Jio Credit Limited - Company Profile

It is a financial services public limited company based in Mumbai, Maharashtra, India, established in 2000.
2000 Mumbai, Maharashtra, India Active
Last Updated:
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About Jio Credit Limited

Jio Credit Limited, a active public limited company, was established on 19 January 2000 in Mumbai, Maharashtra, India. Engaging in nbfc within the financial and insurance service sector, it holds CIN: U64990MH2000PLC123731. Registered under ROC Roc Mumbai. it is unlisted. It has an authorized capital of ₹500.00 Cr and a paid-up capital of ₹85.50 Cr.

Formerly known as Reliance Retail Ventures Limited, Tex-Style Synthetics Private Limited. It upholds a compliant status. Employing 82 professional, Its leadership includes Sunil Mehta (Director), Kusal Roy (Ceo), Pradnya Nandkumar Saravade (Director). Past directors included Atul Shantikumar Dayal, Mohana Venkatachalam, Sunil Mehta. It holds ₹13,275.00 Cr open charges and no settled loans. Its latest AGM occurred on 10 September 2025, with the balance sheet filed on 31 March 2025. It is based at 1St Floor, Building 4Na, Maker Maxity, Bandra Kurla Complex,, Mumbai, Maharashtra, 400051.

Company Details
  • Email
    **********
  • Telephone

    +91-XXXXXXXXXX

  • Website
    **********
  • Social Media
    **********
  • Apps
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Company Details

  • CIN/LLPIN

    U64990MH2000PLC123731

  • Registration Number

    123731

  • Incorporation Date

    19 January 2000

  • Authorized Capital

    ₹500.00 Cr

  • Paid-Up Capital

    ₹85.50 Cr

  • ROC Code

    Roc Mumbai

  • Listing Status

    Unlisted

  • Company Status

    Active

Key Metrics
  • Authorised Capital ₹ 500.00 Cr
  • Paid Up Capital ₹ 85.50 Cr
  • Company Age 26 Year, 1 Month
  • Last Filing with ROC 31 Mar 2025
  • Open Charges ₹ 13,275.00 Cr
  • Revenue Growth **** -51.09%
  • Profit Growth **** -58.77%
  • Ebitda **** -49.87%
  • Net Worth 0.30%
  • Total Assets **** 0.37%
Company report

Jio Credit Limited

Company Report FY 2025-2026

Comprehensive Company Insights

Explore comprehensive insights into Jio Credit Limited — covering financial performance, compliance records, Competitor, shareholding patterns, directors, key metrics, and litigation history. Unlock to see detailed insights and stay informed.

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Who are the key members and board of directors at Jio Credit Limited?
Current Directors
Name Designation Appointment Date Status
Sunil Mehta Director 29 Aug 2023 Current
Kusal Roy Ceo 20 Aug 2024 Current
Pradnya Nandkumar Saravade Director 24 Oct 2024 Current
Harini Anand Cfo 19 Dec 2023 Current
Rama Vedashree Director 19 Dec 2023 Current
Bimal Manu Tanna Director 29 Aug 2023 Current
Past Directors
Name Designation Cessation Status
Pramod Abcsdd Director 24 Mar 2018 Past
Pramod Abcsdd Company Secretary 19 Dec 2023 Past
Pramod Abcsdd Additional Director 24 Sep 2024 Past
Pramod Abcsdd Manager 11 Aug 2023 Past
Pramod Abcsdd Cfo 11 Aug 2023 Past
Pramod Abcsdd Ceo 20 Aug 2024 Past

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Financial Performance of Jio Credit.

Jio Finance Limited, for the financial year ended 2023, experienced significant reduction in revenue, with a 51.09% decrease. The company also saw a substantial fall in profitability, with a 58.77% decrease in profit. The company's net worth moved up by a moderate rise of 0.3%.

Jio Credit revenue growth over time
Jio Credit profit and loss trends over time
Date Amount Transaction Name Valuation Lead Investors Investors
Jul, 2021 Amount Post-IPO - Grab Valuation

investors
Emtek
Feb, 2021 Amount Post-IPO - Grab Valuation

investors
Signite Partners
Jan, 2021 Amount Post-IPO - Grab Valuation

investors
Hana Financial Group , GGV Capital
Feb, 2021 Amount Post-IPO - Grab Valuation

investors
Signite Partners
  • Key Matrics
  • Balance Sheet
  • Profit and Loss
  • Cash Flow
  • Ratios
Metrics
(FY 2023) YOY Growth
(FY 2022) (FY 2021) (FY 2020) (FY 2019)
Total Revenue
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 -51.09%
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*******
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Revenue from Operations
*******
 -11.19%
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*******
*******
Total Assets
*******
 0.37%
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*******
*******
Profit or Loss
*******
 -58.77%
*******
*******
*******
*******
Net Worth
*******
 0.30%
*******
*******
*******
*******
EBITDA
*******
 -49.87%
*******
*******
*******
*******

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What is the Ownership and Shareholding Structure of Jio Credit?

