha Road, Aluva, Kerala, India – 683101.
As per the financials filed for FY 2025, the company reported a revenue of ₹101.59 Cr, a growth of 23% compared to the previous year. For the same year it recorded a net profit of ₹6.19 Cr (net margin 6.1%) and EBITDA of ₹65.25 Cr (EBITDA margin 64.2%). Revenue has grown at a compounded annual rate (CAGR) of 10% over three years.
The company has about 273 employees on its provident fund (EPFO) records.
As per MCA filings, the company has satisfied charges of ₹2.35 Lakh on record. Court records list 708 cases involving the company, including 627 filed by the company and 81 filed against it; 107 cases are pending.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website kpbnidhi.com.
Company details
Contact details
KPB Nidhi Limited's registered office is in Aluva, Kerala. Its website is kpbnidhi.com. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Registered AddressKpbf Mandir Registered Office No.VIII/441(1) Sangeetha Sabha Road, Aluva, Kerala, India – 683101
- IndustryFinancial Services, Microfinance Institutions
To see the full contact details of KPB Nidhi Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of KPB Nidhi is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of KPB Nidhi Limited, buy the company report.
Financials of KPB Nidhi Limited
FY 2024 filings availableKPB Nidhi Limited reported revenue of ₹101.59 Cr (up 23% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has grown at a compounded annual rate (CAGR) of 10% over three years, including 23% growth in the latest year. EBITDA rose 13% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | ₹65.25 Cr | ||||
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| Net Profit (PAT) | ₹6.19 Cr | ||||
| Balance Sheet | |||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 64.2% | ||||
| Net Profit Margin | 6.1% | ||||
| Return on Equity (ROE) | |||||
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To see the full financial statements and ratios of KPB Nidhi Limited, buy the company report.
Board of directors of KPB Nidhi Limited
KPB Nidhi has 9 current directors and 38 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Puthiaveettil Rajupillai Rajimol Also directs: Idencharts Private Limited | Director | 24 Aug 2022 | 4 Years 2 Months | Current |
| Rajesh Padmanabhan Also directs: KPB Chits Limited | Director | 05 Aug 2019 | 7 Years 3 Months | Current |
| Muraleedharan | Managing Director | 01 Jan 2022 | 4 Years 10 Months | Current |
| Pazhanikutty Swaminathan | Director | 24 Aug 2022 | 4 Years 2 Months | Current |
| Puthenkovilakom Vijayakumar | Director | 15 Mar 2023 | 3 Years 7 Months | Current |
| Sasidharan Dinny | Director | 31 Mar 2023 | 3 Years 7 Months | Current |
Peer comparison
KPB Nidhi Limited is compared with the 10 companies closest to it by revenue in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Repco Micro Finance Limited | ₹162.49 Cr (FY 2022) | -8.0% | Chennai, Tamil Nadu, India | |||
| Future Financial Servicess Private Limited | ₹152.55 Cr (FY 2016) | 116.0% | Bengaluru, Karnataka, India | |||
| Mini Muthoottu Nidhi Kerala Limited | ₹146.79 Cr (FY 2024) | 0.0% | Pathanamthitta, Kerala, India | |||
| Jayapriya Chit Funds Private Limited | ₹106.41 Cr (FY 2025) | 20.0% | Chennai, Tamil Nadu, India | |||
| Shriram Chits Tamilnadu Private Limited | ₹105.5 Cr (FY 2020) | -2.0% | Chennai, Tamil Nadu, India | |||
| KPB Nidhi Limitedthis company | ₹101.59 Cr (FY 2025) | ₹6.19 Cr | 6.1% | 23.0% | 273 | Aluva, Kerala, India |
| Dhanalakshmi Srinivasan Chit Funds Private Limited | ₹93.22 Cr (FY 2025) | 2.0% | Chennai, Tamil Nadu, India | |||
| Margadarsi Chits Private Limited | ₹89.21 Cr (FY 2024) | 3.0% | Chennai, Tamil Nadu, India | |||
| Dhanalakshmi Srinivasan Nidhi Limited | ₹82.45 Cr (FY 2025) | -7.0% | Perambalur, Tamil Nadu, India | |||
| TBF Nidhi (Kumbakonam) Limited | ₹77 Cr (FY 2025) | 28.0% | Kumbakonam, Tamil Nadu, India | |||
| Thiripura Chits Private Limited | ₹74.41 Cr (FY 2016) | 54.0% | Chennai, Tamil Nadu, India |
To see the full peer comparison of KPB Nidhi Limited, buy the company report.
