Jio Credit Limited
About Jio Credit Limited
Data last updated: 19 December 2025
Jio Credit Limited is a public limited company based in Mumbai, Maharashtra, India, a subsidiary of Reliance Industrial Investments And Holdings Limited. It specialises in non-banking financial services (NBFC), a part of the broader financial services sector. Incorporated on 19 January 2000, the company has been in operation for over 26 years.
Registered with ROC Mumbai under CIN U64990MH2000PLC123731.
Capital: an authorised share capital of ₹500 Cr and a paid-up capital of ₹85.5 Cr. Formerly known as Reliance Retail Ventures Limited and Tex-Style Synthetics Private Limited. It is led by directors including Sunil Mehta and Pradnya Nandkumar Saravade.
Last AGM: 10 September 2025. Financial statements filed for year ended 31 March 2025. Office: Mumbai, Maharashtra.
As per the financials filed for FY 2025, the company reported a revenue of ₹358.38 Cr, a growth of 34% compared to the previous year.
The company has a workforce of approximately 82 employees as per the latest available data. It operates as a subsidiary of Reliance Industrial Investments And Holdings Limited.
The company is associated with 1 brand - Jio Finance. As per MCA filings, the company has open charges of ₹13,275 Cr on record.
The current compliance status is marked as compliant by the Registrar of Companies.
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Registered Address1St Floor Building 4Na Maker Maxity, Bandra Kurla Complex, Mumbai, Maharashtra, India – 400051
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IndustryFinancial Services, NBFC
- Historical Financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Litigation, compliance and MCA filings
- PDF report delivered after checkout
Name History of Jio Credit Limited
Jio Credit Limited has undergone 5 name changes throughout its history. The current legal name is Jio Credit Limited, reflecting the company's evolution and rebranding over time.
| Company Name | Status |
|---|---|
| Jio Credit Limited | Current |
| Reliance Retail Ventures Limited | Previous |
| Tex-Style Synthetics Private Limited | Previous |
| Reliance Power Ventures Private Limited | Previous |
| Reliance Power Ventures Limited | Previous |
CIN History of Jio Credit Limited
Jio Credit Limited has one previous CIN (Corporate Identification Number): U17110MH2000PLC123731. The current CIN is U64990MH2000PLC123731, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U64990MH2000PLC123731 | Current |
| U17110MH2000PLC123731 | Previous |
Associated Brands with Jio Credit Limited
Jio Credit Limited operates one associated brand: Jio Finance. These brands represent Jio Credit Limited's diversified market presence and brand portfolio.
| Brand | Description | Website |
|---|---|---|
| Loans, insurance, and digital payments are provided as financial services. | jiofinance.in |
Competitors & Alternatives of Jio Credit Limited
Brands and companies operating in the same space as Jio Credit Limited include InCred, FlexiLoans, Clix Capital and 5 more.
| Competitor | Description | Location | Founded |
|---|---|---|---|
InCred
|
Financial services are provided, specializing in personal and business loans. | Mumbai, India, India | 2016 |
FlexiLoans
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Business loans and financial products for MSMEs are provided. | Mumbai, India, India | 2016 |
Clix Capital
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Lending platform for consumers and businesses is provided. | Gurugram, India, India | 2016 |
Usha Financial
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NBFC offering loans to entrepreneurs, MSMEs, and individuals | Delhi, India, India | 2006 |
DMI Finance
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Personal, MSME, consumption, and EV loans are provided digitally. | Delhi, India, India | 2008 |
Niyogin
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Online lending marketplace for business loans | Mumbai, India, India | 1988 |
KNAB Finance
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Technology-driven lending solutions are provided to small and medium enterprises. | Bengaluru, India, India | 2015 |
Credit Fair
|
Solar financing solutions are provided by Credit Fair in India. | Mumbai, India, India | 2018 |
Business Activity of Jio Credit Limited
Jio Credit Limited is engaged in the principal business activity of financial and insurance service, with detailed activities including other financial activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | Locked |
Business activity turnover details for Jio Credit Limited
Turnover contribution percentages and historical activity changes require an active report plan.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Auditor Details of Jio Credit Limited
Jio Credit Limited is audited by Messers Chaturvedi & Shah LLP for the financial year 2020. The auditor plays a crucial role in ensuring financial transparency and compliance with accounting standards.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| Messers Chaturvedi & Shah LLP | Locked | Locked | Locked |
Complete auditor history for Jio Credit Limited
Appointment status, appointment dates, cessation dates, and historical auditor changes require an active report plan.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Board of Directors and KMP of Jio Credit Limited