In 2023, Jio Credit had a promoter holding of 100.00%. Access key insights, ownership, including shareholding patterns, funding, foreign investors, KMP remuneration, group structure, and overseas investments.

Shareholding Pattern (FY 2024)
shareholding
  • Promoters: 92.83%
  • Public: 4.10%
  • Others: 3.07%
Shareholding Pattern over the Year
FY (2024) FY (2023) FY (2022) FY (2021) FY (2020)
Promoters 92.83 94.62 94.55 94.55 94.55
Public 4.10 3.89 3.95 3.96 3.98
Others 3.07 1.49 1.50 1.49 1.47

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Charges (Loans)
Open Charges

₹132,750,000,000.00

Satisfied Charges

₹0

Charges Breakdown by Lending Institutions
  • Others : 13180.00 Cr
  • State Bank Of India : 95.00 Cr
Latest Charge Details
Date Lender Amount Status
18 Nov 2025 Others ₹500.00 Cr Open
13 Nov 2025 Others ₹750.00 Cr Open
07 Nov 2025 Others ₹1,000.00 Cr Open
09 Oct 2025 State Bank Of India ₹95.00 Cr Open
26 Sep 2025 Others ₹500.00 Cr Open

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How Many Employees Work at Jio Credit?

Unlock and access historical data on people associated with Jio Credit, such as employment history, contributions to the Employees' Provident Fund Organization (EPFO), and related information.

Employee Date Number of Employees
2020 78,000
2021 80,500
2022 83,200
2023 86,000
2024 89,500
2025 92,000
Deals i
Graph showing company valuation over time

Gain comprehensive insights into the Deals and Valuation data of Jio Credit, offering detailed information on various transactions, including security allotment data. Explore the intricate details of financial agreements, mergers, acquisitions, divestitures, and strategic partnerships that have shaped Jio Credit's trajectory.

Rating
Graph displaying rating trends over time

Access the credit rating data, providing valuable insights into the company's creditworthiness and financial stability. Explore assessments from leading credit rating agencies, evaluating factors such as debt obligations, liquidity, profitability, and overall financial health.

Alerts
Alert Indicator

Stay informed about regulatory alerts and litigation involving and associated companies. Receive timely updates on legal proceedings, regulatory changes, and compliance issues that may impact the company's operations, reputation, and financial performance. Monitor litigation involving subsidiaries, joint ventures, and other affiliated entities to assess potential risks and liabilities.

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Latest Updates, News, and FAQs on Jio Credit
Recent Activity within the Organization
  • Charges

    Progress on A charge with Others amounted to Rs. 500.00 Cr with Charge ID 101200154 was registered on 18 Nov 2025. was documented.

  • Charges

    The activity A charge with Others amounted to Rs. 750.00 Cr with Charge ID 101187636 was registered on 13 Nov 2025. was completed.

  • Charges

    Progress on A charge with Others amounted to Rs. 1,000.00 Cr with Charge ID 101192357 was registered on 07 Nov 2025. was documented.

  • Charges

    Progress on A charge with State Bank Of India amounted to Rs. 95.00 Cr with Charge ID 101172002 was registered on 09 Oct 2025. was documented.

  • Charges

    The activity A charge with Others amounted to Rs. 500.00 Cr with Charge ID 101169500 was registered on 26 Sep 2025. was completed.

  • Charges

    A charge with Others amounted to Rs. 500.00 Cr with Charge ID 101169295 was registered on 23 Sep 2025. was recorded as a recent event.

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Frequently Asked Questions
What is the CIN of Jio Credit Limited?

The CIN of Jio Credit Limited is U64990MH2000PLC123731.

Where is Jio Credit Limited headquartered?

Jio Credit Limited is headquartered at 1St Floor, Building 4Na, Maker Maxity, Bandra Kurla Complex,, Mumbai, Maharashtra, 400051.

When was Jio Credit Limited incorporated?

Jio Credit Limited was incorporated on 19 January 2000.

Who are the current directors of Jio Credit Limited?

The current directors of Jio Credit Limited are

What is the primary industry of Jio Credit Limited?

The primary industry of Jio Credit Limited is Financial And Insurance Service.

Is Jio Credit Limited a listed company?

Jio Credit Limited is unlisted.

What is the capital structure of Jio Credit Limited?

The authorized capital of Jio Credit Limited is ₹500.00 Cr, and the paid-up capital is ₹85.50 Cr.

What is the compliance status of Jio Credit Limited?

The compliance status of Jio Credit Limited is Compliant.

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