Auditor
KPB Nidhi Limited is audited by Sajeev & Ajith for the financial year 2024.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| Sajeev & Ajith | FY 2024 | 014219S |
Shareholding
The shareholding of KPB Nidhi Limited is on record for 5 financial years, the latest being FY 2024, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of KPB Nidhi Limited, buy the company report.
Charges & borrowings
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 13 Sep 2007 | 10069415 | Dhanalakshmi Bank Ltd | ₹2.35 Lakh | Satisfied |
To see the full charge records of KPB Nidhi Limited, buy the company report.
Total charge records: 1 View all charges
Legal cases
KPB Nidhi Limited has 708 court cases on record: 627 filed by KPB Nidhi, 81 filed against it. 107 cases are pending and 601 are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 662 | 56 | 92 |
| High courts | 44 | 23 | 15 |
| Supreme Court | 2 | 2 | 0 |
Cases on record (5 of 708)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Ernakulam, Kerala | Civil suit | Filed against the company | Pending |
| High Court of Kerala | Appeal | Filed against the company by an individual | Pending |
| High Court of Kerala | Appeal | Filed against the company by an individual | Pending |
| High Court of Kerala | Appeal | Filed against the company by an individual | Pending |
| High Court of Kerala | Appeal | Filed against the company by an individual | Pending |
To see the full case history of KPB Nidhi Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for KPB Nidhi Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
Employees & EPFO
KPB Nidhi Limited has a workforce of 273 employees on its EPFO records as of Apr 01, 2024, across 1 active EPFO establishment.
GST
KPB Nidhi has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 32AAACT8678C1ZC | Kerala | Active | 01 Jul 2017 |
To see the full GST registrations and return filing status of KPB Nidhi Limited, buy the company report.
Recent activity
KPB Nidhi Limited has 44 board changes on record since 2007: 9 appointments and 35 cessations. The latest: Puthenkovilakom Vijayakumar ceased to be Additional Director on 27 Sep 2023.
37 earlier events are in the company report.
Frequently asked questions
KPB Nidhi is an active nidhi company based in Aluva, Kerala, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 17 August 1989 (37+ years old) and is registered under CIN U65991KL1989PLC005448.
KPB Nidhi has 9 current directors:
- Muraleedharan - Managing Director
- Puthiaveettil Rajupillai Rajimol - Director
- Rajesh Padmanabhan - Director
- Pazhanikutty Swaminathan - Director
- Puthenkovilakom Vijayakumar - Director
- Sasidharan Dinny - Director
- Mohandas Parayath - Director
- Hareeshmekanakkil Ramachandran - Director
- Viswaroopan Peedikaparambil - Director
The latest financial statements of KPB Nidhi on record with the MCA are for the year ended 31 March 2024. Its last annual general meeting was held on 26 September 2024. Year-wise statements from 2015 are in the company report.
The GSTIN of KPB Nidhi is 32AAACT8678C1ZC, registered in Kerala.
The CIN (Corporate Identification Number) of KPB Nidhi is U65991KL1989PLC005448. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
KPB Nidhi has 708 court cases on record: 627 filed by the company and 81 filed against it. 107 are pending. Most are in the district courts.
KPB Nidhi was incorporated on 17 August 1989, making it 37+ years old. It is registered with the Registrar of Companies, Ernakulam.
The peers of KPB Nidhi by revenue are Repco Micro Finance Limited, Future Financial Servicess Private Limited, Mini Muthoottu Nidhi Kerala Limited, Jayapriya Chit Funds Private Limited, Shriram Chits Tamilnadu Private Limited and 5 more, all in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities).
Puthenkovilakom Vijayakumar ceased to be Additional Director on 27 Sep 2023. Sasidharan Dinny ceased to be Additional Director on 27 Sep 2023. Sasidharan Dinny was appointed as Director on 31 Mar 2023. KPB Nidhi has 44 board changes on record in total.
KPB Nidhi can be reached through the website kpbnidhi.com. Its registered office is in Aluva, Kerala, India.
The registered office of KPB Nidhi is at Kpbf Mandir Registered Office No.VIII4411 Sangeetha Sabha Road, Aluva, Kerala, India – 683101.
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