Jio Credit Limited currently reports 6 directors and 2 key managerial personnel. 27 former directors have served the organization.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
|
Sunil Mehta
Also directs:
Jio Credit Limited, Jio Financial Services Limited, Cms Info Systems Limited and 5 more
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Director | 29 Aug 2023 | 2 Years 11 Months | Current |
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Kusal Roy
Also directs:
Jio Credit Limited, Jio Leasing Services Limited
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Ceo | 20 Aug 2024 | 2 Years 0 Months | Current |
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Pradnya Nandkumar Saravade
Also directs:
Jio Credit Limited, Rubicon Research Limited
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Director | 24 Oct 2024 | 1 Years 9 Months | Current |
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Harini Anand
Also directs:
Jio Credit Limited
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Cfo | 19 Dec 2023 | 2 Years 8 Months | Current |
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Rama Vedashree
Also directs:
Jio Credit Limited, Jio Financial Services Limited, Jio Payment Solutions Limited and 1 more
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Director | 19 Dec 2023 | 2 Years 8 Months | Current |
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Bimal Manu Tanna
Also directs:
Jio Credit Limited, Jio Leasing Services Limited, Kirloskar Pneumatic Company Limited and 5 more
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Director | 29 Aug 2023 | 2 Years 11 Months | Current |
Financials of Jio Credit Limited FY 2025 filings available
Jio Credit Limited reported revenue of ₹358.38 Cr (up 34.00% YoY) for FY 2025.
Ten-year financial statements for Jio Credit Limited
Historical statement values and trend charts require an active report plan.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
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Ownership and Shareholding of Jio Credit Limited
Shareholding and ownership data for Jio Credit Limited
Promoter, institutional, public, and beneficial ownership values require an active report plan.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Jio Credit Limited
| Date | Lender | Amount | Status |
|---|---|---|---|
| 18 Nov 2025 | Others | ₹500 Cr | Open |
| 13 Nov 2025 | Others | ₹750 Cr | Open |
| 07 Nov 2025 | Others | ₹1,000 Cr | Open |
| 09 Oct 2025 | State Bank of India | ₹95 Cr | Open |
| 26 Sep 2025 | Others | ₹500 Cr | Open |
Total charge records: 18 View all charges
Employees and EPFO Compliance at Jio Credit Limited
View historical data on people associated with Jio Credit Limited, including employment history and EPFO contributions.
Employee and EPFO history for Jio Credit Limited
Monthly headcount, contribution history, establishment records, and filing compliance require an active report plan.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
GST Compliance of Jio Credit Limited
GST registrations and filing compliance for Jio Credit Limited
State-wise registrations, return filing status, HSN and SAC details, and jurisdiction records require an active report plan.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
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Credit Ratings, Litigation & Regulatory Alerts for Jio Credit Limited
Credit ratings, litigation, and regulatory alerts for Jio Credit Limited
Agency ratings, court records, regulatory events, and entity-specific compliance alerts require an active report plan.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Jio Credit Limited
MSME payment history for Jio Credit Limited
Amounts outstanding to micro and small suppliers, delay reasons, and MSME-1 filing history require an active report plan.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Jio Credit Limited
Corporate group structure for Jio Credit Limited
Parent, subsidiary, associate, joint venture, and ownership records require an active report plan.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
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MCA Filings & Documents of Jio Credit Limited
MCA filings and documents for Jio Credit Limited
Official forms, annual returns, financial statements, charge filings, and document dates require an active report plan.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Recent Activity on Jio Credit Limited
Frequently Asked Questions about Jio Credit Limited
Jio Credit Limited is an active public limited company in the financial services sector based in Mumbai, Maharashtra, India. It was incorporated on 19 January 2000 (26+ years old) and is registered under CIN U64990MH2000PLC123731. The company has 82 employees.
Jio Credit Limited reported revenue of ₹358.38 Cr for FY 2025 (up 34.00% YoY).
The current directors and KMP of Jio Credit Limited are:
- Sunil Mehta - Director
- Kusal Roy - Ceo
- Pradnya Nandkumar Saravade - Director
- Harini Anand - Cfo
- Rama Vedashree - Director
- Bimal Manu Tanna - Director
- Sanjay Rangrao Chougule - Director
- Hitesh Kumar Sethia - Director
The primary industry of Jio Credit Limited is financial services. The company specifically operates in nbfc. The company is currently active in this sector.
Jio Credit Limited can be reached at the registered office: 1St Floor Building 4Na Maker Maxity, Bandra Kurla Complex, Mumbai, Maharashtra, India – 400051.
The authorised capital is ₹500 Cr, and the paid-up capital is ₹85.5 Cr.